One hundred and five Investments become loans

Qiu Ge knew that these people who came to invest were all here for profit, so he also prepared the temptation in this regard, otherwise he knew that he would not be able to keep these people's money.

"Brother Zhang, friends, what I just said about relying on the income of the land to make money, is specifically referring to the nursing home; and the reservoir to build the pension center is not this model, there I want to make a high-end model, that is, to attract the city, the old people from other places to come to the elderly; now many migratory birds and old people in the north and south choose a good place to live, winter and summer back and forth, so I am ready to build the reservoir over there into an environment, services, The medical care is very high-grade elderly care center, so that it can attract those who need a high standard of retirement life. ”

"I can think about this, and I will talk about it in detail. Another investor named Xu Zhongyan said.

"Through some materials, I saw that many elderly people, especially urban retired elderly, live while traveling, and they often live in a place for a month or two or more, which is not only for tourism but also for the elderly, and some elderly people want to find a quiet place to live after retirement, so I germinated the idea of creating a retirement center.

We are a forest area here, known as a natural oxygen bar, which has unique innate environmental advantages, but what is lacking is good living, living and medical facilities, so we have to build it.

We invest in the construction of high-end residential apartments, villas and activity facilities, and provide special food from the mountains and forests, so that the elderly can live here with peace of mind and eat nutritious and healthy food.

And we can provide old-age care, medical services, which solves the worries of the elderly; those who have the conditions and are not afraid of spending money will come to us for the elderly or travel and vacation, and we provide them with places to live and services. Qiu Ge is drawing a blueprint and wants to impress these people to invest.

"Qiu Ge, to be honest, what you said is indeed attractive, but I still don't think it's realistic, let's take medical care as an example, this field is not only expensive equipment, even medical staff are difficult to hire, how much do you have to invest to support this aspect?

"In terms of medical care, we can adopt the mode of medical cooperation, cooperate with provincial, municipal and county tertiary medical institutions, and regularly come to diagnose and treat our elderly, and we are now relying on the medical team of the provincial capital to ensure the medical needs of nursing homes; 。 ”

"Even so, I felt that the investment was very risky and the speed of repayment was too slow. Another man named Fang Kuo said.

"If you want to get back quickly, and you want to make money, I still have a way, that is, you only lend me money, I give you a higher interest, and on New Year's Day, I will return it to you with interest; "Qiu Ge is also desperate.

"This can indeed be considered, turning investment into lending, our funds can be withdrawn quickly, the relative risk is small, and we can earn some interest expenses, but how to calculate this interest?" Zhang Anlin asked.

"I can give everyone twice the annual interest rate of the bank, and I can't stand it anymore. Qiu Ge felt that he could take the risk.

"It's only twice as much, it's too little, it's not interesting. The one who hasn't spoken has been called Jiang Yunzhi, and now he has spoken.

"Huh...... , I can bear such a large amount of interest space, and I will not be able to repay any more. ”

Then everyone stopped talking about investment, and talked about lending, and finally they were willing to lend Qiu Ge 15 million, but the interest needed to be three times the annual interest rate of the bank, and no matter how high Qiu Ge disagreed.

If the borrower withdraws halfway, the lender can deduct 20 percent of the funds as compensation for his own losses, that is to say, if they want to go back before New Year's Day, Qiu Ge can only repay 12 million and withhold 3 million as compensation for his own losses.

Before signing the agreement, Qiu Ge and Lu Di discussed, and later Luo Shengnan and Liu Haili also came over, and they studied whether it was cost-effective to borrow money like this.

"Qiu Ge, I think it's better to find a bank than them, why don't you find a bank?" Luo Shengnan asked.

"Mayor Luo, do you think you can get fifteen million from the bank as collateral for the B&B and the winery?" asked Qiu Ge.

"It's hard to say, but seven or eight million is fine, right?"

"That's half the difference, and the money for an apartment building is gone, and I do want to borrow some more money from the bank to make the construction more financial. ”

"Ah, repay the loan from the bank, then what kind of collateral do you use? You don't want to use the B&B and the wine shop to mortgage again, do you?

"If you don't say it, who knows that I mortgaged it twice?" Qiu Ge said.

"Qiu Ge, you can't take such a risk. Liu Haili also said busily.

Secretary Liu, Sister Luo, we plan to use the nursing home to mortgage the bank loan, but this is a method that is only used when there is a gap in funds in the later stage, in fact, after the 15 million is in place, our funds will be almost the same, because there are still people who will invest in shares. Lu Di explained.

"You are dead Du Qiuge, you can scare you to death. Luo Shengnan scolded.

"Hehe, I can't do anything illegal, and in terms of repayment, I calculated that we should be able to pay it back. Qiu Ge said with a smile.

