"Comrade, are you here in the Credit Business Department of ICBC?"

"Yes, hello, what do you need to do?"

"That's right, I'm the person in charge of hot pot Xi Shi, I want to expand my business recently, and I want to borrow 10 million yuan from your bank, do you think it's okay? This is my ID card, and our hot pot Xi Shi registration information. ”

Chen Simian took the information and really went to an industrial and commercial bank in the center of the CBD of Shencheng.

"Hot pot Xi Shi, it turns out that you are the boss of hot pot Xi Shi, and your hot pot restaurant is very famous in our deep city. ”

"Thank you. ”

"You're welcome, I've also been to your hot pot restaurant, and the service is very good. However, I would like to ask, do you have a mortgage over there?"

"Mortgage?"

"For example, real estate, fixed assets or something?"

Chen Simian shook his head: "No." ”

"I'm sorry, but it's hard for us to give you such a large loan without collateral. ”

"Didn't you say that our hot pot Shih Tzu is very famous? ”

Chen Simian was a little embarrassed.

I have known for a long time that bank loans are not so easy to get.

I still believe what Xiaoyu said.

"Mr. Chen, I'm really sorry, bank loans have bank rules, your hot pot Shih Tzu is indeed very well-known, but after all, it has not been established for a long time, and you have no fixed assets, if you look at the scale of yours, we can give you a credit loan of hundreds of thousands at most. ”

"What's the use of hundreds of thousands. ”

"Mr. Chen, it is precisely because you are the person in charge of the hot pot Shih Tzu that we have a credit loan of hundreds of thousands. Otherwise, ordinary people can only have a credit loan of 20,000 yuan at most. ”

"Forget it, no need. ”

Chen Simian didn't want to talk about it anymore, and he was ready to leave.

"Mr. Chen, are you a legal person of Huanyu Technology?"

Suddenly, seeing another information displayed on the computer, the ICBC credit officer asked.

"Uh......"

Chen Simian was a little puzzled, but still said, "Yes." ”

At that time, Huanyu Technology used Chen Simian's ID card at the beginning of its establishment, so Chen Semian was also the legal person of Huanyu Technology.

"Mr. Chen, you are so modest, why didn't you say earlier that you are the legal person of Huanyu Technology. ”

"This, this, I'm mainly lending money for hot pot Shih Tzu. ”

"It's okay, the 10 million amount is not a big deal, it's the same for any company. ”

"Didn't you just say that 10 million is a big deal?"

"Mr. Chen, don't laugh at me, I'm wrong, can't I be wrong?"

The credit officer of ICBC kept apologizing to Chen Simian: "That, Mr. Chen, will your loan of 10 million be too little?"

"10 million is a bit less. ”

Chen Simian has also studied it these days, and if he wants to get these channels down, he will have to invest more than 20 million in the initial stage. But this is just the beginning, Chen Simian didn't have the courage, so he first took out a loan of 10 million according to what Chen Yu said.

"Yes, I'll just say that 10 million is too little, or you can modify it and borrow 100 million. ”

"100 million?"

Chen Simian was dumbfounded: "Just kidding." ”

"How could it be. ”

The credit officer of ICBC looked serious.

"Are you really giving me a loan of 100 million?"

"Is this still fake?"

"Aren't you afraid that I'll run away with the money?"

"Look at what Mr. Chen said, if you can run, you Huanyu Technology can't run. ”

"But Huanyu Technology doesn't seem to be worth 100 million. ”

Although Chen Simian knows that his son's Huanyu Technology is very powerful, it is very powerful, and 100 million is too terrifying. And the company opened by my son has not seen any products appear, and I don't know if it is worth 100 million.

Anyway, Chen Simian never knew what business his son was engaged in, only that there were hundreds of employees.

"Don't, don't...... I don't want to borrow 100 million, if I really want to borrow 100 million, you can't ask me to mortgage 100% of the equity of Huanyu Technology to you. ”

Although Chen Simian is notoriously the legal person of Huanyu Technology, this is his son's, how can he move.

In case the hot pot Shih Tzu loses money and affects his son's company, it will be too cost-effective.

