The amount paid by each manufacturer is not much, only two or three billion.

This has not had a great impact on these chip manufacturers.

More than a dozen mobile phone manufacturers have made it together, and more than 3 billion yuan has come.

Coupled with the 4 billion he got before, Chen Yu has completed the task of 7 billion.

Although 7 billion is very close to 10 billion, there is still a gap of 3 billion.

At this moment, I really don't know where to look for money.

However, Chen Yu is not in a hurry.

After waiting for a few days for the various payments to come in, Chen Yu directly deposited 7 billion yuan into Minsheng Bank.

The 7 billion that suddenly came in, and the president of the Shencheng branch of Minsheng Bank was directly startled.

Although 7 billion is not a large amount for a bank, the sudden arrival of 7 billion is not so simple.

You know, big orders like this are all from their business expansion.

Otherwise, there is a big customer like this who will save billions of dollars to you.

There are no discounts, no benefits, so they won't save in.

The president of the Shencheng branch of Minsheng Bank immediately reported to the headquarters.

"Chairman Liu, there is a company that suddenly deposited 7 billion yuan from us. ”

The secretary reported to Liu Yonghao, chairman of Minsheng Bank.

"What's there to report about this, 7 billion is not a big number. ”

Liu Yonghao, who is the chairman of Minsheng Bank, didn't care.

Not to mention 7 billion, they have 70 billion customers.

"The main thing is that this company has not cooperated with us before, and the 7 billion was suddenly deposited. ”

"Oh. ”

This made Liu Yonghao a little strange: "Which company?"

"Huanyu Technology. ”

"It's this one. ”

Liu Yonghao was a little surprised.

For Huanyu Technology, he is extremely impressive.

At the last Shencheng Electronics Industry Conference, Liu Yonghao also sent Chen Yu a business card.

Although there are usually a few conversations with Chen Yu, Huanyu Technology does not have much cooperation with Minsheng Bank.

Of course, Liu Yonghao didn't want Huanyu Technology to deposit money to their Minsheng Bank.

This kind of deposit-pulling business can be done as long as the account manager does it.

What he wants to do is to lend money to Huanyu Technology.

Because only the loan business is the bank's money-making business.

But then again.

At that time, when Liu Yonghao made a loan to Huanyu Technology, in fact, many directors were against it.

They believe that Huanyu Technology is mainly engaged in the Internet, and Internet companies do not have too many physical collateral. Once there is a problem, it is difficult to recover the loan. Even those venture capital companies, many of them cannot recover their costs, and some Internet companies even go bankrupt directly.

However, Liu Yonghao is strong against public opinion, he believes that Huanyu Technology is a very promising company.

He does not offer to other ordinary Internet companies.

If they can give Huanyu Technology a certain amount of financial support in the early stage, it will also be beneficial to their Minsheng Bank.

After all, Minsheng Bank is only a private institutional bank, and its scale is not as large as that of the four major banks.

Not to mention compared with the big four banks, even with some local banks, they can't compare.

Private banks should have cooperated with more private enterprises.

Private banks help more private enterprises to become bigger and stronger, and at the same time, more private enterprises can also bring more profits to their Minsheng Bank in the future.

It's just that although Liu Yonghao persuaded the other directors, Huanyu Technology does not seem to be short of funds.

Not only is there no shortage, Liu Yonghao also found that Huanyu Technology actually acquired a lot of their shares in the secondary market.

And just when Liu Yong was puzzled, Huanyu Technology deposited another 7 billion to them.

"What is Huanyu Technology going to do?"

"Is this flexing our muscles?"

"But it doesn't look like it. ”

7 billion is a fart for a bank.

I really didn't understand what Chen Yu meant, so Liu Yonghao personally went to Huanyu Technology.

"Mr. Chen, your 7 billion saved in really scared me. ”

I have met Liu Yong before, and I have chatted on the phone a few times, but this time I met again, and the two were not so strange.

Chen Yu was not surprised by Liu Yonghao's coming.

He deposited 7 billion yuan into the account of Minsheng Bank this time to arouse Liu Yonghao's interest.

