Chapter 129 The cost of taking out a loan to buy a car

Sun Yanming said that the change in the network, gear handle, steering wheel, etc. involves the most basic car modification, Fang Yuan has second-hand car sales skills, can understand what Sun Yanming said, but he does not have this expertise, usually when introducing the model, he will not deliberately mention to customers how to modify.

The entrepreneurial route planned by Fang Yuan for himself is to first rely on second-hand car sales skills to solve urgent problems such as houses and cars.

Then earn enough money to complete the original accumulation of funds.

If you have money in your hand, you won't panic, your mind will be calm, and you won't hesitate when you think about starting a business.

After solving the first step, Fang Yuan began to prepare with both hands.

If Zhenghong Group can develop smoothly and fulfill its dreams, then Fangyuan will stay forever.

If you can't succeed after trying your best, or if you encounter the ceiling of your career, Fang Yuan will resign and start your own business without any scruples.

In the past, Fangyuan's entrepreneurial route was second-hand car sales, second-hand car appraisal, and second-hand car maintenance and maintenance.

Just heard Sun Yanming mention second-hand car modification, Fang Yuan was a little curious, and he clearly remembered that there were car modification skills in the car dealer system, and he also wanted to know the profits of car modification, and was curious about the knowledge of car modification.

However, curiosity is curiosity, Fang Yuan understands that there must be priorities and priorities in doing things, there must be a priority, Fang Yuan will firmly move towards his goal, even if he wants other skills, he will wait until the main goal is completed.

So now the main goal is to make a lot of money quickly, Fang Yuan knows that the only way to realize his wish is to sell more cars, and what is urgently needed now is a higher-level car sales system, not any second-hand car identification, car maintenance and maintenance, not car modification.

Not to mention that the points are not enough now, even if there are enough points, Fang Yuan will give priority to redeeming a higher level of second-hand car sales skills.

Driven by curiosity, while Liu Liang and the others were excitedly discussing what else to change, he pretended to be casual and opened the car dealer system.

In an instant, the shining system panel came to mind, and options such as the personal center of the car dealer mall, mobile network management, etc., appeared.

In the morning, Fang Yuan spent a thousand points to buy elementary language skills, and when he clicked on his personal center, he found that the data had changed somewhat.

The host is far away.

Points 698.

Rank trainee car dealer.

Skills mastered 1: Elementary sales skills of used cars.

2. Elementary language skills.

......

The skills mastered became two, which made Fang Yuan very happy, and it was a little regrettable that the points were only 698, which was still not enough to buy any skills.

After closing the personal center and opening the car dealer mall, Fang Yuan began to flip through the names of various skills one after another.

1000 used car primary sales skills

1000 primary appraisal skills of used cars

Beginner Racing Skills 1000

......

Hey, I found it.,Sure enough, there is a primary modification skill for the car.,It also shows that you need 1000 points to redeem this skill.。

After finding the primary car modification skills, Fang Yuan continued to scroll down, but after searching carefully for a long time, he did not find a higher level of second-hand car sales skills.

What's going on?

Fang Yuan was a little confused, how could he not?

Fang Yuan tried to communicate with the system......

While Fang Yuan was inquiring about the car dealer system, Liu Liang and Zhao Da were obviously very excited, because Fang Yuan recommended the right model to them, what are the common problems of this 2018 BMW 1 Series, what need to be paid attention to, and even when to change the car in the future, it is also clear that the next thing is to wait for Sun Yanming to find Zhao Gaojie to apply for an interest-free loan, you can transfer the ownership and drive the car home.

Looking at Liu Liang and Zhao Daming's hot eyes, Sun Yanming wanted to try his best to help them, but also wanted to pour cold water on them, wanting them to know that buying a car depends on hard work after all, because even if it is an interest-free loan, if you can't pay the money, it will be a bamboo basket in the end.

After Sun Yanming coughed twice to attract everyone's attention, he said to Liu Liang and Zhao Daming, "I tell you, your salary is not high, and I actually do not support you to take out a loan to buy a car, on the contrary, I prefer that when you can reach the height of Fangyuan in the future, you will pay off all the expenses." However, now that your situation is special, and the pace of life is fast, it is really convenient to have a car, so I will try my best to help you......"

Everyone is their own people, Sun Yanming's words are very straightforward, not only Zhao Daming and Liu Liang stopped talking, but even Wang Hu and Xu Hong, who were also eager to try, and Song Wei were silent.

