Chu Yuanxi was so angry that he wanted to vomit blood, and said in his heart that he was actually overshadowed by Fang Shiling! This is a blow from the air, this is this? Cao Xiang's thinking also jumped, right?

However, if it was only this degree of vacillation, he would not be worried that Cao Xiang would have any out-of-character ideas, and he would not be an out-of-character person. Now this is a programmatic idea for the mutual finance industry, which is also a very good thing, and he can publish a paper or something, which he is good at.

As for Internet finance, Chu Yuanxi feels that Cao Xiang is purely too idle and easy to make trouble because the Internet is not online, and what you have planted in the United States is not big enough?

"By the way, Lao Cao, you don't want to change jobs, right?

"No, no, absolutely not!" Cao Xiang hurriedly waved his hand. In fact, he knows his state very well, even if Chu Yuanxi's brain is pumped, he now lifts his non-compete agreement and lets him jump ship to do mutual money, the question is who to do?

Of course, my physical and mental state is much stronger than when I just returned to China, at least although I didn't create any profits for the company during this time, I have been earning a high salary, and I don't have to hesitate for a living for a long time. However, the employment status has not improved much compared to before, and he is still a person with a criminal record.

Moreover, it is already very interesting enough to lift the non-compete prohibition, and you can't ask others to do background investigations, and when Xiaokang is still holding a former employee who has changed jobs, right? This former employee is doing projects that are very important to the enterprise, and it is already interesting enough to change jobs without waiting for the launch, and not to say bad things! But as long as Xiaokang does not endorse him, then what has he done during this time when he returned to China? He has only added a few months of work experience, and he will not be able to produce any results! This is not as good as when he first returned to China.

Therefore, it is impossible to give up the options and salary of the well-off and change jobs, Cao Xiang has realized at this age that people can't always live for obsession - Chu Yuanxi doesn't know how deep his obsession with mutual finance is, and the technology he did in the project of planting in the United States was for the purpose of mutual finance.

It's a pity that the well-off don't engage in mutual money......

In fact, Chu Yuanxi is also at ease with Cao Xiang, after being in contact for so long, he is a person who can endure loneliness with his heart in his heart, and in fashionable words, accept delayed gratification.

It is true that as he said, the most urgent use of blockchain technology is finance, and the vast world has a lot to do, and the well-off game network is a little bit meaningless, although there are multiple parties involved, but there is no urgent need for multi-party synchronous information, to be precise, there is no demand for timeliness. But even so, the well-off also has high requirements for blockchain technology.

Well-off users will drive 5G mobile phones to dig health coins in the future, the same mobile phone and the same user state at the same time, some people dig more, some people dig less, and some people don't dig it, so don't you fight?

You can even "share" with users, because if you go through the mode of exporting services after the aggregation of computing power, of course you will generate revenue. So who provided the computing power, how much was provided, and how much income was generated, can be recorded into a very clear ledger through the blockchain, and the blockchain itself is used for bookkeeping.

In this way, the well-off has become very transparent through clear accounts and user sharing, and everyone is happy. This is the most basic role of blockchain, information transparency generates trust.

The application of Cao Xiang's technology in this scenario is, of course, a huge contribution to the entire field of blockchain. You must know that although the original Bitcoin mining is the same as the Internet of Gaming in form, its mining behavior is wasting computing power, and the mining machine does not produce any social value by burning electricity. The well-off mining is to aggregate computing power into a cloud to form edge computing resources, which is not the same.

In Chu Yuanxi's concept, the so-called Internet finance is mainly two, one is P2P and the other is small loans, both of which use big data to lend. This is what all Internet giants are particularly concerned about, because micro-loans are super profitable, and they are the most efficient solution for harvesting profits in big data monetization.

But Xiaokang didn't have a plan to exert force on mutual finance, and now he doesn't have this condition, so Chu Yuanxi instead persuaded Cao Xiang to talk to the two leaders of the newly formed payment team, as for the knot of mutual gold.

He is a well-off CSO, the title of CXO, the level belongs to the first gear, and theoretically has the power to intervene in any project team related to technical research. Therefore, for the mobile payment sector, he can play a greater value, although mobile payment is already a relatively mature field, and the possibility and space for the introduction of blockchain in technology are not large.

After arranging Cao Xiang, Chu Yuanxi was ready to leave, and on Saturday the 14th, he stepped on the train to Yangcheng. The day of departure happened to be the day when the island country's young sister Chika Notake arrived in the imperial capital, and she took a look at it from a distance, and then found that the voice actor's appearance really couldn't be too concerned.

Lu Yu is actually not black enough, and the salary given is 1 million yen after tax, which is a price that can hire newcomers even in the professional voice actor group of the island country, not to mention a part-time voice actor. That's why Miss Yezhu will be excited.