This year, he has carried out a total of more than 20,000 mu of land planting tasks, including 6,000 mu of soybeans, 2,000 mu of miscellaneous grains, 2,000 mu of special corn breeding, 4,700 mu of vegetables, and 7,000 mu of adzuki beans, totaling more than 20,000 mu.

And he is still a participant in some of the income from these lands, such as vegetables, he grows a part, and he also has to make a profit from the sale of sticky corn.

There are also wineries, homestays, and the distribution of mountain products, which are all money-making projects, and the old-age care platform has also begun to have income, so it is not difficult to repay the loan.

"Now that you have analyzed it thoroughly, you can do it, and I also think that borrowing is not cost-effective, but you can get a large amount of money, which is also a solution to the lack of money. Liu Haili actually encouraged.

Qiu Ge's heart moved, and she felt that what Liu Haili said was very sincere and cordial, but why did she say this?

This was just a momentary feeling, and then Lu Di spoke: "We are also gambling, everyone is happy if we win, and it will be a mess if we lose." ”

"Everyone is young, and if you lose, you will make a comeback, not to mention that you still have a great chance of success. Liu Haili continued.

"Then we'll sign a deal with them. Qiu Ge decided.

Then everyone signed an agreement that the funds would be available by the middle of the month, and it would be time to start construction.

During the meal, Zhu Zixuan said again: "Qiu Ge, my investment is in place on May Day, five million, and I will record the shares according to the total investment." ”

"Okay, so which side are you investing in?"

"It's better to invest in the reservoir, I think it's better to make high-end money, it may be almost at first, but it can definitely explode in the future, and in addition, as long as the reputation is established, it can last. Zhu Zixuan has his own analysis, and he thinks that the future pension will move towards a good level, so he chooses the high-end side.

"Hehe, you are the same as my brother, he also voted over there, and it was also five million. "Qiu Ge is talking about Zheng Hongsheng.

"The hero sees the same thing, and you have to leave the construction to me. ”

"Haha...... , big brother, are you making money back again?" Qiu Ge said with a smile.

"Don't you have to give money to others? This is called fertilizer and water does not flow into the fields of outsiders, my brother will make it for you, you can absolutely rest assured of the quality, I can't do it well, she can't spare me." Zhu Zixuan looked at Luo Shengnan and said.

"Huh...... , Cheng, it's all handed over to the eldest brother to you to do the construction, and I can save snacks. ”

After dinner, Qiu Ge left them to go to the bar to drink, Zhu Zixuan and they didn't go, they all went back to the city directly, but Liu Haili and Luo Shengnan stayed, but they didn't go to the bar, they only sat in the glass living room on the second floor for a while, drank a glass of red wine and rested.

Two days later, Qiu Ge began to inspect the villages, urging everyone to sow seedlings and nursery, and he also frequented several key villages.

And Luo Shengnan is also inspecting the planting area she has arranged, of course, there is no need to rush to supervise the soybeans, because there is still a month to sow seeds, what she wants to see is the sticky corn seedlings in Shanqian Village;

"When will the corn seedlings be transplanted this year?" Luo Shengnan didn't understand the planting thing, so he asked Qiu Ge.

"They were transplanted in early to mid-May and harvested in early to mid-July. ”

"Can you really guarantee that sticky corn will make money? Don't lose it, or I'll be doomed." ”

"Be quiet, don't let everyone hear it, you're disturbing the morale of the army. Qiu Ge looked at the people around him and found that everyone was working hard, so he was relieved.

"Oh, hee-hee, I forgot, hey, let's go, I'll get down to business. After Luo Shengnan finished speaking, he turned around and walked out of the shed.

Qiu Ge also got up and followed, the two of them drove out of the village separately, ran along the road for a while, Luo Shengnan drove the car up the mountain road in front, Qiu Ge followed, and finally came to a forest.

"Why are you doing something so remote, it's like you're going to do something bad. After getting out of the car, Qiu Ge asked jokingly.

"Avoid suspicion, let others see that we are alone together will be misunderstood. ”

"I'll go, you got here to make people misunderstand. ”

"There's no one here, don't be afraid. ”

"What's the matter, let's talk about it quickly, otherwise it's hard for someone to explain it. ”

"Look at you like that, as for you? Two things, the first one might give you a headache. ”

"What's giving me a headache?"

"Old man Pang Jinglin from this village, why don't you let him join the platform? ”

"Hehe, hehe, whatever they do, we won't let their family members join the platform. Qiu Ge said angrily, he hated the family in his heart.

"Huh...... See, you are also mortal, and you will be angry like this, tell you, they are not going to accuse you, but to praise you. ”

"What? Praise? Hmph, I really don't need it. ”

"Don't be angry, they wrote praise materials, told them about your rescue and their misunderstanding of you, and asked the government to praise them; ”

"Really?" Qiu Ge suddenly felt a little uncomfortable in his heart after listening to it, he felt that he might have gone too far.