Chapter 391 Development of a new system for online payment
"In today's e-commerce market in China, there are only two powerful people, one is Li Feng and the other is Long Yu. Leopold said, "What we've been attacking head-on before, it's actually Dragon Rain. So in a short period of time can capture a large number of markets. However, there is still a lack of understanding of Li Feng's upstream and downstream layout, and he did not expect Li Feng to take the way of optimizing the user experience to enhance the attractiveness of the entire e-commerce website. So we now want to focus on the target of the attack, and shift it to Li Feng. Next, we immediately set up our own online payment platform to crack down on the monopoly of Fortune in the field of online payment. At the same time, in view of the current soft underbelly express business, the overall upgrade has also been carried out. ”
Xu Jinlin listened for a long time, and finally heard a little dry goods, and couldn't help but nodded: "Attacking Li Feng's Fortune Treasure Company is the key to success or failure." Now backed by the Bank of Kyushu, the company is growing rapidly and has become the preferred payment method for e-commerce shopping. If you don't choose to access his platform, creating a platform by yourself and competing with it is indeed the most effective means to attack Li Feng. ”
"Yes, judging from the current situation, Li Feng is most proud of his online payment platform, but this kind of online payment method appeared earlier in our United States, and the payment system of our global mall in the American market is more advanced than Li Feng's Fortune Treasure system. However, because the banking system and laws in the United States are different from those in China, there are still many barriers to entry for our system to enter the Chinese market. Edward said.
Since the online payment system of Global Mall is a more mature and sound system, it is not less difficult to make a payment system out of thin air if it is to replicate it in the Chinese market as a whole.
Moreover, due to the huge difference between the Chinese market and the American market in terms of the banking system, and the laws and regulations on online payment are also different, the biggest uncertainty risk of rashly introducing this payment system into the Chinese market will even affect the normal operation of the whole system.
Therefore, after careful consideration, the headquarters of Global Mall did not choose to copy the payment system in the West Market of the United States to the Huaxia Market, but simply opened the online payment method of the Internet Bank in the Huaxia Market, which caused the poor online payment experience.
However, so far, there is no complete payment system, so that the global mall is gradually in a passive state, so for the Chinese market, it is imperative to rebuild a new set of payment system.
Xu Jinlin also gradually understood why the Global Mall did not introduce its own payment system into the Huaxia market early, so he nodded and said: "Indeed, the Huaxia market has its own rules, and your rash introduction of the payment system in the American market may affect the entire payment system." So in my opinion, you might as well re-establish a new payment system in the Chinese market, so that even if it fails, it will not affect your payment system in other markets around the world. ”
Rioport nodded, redeveloping a new payment system for the Huaxia market, which is not available in other overseas markets, and it is precisely because of Li Feng's existence that the Huaxia market is even more difficult to promote than the domestic market of the United States.
"The time is very tight, we have enough technical strength to make a Huaxia version of the online payment software, but we need the support of some big banks in Huaxia, can Mr. Xu help us in this regard?" asked Leoper.
Edward's eyes also looked at Xu Jinglin, after all, if you want to engage in online payment, you need a bank to join in, and you can't do it simply by yourself.
Li Feng's Fortune Treasure online payment platform has gradually developed by relying on the Bank of Kyushu, and now the number of banks connected has reached eight, and some large banks also have the intention of accessing.
In this regard, without the support of Huaxia's local banks, it would be difficult for Global Mall to get things done.
Xu Jinlin nodded: "Okay, then I'll help you again." However, with my ability, I can only barely communicate with one or two large banks, and it is up to you whether or not the business can be negotiated in the end. ”
"Okay, then please. Leopold said.
"Of course, we are in business, and my resources cannot be given to you in vain, what benefits can we enjoy in Dahua Fund for the establishment of the Huaxia version of the online payment system this time?" Xu Jinlin took the opportunity to cut an extra piece of cake from Leoper.
Rioport has long known that if he builds his own online payment system in Huaxia too early, the price will be relatively high, after all, the Huaxia market is not familiar with the place, and he does not have enough connections.
But now because of Li Feng, the construction of a payment system is ready to fly, this time to rely on the influence of Dahua Fund in China, then it is necessary to pay a little benefit.
"Mr. Xu, let's do it, if you can pull one of the top five banks, I will give you 10% of the original shares of the payment system. If you can pull in the top 20 banks in China in addition to the top five banks, I will also give you 3% to 5% of the original shares at my discretion. "Of course, if you still want to inject capital into our online payment company, I can also give you a certain percentage of the equity transfer." ”
Although the conditions offered by Rioport are favorable, they are very difficult.
You must know that the top five banks in Huaxia are all Fortune 500 companies, and it is extremely difficult to get any of them.
Even if it is the other top 20 banks, it is very difficult to pull into the Internet payment system, after all, they have their own online banking, and they all hope that their online banking can develop and grow, if there are not enough benefits, how can they make a wedding dress for others.
Even if Li Feng's Fortune Treasure payment platform is developing so well now, none of the top five banks have joined, which shows that the difficulty is far beyond imagination.
Xu Jinlin listened to the conditions offered by Rioport, smiled mysteriously, didn't know whether he was satisfied or displeased, and said: "Okay, it's decided, I'll find a way." Mr. Leoport, you should also hurry up the technical work of building an online payment platform, don't wait for me to negotiate, you haven't completed the development of the platform here, it will be embarrassing. ”
"Don't worry, we'll be able to handle the technical stuff quickly. Leopold said.