Chapter 130 is just a matter of paying interest according to the commercial loan 5

"It's almost 40,000 a year?" Not to mention Zhao Daming and Liu Liang, even Wang Hu and a few others exclaimed.

"Manager Sun, I don't buy a car anymore. After a period of ideological struggle, Zhao Daming finally made a decision to give up the loan to buy a car.

Because he now has a salary of about 5,000 per month, and in order to buy this BMW 1 Series, the annual cost of nearly 40,000 yuan means that he has to take out more than 3,000 yuan from his salary every month to repay the loan and maintain the car, which suddenly accounts for 60 or 70 percent of his salary, which he cannot afford.

"Manager Sun, I won't buy a car anymore. Liu Liang lowered his head deeply when he said this, and his voice was very low, as if he was very unwilling.

For Liu Liang and Zhao Daming to make such a choice, Sun Yanming shook his head slightly, he was happy that the two of them could give up very wisely, but also annoyed that he had no way to help them, and finally took the teacup in front of him and drank it all, and let out a long breath.

Xu Hong, Wang Hu, and Song Wei looked at each other, and they also did not speak, they were sorry for the two colleagues, and at the same time extinguished the small flame in their hearts that wanted to take out a loan to buy a car.

No one spoke at the scene, everyone's mood was not very good, Zhou Bing hurriedly picked up the wine glass, stood up and greeted everyone, "Come, everyone drink and eat." ”

"Yes, everyone drinks and eats. Sun Yanming also pretended to smile, snatched the beer bottle in front of Zhao Daming next to him and lifted it up, trying to persuade Liu Liang and Zhao Daming.

A penny is hard to die a hero, Fang Yuan sighed, he definitely didn't mean to look at Liu Liang and Zhao Daming's jokes, but sighed that if he didn't have a car dealer system, he would definitely have his own companion with Liu Liang and Zhao Daming now, and he would also worry about the loan and car maintenance costs of thirty or forty thousand yuan a year.

Finding Liu Liang's depressed mood, Fang Yuan understood that he really wanted to buy a car, and the purpose of buying a car was not just to find a girlfriend, but to fulfill his dream.

In the past, Liu Liang wanted to help himself more than once, but now that he has the ability, Fang Yuan wants to repay Liu Liang and help him.

Thinking of this, Fang Yuan leaned over to Liu Liang next to him, and said softly, "Brother Liu, if you want to buy a car, buy it, and I'll help you pay the down payment." ”

Fang Yuan's voice was very soft, but in Liu Liang's ears, it was like a thunderbolt.

Liu Liang stared at Fang Yuan deadly, his body trembled slightly, his mouth opened slightly, as if after experiencing a cruel struggle, he finally refused with a wry smile, "Thank you, brother, you still have to buy a house with your money, this is the most important thing, let's talk about it when I have money in the future." ”

"How can I have enough money to pay a down payment? Now that it's in the bank, I might as well take it out and help you pay the down payment." Liu Liang refused, but Fang Yuan persuaded him to accept, "My own brother, what are you polite to me?"

"No, no, I really don't want to buy a car. Liu Liang once again refused very firmly, shaking his head and saying that he would wait until he had saved enough money.

Liu Liang and Fang Yuan got together and talked softly, but Zhou Bing next to him looked at them but heard what the two said, knew that Fang Yuan wanted to pay a down payment for Liu Liang, and also heard that Fang Yuan wanted to buy a house in Dahai City.

Fang Yuanken stood up in time to help Liu Liang, so righteous, Zhou Bing's eyes seemed to have a fire burning, and he felt that the young man was a very good person.

"Fang Yuan, just now Liu Liang said that you want to buy a house, are you not a local?" Zhou Bing also leaned over and suddenly asked Fang Yuan.

"Yes, my hometown is from Defu. Fang Yuan didn't hide anything, "The basement where I live now is wet and damp, my skin is often itchy and uncomfortable, it's inconvenient to wash and cook, and I also want to develop in the sea for a long time, so I have the idea of buying a house." ”

Fang Yuan truthfully said his thoughts, and Zhou Bing was even more happy, thinking that Fang Yuan was honest, without the kind of pretentiousness and hypocrisy of ordinary people.

said his own things so happily, this is not treating himself as an outsider, so Zhou Bingle asked again, "Have you thought about what house to buy?"

"Nope. "Even with the money to sell the BMW Z4 and the salary in August, Fang Yuan is still far from saving enough money for a down payment on the house, and Fang Yuan has not yet seen any properties.

"Haha, I happen to have more than a dozen houses that I want to sell, can you pick a suitable set and see if it's okay?" Zhou Bing took out his mobile phone with a smile and called up the photo album inside.

Facing the mobile phone handed by Zhou Bing, Fang Yuan did not reach out to answer it.

Like Fang Yuan, all the people were stunned at first, then you look at me, I look at you, and when all eyes were focused on Zhou Bing, there was a gasping sound in the huge private room.

What kind of place is Dahai City? The top three cities in China, not to mention how many houses there are, can be regarded as successful people even if they can buy a house, and Zhou Bing has more than a dozen houses, how can he not shock everyone?

I only knew that Zhou Bing was a rich man before, but I didn't expect to be so rich.

His gaze swept over everyone's wide-eyed faces, Zhou Bing smiled helplessly, he didn't want to pretend to be like this, "What's the matter?"

"No, of course not. Fang Yuan is a second-hand car, of course he will not have any resistance to second-hand housing, he just thinks that he can't afford to buy any set at all, and he is also very puzzled, why should Zhou Bing help him.

Realizing Fang Yuan's doubtful eyes, Zhou Bing explained, "If you can help others, I can also help you." Besides, if I help you, I also help myself. Now that the property tax is being levied, I can't stand it anymore and want to sell the extra house......"

"That's right. But Fang Yuan still refused, because he couldn't take out so much money at once.

"It's okay, it's okay, I'm in a hurry, it can be regarded as a favor for you, give me a down payment, and pay interest according to the commercial loan 5. Zhou Bing looked around at everyone and asked, "Who else wants to buy it?"

"5?" Sun Yanming first reminded everyone with a dry cough, and then hurriedly responded, "I agreed for Fang Yuan, plus me." ”

"I want it too. Wang Hu immediately raised his hand like a primary school student answering a question in class, indicating that he also wanted it.

The rest hesitated, but after measuring their income, they didn't dare to respond.

I didn't even look at the house, so I decided on the house?

Fang Yuan believed that Sun Yanming decided to buy a house, and knew that he would definitely not suffer a loss if he followed him, and only after asking him did he know that Zhou Bing's interest rate of 5 was higher than the provident fund loan of 325 and lower than the commercial loan of 588, but the procedures were simplified, and it was enough to repay Zhou Bing on time every month in the future.

"Let's put the villain first and then the gentleman, and say everything clearly. Zhou Bing explained that Wang Hu, Fang Yuan, and Sun Yanming want to buy a house from him, and he can transfer the house first, and change the real estate certificate to their names, but he has to sign a formal contract, and he has to press the real estate certificate to him, and then return the real estate certificate to them after the balance is paid.

"Okay. On behalf of Wang Hu and Fang Yuan, Sun Yanming agreed cleanly, and told Zhou Bing that it would be forgotten today, everyone would make an appointment and discuss the specific details.

"Okay, let's make an appointment. Zhou Bing smiled and handed the phone to Fang Yuan again, "You can read it boldly this time, right?"

Ultra-low down payment, five percent interest, and when the appointment was made to talk about how much down payment and repayment period, Fang Yuan immediately took over the phone and began to check the pictures in the phone.

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