Mr. Chen laughed again, your current market value of Huanyu Technology is at least 30 billion, if you want to borrow 100 million, you only need to mortgage 1% of the equity to us. ”

"What?"

Chen Simian was dumbfounded: "You said that Huanyu Technology is worth 30 billion?"

"I'm sorry, I'm sorry, I'm talking about at least, there are experts who estimate it at 40 billion. However, we will evaluate the specific amount comprehensively, and we will definitely not underestimate you. ”

"Well, that's all for today, I'll go back to the company first. ”

"Mr. Chen, don't go, if you have something to discuss, it's easy to discuss, I'll ask our manager to come and talk to you in detail, what do you think?"

"Don't go, it's okay if you don't pledge your equity, how about we give you a personal guaranteed credit loan of 10 million?"

However, at this time, Chen Simian left ICBC with the information.

As for the reason, he had to go back and calm down.

More than 30 billion.

40 billion ......

Is this really a company owned by a son?

......

"Son, dad asks you. ”

"Dad, you say. ”

"How much is your Huanyu Technology worth?"

"Well, I don't know. ”

Chen Yu shook his head.

Huanyu Technology is not currently listed, and he doesn't know how much it is worth.

"I don't know, how did I hear people say that your company is worth a lot of money. ”

"Who said that?"

"The people over there. ”

"Dad, did you take out a loan?"

"Well, I asked today, and I said that I would borrow 10 million, and they didn't lend me at first. Later, they checked the information and found that I was the legal person of Huanyu Technology, and they changed their minds at once, and said that they would lend me 100 million. ”

"Since you can take out a loan, then dare to be kind. ”

"Xiaoyu, are you doing something to me. ”

"Dad, what do I have to do with you. ”

"Then tell me how much your Huanyu Technology is worth?"

"Well...... this"

Chen Yu had a headache: "I really don't know the specifics, but at present, some experts have given a valuation, about three or four billion." ”

"Three or four hundred billion, my God...... It turned out to be true. ”

Chen Simian was completely stupid.

He didn't expect that his son would be a billionaire.

No, no, no...... Or a billionaire.

"Dad, Dad...... What's wrong with you?"

"No, nothing. ”

It took a while for Chen Simian to wake up from the shock: "Son, you said, do I still need a loan?"

"Loan, why not. ”

"But son, you have tens of billions of identities, why am I going to make money. ”

"It's not about making money, it's not your business. ”

"Huh...... Seems to be right. ”

Chen Simian scratched his head: "First of all, my father is hanging." ”

Some didn't think clearly, Chen Simian hung up the phone.

"Alas, Dad......"

Chen Yu smiled.

The news was indeed a bit of a shock.

However, Chen Yu believes that his father will accept it soon.

......

"Chen Yu, what kind of path is the model of your hot pot restaurant?"

"Aren't you stealing teachers these days, why haven't you seen it?"

"I don't see it. ”

Yang Bin shook his head: "At first, I thought it was a service, but later I found out that it didn't seem to be a service." But the problem is that all customers come to the store, and the service that is the highest evaluation for us is also the service. ”

"You'd better keep researching. ”

Chen Yu didn't answer positively, and clicked on the YY music player to listen to the song and relax.

Recently, the YY music player has added the setting of proofreading the lyrics, and the YY music player has exploded all of a sudden.

All kinds of karaoke-style accurate lyrics have become a highlight of YY music players.

The hottest song of the week.

Chen Yu chooses the hottest song of the week for audition.

[I heard your voice, I have a special feeling......]

Closing his eyes, Chen Yu listened to the song and only felt that the fatigue of his whole body was swept away.

"Chen Yu, what's the name of your song?"

"Which one?"

"Is that the one now?"

"Rats love rice. ”

Chen Yu blurted out.

Just after speaking, Chen Yu was also stunned: "Mice love rice?"

Isn't this the most popular Internet Divine Comedy in the previous life?

When he opened his eyes, when he saw "Mice Love Rice" appear on the YY Music Original Channel, Chen Yu understood what was going on.