I can't figure it out for the time being, Liu Tianci didn't bother to think about it, and directly said the two banks he fancied: "Chairman, I plan to buy Hang Lung Bank and Ka Wah Bank, but the current bosses of these two banks should not be very interested in making a move, which is a difficult problem." ”

When Xia Yu heard this, he couldn't help but raise his eyebrows, Hang Lung Bank and Jiahua Bank are both Chinese-funded banks with a long history, although their strength is not as good as the current Jiuding Bank, but they are among the top medium-sized banks.

Among them, Hang Lung Bank's strength is above that of K. Wah Bank.

When Xia Yu was about to enter the banking industry, he specially collected the basic information of the banking industry in Xiangjiang, and he had a strong memory, so until now, he has a deep impression in his heart.

Founded in 1935 by the Sun family, Hang Lung Bank has survived three generations of hard work and has grown into a medium-sized bank.

Especially in the 70s, the third generation of the Sun family was ambitious, allowing Hang Lung Bank to expand dramatically and develop rapidly.

However, it is a pity that in the sudden stock market crash in 1976, the other industries of the Sun family suffered great losses, and the most important thing is that the evil consequences of the rapid development of Hang Lung Bank came out, and many funds were confiscated, which led to the crisis of Hang Lung Bank and even dragged down the entire Sun family.

There was no way, the Sun family could only endure the pain and cut the meat, and sold 80% of the equity held in their hands to the two brothers Zhuang Rongkun and Zhuang Qingquan, Fujian businessmen in the Philippines.

In the past two years, the Zhuang brothers relied on the remark that "the Fujian businessmen in the world are one", quickly moved closer to the Fujian Chamber of Commerce in Xiangjiang, and befriended a group of Fujian businessmen such as Li Jiacheng, and Hang Lung Bank was able to speculate in the real estate industry on a large scale, and the mix was very good.

As for the other bank, K. Wah Bank, which has a longer history, was founded by Lin Zifeng in Yangcheng in 1922 and has developed steadily over the decades, and is now a medium-sized bank.

It's a pity that in 1971, after Lin Zifeng's death, his descendants were incompetent and had no intention of operating the ancestral property, so he sold his controlling stake to the brothers Liu Cansong, an overseas Chinese businessman in Singapore, in 1975.

After the Liu Cansong brothers took over, K. Wah Bank's customer base was mainly overseas Chinese in Southeast Asia, so the Heung Kong counterparts had a shallower understanding of K. Wah Bank, and their vigilance became more and more serious.

However, it is undeniable that K. Wah Bank's business in Southeast Asia is doing well.

If Hang Lung Bank and K. Wah Bank are acquired, Jiuding Bank's local strength in Xiangjiang will skyrocket, and at the same time, it will also open up its business in Southeast Asia at once, which will have a huge bonus to future development.

Of course, in addition to these circumstances, Xia Yu also had many memories of his past life popping up in his mind.

It seems that neither the Zhuang brothers nor the Liu Cansong brothers are people who keep to themselves.

The Zhuang brothers fell into the quagmire of financial crisis caused by irregular lending, and Liu Cansong was even more so, he and his brother were arrested by the police on suspicion of defrauding nearly 800 million yuan, and finally absconded.

So for this kind of person who must have weaknesses, there are still many ways.

There is no need to feel guilty when you start, after all, the current bosses of these two banks are latecomers, and they are not good people, and the banks are a waste in their hands, and it is better to buy them to maximize the benefits.

"God, since you like these two banks, then buy these two, as long as they operate properly, they have to sell if they don't want to, and the price will not be high. ”

Xia Yu thought for a moment and said to Liu Tianci.

"Chairman, please instruct!"

Liu Tianci felt a sense of anticipation in his heart, and waited for Xia Yu's specific instructions after speaking.

"Within ten days, I will ask Jiuding Real Estate to borrow large amounts from two banks to drain their funds as much as possible, and then you don't come forward in the name of Jiuding Bank, but prepare manpower to buy gold products from Hang Lung Bank and K. Wah Bank, whether it is paper gold or physical gold, the larger the amount, the better, and bury mines for them!"

After Xia Yu finished speaking, the corners of his mouth hooked up an inexplicable smile.

Liu Tianci thought about it, showed a fox-like smile, and admired: "Chairman, this method is good, large business comes to the door, Hang Lung Bank and Jiahua Bank are absolutely reluctant to push it away, and bury mines for them, if they are greedy and negligent in management, it is no wonder that we are killed!"

"That's right!haha!"

Xia Yu and Liu Tianci glanced at each other and laughed heartily.

Although Xia Yu is digging a pit and calculating the two banks, if the two banks do things in a down-to-earth manner and are not tempted by interests, then there will be nothing to do, but they will earn a lot of profits because of the large loan to Jiuding Real Estate Group.

But if they are greedy, then this big cake will become a poisonous cake, and a bad one can kill them.

Now that Hong Kong is still in the hands of the United Kingdom, banks in Hong Kong generally have gold products, such as paper gold, spot gold, consignment sales of London gold and other businesses, and even gold shops like Xie Liyuan Gold Shop can open gold accounts and launch the "Thousand Feet Gold Accumulation Plan" to attract funds.

Hang Lung Bank and K. Wah Bank are not strong enough to become market makers for London gold, but they can become middlemen, selling London gold for the citizens of Hong Kong, selling it first and then buying it to fill the pit, which takes a certain amount of time and procedures, but can earn a certain handling fee, and can also launch the bank's gold price at a deeper level, sell paper gold, and make more profits.

The capital chain of the two banks is now tightened, and then the sale of gold products, then the two banks have absolutely no money to buy London gold futures in a short period of time to fill the business volume, and when the international gold price skyrockets, the two banks will buy gold again will have a lot of blood, which will definitely pull the already tight capital chain to the limit.

Of course, you can also drag it out without replenishment, wait until the international gold price falls again, and replenish the stock at a low price.

However, the premise is that the customer does not mention gold or delivery futures, otherwise if the bank refuses to accept, then the matter will definitely be big, and the run storm can appear in an instant.

If you don't die, you can ask for half a life of the bank!

The only way to avoid these two situations is for the two banks not to be greedy and not to take advantage of the time difference to eat all the business beyond the limit.

However, since Xia Yu has calculated, of course he has to find a way to succeed and open the way with money, so he doesn't believe that the high-level executives in the two banks are righteous men and gentlemen?

Don't even think about running away if these two banks are targeted by him!

"God, the amount of liquidity in our bank is not large, except for the consumption used for these two banks, there should not be much left, if you want to speculate in gold, you can go to HSBC and Standard Chartered Bank, I will not take you to London." ”

Xia Yu said again.

"Chairman, you're going to London?"

Liu Tianci looked at Xia Yu very unexpectedly, he had just stayed in the island country for more than a month before coming back, and he was going to London again!

"With such a large amount of money, Xiangjiang can't accommodate it!"

Xia Yu was a little clearer, and Liu Tianci nodded suddenly.

The money earned by the chairman from the island country is now lying on the Jiuding bank account, and it is no wonder that Xiangjiang can tolerate such a large amount of money, and the center of gravity of HSBC and Standard Chartered Bank is in Xiangjiang, and there is definitely no way to cope with such a large amount of gold business.

And with the chairman's temperament, he will not be willing to expose this money.

So the only way to go is to go to London.

After that, Xia Yu discussed with Liu Tianci for a while, and saw that Liu Tianci thoroughly understood the operation process, so Xia Yu left Jiuding Bank with confidence.