Chapter 346 Financial Work Report (3)

Gu Ruipeng said: "In principle, of course, I agree with the introduction of our enterprises and factories to the market, but according to the current system formulated by the Ministry of Finance, only the income from the market is taxed normally, and the current tax system is not calculated based on operating income, but on the basis of the number of plants, office areas and personnel of the enterprise, which is not unfavorable to our enterprises and factories?"

Jia Zhenzhao said: "This is not a problem, although the tax rate is calculated based on the number of plants, office areas and personnel of the enterprise, but it must be multiplied by a certain coefficient, and we can set the coefficient below 1 according to the number of products produced by the government, so that it will not be unfavorable to our enterprises and factories." Pen | fun | pavilion www. biquge。 ο½‰ο½Žο½†ο½β€

Gu Ruipeng said: "But in this way, it is equivalent to a disguised tax cut, isn't this unfair to other enterprises? What else to talk about establishing a fair and just tax system, will it cause them to be dissatisfied with our tax system and resist our tax system?"

Jia Zhenzhao said: "Minister Gu, and everyone, there has never been an absolutely fair system, and any fairness is relative, whether it is in the old time and space or in this era, it is the same. And any government, for its own backbone, important enterprises will carry out a certain amount of support, it is also completely reasonable, this is not a fair and unfair thing, all countries in the world are doing this, if anyone thinks that this system is unfair, then don't come to Tianjin to mix. ”

Gu Ruipeng nodded and said, "Okay, I don't have any other opinions." ”

Jia Zhenzhao said: "Do you have any other opinions on the third measure? ”

After a while, seeing that no one answered, Jia Zhenzhao said: "Okay, since everyone has no opinion, then I will report on the fourth measure, in fact, I have already mentioned just now, our fourth measure is to establish a bank, that is, to establish our own financial system and monetary system." The role of banks, needless to say, is known as an indispensable institution in any normal country. Of course, the role of banks in the financial system is not very large, and for now, the main role of banks is to issue money and establish our own monetary system. Therefore, the result of our discussion is that our monetary system is mainly divided into three parts: first, the silver standard is still implemented, and gold is only used as a reserve currency; second, the 'tael' is changed to 'yuan' and silver is replaced by silver tael as the main currency in circulation; and third, paper money is used as a paving currency, and copper coins are completely eliminated. ”

Then, he further explained: "The silver standard in China has been established almost since the Song Dynasty, and has been used for thousands of years, and this habit cannot be changed in a short period of time, so the silver standard is still implemented, which is the most suitable choice for us at present Yuan's repayment, and some other countries' silver coins have also been circulated in the Chinese market, and according to the historical experience of the old time and space, this change is the most acceptable and successful, the famous silver dollar of the old time and space 'Yuan Datou' appeared more than ten years later, which also proves that it is feasible to change 'liang' to 'yuan'. ”

"According to the results of our deliberations, the face value of the silver dollar is one yuan, two yuan, five yuan, and ten yuan, of which the value of one yuan is equal to the value of one or two banks of flat silver, and one yuan and two yuan are mainly used in the market for small and medium-sized commodity transactions, five yuan and ten yuan are used for the trading of medium and large commodities, and a small amount of silver horns and silver cents are also minted for daily small commodity transactions; It is mainly used to replace copper coins, which are mainly used in daily small commodity transactions, and let the people gradually accept the concept of paper money, so as to prepare for the full replacement of silver coins by paper money in the future, and the coin only issues 'one yuan' coin. ”

"Finally, the division of labor and silver, The exchange rate between silver coins, according to our statistics, the value of 1 cent is equal to 1 cent is more reasonable, according to our work system, the basic work of each veteran a day is 20 points, a month is 600 points, so converted into the price of silver, that is, 6 silver dollars or 6 taels of silver, this standard has been very good in this era, the general salary of employees working in our factories is between 1-3 taels of silver, and the monthly salary of soldiers of the People's Army is 2-4 taels of silver, basically no one can meet this standard, and an ordinary family can have an income of 6 taels of silver a month, which can be regarded as a small chaff level, not to mention that this is only the minimum allowance of the patriarch。 ”

"In addition, now we have many veterans whose work has accumulated more than 10,000, and some have even saved up to 15,000 points, so the conversion into silver price is 100 silver dollars or 100 taels of silver, which is basically reasonable, and will not cause sky-high prices. At present, the meal price of the patriarch is 4 minutes for Japanese food, 5 minutes for lunch and dinner, if the exchange rate of silver to copper money is calculated at 1:2000, it corresponds to 20 copper coins for Japanese food, 25 copper coins for lunch and dinner, for the general public, of course, this price is not low, but the food standard of the patriarch is much higher than that of the general public, so it is reasonable, and if you want to save money in the future, you can go to the general staff canteen to eat, as long as you are used to eating. ”

Speaking of this, there was also a burst of laughter in the conference room, because everyone present was considered a high-ranking government official, and the three meals were provided by the government, and there was nothing to consume at ordinary times, so basically everyone's work was saved to 10,000, and those who did not reach 10,000 also had 8 or 9,000, which was about 100 taels of silver.

