In many cases, it is a matter of bargaining power in agreements or contracts, and although Lin Yilong is about to be called for debts, he is not alarmed.

If he does not consider that being on the list of borrowers in China will hinder his travel, he can extend the term of the bank's mortgage authority to 60 months through reasonable and legal procedures by general means, increase his bargaining power, and even "buy back" the debt in the form of non-performing assets.

Because Lin's mother is engaged in various financing in China, under the "education" of her ears and eyes every day, Lin Yilong can not say anything about the internal management model of banks or credit cooperatives, and she can be regarded as "knowing the whole leopard at a glance". If the financing staff cannot solve the problem, they have to let the security department enter the market, and it will naturally happen that the security department cannot repay the debt within the specified time, and the financial institution will turn this type into non-performing assets and write them into the debt for the financial asset company to divest. At this time, if the debtor "buys" such a non-performing asset by himself, he can forgive himself the creditor's rights at a very low price.

This method can be regarded as a rule of reasonable utilization, but it can also be called a scoundrel - in other words, if it is an ordinary enterprise, the usual capital chain is not so abundant, and when a debt cannot be discharged, the debtor can use this to "semi-liquidate" the bargaining power of the creditor with its bargaining power. The so-called "repayment of debts" does not guarantee the creditor's superior bargaining power on debt issues, and there are even cases where creditors have to go to "earnest talks" with debtors in order to preserve debts.

As far as Lin Yilong himself is concerned, as a practicing lawyer, he naturally cannot be so scoundrel due to the limitations of his profession and the consideration of his practice credit.

It's very depressing to say, the house of the grandparents is in the name of Lin Yilong, although it is guaranteed by Lin's father, but the ultimate bearer of this responsibility is still Lin Yilong. If Lin Yilong can't pay off his debts in time, it will undoubtedly discredit his flawless credit and professional reputation, and a small price like 500,000 yuan can't make up for such losses.

The Celestial Empire Bank was much more straightforward than the British banks, and Lin Yilong paid the loan in the morning, and the mortgage registration was cancelled by the bank in the afternoon.

If you lose 500,000 out of thin air, no one will be happy. It is precisely because of Lin's father's own negligence that his bargaining power in all family affairs has been discounted, and naturally it will not form an obstacle to the Lin family's moving business.

This time, Father Lin was not in a hurry to introduce Lin Yilong to the object, and he didn't arrange a party much. Lying down in a rocking chair all day without much energy.

"Dad. Lin Yilong looked at his father's aging appearance very unpleasantly, and after a few days of dealing with buyers and real estate management centers, he thought of a solution that was not particularly correct, but at least he could make his father happier.

"Huh? You're back. Father Lin sat up from the rocking chair, "I'll do what you eat at night." ”

"I can find my aunt and them, do you want to talk to them? Lin Yilong asked, "Maybe it's good to talk about it, but what if it's not their intention?"

"What else can I do after talking. Father Lin sighed for a long time, "I can't conjure up any money." What else can we talk about when we get together now? And they did, even though it might be forced to take some form, and it didn't matter if we wanted the house or not, but at least we should inform our family and your uncle. ”

Speaking of which, Father Lin was very emotional, and wanted to vent all the resentment he had accumulated over the years against his sister.

"It's useless to talk so much, I don't want to see them now, I don't have this sister. Father Lin replied, "If I can't leave now, I want to leave immediately." ”

"I happened to be here for this, anyway, Dad, if you know, my aunt and their family are very close to my mother's place, if you want to ask for an explanation for yourself, I can help you arrange ......"

"Forget it, your cousin hasn't been to the apartment where your mother lives now. Father Lin said dejectedly, "If they wanted to explain clearly, they would have come a long time ago." ”

"I see. Lin Yilong looked at his nose and nose, and lowered his head, "I'm just thinking, if you go and explain things to them face to face, Dad, wouldn't it be better." ”

"I don't know, but once that's the case, the family is scattered. Father Lin shook his head.

"But now, it's no different from scattering. Lin Yilong asked, "Since you don't consider relatives anymore, it's always okay to ask for an explanation for yourself as a creditor." ”

"If I go abroad, do I need to prepare some things?" Father Lin suddenly asked, "Is there anything you can't buy over there?"

"You are going to a capitalist country with a developed commodity economy, if you want to bring some things, that is, you need some five-spice powder, but we can bring a few boxes of these things before leaving; ”

Hearing this, Father Lin nodded.

Lin Yilong and Lin's father have a very close father-son relationship, and there are rarely situations where there is no topic to talk about. But since the incident of Lin Yilong's aunt, Father Lin has lost his excitement about something, and he doesn't feel wrong about Lin Yilong's "strange politeness".

Shaoqing, as if he had thought of something, Father Lin suddenly asked, "How is the house handled?"

"It's almost sold, just wait for the name change. Lin Yilong has dealt with all the houses under his own members' names in the past two weeks, and the rest of the work is only to wait, "When the name change is completed and the purchase money is obtained, Dad can sit back and relax." ”

"Then in that case, let's go with your mother, okay. Father Lin seemed to have regained all his previous spirits, "It's just right, while we haven't finished packing our bags, let's go see your aunt." ”

Lin Yilong was resolute in doing things for his family, he bought a ticket at 8 o'clock the next morning, and the father and son arrived in the city where Lin's mother was located before lunch.

In China, although it is not a big rich and expensive, the Lin family is also a well-off family. Here, their family can only be regarded as a subsistence home with an economic status or relatively low status, and even because Lin's father and Lin Yilong have no jobs here, they can still register for the minimum living allowance from the local civil affairs department.

Mother Lin was still at work, so Lin Yilong and Father Lin went straight to their aunt after lunch to ask for an explanation.

Although they knew what it was, they were still a little stunned.

What catches their eye is not a residential building with good living facilities, but a low, dense slum.