"If they really can't lower interest rates, can you really go overseas to raise money?"

Xiao Feng looked at the letter in his hand and asked Xia Hongtao with a smile, but Xia Hongtao nodded seriously.

"Mr. Xiao, please rest assured, if they don't lower the interest rate, I can really find financing for us from other ways. ”

Speaking of this, Xia Hongtao, who has been playing finance all year round, is really confident, he has been in the financial circle of Pengcheng for many years, and his path is quite wild.

Pengcheng is very easy to access a large number of Hong Kong, Macao, Taiwan, Southeast Asian travel capital, but the interest rate of this money is relatively high.

If you take the regular route, you usually go to the bond market in Hong Kong or Singapore to issue bonds, and he has also operated this.

However, it is more difficult for ordinary enterprises to issue bonds overseas, and foreign capital is not unrecognized for overseas bond issuance by Chinese enterprises, but the premise is that there is a condition, that is, there must be an oral bank, or a letter of guarantee issued by China Development Bank.

With this letter of guarantee, those foreign sellers basically don't look carefully at what is in your asset package, anyway, with those two backs, they are not afraid of anything?

These two banks are equivalent to the country's credit guarantee overseas, so the ratings are very high, and foreigners are very recognized.

Generally, they like long-term investment, mainly seeking stability of foreigners' national sovereign funds, or pension funds, and most like investment banks, and China Development Bank guarantee targets.

And Xia Hongtao knew a boss before, and he had a good relationship with the boss of Pengchengkou Bank, and the letter of guarantee of the bank was like playing, and with the letter of guarantee, the boss could often get low-cost scary funds in Singapore.

In particular, the sovereign wealth funds and pension funds of several Western European countries can generally lend to you for up to 20 years, and the interest rate is as low as a few percent, and some are even less than one percent.

The main purpose of those funds is not to make money, but to seek stability and no risk.

Of course, your asset package must be made beautifully, and it is better to have some government-funded projects such as Iron Rooster, which Western Europeans and even Mi Guokees like the most.

When such funds are taken to China, they can be turned over to eight or a few or even eleven or twelve interest rates as soon as they change hands, and the longest term is three years, and the funds will be recovered after three years, and then continue to roll.

After 20 years, double the profit can be earned, this is the way to play for big capital players.

Xia Hongtao had also participated in it before, so he was so confident in front of Xiao Feng, and Xiao Feng was relieved when he heard his words.

"Don't worry, Mr. Xiao doesn't have to wait until tomorrow, these banks will call you in the afternoon and make an appointment to meet you. ”

Xia Hongtao has seen a lot of the routines of financial institutions, and he is even familiar with them, so he is so confident.

Sure enough, before the car of the two arrived at the flagship store made by the celebrity chef, Xiao Feng's phone rang, and when he took it over, it was the boss of the X line who called, and the two looked at each other and smiled...

Because of Xia Hongtao's help, dealing with these financial institutions can be said to be very smooth, and he personally selected five financial institutions from them, and the interest rates of these are very low, which is basically in line with Xia Hongtao's expectations.

In just one week, he finalized the contract with five institutions, the credit line, and the loan and repayment dates.

This also made Xiao Feng fully realize his ability, of course, so much work could not be done by him alone, as well as Katya's participation, as well as the cooperation of a group of personnel from the finance department trained by Katya before.

Considering that the company will become a group in the future, Xiao Feng pondered that Xia Hongtao should be assigned a special team, after all, many things cannot be done by himself.

Xia Hongtao is also very satisfied with Xiao Feng's attention.

Xiao Feng has handed over the operation of celebrity chef manufacturing to Zhou Jing, Xiaolin and Tian Qing, whose job is not only to ensure the normal operation of the store, but also to inspect and supervise franchise stores nationwide, as well as advertising, marketing, research and development of new combination packages, etc.

Katya has been traveling frequently between the island and the factory in the new port area, and his main job is to supervise the construction of the factory, and strive to complete the civil construction and debug the production line before the winter, and start to officially bring people to the island to start work after the winter.

On the Xingang area, she and Shang Zhenye have recruited a lot of new people into the factory to start training new employees, and strive to pull these people down on the island once the factory is completed.

Xiao Feng didn't need to worry about the affairs of the Ninth Laboratory at all, He Xiaojun was already familiar with the control over there.

On the French side, Pierre and Laura. Ellemont is also in contact basically every day, and the two of them are more concerned about the work of the ninth laboratory's product launch than Xiao Feng, and they are currently in full swing preparations, and it is estimated that in a month or two, an event will be held.

