It is said to be a "small hall", but in fact, the area is not small. The small room of more than 50 square meters is furnished with a set of Chinese-style desks. The walls of the room are hung with Chinese-style calligraphy and paintings. There is a potted green bamboo plant in the corner of the wall.

The waiter in the aqua blue uniform and skirt brought a pot of "Tieguanyin", which was full of fragrance.

Jing Gao sat in the pineapple hat chair and nodded with a smile, "Thank you." ”

"You're welcome!" said the pretty waitress, who was in her early twenties, smiled sweetly and left happily on her long legs.

Jinggao's "Jinghe" membership card was entrusted to Gong Cheng. Otherwise, he wouldn't have brought Deng Ran here for dinner. Just because I was here to talk about things with Wei Zhengyuan this afternoon, I felt that I could stay for dinner, which was too unstable.

Wang Bo is only forty-one years old, looking like a middle-aged handsome guy, looking at the "interaction" between Jing Gao and the waitress, he mentally assessed whether this young man likes to "play", or is it better to have a tutor?

Taking a sip of tea, Wang Bocai said with a smile: "Mr. Jing, let me first introduce me to the tourist town in Xianghe." ”

Wei Zhengyuan was drinking tea, hurriedly waved his hand, and said, "Don't, don't." Mr. Jing, Lao Wang, the two of you will talk alone. I won't listen to the rest of the trade secrets. "Get up and go outside and wait.

...

...

Deng Ran, under the leadership of the waiter, visited the Jinghe Club. She didn't know how long Jing Gao would have to talk, and how tired she was from singing alone! After asking the waiter, Jinghe could "hang out" here, so she walked around the six floors.

Jinghe Club provides meeting rooms for business talks, banquet halls for dinners, KTV, private cinemas, gymnasiums, spas, billiard halls, and chess and card rooms. The main function is food in addition to business activities.

When Deng Ran visited, Dong Lingxi, who had been "hanging" here in Jinghe all the year round, received news: Jing Gao and a friend who did food e-commerce came to discuss business.

In the No. 2 banquet hall on the 62nd floor, Dong Lingxi wore a dark blue suspender dress with complex patterns and ruffles. Thin suspenders strapped over her snow-white shoulders. He wears a white coat over it. It highlights her bright demeanor very well.

What kind of business to talk about?

"I see. Dong Lingxi replied to the message on WeChat on his mobile phone, put the fruit machine on the marble coffee table at hand, looked at the middle-aged man in front of him, and continued the previous conversation.

He was in his fifties, had heavy bags under his eyes, and did not look good. He said in a deep voice: "Miss Dong, it is difficult to do in the textile industry now! Banks no longer lend money." You can help. ”

Dong Lingxi groaned slightly, with a contemplative face on his bright and dignified goose egg face, and after a while, he said: "Mr. Lu, I do have a funding channel at hand, but I don't dare to pack a ticket if it can be done." I'll give you an answer tomorrow. ”

Mr. Lu was overjoyed and said gratefully: "Miss Dong, thank you, thank you!"

Dong Lingxi waved his hand indifferently and magnificently.

Later, he just got up and stood in place, watching Mr. Lu leave.

Miss Dong is a signboard in Jinghe!

...

...

In a small Chinese hall on the 60th floor. Jing Gao listened to Wang Bocai's general speech for half an hour, and roughly understood how the tourist town located in Xianghe operated.

Xianghe is located in the north of the North China Plain, bordering the capital and Tianjin on all sides. It is known as the "Pearl of Gyeonggi".

The economy is strong. There are 3 provincial-level industrial parks and 1 provincial-level agricultural high-tech park. And the development potential is huge, it is the most potential plate in the capital economic circle and the Bohai Economic Circle.

Ranked among the "Top 100 Counties in Comprehensive Strength in China". Recommended as one of the best leisure travel destinations by China National Tourism magazine. The most famous is the National Football Training Base under the Chinese Football Association.

Therefore, it is very promising to engage in tourism industry in Xianghe.

Wang Bocai's "Ming and Qing Dynasty Town" is located next to the canal. Great location. The output value of receiving tourists is about 8,400 yuan a year. The pre-tax profit was more than 2,530 yuan. The net profit was 11.718 million yuan.

This financial statement is a younger brother in a company in the tourism industry. For example, the head enterprise in the tourism industry: Huangshan Tourism, its financial statements released to the public, in 2015 operating income reached 270 million.

But for a tourism company located in Xianghe, this data is very good. Tens of millions of profits and taxes a year are all regarded as "golden dolls" by the government.

Wang Bocai chose to expand the second phase of the town, mainly to engage in commercial real estate development. The capital chain is tight. At the same time, there were some legal disputes with local residents. All kinds of things add up, and he is very embarrassed, looking for funds everywhere.

Jing Gao sat in the wooden chair, drank warm tea, ignored Wang Bocai's eager gaze, and said slowly: "Mr. Wang, I will lend you 10 million for six months." The interest rate is in accordance with the rules of private lending. ”

When he heard Professor Zhao speak last night, his interest in the tourism industry immediately diminished. His original intention of contacting the tourism industry: he just thought that in the future, he might put on a vest of tourism development, and actually live and play on his own farm.

He is now most interested in labor-intensive industries that can expand his social influence and elevate his social status.

But since he promised to come over to talk, he didn't mind lending a sum of money to Wang Bocai, which could be regarded as making a quick buck. At the same time, it is also to expand the "business circle".

Uncle Wang bared his teeth a little, and covered up his faint sadness by drinking tea.

The interest rate of private capital lending is very high. It is usually a monthly interest rate of one to three cents. The equivalent annual interest rate is 12%-36%. In 2016, the central bank announced that the benchmark lending rate for one-year loans was 4.35%.

This shows that the cost of capital is huge.

If he really wants to borrow funds like this, why should he come to the capital to find Jinggao?

Two points. First, 10 million is too little. He needs at least twenty million. Second, the cost of capital is too high.

Wang Bocai pondered for a while, leaned forward slightly, and said sincerely: "Mr. Jing, the interest rate on private loans is too high." How about I raise 30 million from you and sell 15% of the company's shares to you?"

His net profit margin is only about 13% a year. The cost of capital alone has to swallow up 2 points, how can he be willing?

Idaka laughed and took a sip of warm tea. As the old saying goes: no business is not treacherous, and sure enough.

Wang Bocai's tourism company is valued at 200 million, can you believe it?

I want to eat it.

Seeing that Jing Gao seemed unmoved, Wang Bocai was anxious and persuaded him: "Mr. Jing, when I start pre-sale of the real estate at the end of the year, the value of the company will increase sharply, at least 500 million." ”

Idaka is not good at business negotiations. But he has funds in his hands, which is equivalent to "Party A's father", and his mind is relaxed. A lot of things are seen clearly.

Jing Gao waved his hand and said clearly: "Mr. Wang, if you really have the heart to let me raise funds and buy shares, that's not how things are done." It is definitely necessary to conduct a third-party financial audit to arrive at a relatively reasonable valuation.

In addition, if I want to invest in your company, I must at least go to Xianghe to see it on the spot. Why didn't you open your mouth and invest 30 million, you say?

Here's what I think. Two options. First, I will lend you 10 million at an annual interest rate of 8%, and I will give Mr. Wei's face.

Second, I'll take out 30 million shares in your company. After the inspection and valuation, I will invest the funds in batches. After the house and shop are sold, you buy back these shares at the company's valuation at that time.

At the same time, we sign a premium buyback clause. The minimum repurchase price must not be less than 12% of the current price. ”