The actual rate of return of these wealth management products of banks is still very different from the expected rate of return.

Some expect a yield of a dozen pips, and in the end the actual yield is negative.

There are many such cases.

Therefore, the expected rate of return can basically be understood as the highest rate of return, just look at it, and don't take it seriously.

Chen Wei doesn't care how much income he buys from these wealth management products in the end, no matter how high the income is, it is not as high as the income he can make for a few days of futures.

He just wants to have a general understanding of the actual rate of return of various financial products, so that he can have a reference when he does it in the future.

After buying wealth management products, Chen Wei asked some more about An Ying's situation.

Obviously, a small-scale wealth management company like Anying is definitely not qualified to cooperate with banks.

Even, whether the company itself has relevant procedures is not certain.

Chen Wei wanted to know how An Ying cooperated with them.

Tan Rui gave Chen Wei a brief explanation, and Chen Wei suddenly realized.

To put it bluntly, Anying does not cooperate with the bank, but with the bank's employees.

It is to ask the bank employee to introduce him to a few customers, and then he privately gives the bank employee a kickback.

"Isn't that a violation?"

Chen Wei was a little surprised.

This is obviously a violation!

Tan Rui smiled and said, "So I can only do it in private." Some customers will feel that the income of bank wealth management products is too low, and they want to buy some high-yield, and when they meet such customers, we will recommend them to a third-party company like Anying, and it is his own business whether he goes or not, and we just give him a suggestion in my personal capacity. ”

Chen Wei shook his head and smiled, and asked again: "Then do you understand Anying's business model?"

"They're working with a trading team that is only responsible for raising funds and maintaining clients, and then the trading team is responsible for trading. Actually, I think you can do the same, find a few companies like Anying to cooperate, help you raise funds, you can save a lot of trouble. After all, many small trading teams have limited channels to raise funds, and it is impossible for banks to cooperate with such small teams, so they can only find their own way. ”

Tan Rui said.

Chen Wei nodded slowly.

What Tan Rui said still has some truth.

As a trading team, or a private equity institution, its main focus is still on investment transactions, and as for fund raising, it is best to leave it to those specialized companies to handle.

If a trading team focuses on how to raise funds, it will naturally not have much energy in trading, which will affect performance.

It's too slow to build money by making a profit from trading.

Chen Wei is still systematic, and his profitability far exceeds that of the average trading team, but even if he wants to earn billions in a short period of time, it is very difficult.

Now it looks like his profitability can reach the level of several hundred percent, which is several times a month, and that is because he has a small amount of money.

When it comes to hundreds of millions of funds, or even tens or hundreds of funds, it is almost impossible for him to guarantee such a high level of profitability, and it is already very powerful if he can achieve twenty or thirty percent.

Therefore, it is necessary to raise funds.

Then the way to raise the funds is a problem.

Chen Wei also has a general understanding of some small-scale domestic trading teams in Yunzhou, and their sources of funds are nothing more than this: first, their own funds, the funds of the boss, shareholders, relatives of the boss, relatives of shareholders, friends around him, and so on.

The second is to raise funds from strangers, or to make phone calls, or to distribute leaflets, or to go to banks, securities companies, in short, to recruit a group of salesmen to collect funds.

The third way is to cooperate with a specialized financial management company like Anying, so that Anying can raise funds, and the trading team is only responsible for trading.

Of course, those large-scale trading companies can directly cooperate with banks or securities companies, but there are very few trading companies of that size.

"It's true, relying only on our own capital accumulation, it's too slow, I have to think about it, fund raising. ”

Chen Wei pondered for a while and said.

"I have been in contact with a lot of wealth management companies, that is, the so-called wealth team, if you need, I can help you introduce, some powerful financial companies, their customer resources, very huge, to help you raise billions of funds at a time, it is not difficult, even tens of billions of them can be raised, of course, the premise is that you have to come up with enough convincing performance. ”

Tan Rui said.

"So powerful?"

Chen Wei was stunned for a moment.

To be honest, he hadn't really paid much attention to this kind of financial management company before.

As a trader, I look down on those who are customers from the bottom of my bones.

But I didn't expect that the energy of these people is so great!

It was able to raise billions of dollars at a time!

In this case, I really have to find a chance to meet with these people and have a good conversation.

"Of course. Don't underestimate people. If you can work with them, I think you'll save a lot of money. Relatively speaking, the threshold for cooperating with them is much lower than that for cooperating with banks. You also know that there are too many things in the bank, all kinds of nonsense, and if you don't get through all the relationships, it will be difficult to reach cooperation with the bank. But they're different, they don't have so many relationships, they just look at your ability. If you can achieve a 15 percent, or even 20 percent rate of return a year, then they will definitely come to your door and beg to cooperate with you. ”

Tan Rui said.

"Okay, when I set up the team here, and then get the relevant approval procedures, you can help me introduce a few financial management companies, and I will talk to them about cooperation. ”

Chen Wei nodded and said.

He has only obtained an investment and business license now, and if he wants to do private equity, this is not enough, and he must also get the relevant business license of private equity funds.

The registered capital of the private placement is 30 million.

The funds are sufficient, but three qualified executives are needed.

Although he can hire a few externally, for the sake of safety, it is better for him to get the qualifications in person with Zheng Junpeng, Zhou Yi, Wang Qian and others.

In this case, the private equity fund will not be registered until April next year at the earliest.

Before that, Chen Wei had to hurry up and train a group of traders, and then he had to train a few risk controls.

After registering the private equity fund, he can talk to those wealth management companies about cooperation.

Chen Wei has been talking with Tan Rui here for a long time, and finally has a clear and complete plan for the company's next development. If you want to talk about "Super Trader" with more like-minded people, WeChat pays attention to "excellent reading literature", chats about life, and looks for confidants~