All the business has basically been on the right track, and Xiao Feng has focused his main attention on the acquisition of this building.

Guan Zhenhai has been calling him almost every day recently, asking how the money is being prepared, and the pressure on his side is not small, and Mr. Zhang from the management committee urges him every day.

The management committee has already met to sell the building, and everyone has been persuaded by him, but the celebrity chef has not made any action for a long time, so he will naturally be in a hurry.

On this day, Xia Hongtao came to Xiao Feng's office and directly put the five contracts in front of Xiao Feng.

"Mr. Xiao, all the financial institutions have been negotiated, except for Binhai Bank, as our old relationship, and our biggest supporter this time. I chose five other financial institutions, three of which are large state-owned banks, mainly because they have strong backgrounds and are not easy to offend, and I have to deal with them well. And the interest rate concessions they give are not small, you see that this is their terms... ”

Xia Hongtao began to explain to Xiao Feng the financial institutions he chose, as well as the reasons for choosing them to cooperate, and Xiao Feng was basically satisfied.

However, the other two non-bank financial institutions from the south made Xiao Feng a little puzzled.

"What's going on with these two funds?"

"Well, Mr. Xiao chose these two, I have also fully considered them, and there are other big backers behind these two funds, which are the kind of predators I said before, who can get low-cost funds from overseas. Therefore, the cost of funds they give us is very low, even lower than those banks, and the repayment date, method and other arrangements are also more flexible, and in terms of collateral, they are not as strict as banks... ”

Xia Hongtao's words were vague, but Xiao Feng basically understood that these two should be the legendary shadow banks.

Of course, unlike ordinary shadow banks, most of which are inextricably linked with domestic banks, eat the leftovers of banks, and the funds mainly come from banks.

And these two are the kind of ones that can get funds from overseas, which is quite remarkable, and they definitely belong to shadow banks with strong backgrounds.

"Okay, since you've done it, then let's sign the contract quickly, and the loan date will be unified, and then I can also give the management committee a letter, and urge it there." ”

"Then let's put it on today and tomorrow, talk to President Feng, borrow their conference room, and we'll get all these contracts over there." ”

"Okay, that's it. ”

Governor Feng is more anxious than Xiao Feng here, for fear that this project will change, when he heard that Xiao Feng had already secured five financial institutions and planned to borrow their conference room to hold a signing ceremony, President Feng Coke was broken.

not only agreed, but also said that Xiao Feng didn't have to take care of the rest, he would take care of it.

Early the next morning, when Xiao Feng and Xia Hongtao rushed to the large conference room of Binhai Bank, the venue was already more than proper.

Representatives of several financial institutions were also in place, Xiao Feng did not waste time, a few simple greetings, and the lawyer team next to him, who had spent more than 100,000 yuan for a day, began to check the contract.

The contract is checked to be correct, and then the signing process begins, and the whole process is completed in just one morning.

At noon, Xiao Feng invited the partners of various financial institutions to the East Banquet, and went straight to the management committee in the afternoon.

I had already contacted Mr. Zhang of the management committee, and as soon as the funds were in place, he was immediately contacted to complete the contract for the sale of the building.

After the contract is completed, the next step is the transfer of real estate, because this is not ordinary real estate, and there are tax issues involved.

Although I have also found an asset appraisal agency to do an asset appraisal for the building before, before the transfer, the tax department will still ask the asset appraisal agency to do a simple appraisal, which involves the payment of taxes and the production of real estate certificates.

Therefore, it will take a few days to delay this, but on the day the contract was signed, Xiao Feng transferred the first deposit to the intermediate account designated by both parties.

The rest is to wait for the third-party agency to complete the inspection, and the tax side will give a deed tax quotation, and then you can transfer the ownership.

Of course, this tax bureau belongs to the local tax of Shanzhong District, so there is a lot to talk about, 4 billion building transactions, tax alone can pay tens of millions, which is a very bright achievement for the local tax and the management committee of Shanzhong District.

So there will be appropriate discounts, there will definitely be, Mr. Zhang also hinted, when the price comes out, he will definitely help find a way, or give a discount, or use installment payment, in short, it will not let the company bear too much pressure.

And those trivial things, Xiao Feng handed over to Xia Hongtao to deal with, at this time, he couldn't care about the darkness outside, and insisted on killing on the roof of the Twin Mansions!

Standing on the roof of the building, looking at the large square in front of him and the sea view in the distance, he was full of emotion in his heart, and now he really became a big landlord!

Two years ago, he couldn't even think of such an achievement!