The atmosphere at the scene suddenly became awkward, several salesmen lowered their heads and looked dejected, Zhou Bing smiled and said to everyone, "Don't think Brother Sun is speaking straight, he is for your good." ”

Seeing Liu Liang and the others nodding their heads, Zhou Bing continued, "In today's society, there are people with a monthly salary of less than 7,000 yuan, but they want to take a mortgage to buy an Audi car to fill the façade; Some people have a monthly salary of 6,000 yuan, but they spend more than 100 yuan a day, so they can have a business package and an afternoon tea with coffee and cake. In their circle of friends, small household appliances are not used by Dyson; Cherry blossom viewing is not a good idea; Eat bread without wheat and do not touch it; Choose clothing, don't wear non-design models, is this kind of life good? I think it's the same as Fang Yuan introducing models to customers, depending on whether it is suitable for you. ”

Zhou Bing looked around at everyone, and said to Sun Yanming, "I think Liu Liang and Zhao Daming are not buying cars now, they also have a rigid need to buy a car, and they are not considered to be fat with swollen faces." ”

"Yes, I know I have a car now, and it's a little better when I have a girlfriend. Sun Yanming let out a long breath, looked at Liu Liang and said, "I'll calculate for you, what's the difference between buying a car with a loan and buying a car......

Speaking of this, Sun Yanming paused for a moment before continuing, "Hey, let's just calculate the cost of your loan to buy a car." ”

Sun Yanming turned to look at Fang Yuan again and asked, "How much is the 2018 BMW 1 Series listed in our car dealership?"

Fang Yuan didn't think about it, and replied directly, "One car is 14.18 million, one ......"

"Okay, no need to go on, just count it according to 14.18 million. Sun Yanming looked at Liu Liang and the two again, and said, "Our second-hand car loan, with a down payment of 30%, refers to 30% of the simple car price, the handling fee is 3, the interest is 4 to 6 per year, and there are ......."

So much, Liu Liang and Zhao Daming were dumbfounded, and exclaimed together, "Manager Sun, didn't you say that there is no interest, nothing is free?"

"I want to apply to Mr. Zhao, I said it doesn't count. Sun Yanming was confused, "Okay, even if I give you a contract transfer, exempt from interest, handling fee or something, do you have a down payment of 30 for this car?"

After Liu Liang and Zhao Daming glanced at each other, they immediately took out their mobile phones to unlock and find the calculator, and after a while, they calculated 14.18 million times 03, and finally came up with the need to pay 42,540 Huaxia coins to pay the down payment.

At this moment, Liu Liang's head suddenly lowered.

Zhao Daming's face on the other side was not good-looking, as if it was very difficult to come up with so much money at once.

"If you are still buying a second-hand car, if it is a new car, in addition to 30% or 20% of the car price, even if there is a discount for the naked car when you actually buy the car, you also need more money to add the purchase tax, insurance, handling fees, interest, license fees, GPS and other fees. Of course, Sun Yanming understood what Liu Liang and Zhao Daming meant, and he didn't even want to continue.

The two didn't speak, Sun Yanming sighed, or continued, "This BMW 1 series, according to 9 oil calculations, drive 10,000 kilometers a year, yesterday I added 92 oil, 628 yuan per liter, a year's oil money is 5652 yuan, Fang Yuan just said, BMW 1 series is 10,000 kilometers of maintenance, the ministry according to the cheapest small insurance 1,000 yuan, 400 yuan for car review, car insurance to buy compulsory traffic insurance, car damage insurance, The 500,000 three-party insurance is about two thousand five, and now it is more than nine thousand five hundred, not counting the cost of car washing, car repair, violation fines, parking fees, and highways......"

Liu Liang and Zhao Daming were so frightened that their livers fluttered wildly, and they didn't dare to listen anymore, and at this time, Fang Yuan added, "BMW 1 Series must add No. 95 gasoline." ”

"No. 95 gasoline? Oh, then add 041 yuan per liter. Sun Yanming thought for a moment, and then said, "Not counting car washing, car repair, violation fines, parking fees, highways, etc., you have to spend 434,000 yuan per year for this car in the past three years." ”

............

It shouldn't have been written in the text.,But in order to let friends who use the computer version also see it.,Let's not take it as an example.。

Some readers and friends said that this book is slow and long-winded.

This friend is right, it is indeed slow paced, verbose, I admit, I have written so many chapters for dinner.

I used to write a story in three or four chapters, but this book didn't dare to write that.

The selling point of this book is cars, and I was the first to write about used cars at the beginning. I want to write a book with the most hardcore knowledge and the most accurate data of automotive knowledge, please give me a chance, thank you.

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