Chapter 18 Financing Schemes
For several days, Zhuang Jinrong was considering the financing plan of Qingqing Liquor.
Although he already has the first draft in his heart, he always feels that it is not perfect, so why not take advantage of the good weather in mid-autumn to invite Guo Erjie to go to the Ginkgo Time Tunnel to play......?
The Ginkgo Time Tunnel is a natural landscape in City B, a "tunnel" wonders formed by the interweaving of ginkgo trees that are more than 100 years old. With a total length of more than 3,000 meters, it can be viewed all year round. Especially in the Mid-Autumn Festival every year, the gold-clad "time tunnel" is even more dreamlike. Wandering around and watching the golden leaves fall from the sky, what kind of financial inspiration is there?......
WeChat made an appointment with Second Sister Guo, but I didn't see her come down for a long time, could it be that the two-day trip back to the factory was stimulated? Or did I find that he and Jiang Xue's cat was tired?......
"Why are you so slow? Do you really think your home is a time tunnel?"
Zhuang Jinrong waited a little impatiently, and ridiculed on WeChat.
"It's fine, get dressed, no, change clothes!"
In fact, Second Sister Guo was picking up clothes with her bare buttocks! I was afraid that Zhuang Xiaose would be blind and wanted to quickly change her words and say that she was changing clothes. She has a habit of cleanliness, as long as she goes out, she must wash and change, and now she has just taken a shower and is not dressed up.
It seems that Second Sister Guo will not be able to get off for a while, Zhuang Jinrong is bored waiting, and she still gets off the bus to go around the community where she lives.
Looking at the wonderful pastoral scenery around the community, Zhuang Jinrong's poet plot came up again......
Festive solstice,
My heart is tickling,
The mood is on the road.
Sky Blue,
Ground has been yellow,
The harvest is busy.
maple leaf fall,
Ginkgo biloba,
The earth is also crazy.
Wait until next year's Double Ninth Day,
The man was still changing his clothes......
There are not many people in today's time tunnel, and there is no bustle and hustle and bustle in the past, which is a good time to step on gold and think about things. No wonder Zhuang Jinrong likes to come out to find a breakthrough when he encounters a major decision, this Cotai Strip can really make people cross......
"President Zhuang, what are the results of this inspection? Do you think Mr. Zhang's company can invest?"
Second Sister Guo said with great concern, she really wanted to hear the analysis of Expert Zhuang.
"What can I gain? I can eat, drink, play and sleep together. You still have half a bottle of wine to treasure, and I didn't catch anything......"
Zhuang Expert said with a hippie smile.
"Cut, your harvest is great, and you directly took down Jiang Gongguan! I specially made room for you, how about it? The wetland park is 'wet' well?......, isn't it?" Second Sister Guo is still always bitter and mean, "I have reminded someone to pay attention to the purpose of our trip, but unfortunately some people are still calculated by beauties." ”
"What kind of beauty trick? I'm working, if you want to know the inside story of the company, it has to be Jiang Public Relations, I sacrifice my life to take secrets, and you don't praise me. ”
Expert Zhuang is still serious nonsense.
"Don't be sloppy with me, I don't care about your scattered scandals, just say if you can vote?"
Second Sister Guo looked at the golden rain blowing through the breeze, and the sixth feeling was that there should be no problem with this list, after all, Zhuang Jinrong was a professional, and at this moment she just wanted to hear what Expert Zhuang had to say.
"Whether you can invest or not for the time being, you can listen carefully to my financing plan and then decide. ”
Expert Zhuang started to get serious, and it was only fitting to talk about the golden financing plan in the glittering time tunnel.
"This financing plan is different from the previous financing plan, which is based on innovation, integration, development and deduction on the basis of tradition. In terms of the overall layout, there are two sets of plans: Plan 1, the target of Mr. Zhang's financing is 600,000 yuan, we invest in two phases, the early investment of 300,000 yuan as a test, with indirect investment as the mainstay, with the mode of our second investment system to operate; plan 2, if the early stage of 300,000 test and reference effect is very good, then the later 300,000 we take the way of direct equity operation......
It seems that President Zhuang has a good inspiration today, and Second Sister Guo was stunned when she heard it.
Looking at the golden light flashing in Expert Zhuang's eyes, Second Sister Guo knew that he had entered the golden crossing, and she couldn't bear to disturb him.
"There are also two specific operating procedures for plan 1, the first is low interest plus cooperation, and the second is 'high interest' stricter. The so-called low-interest plus cooperation model is to tentatively set the monthly interest rate of 300,000 financing amount at 0.4%, which can be said to be very low in the general investment market, comparable to the interest rates of other large investment banks. The main reason why we offer such a low interest rate is that we want to cooperate with Mr. Zhang's company. I plan to use our resources and network + Qingqingjiu, I want Mr. Zhang to give up a part of the rebate, tentatively set 3% "the rebate from the head office to Mr. Zhang is 10%" as the premise of cooperation, so as to quickly achieve a win-win effect of expanding market share and scale and generating benefits!
When Zhuang Jinrong said this, Second Sister Guo seemed to understand a lot, and it seemed that she had suffered a loss in interest rates, but in fact, she had maximized profits through cooperation.
Of course, Mr. Zhang is also a win-win situation, not only has a lot less interest expenses, but also as his downline, we have his commission for each of our sales. Compared with the additional profits brought by the increased huge sales, the 3 points of his concession are basically negligible.