If you just need to pay 1 million yen a month to hire a voice actor, it is really too expensive, but once you succeed in creating a virtual idol, you will get more than that, and you can earn back dozens of times every month when you start a live broadcast on station B and receive rewards. Chu Yuanxi has seen how the otaku of Station B play virtual idols, of course, the premise is that the project must be completed.

In fact, he had another mission this time, which was to make a detour to West Lake City and meet with koala executives in person. In September, Liu Lu went to contact him once before and after the ceremony of Jackma's retreat, but the feedback was not good, and Chu Yuanxi was not too concerned about himself, and the recruitment was not successful, and he thought of other ways. But time has passed, and now I see that it was the "100 days" of Ali's acquisition of Koala, which may have a miraculous effect.

First, these executives should have almost seen the situation clearly, at least they should have some ideas, a series of operations after Ali's acquisition of Koala is very conducive to Chu Yuanxi's wielding of the hoe, and this hoe is also a win-win situation, Ali is not necessarily dissatisfied.

Second, at the end of the year, the convenience store industry is even more shining and more attractive than before. It can be said that on the economic heat map of the country and dynasty in the past year, the small stores represented by convenience stores have released the greatest brightness, and they have shown a role that cannot be ignored in the entire national economy, far exceeding everyone's expectations.

It can be said that this was unthinkable at the beginning of 2019, just say a few data to people at the beginning of 2019, and the general reaction is: you talk nonsense!

For example, there are more than 10 million small shops in the country, more than 7 million mom-and-pop shops alone, counting the related logistics industry, etc., the entire small store system supports more than 100 million jobs, and it is the norm for one person to open a store to solve the employment of the whole family.

For example, the average growth rate of small store turnover reached 35%, far outperforming the CPI and most tracks.

For example, small shops have become one of the most willing customers for banks to lend, which was impossible in the past, but today they are the main target of credit support.

All this shows that seemingly inconspicuous small shops have become the resilience of the national economy. Moreover, with the increase in offline customer acquisition costs, the prices of chain convenience stores have become more prominent, becoming the source of customer acquisition channels for many brands. Many products are easier to get customers in chain convenience stores than on the shelves of mom-and-pop stores.

In this form, I don't know how much the mentality of koala executives will change when their minds are gone.

This customer acquisition cost issue has actually affected a large number of business ecosystems, especially e-cigarettes.

When the state banned online shopping of e-cigarettes in early November, offline has become the only shipping channel for this muffled and wealthy industry. So in just over a month, the battle of the Hundred Smoke War was formed, and all offline stores became the battlefield of e-cigarette rushing. Even the collection stores that have never been treated well by e-cigarette brands have become fragrant and sweet, not to mention the chain convenience stores?

This industry has also become the only one in the industry that not only does not want franchisees to pay any franchise fees, but also provides subsidies in turn.

Therefore, these days, Chu Yuanxi has been visited by four consecutive groups of entrepreneurs in the e-cigarette industry, and they have put forward the request of the only generation, even if there is no similar experience in the original world.

Among them, two groups of Chu Yuanxi were politely sent away, not because the conditions were not good, but because he felt that he could still wait for the price and sell for a while. And this matter has to be learned from Wumart, the entrance fee cannot be paid only once, it must be paid annually.

As an emerging channel, it is very conscious and very friendly to the supply chain, basically as long as it is a brand-name FMCG product, there is no charge for the time being.

However, for e-cigarettes, it is unreasonable to not accept the field fee.

Of course, Xiaokang is a cigarette seller, since selling cigarettes can naturally also sell e-cigarettes, the state only prohibits the online buying and selling of e-cigarettes, and does not declare e-cigarettes illegal. It's just that with the expansion of the scale of the well-off and the increase in the intensity of e-cigarettes in the offline market, it should be more beneficial to talk about this kind of thing after a while.

As for whether e-cigarettes are harmful to health, they are just as harmful as cigarettes, and there is no need to demonize them. The reason why e-cigarettes were banned, Chu Yuanxi pondered for a while, probably because publicity and supervision were not in place, so the reins must be reined.

Cigarette packs all say "smoking is harmful to health", but there is a lack of similar publicity for e-cigarettes, and even as a new thing, it was once rumored to be a smoking cessation artifact. Since cigarettes are "monopolized" by the Tobacco Monopoly Bureau, there are relevant laws, so there is no reason for e-cigarettes, which also contain nicotine and other harmful chemicals, to allow it to grow wildly.

But the other two groups are at both extremes.

The third brand came up and made money, is the entrance fee of 1.5 million yuan enough? However, Chu Yuanxi quickly got Xue Jianhua's small report and found that this was a pheasant brand, which was not much better than no brand.

Chu Yuanxi lost patience at that time, and politely asked people to leave, but the people were not happy. Helpless, he had no choice but to tear his face: "I can't stand it in order to smash my own signboard for an extra 500,000 admission fee, so hurry up and trouble others!"

