Chapter 303: If you want a loan in the future, you will also find me

The focus of this dinner is Jin Changxing and President Yang, and everyone's eyes and ears will naturally only pay attention to them. So even though Yu Hong's face suddenly became a little cold, it didn't attract the attention of others at all.

Jin Changxing pointed to the delicious dishes on the table, such as roast pigeon, roasted sea cucumber with green onions, and steamed grouper, and said to President Yang: "President Yang, eat vegetables, don't patronize and chat." ”

Governor Yang said, "Okay, you're welcome. After speaking, he took a large piece of trembling sea cucumber with chopsticks and put it in his mouth to chew, and then asked slowly: "Chairman Jin, now that the price of copper is rising so well, you have taken the opportunity to acquire this mine, and it can be seen that your Southern Group has lofty ambitions." After this mine is taken down, the foundation for further development will be even more solid. ”

Jin Changxing keenly heard the far-reaching meaning of Governor Yang's words, and it seemed that he inadvertently revealed that there was no problem with this loan in his heart, otherwise he would not have said so.

This made Jin Changxing very happy, so he said: "President Yang, you are a hero in the business field, where can we hide this little bit from you." As you said, the future development prospects of the non-ferrous metal industry are very broad, to make a big difference in this industry, the prerequisite must be to master the upstream sufficient resources, otherwise it is difficult for a clever woman to cook without rice. That's why we're spending a lot of money to get this mine, and it's just the first step in the next few years. If this step is firmly out, the expansion of the production scale of the smelter will not encounter the bottleneck of raw material supply in the next step. ”

Just as Jin Changxing guessed, this loan has no worries in President Yang's heart. Thinking about the mines that Liu Zhongzhou borrowed from himself to buy, counting the increase in copper prices in the past two years, the profit made by the Southern Group on this investment is astronomical so far.

Now the Southern Group has acquired a much larger mine than the original one, and in the future they will expand the size of the smelter, and after these plans are implemented, the size of the Southern Group may be one or two times the current size in a few years. Investing in them now can be said to be a sure-fire business.

Governor Yang is even a little jealous of Jin Changxing, because as a bank, he can't do anything other than lend to Jin Changxing, and all he can earn is loan interest, unlike the Southern Group in Jin Changxing's hands, which can enjoy the huge profits brought by the rapid development of the non-ferrous metal industry.

Banks are like that, they always only do the icing on the cake, and they don't do anything to help them. Listening to the grand blueprint drawn by Jin Changxing, President Yang knew that long-term cooperation with a highly profitable enterprise like the Southern Group could bring a steady stream of profits to the bank, not to mention that after Jin Changxing acquired this new mine, the expansion of the smelter was indispensable. Otherwise, after the new mine is harvested, will he just sell copper ore? How can such a profit be compared with the profit after refining copper ore into copper, even a layman himself knows this, and Jin Changxing's mind will not be so simple.

In order to build or expand the production scale of the smelter, the capital demand is more than 10 or 200 million yuan, and the Southern Group may have this money, but from the perspective of expanding reproduction, they will never exhaust their own funds, resulting in their own production and operation funds being stretched. In other words, they will still seek the support of banks for such a huge amount of capital needs, which will bring huge lending opportunities to their urban cooperative banks.

So he picked up his glass and said to Jin Changxing: "Chairman Jin, I also toast you." In the future, if you have financial needs for the expansion of the smelter, we hope very much that you will cooperate with our urban cooperation bank. ”

Governor Yang's words made Jin Changxing overjoyed, which not only confirmed that his guess that there was no problem with this loan was correct, but also that his next action plan in the future has no worries about his financial needs. He hurriedly grabbed the wine bottle and filled his own wine glass, then picked it up and said to President Yang: "President Yang, you are a noble person of our group, with your support, the future development of the Southern Group will be like a tiger with wings!

Jin Changxing and President Yang, as leaders in the non-ferrous metals industry and banking industry in Jiangnan Province, are well aware of the importance of strong alliances. They each have the best resources in their industry, and if they can't find a good partner, they won't be able to play the most effective role.

Now the more they talked, the more speculative they became, and the effect of the meal far exceeded their respective expectations.

Originally, they had this meal together to solve their respective worries about the loan in front of them, but now that they have talked about it, there are no problems with the loan in front of them, and they have dispelled their original worries, and they have reached a consensus on further cooperation in the next few years.