At this time, Jia Zhenzhao said: "The situation of the monetary system is basically like this, do you have any opinions to express?"

Lu Hong said: "Why not just issue paper money directly, if you want to say government credit, we have enough, these decades, only we can beat the foreigners to the ground, from the foreigners to snatch back the colony, if this is not the government credit, then what is the government credit, sometimes the force should be forced to force a little." ”

Jia Zhenzhao said: "This is not a question of whether it is compulsory or not, currency has the law of money, and Minister Lu just said that it is our prestige and prestige, but it is not government credit, and if you want to accumulate government credit, you need enough time to do it; According to the lessons of the old time and space, generally in the early stage of the currency reform, due to the lack of confidence in the new currency, the new currency will be quickly exchanged for all commodities, so as not to depreciate the new currency, so at the beginning of the currency reform, there will be a purchase** Only when the people find that the new currency can really buy the goods they need, will they build confidence in the new currency, and once they find that they can't buy goods, their confidence will decline, leading to rising prices, currency depreciation, and social turmoil, and we are now unable to provide enough quantity and variety of goods to the Tianjin market, in this case, a large number of paper money, or even forced issuance of paper money, will only disturb the social economy, and even shake the foundation of our rule, the results of the golden yuan of the old time and space, everyone knows it. We are still on the silver standard, but we have changed the 'taels' to 'yuan', which is acceptable to the people's psychology and can avoid causing social unrest. ”

Xu Dingsheng said: "Is the principal of 500,000 taels of silver that the bank has prepared a little less? How many silver coins does the bank plan to issue, and whether it is enough for the circulation of the market?"

Jia Zhenzhao said: "Again, our cake is only so big now, and there is only such a piece that can be distributed to the bank, and the 500,000 taels of silver is not only the principal of the issuance of silver coins, but also includes the preparation and opening costs of the bank, but how many silver coins can be issued, we have not yet made a detailed calculation, but the issuance ratio of various silver coins is basically set, which is 6:3:0.5:0.5, that is to say, to mint a silver silk of five or ten yuan, to mint 3 silver coins of two yuan, 6 silver coins of one yuan. The number of banknotes issued is worth half of the total value of the silver coin. We are not saying that after the issuance of the silver dollar, the circulation of the silver tael will be cancelled immediately, within a certain period of time, the silver dollar will be used in parallel with the silver tael, coupled with our institutional guidance, the silver tael will be gradually eliminated from the currency market, so as to give the people a transition period, and secondly, the shortage of silver coins in the early days will be supplemented by the silver taels. At the same time, we can also increase the mintage of silver dollars or increase the issuance of banknotes according to the backlash of the currency market. ”

Zhang Yuming said: "Isn't it that after the establishment of the bank, all the work of the elders will be exchanged for silver dollars?"

Jia Zhenzhao said: "In principle, of course, this is the case, the work is exchanged for silver dollars, so that all the elders can participate in market transactions on their own, which has a positive effect on promoting currency circulation and commodity transactions, but only paper money is issued to the elders, not silver dollars, of course, everyone can also deposit the money in the bank, and the interest will be calculated for everyone." ”

Zhang Yuming said: "But has the Ministry of Finance considered it, what if the market rejects paper money?"

Jia Zhenzhao said: "Let the market accept paper money, one is to rely on government compulsion, the other is to rely on policy guidance, and our ultimate goal is to replace metal money with paper money, so this must be insisted on, and now paper money is only a supplement to the silver dollar, mainly used for daily small commodity transactions, the main circulation currency is still the silver dollar, I believe that the market to accept paper money, there will not be much problem." In addition, we can make a time difference, after the establishment of the new monetary system, delay one to two months, and then give all the veterans to exchange work, so that the market should basically agree with the paper money, and the veteran paper money is put into the market, but also play a role in promoting the use of paper money transactions. ”