448 Gambling
Xia Hongtao's series of performances made Xiao Feng very satisfied with him, and felt that this was a talent, although he had some elements of hard work.
But it's always right to choose him this time, and those who can fight for their own interests are good employees.
Xiao Feng is cool, but the syndicate representatives on the opposite side are not happy, this guy is too difficult and too strong, right?
How do you do this?
There are even a few representatives of large banks who muttered a few words, do you really think you are a state-owned enterprise or a central enterprise?
But they can only mumble a few words to themselves, and if they really let them say it out loud, they really don't dare.
No way, who let this be an era when there is a shortage of good assets and good companies are hard to find?
In recent years, the international economy has been sluggish, and domestic private enterprises have also been recruited, or they are still surviving, and the scope of customers that banks choose to lend to has also been greatly reduced.
On the other hand, the real estate industry has been restricted by the state from inflowing, which makes banks even more headaches.
Enterprises are short of money, and banks are not short of money, but what makes banks headache is how to lend money out and let the funds flow.
However, most of the banks are state-owned enterprises, and no one above wants to take responsibility, so the loan targets have all chosen relatively stable state-owned enterprises and central enterprises.
After all, such enterprises, with policy support and state appropriations every year, never have to worry about money, lend money to them, and generally rarely fail to recover.
However, it is precisely because most banks choose such cooperation partners that these state-owned enterprises and central enterprises are very strong in negotiations and have quite strong bargaining power when facing banks.
If the bank wants to lend to them, not to mention that the interest rate is pushed flat according to the benchmark, it is common for the interest rate to fall by 30 percent, or 50 percent.
Once the business is done, you will earn a few handling fees, and the interest rate difference will not be eaten at all, no way, who will let the wolf have more meat and less meat, you are not sure that there are other banks willing to do it.
And today, since the celebrity chef came up to preside over the negotiations, Mr. Xia has also become a state-owned enterprise, and the strong taste of a central enterprise.
If you want to mortgage, there are only those two buildings, and as for the shares made by celebrity chefs that everyone cares about, it is impossible.
In fact, according to the current business model of celebrity chef manufacturing, everyone knows that in the future, the shares of celebrity chef manufacturing will be more valuable, but people are not willing to mortgage it at all!
As for the interest rate, this guy actually played the trick of killing three people with two peaches, didn't he just ask everyone to bid? Or bid lower, which is really ruthless.
But do you really think that a few words can make us bow our heads?
More than a dozen syndicate representatives were very unhappy and silent, but Xia Hongtao was not panicked, he looked at the bank representatives who were doing it and smiled.
"Looks like people don't want to cut prices, okay. It seems that we can only choose to go overseas for financing, after all, the cost of overseas financing is relatively low. ”
Xia Hongtao's sentence is really not a lie, why many people are dissatisfied with the domestic banking industry, saying that they are relying on the support of national policies to make money in China.
Because the domestic deposit interest rate is really too low, and the benchmark interest rate of bank loans given by the state is very high, the interest rate difference in the middle gives them a lot of room for operation, and it can really be said that they are lying down to make money.
Internationally, however, it is a market of full and free competition, and the interest rates on loans of major banks and even sovereign wealth funds are very low, some of them are only a few bit, and the basic interest rate in China is 4.75 percent, and it is easy to rise by 30 percent.
But is it so easy to bring in money from overseas, especially for you, a private company?
Many of the syndicated loan representatives here are full of disdain, your celebrity chef manufacturing is famous in China, and it can even be said that it has a great future, but in the world, who is you?
What's more, you're not even a listed company?
But be careful that the wind is strong and don't slap your tongue.
At this time, Xia Hongtao took out a red-headed paper with a smile and shook it in the air: "I know, everyone may not believe that we can go overseas to raise funds, I used to work in the XXX company in Pengcheng, and I have a good relationship with the leaders of the local mouth bank." This is a letter of guarantee issued to us by the local bank, with this letter of guarantee, I can make our financing plan and several projects of XXX company into an asset package. Whether it is to Xiangjiang or to Jiapo, we can finance the funds we want... ”
As soon as these words came out, the syndicate representatives who were doing it immediately couldn't sit still, and all of them had a skeptical look on their faces.
Some people even took out their mobile phones and began to search for the name Xia Hongtao, but the search really startled them, this guy used to be the vice president of a well-known financial company in Pengcheng.
Damn, this is terrible, people have such identities and experiences, so what he said before is definitely not bragging.