The problem with small brands is that although Xiaokang is only selling, users should also know that the main responsibility for quality problems lies with the manufacturer. However, as a physical distributor, you must make a credibility guarantee for your own selection. If you choose the national model but there is a problem, in fact, it is good to say, once the small brand is not selected well and hurts the user, it is your own popularity that is lost, and it is the same reason as the overturning of the e-commerce live broadcast with goods, and it is also a transaction based on credit.

Those e-cigarettes can easily cost hundreds or even hundreds of yuan, even if they have a monthly salary of 10,000 yuan, they are not gadgets that can be thrown away without distress. But it is possible for small brands to run away after clearing inventory, and the quality is not seen at all, let alone after-sales service.

This is the advantage of being well-off and the disadvantage of being well-off, Chu Yuanxi wants to create a social atmosphere of labels, and the characteristics of the user group are "people nearby".

The fourth and last visitor is the head of the e-cigarette brand, and he still has a certain fate with Chu Yuanxi.

Because, this entrepreneurial uncle's name is Ma Yuening, who was originally also a self-media, and it is a very successful self-media in China.

In addition, he also made his own APP, a dating software. Whether you do social networking at home or abroad, of course, it is easy to succeed with the attribute of dating a gun, and a video track seed player like Tang Bure, not doing social is simply the road to success.

In short, the highlight moment of this constellation self-media focusing on women is the absolute head of China, with huge influence, more successful than "Late Night Gallery", more successful than "High Stationmaster", but it was not made into a matrix model, and the total number of fans was a little worse, so it was only sold for 200 million when it was merged.

Chu Yuanxi asked himself, before he founded Ba Ren Entertainment, did he learn from others when he made plans and frameworks? The answer is yes, at that time it was an inevitable choice for him to do Douyin, and then how to go, everything needs to be thought about by himself, so of course, he must refer to some successful precedents in his memory.

Although the Ba people did not die to learn, and even became more enterprising in the use of traffic, and did not blindly make APP, the essence of people's entrepreneurship is so dazzling, and the path is so vigorous, that Chu Yuanxi himself has to admit that the impact is very profound.

Coincidentally, the route of the other party's second entrepreneurship is somewhat similar to that of Xiaokang, although it is an e-cigarette category "shake the force", but focusing on offline, 400 stores have been opened.

The well-off store is a "store", the clerk needs strict training, needs a lot of push, needs a lot of rent to sell the store; the other party's store is mainly pop-up stores, baked cake grinding counters, the flagship store is very few, the cost of opening the store is relatively low, the salesman is available at any time, there is no push. However, although these 400 stores are not the same as those of the well-off, this is also a good achievement.

It's just that at this time, because the collapse speed of the e-cigarette track is even faster than that of fresh food, it is not a parallel blow to the market but a dimensionality reduction blow from the state, which makes many investors have doubts about this business.

Chu Yuanxi can think of regulatory problems, of course others can also think of it, the relevant departments have issued a prohibition order, such a clear signal, the reasoning behind is logical. This makes it bitter that the real entrepreneurs on the e-cigarette track have to cross the sea to show their powers.

Therefore, now Ma Yuening has suffered a severe cash crisis and cannot raise money. All his work has been done in place, and it is very good, the brand is the head of the e-cigarette, the quality is also first-class, the product has been polished for a long time in order to highlight the encirclement, and has established a decent R&D team with scientific research attributes.

It's a pity that when heaven and earth work together, the hero is not free, so that he has even filled in 100 million yuan for the money he sold his account, which is similar to Chu Yuanxi's personal contribution when he started Xiaokang.

However, now faced with a difficult decision, whether to continue to persevere, put financial freedom on the table, or admit defeat happily.

Of course, there is also a golden option, which is to make a profit quickly. After all, e-cigarettes have always been a profiteering industry, and he made a fortune in a muffled voice, otherwise he would not have been attracted to cross-border entrepreneurship. It's a pity that the time to enter the market is too bad, as soon as the money is burned, Mr. Gongsun pushes the bicycle into the market, and then the industry is subverted.

It's just that whether it is profitable or not depends on sales and expenses rather than costs, and the cost is not much, and the huge sales manpower and the continuous investment required to open a store are the black hole that swallows up profits. This is also the reason why online is extremely important for e-cigarettes, if you can go through e-commerce, it is a great reduction in costs.

If the cash flow is full, there will be enough time to survive this winter, and when the time comes, whether the country will reintroduce the policy of online sales, or simply focus on offline, and become the king in the offline fight. Even if the relevant departments really kill this industry, it will be clear at all.

But the ideal is very full, and the cruel reality is that after the state introduced the online ban, it was falsely rumored, the entire industry was demonized, and the offline became crowded, and a store could not sell ten orders a day, and making a profit was simply a dream. Ironically, even so, the counters in the mall are still so fiercely grabbed by their peers that no one wants to live well.

In fact, shopping malls are not the best scene to sell e-cigarettes, and the best scene is only convenience stores.