Fortunately, his guess was good, and Liu Yonghao was really interested in himself.

"Mr. Liu is too joking, 7 billion is not money compared to your bank. ”

"Who told you that it's not money, although we have a lot of money in the bank, most of the money is not ours, but depositors'. Don't hide it, I came this time just to want to know what you mean by Mr. Chen. ”

"Alas......"

Chen Yu sighed and poured tea for Liu Yonghao: "It's a shame to say, but it's actually nothing, it's just that I want to borrow some money from your bank." ”

"Borrow money?"

"That's right, doesn't your bank have a loan business, I want to borrow some. ”

"It doesn't look like it, if you want to take out a loan, just call me directly. Besides, you've all saved 7 billion, and you still need to take out another loan?"

Liu Yong is even stranger.

"This is complicated, although 7 billion is here for me, I estimate that it can only be put on for a few days. After a while, I had to spend it. ”

"Even if this is the case, you don't need to deposit 7 billion yuan into our Minsheng Bank account. ”

"Hehe, I'm not afraid that your Minsheng Bank won't give me a loan. ”

Chen Yu smiled: "We are not like traditional entity enterprises, we don't have any real estate, and we don't have much to mortgage. Sending you some money first also proves that we have the ability to repay. ”

"Hahaha......"

Liu Yong laughed out loud after listening to it.

Sure enough, this Chen Yu is different from others.

But it's true.

Generally, it is difficult for Internet companies like them to get loans.

In this way, 7 billion came in all of a sudden, and the repayment ability seems to be a lot more reassuring.

"You can't say the same, although you are an Internet company, you also have an industry. Your mobile phones, Pear 3 generations are selling well. Moreover, the chips you have been working on recently are very promising. Not to mention our Minsheng Bank, I don't think other banks will necessarily lend to you. ”

"So, Mr. Liu agreed?"

"Or else. ”

Liu Yonghao smiled and said, "Last time I gave you a business card, I just wanted to give you a loan, but you didn't seem to be short of money before." ”

"The reality is changing too fast, and there was really no shortage of money before, but now there is a real shortage of money. ”

"How much is missing?"

"It's not much, about 3 billion. ”

"3 billion?"

3 billion is not much, but if you add the 7 billion that Chen Yu deposited into their Minsheng Bank account, it will be 10 billion.

10 billion cash flow, that's not a small amount.

What's even more terrifying is that the 10 billion cash flow is still under the condition that Huanyu Technology has not replaced its equity.

In other words, Huanyu Technology did not sell a single share, but they made up 10 billion cash flow.

This strength is really scary to say.

You know, in the past, some companies could only sell their shares if they wanted to raise money.

Some even can't borrow such a large amount of money, so they can only go public, which is to sell countless shares of their own.

But now, Huanyu Technology has used its own operating methods to make 10 billion at once.

This kind of ability, even if they are banks, he feels extremely powerful.

"Is it for Chen Xiao's equity?"

After thinking for a while in his mind, Liu Yonghao suddenly asked.

If you can ask for so much money, you can only put it on other projects.

Judging from the recent situation, Chen Yu definitely wants to eat Chen Xiao's equity.

"Mr. Liu is wise. ”

Chen Yu nodded.

Although Chen Yu didn't say it, the money was placed in Minsheng Bank, and he had to borrow money from them.

As long as they think about it, they can understand what Chen Yu wants this money for.

"You guy, you wanted to hide it from me just now, I said why do you want such a large sum of money. But you are amazing, not only drove Chen Xiao out of Yongle, but also wanted to take over his shares, amazing. ”

After speaking, Liu Yonghao frowned again: "No, no, Chen Xiao's shares are not worth so much money, and his remaining shares are worth up to 5 billion." You're going to scrape together 10 billion ...... Could it be ......?"

While speaking, Liu Yonghao looked at Chen Yu.

Chen Yu knew that it was useless to hide it when he said this, so he said, "I have another goal. ”

"Dazhong. ”

The two words Dazhong came out of the corner of Chen Yu's mouth, but at this time, Liu Yonghao's eyes were emitting a blazing light.

When I look at Chen Yu again, it seems to be completely different from before.