The next morning, a Jeep 212 slowly drove into the Jianlibao Beverage Factory, which was still under construction.

It was followed by a brand-new green-skinned liberation.

This is the car that the factory just bought, there are four of them. This year, you don't have to worry about whether it is a truck or not, if there is anything, it can be used as an official car, and no one will find it strange.

Guo Yongkun was waiting under the administrative building, and when he saw Lao Wang and Tang Yuhong, as well as a group of four well-dressed men, get out of the car, and greeted them with a smile.

"Factory director, let me introduce to you, this is Vice President Tao of the Municipal Credit Cooperative, this is Director Lu, and this is ......."

Guo Yongkun shook hands with each other one by one.

"I've heard that there is another beverage factory in the city, but I really didn't expect Director Guo to be so young. ”

Vice President Tao is a middle-aged man with a three-seven hairstyle, about forty years old, well-proportioned, and a little handsome.

"Vice President Tao, you are also very young, I feel that compared with my eldest brother, you are only a few years older. ”

"Oh, your eldest brother is expensive this year?"

"Five out of thirty. ”

Of course, this is false, in fact, Guo Yongnian will be twenty-nine years old, and he will not be thirty years old.

"Hehe, you, Comrade Xiao Guo, can't see it, how can I be so young, I'm almost fifty!"

"Yo! I can't really see it. Guo Yongkun said this seriously.

Lao Wang next to him, as well as their own people, also echoed one after another, saying that they couldn't see it.

Makes Vice President Tao feel good.

The group went upstairs and chatted for a while, and after drinking a few cups of tea, Vice President Tao proposed to do business.

Naturally, they came here today for loans, and this kind of thing is also the favorite of the banking unit, taking the depositor's money to lend to other units, and then earning a higher interest, why not?

Of course, the premise is that the money is easy to recover.

It is impossible to get rid of Lai, but if it is not good to collect it, and you keep urging, you may have to tear your face, which is also very troublesome and depressing.

Therefore, especially when cooperating with other units for the first time, it is also necessary to inspect and evaluate the assets of the other unit.

"Okay, several, then this way, please. ”

Guo Yongkun personally led the way and led them to stop and go in the factory.

Lao Wang and Tang Yuhong also followed, but they hung at the back, and along the way, the two of them couldn't help but look at each other, and they could see their doubts from each other's expressions.

Now the people from the bank are invited, but they still can't figure out how Guo Yongkun will borrow 5 million from them.

No matter how you look at it, this matter is unreliable.

"Director Guo, you also spent hundreds of thousands of dollars on the construction of this factory, right?"

"Not really. The current investment alone is close to 400,000 yuan, and it is expected to exceed 700,000 yuan after all are completed. ”

"I heard that you are an affiliated unit, it's really not simple!"

"Vice President Tao praised it, I often go on business trips to the southern coastal area, and there are countless million-scale affiliated units there. ”

Guo Yongkun and the other party inspected the factory, chatted and talked, and their words were a little drunkard's intention not to drink.

Discrimination is still unavoidable when the affiliated units cooperate with these state-owned units. Fortunately, Guo Yongkun is not worried, because his real thing is here.

"Vice President Tao, this is our factory. ”

The other party nodded, and naturally wanted to go in and take a look, although the real estate is reliable, but if there is a real dispute, it is difficult to realize it in a short time, and the factory equipment is easier to handle.

This is also a very important criterion when they do an asset valuation for a factory.

The machines roared in the No. 1 factory, the workers were busy with their own work, and a huge production line occupied almost half of the factory area, but to the surprise of Vice President Tao, there were no workers next to the production line, the machines ran on their own, and rows of canned drinks continued to roll off the assembly line.

"Could this be a fully automated beverage production line?"

"That's right. Guo Yongkun smiled and nodded, "As you know, not long after our factory was put into operation, this production line was just introduced from Japanese benzene last year, and it is currently the world's most advanced automatic beverage filling line. ”

"Oh, how much did it cost to import it?" Vice President Tao's eyes lit up, he didn't understand these things, and he paid more attention to their value.

"Close to half a million dollars. ”

"So expensive?"

Vice President Tao was surprised, but more of a surprise.

Because there is such a baby bump here, he can boldly and safely lend.

"Yes, good things are naturally expensive......"

When the two of them talked, the staff of the credit union looked carefully along the production line, holding a small notebook in their hands, writing and drawing, and they didn't know what they were recording.

Half a day passed, and at noon, Guo Yongkun led a group of people to rub a meal in the downtown hotel, and after being full of wine and food, he returned to the factory administration building again.

Everyone was red-faced, with the smell of alcohol on their bodies, sitting on the sofa in the factory director's office talking and laughing, and Tang Yuhong, the only one who had not drunk, offered the new tea that had just been put on the market in due course.

"Xiao Guo, let's talk about it, how much are you going to borrow?"

God knows that Guo Yongkun has been waiting for him for a while, and finally got to the point.

"Vice President Tao, as far as my side is concerned, the more the better. Guo Yongkun said with a smile.

"Can I ask you about the direction of the use of funds, I see that your factory is almost built, and the production status is in an orderly manner, and there seems to be no place to spend a lot of money?"

"Vice President Tao should know that my country is going to resume participating in the Olympics this year, right?"

"Well, I've heard of it. ”

"To tell you the truth, I borrowed this money to sponsor the Olympic Games, and then use the influence of the Olympic Games to advertise Jianlibao. ”

"Oh?"

Not to mention that Vice President Tao was shocked, the same was true of the three people next to him.

I really didn't expect this young factory to have such a big vision.

"There's a play?"

