Chapter 13: The Vampire Devil
The "Weekly Gang" continued to be popular on campus, and Liu Hao and a few roommates were still intoxicated in the process of counting money at two o'clock in the morning.
"No. 29, No. 29, No. 29 is here?!"
"Hurry up, the teacher is named!" Liu Hao was woken up by Xiaoyu, the goddess of manpower in the class, at this time, the management teacher Zhang was taking the roll call, Liu Hao because he counted the money all night last night, and he slept from recess to now. Mr. Zhang, a teacher of management, heard that he was an executive of a large state-owned enterprise, and now he is retired and is invited to be a professor in our school.
"I'm here!" Liu Hao raised his hand and wiped his saliva.
"Elder class, why are you so sleepy all day, why did you go last night?" asked Teacher Zhang.
"It's okay, it's okay" The teacher's words caused laughter, and Liu Hao looked at the surrounding classmates in embarrassment.
"Your "Weekly Gang" is so popular, you must have made a lot of money, right?
"No, no, no" Liu Hao didn't dare to make a mistake in front of Teacher Hu.
"It's a good thing to start a business, but you can't delay your studies, otherwise you won't want to spend this subject with me. After Teacher Zhang finished speaking, Liu Hao lowered his head and did not dare to squeak.
Liu Hao, who was uncertain at the moment, how could he listen to the lecture honestly, and picked up his mobile phone from his pocket to look at yesterday's data.
After a while, Liu Hao received an MMS message on his mobile phone.
"According to Maslow's theory, the inner strength of the individual's growth and development is the motivation..."
At this time, the MMS picture is slowly loaded...
"Nani!" At this time, the whole class and Teacher Zhang all looked at Liu Hao, who suddenly shouted.
"Dear class leader, do you have an opinion about me, or do you have an opinion about Maslow? The lovely teacher Zhang teased Liu Hao, causing the whole class to laugh again.
"I'm sorry, I'm sorry" Liu Hao lowered his head in embarrassment and continued to look at his phone.
"Don't make trouble for me anymore! If you make trouble again, I'll have an opinion on you!" Mr. Zhang's words were a little angry.
Liu Hao was so surprised because the MMS photo he received just now was a nude selfie of a female classmate in Liu Hao's class holding an ID card. The picture is remarked with the name and the four big characters of the money owed.
"Class Leader Liu, this is your classmate, right? She owes us money for three days, and if we don't pay it back before twelve o'clock tonight, we will send the picture to everyone in her address book!"
"Which loan platform are you from?"
"We are on a student loan, this classmate has been overdue for three days, and the picture was taken by herself to us as collateral, and we have a contract" After a while, Liu Hao sent a photo of the contract signed by Xiaobai and them. At this time, Liu Hao suddenly realized, it turned out that Xiaobai started to take out a loan on their App half a year ago, no wonder he had the money to buy Apple 6.
"How much does she owe you?"
"It's only more than 1,100 in this issue, and it's not much, if we don't return it tonight, we're going to announce the pictures"
"Okay, please give me time to deal with it, but don't spread the picture, or I'll call the police!"
"What are you looking at?" Chen Jie poked his head to look at Liu Hao's mobile phone.
"Yo, Ah Hao, you're too exciting, aren't you?" Because Liu Hao dodged in time, Chen Jie only saw the lower half of the photo. At this moment, Chen Jie thought that Liu Hao was reading pornographic books and periodicals during class time.
"Go aside!" Liu Hao was a little embarrassed, but fortunately Chen Jie could stop at the right time, otherwise the whole class would know about it, and the consequences would be unimaginable.
After class, Liu Hao passed by Xiaobai's seat and knocked on the table to signal Xiaobai, at this time Xiaobai was not as smiling as before, and there was more confusion on his face, thinking that he should know that the squad leader had discovered her secret.
Liu Hao took Xiaobai to the corner of the corridor of the classroom, a hidden place.
"You know everything?" asked Xiaobai.
"The student loan staff contacted me and sent me a picture of you, is the photo real?
"It's true!"
"I said you, what's wrong with a little girl, you have to do this? Now it's okay, what are you going to do?" Liu Hao began to question Xiaobai.
"I don't know what to do, I don't dare to tell my family, if my dad knows, he will let me drop out of school!"
"I knew today, why bother in the first place! You are okay now, if you are really sent out by them tonight, won't your innocence be ruined for the rest of your life? Just for a mobile phone?" At this moment, Liu Hao's heart felt worthless for Xiaobai.
"I didn't buy a mobile phone, my dad bought it!" Xiaobai choked for a while, finally cried, and lowered his head to wipe his eyes.
"Then you owe so much money, and why did you take it?"
"At the beginning of the year, my girlfriend and I went to buy two imported lipsticks, but the money was not enough, so my girlfriend asked me to borrow them from this platform, and I borrowed 800 yuan at the beginning. ”
"It's really a girlfriend and a girlfriend!"
"I thought to myself that my dad gave me living expenses, and I could pay it back, but the interest was too high, I had to repay 1,002 a month if I borrowed 800 a month, and I only had 2,000 yuan a month for living expenses, so I could only borrow money from another App to fill in, and there was really no way to do it later, so I started installments, and now I can't even pay back the installments" Xiaobai told Liu Hao about the process.
