Chapter 191: An Wins Wealth
This conversation with Tan Rui also made Chen Wei truly understand how chaotic the financial management industry is.
Like Pan Jing and Tan Rui, the financial managers of their regular banks are a little better, relying on the reputation of the bank behind them, the work is slightly easier, at least they don't have to go out to run customers all day, just sit in the bank and receive them patiently.
Of course, if you want to achieve high performance and complete the task, you still have to put some thought into it.
You must find a way to break into the circle of the upper rich, get to know more big business bosses, and broaden your network.
To do this, financial managers must not only improve their professional level, but also be able to play.
For example, Pan Jing's supervisor level has to be exquisite, and all kinds of social interactions can be handled handily.
It's okay to say that those who are principled can really do anything.
As for those third-party financial institutions, especially small-scale financial institutions like Anying, it is even more chaotic.
The employees inside are either handsome guys or beauties.
In order to attract a high-quality customer, it is commonplace to get into someone's car directly like Liu Yan last night.
In addition to these shady methods, there are also various violations.
Normally, a wealth management company must have strict approval procedures, accept the supervision of superiors, and have a sound internal management mechanism before it can conduct business.
But now there are too many workshop-style wealth management companies, and they don't care about this at all.
Even those wealth management companies with complete procedures have many violations, such as finding bank insiders to take private orders, and soliciting customers from the bank privately, which is very common.
And all of this is forced out by heavy performance pressure.
Tan Rui has a lot of tasks in a year, not only financial management tasks, but also deposit tasks, account opening tasks, and other sales tasks.
It was so overwhelming that Tan Rui couldn't breathe.
This is still Tan Rui's business level is relatively high, her image is good enough, and she knows how to observe words and feelings, basically most of the customers who come to consult her will be moved by her, buy more or less financial management, and put some savings.
Even so, Tan Rui's annual task was not completed, and he had to ask Chen Wei for help in the end.
Pan Jing's situation is similar, and in the end, she has to rely on Chen Wei.
It is conceivable that like those who are a little less capable and have a little worse connections, it is not surprising that they do something out of the ordinary in order to complete the task.
Chen Wei was also embarrassed.
I have always felt that Tan Rui and the others work in the bank, decent, with high income, which is enviable. But I didn't expect that the pressure behind it was not small.
Chatted with Tan Rui until the bank was about to get off work, and Chen Wei left.
Chen Wei originally wanted to invite Tan Rui to dinner and continue to chat, but after Tan Rui got off work, he had to hold meetings, sort out materials, and do all kinds of things, and basically had to be busy until seven or eight o'clock, or even later, Chen Wei gave up and could only find another opportunity next time.
When he came to the company on Monday, Chen Wei discussed with Zheng Junpeng and them about fund raising.
Zheng Junpeng is also in favor of working with the wealth team to raise funds.
"The accumulation of our own funds alone is indeed too slow. Nowadays, many trading teams are actually cooperating with wealth management companies. At dinner the day before yesterday, I had a brief chat with Brother Zhao, they started to do the domestic market very early, that is, they cooperated with several financial management companies, as for how much money, Brother Zhao didn't say, I don't want to ask, but I estimate that there are more than a billion yuan. Brother Zhao also suggested that we cooperate with a wealth management company. ”
"That's not right, isn't that An Ying a financial company? Let's go find them in a while, talk to their boss, see if we can cooperate, and kick that Liu Yan by the way." ”
Zhou Yi said.
Zheng Junpeng shook his head and said: "Dismiss Liu Yan, this estimate is not difficult, as long as we bring out the name of President Lian, I don't dare to listen to Wang Zhongxin." But when it comes to cooperation, it's not that simple. After all, we have just been established, and we don't have a good reputation, and we have done less than half a month's performance, which doesn't mean anything. Even if Wang Zhongxin agrees to cooperate with us for the sake of Mr. Lian's face, I'm afraid it's just a perfunctory appearance, or it means to give us tens of millions of dollars, don't expect him to contribute too much money. In addition, we have not yet obtained a private placement license, and according to the regulations, we cannot act as an agent for third-party funds to make investments. When Huang Zhaokun went out, Wang always directly gave him tens of millions of funds, used some connections, and took down the private placement license, and then contacted several wealth management companies to raise funds. Moreover, Mr. Wang himself has a prominent reputation in the investment community in Yunzhou, and he is a well-deserved bigwig, even in China, he is well-known, and naturally there are many financial management companies willing to cooperate with him. But we can't. In the eyes of others, we are just a bunch of fledgling hairy boys. ”
Chen Wei nodded and said, "What Lao Zheng said is right. There is no rush to raise funds at the moment, let's first seize the time to assemble the team and get the private placement license. Moreover, we must also be cautious when choosing a cooperative wealth management company in the future. These current wealth management companies can be said to be uneven and too chaotic. If something happens, maybe we'll be implicated. Therefore, it is necessary to choose those formal wealth management companies with strength. Like An Ying, forget it. ”
From Liu Yan's behavior, you can probably come out of An Win's style.
Expecting such a company to operate formally is tantamount to a fool's dream.
Chen Wei didn't want a large group of investors to come to the door of Tianrun to make trouble.
That would be the yellow mud falling into the crotch of the pants, and even if they didn't violate the rules, they couldn't explain it.
Several people discussed for a while, and when it was almost half past eight, it was estimated that An Ying would also go to work at this time, so Chen Wei and Zhou Yi came to the fifth floor.
On the fifth floor, several companies share one floor of the building.
Anying is one of the larger ones, accounting for about one-third of the area.
The decoration is very magnificent, as soon as you enter the door, you are facing the front desk, and there are four big words on the wall: An wins wealth.
A beautiful woman in a professional suit was standing in the front desk, and when she saw Chen Wei and Zhou Yi coming, she walked out of the front desk, stepped forward, bowed slightly, and said with a smile: "Hello, are you here to find someone?" or do you want to know more about our Anying Wealth?"
When this beauty had dinner with Liu Yan and them in the restaurant before, she had seen Chen Wei and Zhou Yi.
However, there was no obvious conflict between the two sides at the time, and besides, it was Liu Yan's business with them, and it had nothing to do with this beauty.
So this beauty was very polite when she saw the two of them coming.
(I want to talk about "Super Trader" with more like-minded people, pay attention to "excellent reading literature" on WeChat, talk about life, and find confidants~.)