The dinner went on to this extent, and the reserve and suspicion between each other at the beginning had disappeared, Jin Changxing and President Yang each faced each other, holding hands and chatting in a whisper together, completely no longer paying attention to the other people at the wine table, as if they were eager to open a private room alone, and the two chatted privately together.

Zheng Guorui and Director Zhang of the credit department also chatted enthusiastically, just now because of President Yang's indifference, Yu Hong, who had a little unbearable on her face, now gradually forgot the trouble just now and integrated into the warm atmosphere on the wine table.

The amount of wine is very good, and she also raised her glass frequently, and even guessed with Director Zhang quite boldly. At this point, she is much stronger than the dark cloud jade who can't drink enough, and if the dark cloud jade drank like her, she would have drunk it a long time ago.

The meal lasted until 9:00 p.m., and it didn't end until Governor Yang was already a little drunk.

In the days that followed, the bank loan was approved, and the funds were quickly credited to the accounts of the Southern Group.

As soon as the money arrived, Jin Changxing immediately began to contact the mine and entered the substantive acquisition stage. You must know that he has been waiting for this moment for a long time, if it weren't for the loan stuck in the bank, he would have taken this mine a long time ago.

During this time, watching the copper price fluctuate back and forth above 80,000, he was very anxious. Because in his opinion, copper prices will continue to rise, and the current shock is only one of the preludes to the rise. He has to take the mine as soon as possible before the price of copper rises further sharply, otherwise, if the price of copper rises further, then the price of the mine will definitely rise with the tide, and the acquisition cost will be higher at that time.

Further increases in acquisition costs are not his main concern, but if the price of copper continues to rise, the mine may be discouraged from selling.

If that's the case, it's really hard for me to ride a tiger. You must know that this mine is the only satisfactory acquisition target that he found after searching for several months with a lantern.

If they dispel the idea of selling the mines, and if they don't talk about the bamboo basket and the water they have won, the more than 1 billion yuan loan that President Yang has already released will become a hot potato in their own hands, and what will they do with the money if they don't buy the mines? If these billions of dollars are not of good use, where will the profits of tens of millions of dollars a year come from?

Fortunately, the mine did not have the intention of being sold, and Jin Changxing took Zheng Guorui and Xue Chenzhi to run for half a month one after another, and finally took the mine.

The signing ceremony for the successful acquisition of the mine took place in the morning, and after the ceremony, the heavyweights of both sides gathered together for a celebratory reception, and when they returned to Kim Changxing's office at the end of the reception, it was already past 3 p.m.

Jin Changxing, who was drunk and flushed, looked at Xue Chenzhi, Huang Hongliang, Zheng Guorui and other executives who were looking around him, and said: "Now I feel at ease, MD, I can't eat well or sleep in the past half a month, and I'm worried to death!"

Huang Hongliang asked puzzledly: "Chairman, what are you worried about?"

Kim Chang-xing said: "You are not in your position and do not seek political power! Let me ask you, if you see a big fish swimming in front of your hook, what are you most worried about?"

Huang Hongliang didn't guess what Jin Chang meant by this sentence, he thought about it carefully and said: "If that's the case, what I'm most worried about is that someone throws a stone into the water at this time and scares this big fish away." ”

Jin Changxing laughed when he heard this, he patted the armrest of the sofa and said, "You kid is smart, you answered correctly!"

Huang Hongliang seemed to understand a little: "Chairman, are you worried about ......?"

Jin Changxing said: "I'm worried that the mine will change its mind and not sell, in that case I will be blind!"

Huang Hongliang said: "It shouldn't be, it's already been negotiated." ”

Jin Changxing said: "If you sign today, then it will be called a negotiated matter." Before today, who can guarantee that it will be settled? As you say, if anyone throws a stone in the water at this time and scares the fish away, will there be nothing?"

Huang Hongliang smiled and said: "It's not so evil, how can there be such a stone." ”

Jin Changxing said: "If you are still the general manager of a sales company, how can you not have this kind of stone? If the price of copper soars by another 5,000 or 10,000 yuan, you can see whether he can sell this mine or not!"

Zheng Guorui followed Jin Changxing to run around in front of the saddle, he knew Jin Changxing's thoughts best, he said: "That is, if the mine is retracted, it will be a problem where the loan of more than 1 billion yuan in our hands will be used." ”

Huang Hongliang said disapprerovingly: "If you really do that, you are not afraid, are you afraid that you will have no place to use the money in your hand?" Now that there are more companies that are anxious to use the money, you will not have to worry about the bank interest being repaid if the money is lent out all year round, and there will only be more." ”