Chapter 476: There is a hole to drill

Chapter 476: There is a hole to drill

Liu Dong was ready to buy one million three-party commercial insurance, and Fang Yuan felt that it was OK.

At present, the three-way commercial insurance is from 50,000 to 5 million, and I heard that it will be increased to 100,000 to 10 million in the future.

Fang Yuan's hometown of Guide is a small eighth-tier city, and the probability of encountering a super luxury car like Rolls-Royce is not high, usually Mercedes-Benz E, Audi A6L, BMW five series of this grade, since Liu Dong wants to buy a million, Fang Yuan will follow him.

If it is in a super big city like Dahai City, your driving skills are very good, or the frequency of using the car is very high, no matter whether it is a skilled old driver, no one dares to guarantee that it will not hit a luxury car, after all, there is no 10,000 in case it is not?

But Fang Yuan insisted that Liu Dong not forget to buy three without deductible, because if you don't buy one million of the three, the insurance company will pay you one million after the accident.

The insurance company's contract states that this is not paid, that is not paid, and there are many restrictions on compensation.

"Fang Yuan, don't worry, I will buy 100% of the three, regardless of the deductible. Liu Dong was very grateful to Fang Yuan for thinking about himself.

"Dude, you have to be careful. Fang Yuan knew that buying a third party without deductible was not a gold medal for avoiding death, it also had the conditions of no compensation, but it was relatively less.

After telling Liu Dong to pay attention to when buying commercial insurance, Fang Yuan told him again: "When you go to buy commercial insurance, there will be a certain discount."

But because it is a second-hand car, if the original owner has been insured twice during the last insurance period, or if the car has been bought for less than a year, you will not enjoy any discounts when you buy commercial insurance, so whether you can save money depends on your face and luck. ”

"No discounts? I guess I'll have to pay 800 more. Liu Dong had a little liver pain, and prayed in his heart to the Western God, Guanyin Bodhisattva, Rulai Buddha, Sanqing Emperor, Allah, and the gods who walked by to bless the previous owner of the car as a law-abiding person.

"It's not like there's no way. Fang Yuan smiled at Liu Dong, did the original owner have been insured twice, the matter has passed, no one can do this, but there is no discount for commercial insurance for less than a year after buying a car, and there is still a loophole.

"Is there a hole to drill?" even Liu Chengwen came over curiously, he also ordered a Baojun from Zhenghong Auto Dealership, of course he wanted to know how to save money.

"Don't panic when you return to your hometown, first go to a few more insurance companies to ask about the situation. Fang Yuan heard Sun Yanming say that according to Liu Dong's situation, some insurance companies will still give the original discounts, and they need to go to a few more to see.

"As long as there is hope. "Liu Dong and Liu Chengwen are all happy, especially Liu Chengwen, spending thousands of dollars and eight hundred more is more uncomfortable than asking for his life.

After checking the procedures, Fang Yuan did not return it to Wu Hongjie immediately, he directly took the folder in his hand and officially checked the condition of the car.

Fang Yuan started to circle from the front of the car, knocking on the paint surface from time to time as usual, opening the doors and trunk......

When he walked to the two slender scratches on the left rear fender, Fang Yuan beckoned Liu Dong to come over and see: "This kind of subtle scratches, if the car dealers fix it, the data of the paint film meter on it will be very different, and it will be misunderstood by customers as an accident car, brother, don't mind." ”

"It's fine. "Liu Dong used to drive the light of Wuling, and he didn't care if the car was covered with scratches, and he felt that it didn't matter if he repaired it or not.

"Let's fix it. Fang Yuan thinks that the paint has been injured, and the rusty area will get bigger and bigger after years of wind and sun, but there is no need to make a big move, wait for tomorrow after the transfer to the Jingcheng Auto Repair Factory to clean up, and the appearance of the paint is also good-looking.

"Good, good, good. "From insurance, car review to car condition appraisal and paint repair, no matter how big or small the details, Fang Yuan has arranged it properly for himself, and it is so comfortable to come to Fang Yuan to buy a car.

Liu Dong was happy in his heart, and when he went to Fangyuan's auto repair factory, he was even more relieved of a thousand and ten thousand.

Fang Yuan walked to the front of the car, asked Liu Dong to help open the hood, casually checked it and looked at the right front fender that Wu Hongjie said.

Fang Yuan has always believed that this kind of decorative covering parts are different from the three major parts of automobiles, oil circuits, electrical appliances, etc., as long as the size is appropriate, there are no large gaps, and there is no obvious color difference, even if it is used with analogues, it is fine, anyway, how to save money.

Besides, the original owner used original parts, and there didn't seem to be any abnormalities, so Fang Yuan didn't care about him.

After finishing the car condition appraisal, Fang Yuan finally mentioned the price, and said to Liu Dong: "Brother, the price of 43,000 is already very low, and you may not be able to find such a suitable car elsewhere, I think it's it." ”

"Okay, I think it's very good. Fang Yuan said that 43,000 yuan was appropriate, Liu Dong agreed 100%, and sighed in his heart, he finally bought a satisfactory car.

Inadvertently, he saw the fine sweat on Fang Yuan's forehead, and remembered the old Liu who was killed, Liu Dong was not only moved but also moved, and thought of Fang Yuan's goodness even more.

Liu Dong wanted to thank Fang Yuan, but he felt that he lacked nothing for his successful career promotion and fortune, and he was much better than himself.

If Fang Yuan is given money, it is estimated that Fang Yuan will not only not ask for it, but Fang Dongming and Ma Yulian next to him will also whip themselves with a big mouth.

After thinking about it, Liu Dong had no choice but to say to everyone: "I'm happy today, I invite everyone to dinner, which can be regarded as a practice for Fang Yuan, let's not get drunk and don't return." ”

"Mr. Wu, you have to go together. ”

"Invite Master Song over. ”

"Fang Yuan, you see it's getting dark, it's time to get off work, call Wang Hu and them and ask them to come together. ”

Liu Dong warmly invited one by one, and used it as an excuse for Fang Yuan's practice, everyone present was embarrassed to refuse, and unanimously agreed to follow Liu Dong to drink tonight.

But Fang Yuan was afraid that Liu Dong would break the bank, so he still chose the place to eat at the entrance of the Tianhong second-hand car market.

Liu Dong bought a satisfactory car, he was very happy, he was very good at drinking, in addition to letting go of Fang Dongming and his wife in the wine field, he was all a hard pour.

The four salesmen of Zhenghong Car Dealership drank crookedly, Wu Hongjie drank with straight eyes, and Liu Chengwen covered his head and simply lay on the chair and couldn't get up.

This meal was so enjoyable that after the end, everyone supported each other before staggering out and coming back.

Fang Yuan is a key person in the wine field, he has been poured a lot, and he has drunk a lot at noon, standing outside with his head buzzing, and his body is shaking.

Finally sending Liu Chengwen and Wu Hongjie away, Fang Yuan was about to talk to Song Guoyuan about car modification, and suddenly found that Wang Hu and the four of them were sneakily together, as if they were discussing something.

"What are you doing?" Fang Yuan walked over curiously, but before he arrived, Wang Hu shut up and didn't speak, but instead looked at Fang Yuan with a silly look.

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