"The second 'high interest' plus strict model is much simpler, of course, high interest is in quotation marks. The monthly interest we give him is 0.7%, and the procedures are very strict, and there must be a pledge and a civil servant guarantee. When necessary, the head office must be required to issue an endorsement and guarantee letter, and the procedures are complicated without any flexibility and flexibility......" Zhuang Jinrong said seriously, "This is a pure bank loan, without any emotional reconciliation, which is also the result that neither we nor Mr. Zhang want to see." ”
"Well, if that's the case, then our experiment has failed. If we really need to be so strict, we'd rather not do it. After all, we don't know Mr. Zhang's details, let alone integrate into his economic life, for us, information is always asymmetrical, no matter how strict the procedures are, they are only backup, and they can't fundamentally solve the risk ......"
Second Sister Guo picked up a gold leaf on the ground and said thoughtfully, it seems that she has also done her homework.
"The basic plan is these, and the specific details have to be polished and cooperated with Mr. Zhang. ”
Zhuang Jinrong also said confidently.
"Do you think Mr. Zhang will cooperate, will he do what you say?"
Second Sister Guo wasted no time in asking.
"He has to cooperate! In a sense, he didn't have a choice, do you remember the two details I deliberately set up when the head office inspected?" Zhuang Jinrong began to be a good teacher again.
"What's the detail? Why didn't I see it?"
Second Sister Guo looked at Zhuang Xiaose in confusion, thinking that she was going to be happy again.
"You know what details you can see when you eat and drink, do you think I'm just going to pick up girls and ignore business?"
Zhuang Jinrong also lost no time in knocking Guo Erer.
"Oh, I remember, lobster and puree. ”
mentioned eating and drinking, Second Sister Guo suddenly understood Zhuang Jinrong's subtext. It turned out that everything was deliberately set up and tested by Zhuang Jinrong, and she thought it was to please herself, but it seemed that she was really to blame him.
"Then tell me what you see in these two details?"
Teacher Zhuang also deliberately tested Second Sister Guo to see how her understanding was.
The details of the lobster and puree wine show that Mr. Zhang attaches great importance to this expedition, and no matter how much it costs, he must be determined to win. The side shows that his capital chain is very tight, and he urgently needs fresh funds to lubricate his system, that is, you have no choice and must cooperate, in fact, he has already cooperated with you twice......"
Second Sister Guo also said proudly.
"The son can be taught, and he is worthy of Guo Erer's ...... of the Second Empire"
After speaking, Mr. Zhuang ran away with a weak heart.
"Okay, you Zhuang Xiaoer, you dare to make fun of my sister, see if I don't kill you......"
That's it.
One ran in front and the other chased behind, which made the Cotai Strip suddenly ambiguous, and it was a lot more ambiguous, what a faction of gold fans chasing pictures!
By the time Sister Guo Fan chased after Brother Zhuang Jin, they were all tired, and they had already left the avenue to the depths of the dense forest, it seemed that this Brother Zhuang Jin had a plot in the dense forest.
Last time it was maple red, this time it is ginkgo yellow. Sister Guo Fan always felt that something was going to happen......
Last time, the maple forest night has quietly collected a red leaf, always reminding yourself that it is red but not transparent, this time do you have to collect a ginkgo biloba, always remind yourself that it is yellow but not broken?......
Let's be honest.
She drilled into the forest to drill "scared"......
Just thinking about his thoughts, Zhuang Xiaose came over with a golden ginkgo leaf.
"Guo Erer, do you think this leaf looks like it's made of gold? ”
"Of course, for your taste, don't you like yellow the most?"
Second Sister Guo's ill-intentioned pun.
"Isn't yellow bad? It is the creation and accumulation of wealth, and it is the driving force and source of human reproduction......
Zhuang Xiaose also skillfully explained the pun of Second Sister Guo.
Zhuang Jinrong likes yellow color that is famous, not only his decoration style is magnificent, even the background wall is specially found to find the factory to customize the golden sandstone with red frosted crystal, from a distance it looks like a gold brick wall, golden light, shining...... This can be regarded as Zhuang Jinrong's yellow plot.
The more you go inside, the more scenery there is, it is the Mid-Autumn Festival, and the ginkgo biloba in the depths of the woods is still a little green, not completely yellow.
This color change between green and yellow makes people think about it and sigh the magic of nature, which in turn inspires Zhuang Jinrong's poet's plot......
The yellow ones are already yellow
The green ones continue to be green
Am I green or waiting for yellow?
Green is anticipation
Yellow is shocking
And then what
And then there was no then
From where to where to go
Come from where you should be
Go where you need to go
Blue
Yellow
Waiting......
After chanting, he looked at Sister Guo in front of him affectionately......
"Am I green or yellow?" Zhuang Xiaose let out a soul torture.
"You, are you waiting for ......" Sister Guo also naughtily threw the yellow leaf in her hand to Zhuang Xiaose, who was a little hysterical, turned around and ran.
Zhuang Xiaose picked up the yellow leaves thrown by Sister Guo and seemed to understand something. The green and yellow leaves all over the ground, why did she throw her yellow at herself? Could it be ...... I get it......
Zhuang Xiaose excitedly caught up with Sister Guo with the yellow leaves, and naturally put her against a centuries-old god tree, and kept kissing her, but Sister Guo refused inexplicably.
Why do you just throw him with the yellow one with so many leaves? This is not a hint or a seduction, how can you not let Zhuang Xiaose misunderstand? Could this also be the will of heaven, a sin, a sin, a hundred-year-old god tree, forgive me for being disrespectful for a while.
It seems that Sister Guo Yujie is also out of the yellow for a while.
At this time, Zhuang Xiaose didn't care what kind of divine tree was not a divine tree, he kept kissing Guo Yujie, trying to turn the green into yellow......
After the emotion, they held hands in the depths of the dense forest and kept warm, until the sunset did not feel hungry......