In particular, several bank representatives secretly ran outside the conference room to make a phone call and confirmed Xia Hongtao's identity.
When they returned to the conference room, everyone's eyes changed when they looked at Xia Hongtao, I really didn't expect that this famous chef would invite such a great god, it's not easy to do it now.
In the past, everyone could bully the boss of the famous chef who didn't know much about finance and fooled him into taking out a loan, but now people invite him to think that he is a financial expert, which is difficult to do, and if you want to win their project, you must fight hard.
At this time, the eyes of the syndicate representatives who were still in harmony gradually changed their taste and began to become vigilant, and even some bank representatives took out their calculators and began to crackle.
At the beginning of the year, the state opened the floodgates and filled a lot of money into major bank accounts, so that everyone could replenish market liquidity, and also ordered that it should focus on supporting small and medium-sized enterprises, especially private enterprises, but strictly prevent money from flowing into the real estate industry.
Therefore, the life of banks is not easy now, state-owned enterprises and central enterprises are not bad for money, and private enterprises and small and medium-sized enterprises are not easy to find.
It's not that there are no such companies, but because the market is everywhere, but basically it's a big pit, and the operation is half-dead, if you dare to lend to them, today's money will be transferred, and tomorrow they will dare to run away from the boss, believe it or not?
So although the bank took the order, no one dared to lend to them, everyone opened their eyes, looking for bright spots in the market, what are bright spots, celebrity chefs make such a super stable cash flow enterprise, it is the bright spot, it is the sweet and sweet food that everyone wants to compete for!
If you can complete a business with them, the year-end report will be easy to write, and you can get more bonuses.
The most important thing is that in terms of the current development momentum of celebrity chef manufacturing, people are destined to be a star enterprise in the future, at this time, if you don't take advantage of their momentum to get in touch with them, is it difficult to wait for others to become famous, and you will go to the icing on the cake?
Therefore, the representatives of the major banks were all angry when they came, but in fact, they all had calculations in their hearts, and they had to win this business no matter what today, and many representatives came with tasks.
Now that the celebrity chefs have made this side of the hole cards, they can't help but revise the original plan.
“。。。。。。。 Of course, all the leaders here were recommended by President Feng, and they may all be our friends in the future. Although it is cheap for us to raise money from overseas, it may take a long time, and we hope to be able to win these two groups of buildings as soon as possible, so we must make certain concessions in terms of cost. However, the specific amount of concessions depends on the decision of the leaders... ”
Xia Hongtao was still continuing his performance, and at this time, Xiao Feng, who was sitting next to him, breathed a sigh of relief, he really deserved to play finance, and he was born to tell stories.
When did Lao Tzu know Pengcheng's XXX company? What is Kouxing? What the hell is it to raise money overseas?
Of course, he didn't understand these as a layman, and after speaking, Xia Hongtao, who sat down, unscrewed the mineral water and took a sip, then gave him a look and signaled him not to speak.
"Okay, Mr. Xiao, Mr. Xia, you have also said all the conditions on the side of the enterprise, and the banks and financial institutions must go back to discuss, after all, the interest rate is not something they can decide, and they will definitely go back to the meeting. Let's get here today, it's noon, I've already arranged a place, how about we have a meal together?"
The representatives of the syndicate did not speak, and President Feng, as the host, stood up to play a round, he knew that these banks and financial institutions must have a plan in their hearts, but they would definitely not quote each other in this conference room and dismantle the table.
The next must be a secret game, he beckoned everyone to eat together, hehe, after eating, he dared to promise that he didn't have to wait until dark, Xiao Feng's phone had to be blown up, and major banks and financial institutions would give their own offers.
As for how Xiao Feng chooses at that time, that is his own business.
President Feng, the host, did a very good job, he beckoned everyone to eat, how could everyone not give face, and followed him to a restaurant that had been set up a long time ago and had lunch.
During lunch, it was also staggered, many people got up to toast Xiao Feng and Xia Hongtao, just to get acquainted, today's performance of Xiao Feng and Xia Hongtao finally let everyone have a new understanding of the rising star of the Bincheng business community, this young man is not simple, he can invite Xia Hongtao, which shows that he has great ambitions!
And after eating, on the way back to the flagship store, Xia Hongtao didn't wait for Xiao Feng to speak, he took out the red-headed document and handed it to Xiao Feng, Xiao Feng couldn't help but smile dumbly when he saw it, what kind of document is there, it's just a letter paper that looks very similar...