"Do you still owe money to other platforms?" Liu Hao was surprised.
"In addition to the student loan, there are two, and I now have to repay more than 2,000 a month, and I can't afford to pay it back at all" Xiaobai looked aggrieved.
"And what are you going to do now?"
"I'll see if I can borrow it from a friend, if not..."
"How about not doing it?" Liu Hao felt angry after hearing this.
"Meat compensation," Xiaobai lowered his head and whispered.
"I've convinced you, you're hopeless! If you really take that step, you're really useless! Face is more important than your body?!" This sentence obviously touched Liu Hao's bottom line, and Liu Hao couldn't hold back the anger in his heart.
"Then I can't help it, I don't want to leave school, I finally got in" Xiaobai reddened his eyes.
"You now know that it's not easy to get in, don't cry, look upset, I can't see the girl crying" At this time, the class bell rang, Xiaobai wiped his eyes, turned around and wanted to go back to class.
"Squad leader, let's go back, you don't care about me" Xiaobai turned around and left, about a few meters away.
"Xiaobai, can you promise me not to touch this in the future?" Xiaobai didn't look back, only to see her nodding.
"I'll help you pay it back!" Although I don't know how big the pit in front of me is, Liu Hao at this time still decided to help Xiaobai repay the arrears, after all, he is the only person in the class who has a source of income. After hearing Liu Hao's words, Xiaobai squatted down and cried bitterly, crying uncontrollably, without tissues and without comfort, because Liu Hao felt that all this was what Xiaobai "deserved".
After school, Liu Hao took Xiaobai to contact the student agents of several campus loan platforms on campus.
"How much do you owe in total?" asked Liu Hao.
"Do you want to pay it off in full?" asked the student loan student agent.
"Nonsense! Look at my posture, no matter how you look at it, it's not a good stubble, right?" Xiaobai pulled Liu Hao's sleeve. The student agent of the "7,921" loan platform checked his mobile phone and casually reported a string of numbers.
"I only borrowed four thousand and five yuan! How did I change so much?" Xiaobai was a little scared at this time.
"There is a handling fee for installments, eldest sister, who is willing to lend you money but us now?"
"Squad leader, that's not what they said at first!"
"Brother, as far as I know, an annual interest rate of more than 3.6 cents is considered usury, you know the law and break the law!" Before coming, Liu Hao learned some basic information from Baidu in advance.
"This is the platform's regulations, and I will be responsible for collecting money" The student agent of the loan platform is a little ignorant.
"You sent the picture, right? I made this call just now," Liu Hao asked again.
"So what?"
"How? Do you know what the consequences will be if I call the police now? You're ready to drop out."
"It seems that you are not here to repay the money!" Two people came over and tried to surround Liu Hao.
"Don't scare me, I'm not afraid of you. Today we are here to repay the money, if you want, I will repay you at the highest annual interest rate, you return the photo negatives and the contract to me, otherwise you don't want to get a penny! I will definitely call the police" Liu Hao's attitude at this time was extremely firm.
"Okay, count you ruthless!" should have known that what he was doing was illegal, and this man with a vicious face finally relented. Liu Hao got the photo negatives and a folder containing the contract and the loan settlement certificate, and Liu Hao helped Xiaobai settle all the arrears at one time through bank transfer, which is definitely a huge amount of money for a student.
"If I see this picture anywhere in the future, I won't let you go!" Liu Hao turned around with Xiaobai and wanted to leave.
"Don't be evil, I'll keep an eye on you!" Liu Hao turned his head and gave the lender a final warning.
"Squad leader, thank you, I will pay you back the money slowly" At this time, several people behind were still staring at the two of them.
"Let's go, you, when you turn around, people will catch up and beat me" Liu Hao was a little scared in his heart, and quickened his pace.
"Cousin, why are you coming to the West District?" At this time, Huang Lexuan passed by and saw the online loan agent just now, the two of them were worthy of being cousins, with the same ugly face.
"It's okay" stared at Liu Hao in the distance.
"That's our squad leader, and I'm usually very arrogant."
I don't know when Liu Hao has come to exercise whenever he has something on his mind, running happily and heartily. I also forgot when I started, and I would meet Lin Kewen here every time. The two sat down to rest for a while.
"Mosquito, you said that the campus loan problem is plaguing so many students, why don't you ban it?"
"It's supposed to be a matter of time, don't you have any money?
"No, my friend has something like this"
"Oooh"
"Twelve years of hard study, seizing the day, but the last light is already in sight, but there are people who are willing to give their blood to these blood-sucking devils, just for the sake of insignificant vanity. ”
"Human desires are often not fully satisfied, and when strength cannot catch up with desires, unpleasant things are prone to occur. Lin Kewen said.
"I think it's a fluke, the daily high consumption relies on online loans, and the living expenses given by my parents are a drop in the bucket, and the high interest that cannot be repaid. Convenient procedures, quick payment, timely handling fees are expensive, at least you don't have to pay back the favor, anyway, you can pay it off next month when you have money, but how many people can really pay it off next month? It's just a vampire devil!"
"Vampire devils?"
"yes, let's not talk about it, a few more laps!"
Xiaobai's experience made Liu Hao think a lot, and how many people like Xiaobai are there in this campus? Liu Hao is glad that Xiaobai met him.