38 Mortgage
Lin Yilong planned to get all the house certificates for all five houses, but he only got four from other places, and he didn't know where the house certificates bequeathed by his grandparents went.
Combined with his father's hesitation when handing over the housing certificate, it is estimated that this matter has a lot to do with his father.
Maybe such a house with a price of about 600,000 yuan doesn't particularly care about Lin Yilong's current opinion, and he wants to figure out what is going on.
Lin's mother still had some work to finish before she officially retired, and she only used the less than a week she spent with Lin Yilong to collect various items, vacate the house, and entrust all the property matters under her name to Lin Yilong.
When he went to the airport to bid farewell to his wife, Lin Yilong began to ask his father about the secrets.
may be blamed for backward concepts, as the only male of the Lao Lin family's generation, he is undoubtedly regarded by his grandparents as the only seedling of the family. Before he went abroad, his grandparents had already transferred this house to Lin Yilong's name, bypassing all his children.
It was this house that went wrong.
Lin Yilong's uncle, who is a professor at a key university, is not interested in this small bequest, he and Lin's father have a very close relationship with his brother, although 600,000 yuan is a sum of money, it will not have anything to do with Lin's father, but Lin Yilong's aunt may not.
Lin Yilong's aunt has a lot of complaints about the ownership of this house. Due to the failure of his uncle's business, Lin Yilong's aunt had to be forced to quit her job and sell her house to pay off the loan, and lived under the same roof with Lin Yilong's grandparents for a long time. Lin Yilong's grandparents knew their daughter's family's plight and agreed to such a request. Lin Yilong's aunt's family took care of Lin Yilong's grandparents in that house for nearly 15 years, and naturally had the desire to inherit the property rights. Lin Yilong's grandparents never agreed. When Lin Yilong's grandparents passed away last year, his aunt asked Lin's father to share this property right equally.
Lin Yilong and Mother Lin have no objection to re-dividing it, anyway, this house should be divided equally between Father Lin's brother and sister, and in the past fifteen years, Aunt Lin Yilong's family has been taking care of the elderly, and without more consideration, let Father Lin solve it himself.
Last year, my aunt's and uncle's business was in trouble again, and they borrowed 500,000 soft sister coins from Lin's father, which is not a small number for Lin's father, and when Lin's mother has been controlling the family's finances and stubbornly refuses to borrow, Lin's father has to use his parents' house in Lin Yilong's name as a mortgage, and the repayment period is about to expire, but the loan still has no signs of repayment.
By the time Lin's father called again this summer, he couldn't find the whereabouts of Aunt Lin Yilong's family, and all the appliances, furniture, and kitchen supplies had been emptied. Only an empty house was left.
Soon after that, the bank's staff came to the door and handed over a reminder notice to Lin's father.
Father Lin felt that he had been betrayed, so he had to contact Mother Lin for negotiation, and Mother Lin, who felt prescient, naturally would not give Father Lin any good looks, and the two quarreled, and the couple fought coldly until Lin Yilong returned.
"Do you have any good solutions?" Father Lin asked as he looked at his son with hope.
"Not yet. Lin Yilong responded, "After all, this house is a mortgage you set up on my behalf, and I can't do anything about it." Lin Yilong replied, "The only feasibility now is for me to go to the court to sue you dad and declare the mortgage invalid, but in this case, you will be easily held accountable by the public security bureau and will be collected by the bank, and I feel that this cost is unbearable." ”
"I'm retired now anyway, what can I do, it's impossible to go to the bank for a loan to buy a house, and the credit history is over. Father Lin said nonchalantly, "Anyway, it's not me who borrowed the money, so I will bear a joint and several liability." ”
"You bear criminal liability, not civil liability, if you really do this, Dad, you will have a high probability of being prosecuted by the procuratorate in the name of an accomplice to the crime of fraud x fraud. Lin Yilong said in an unquestionable tone, "After that, you have to consider that a considerable part of the property under my mother's control is the joint property of the husband and wife, even if you don't pay it back, the bank still has the right to go back to recover from my mother, you don't want to see my mother forced to resign from the bank in the last few days of work because of being collected for debts, right?"
Father Lin sat next to Lin Yilong in the seat of the airport bus, silent.
"That means that I have to pay off this debt no matter what?" Father Lin asked, hoping to get a negative expression from Lin Yilong.
"No way, it's like this. Lin Yilong said.
Father Lin fell silent again, and his expression was solemn.
Economic pain is secondary, and spiritual pain is primary. Father Lin never expected that his sister would break her promise and slip away without explaining anything in advance, regardless of the friendship of her compatriots. When he informed Lin Yilong of this matter, all the stakes had been reminded by Lin Yilong, if there was no such urgent repayment pressure financially, the wound of Lin's father's betrayal by his sister could be slowly healed through time, but the repayment phone call and repayment notice once in a few days reminded that the repayment pressure has always existed, and constantly tore away his heartache.
"I have some money, if you need it, Daddy, you can use it. Lin Yilong proposed such a plan, since the debt cannot be discharged, it is better to bear it, don't let so many miscellaneous things surround Father Lin, who should be living for a long time, and it is not a consideration for Father Lin to completely dispel his intention to stay in his hometown.
Maybe now he really has to rely on his son's snort, and when he thinks of this, Father Lin is even more painful.
"Not yet. Father Lin said stubbornly, "I can solve it." ”
If the family property under the control of Lin's mother cannot be solved, there is no way to solve it with Lin's father's monthly pension alone. By that time, the bequest of the grandparents had already been auctioned, and they couldn't buy it back if they wanted to.
Lin Yilong lost his temper.
"I said ..... earlier" Lin Yilong just wanted to say this, but his father's heart was already broken, and there was no need to complain.
"Alright, Dad. Lin Yilong said lightly, "After all, it's my house, let me handle it, it's my responsibility." ”
"I could... Forget it, do whatever you want. Father Lin looked at Lin Yilong, said half of his words, and let Lin Yilong play freely in this matter.
Father Lin felt that he had lost the right to speak in his son, and the father and son did not say a word for the rest of the journey.