"If the money is in place, it's fine. ”

Vice President Tao glanced at Guo Yongkun deeply, "Xiao Guo, it seems that you have some connections in the capital." ”

Guo Yongkun smiled, and did not deny it, what do you think about love.

"So be it. Vice President Tao cupped his cheeks and thought about it, "I'll give you a maximum amount here, 1.2 million." ”

When Lao Wang and Tang Yuhong heard this, they were first overjoyed. Because this loan amount has exceeded their expectations, the two of them have just nested in the corner and whispered, it should be around 89 million.

If you calculate the assets of the factory, you will know that the plant and equipment can add up to 1.5 million yuan.

But bank loans will not follow this standard, they have their own set of conversion methods. After all, if you buy a production line worth 1 million yuan, if you want to sell it, can you still sell it for 1 million?

That's impossible.

But in an instant, the two of them felt cold again. Even if it's 1.2 million, it's still a long way from 5 million.

At this moment, the four eyes were firmly fixed on Guo Yongkun, guessing what tricks he could use to persuade the other party.

"Yes. ”

“......”

Lao Wang and Tang Yuhong looked at each other, that's it, okay?

Didn't you say that a good Olympic sponsorship fee would cost five million?

What is the use of borrowing less than one-third of 1.2 million?

"Okay, let's do this today, and you can come to the club tomorrow to go through the formalities. Vice President Tao stood up and was about to leave.

"Vice President Tao, there is one more thing I want to ask. At this time, Guo Yongkun said.

"You speak. ”

"How long will it take for the money to come down? You know, the Olympics are in the summer, it's not far off, and the sponsorship has to be finalized as soon as possible, otherwise you will miss it." ”

"That's right. What Vice President Tao was thinking at the moment was that if he missed it, the other party might not take out the loan, "Half a month, half a month for you to implement." ”

Guo Yongkun really misses the loan service of "one minute application, two minutes review, and three minutes arrival" in later generations.

Listening to the other party's tone, it seems that half a month is still extremely fast.

But he couldn't accept it, he only had a month and a half, and half a month was too slow.

"Vice President Tao, can you take a step to speak?"

It seems that not going through the back door is destined to not work.

The two of them then left the office and ran out into the corridor to discuss for a while.

What exactly was talked about, outsiders do not know.

After sending off Vice President Tao and his entourage, Guo Yongkun returned to the office, and after pouring two cups of tea in one go, he raised his head and said to Tang Yuhong, "Aunt Hong, this 1.2 million yuan should be available in the account for a week, you pay close attention to it and notify me as soon as possible." ”

"Good. ”

"Yongkun. Lao Wang sat aside and frowned and said, "But this 1.2 million is not enough, it's far away." ”

He originally thought that Guo Yongkun had some immortal tricks, but it seemed that he was thinking too much, and it turned out that the other party was just an ordinary person, and he was not much different from him.

"What's the hurry. Guo Yongkun was overwhelmed by alcohol, his mind was dizzy at the moment, and he said weakly: "Let's talk about it when this 1.2 million is in place." ”

After that, he went to the sofa and fell asleep in seconds.

A week later, the credit union's 1.2 million yuan arrived as scheduled, and Tang Yuhong notified Guo Yongkun as soon as she received the news.

"Aunt Hong, then you go to other banks, forget about the Agricultural Bank, and invite another group of people to come over tomorrow. ”

"Huh?" Tang Yuhong was surprised, "We just borrowed 1.2 million, and the bank is willing to lend us money?"

"Who knows?"

“......”

Tang Yuhong was slightly stunned, he was also a smart person, and quickly understood what Guo Yongkun meant, and glared: "Factory director, do you want to repeat the loan?"

"That's right. ”

"But even if they don't know now, they'll know sooner or later!"

"So what, the repayment period is one year, just pay them back then, and they dare to demolish my factory in advance?" Guo Yongkun disagreed.

There is a sentence he hasn't said yet, after his 5 million loan is in hand, the bank will not dare to touch him. Because even if he demolishes his factory, it is not enough, I can only hope that he will work at full speed and make money quickly.

The so-called owing money is the uncle, that's exactly the case.

When the arrears reach a certain level, no one dares to move casually.

"What if they knew before they lent the money?" Tang Yuhong frowned.

"Don't worry, I have a solution. ”

This is very unlikely, backward information, there are also backward benefits, he was still working in the second textile factory, he founded Jianlibao soda factory, the above audit did not encounter a stumbling block, because a lot of information is incomplete.

This situation is also applicable to the bank's side, and there is no Internet in these years, he borrowed 1.2 million yuan from the credit union, and then went to the CCB to take a loan, as long as it is not repaid, the possibility of the East Window incident is very small.

Take 10,000 steps back and say, even if it is really known by the other party in advance, to be honest, corruption in this era is rare in history.

"Okay...... bar. ”

Following.

Several leaders of the Municipal Industrial and Commercial Bank came to the factory, and Guo Yongkun was also very entertained. The other party is far less mature than the few people in the credit union last time, because the Industrial and Commercial Bank of China was just established in January this year, and their branch in Hedong is said to have officially opened last month.

After several people assessed the assets of the factory, Guo Yongkun put a credit union passbook containing 1.2 million cash in front of the other party.

As a result, Guo Yongkun successfully obtained a loan of 2 million.

One day after the little half moon.

Jianlibao Soda Factory ushered in a group of guests, this time it was several leaders of the CCB, and after also doing the factory asset assessment, Guo Yongkun took out a credit union passbook with 1.2 million cash and an ICBC passbook with 2 million.

Objectively speaking, the people of this era are really sincere.

There is no mistake