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An ordinary Ford sedan drove to the Ladder Building in Fenway, it was already the fifth day after the official sale of insurance and wealth management products, barrister Allen got out of the car, with a big document bag, he went upstairs to the Wharton company's chairman's office, Zhou Ming got up and greeted him cordially and invited him to sit down on the sofa in the reception area.

Alan handed the bag of documents he brought to Zhou Ming and said, "Here are some legal materials you want me to find, I have prepared them, you can take a look." ”

Zhou Ming took the file bag and put it aside and thanked Allen: "Put it here first, I'll take a slow look, by the way, Lawyer Allen, how is the patent situation of insurance and wealth management products?"

"I'm here today to talk to you about this. Allen said to Zhou Ming, "I have consulted the relevant legal documents and asked friends in this area about the patents you said about insurance and wealth management products, and the answers they gave me are not patent inventions, in short, they are not applicable to patent protection." Of course, if you insist, I can also help you file an application with the patent office, but I don't think they will accept it, after all, there is no substance, and it is difficult to have a real definition. ”

Zhou Ming nodded and said, "Then please Lawyer Allen, I think you can try to apply, for us Chinese, we are not afraid of 10,000 just in case." ”

"This is understandable, after all, this is a great invention, and I have never seen such an amazing earning power before you!" Allen said, "In just three days, your policy sales have probably exceeded 20 million, right?"

Zhou Ming was a little strange: "You know this, as far as I know, you are a lawyer, not a fortune teller." ”

"I don't think you need to use the magic of divination, because all the TV stations are now broadcasting the magic of Wharton's financial products. ”

Allen said with a smile, he glanced up at the wall clock on the wall, then got up and turned on the TV in Zhou Ming's office, tuned to the Northeast Finance Channel, and introduced Zhou Ming: "It's just the right time, this is the economic observation program of the Northeast Finance Channel, and it is one of the hottest economic programs in Brighton, and there are probably one million audiences in Brighton alone, and many traders of securities companies and fund companies like to watch it." ”

Zhou Ming moved his eyes to the TV, and the hostess was asking the guests: "Now a Wharton insurance company has suddenly appeared in Brighton, and their new insurance and wealth management products have made the whole Brighton crazy in just three days, and the sales volume even exceeds 20 million, I don't know what the two guests think about such a situation?"

A guest said: "The bundle of insurance and wealth management products is a very novel way of finance, since the economic crisis two years ago, people's investment philosophy tends to be more and more conservative, their investment method just caters to the safety concept of all investment groups, insurance is a must for each of us, so now I can earn another income for myself while insuring, why not?"

Alan changed the channel and introduced Zhou Ming: "This is my favorite Brighton financial channel, their comments are very sharp, and they often lead the trend." ”

"Wharton's insurance wealth management products are simply God's masterpieces, and they are also the craziest financial products I have ever seen, they are doing the fund under the banner of insurance, and they can take all the fools who dream of making money out of their pockets at once, and they can not be supervised by any department, like a hungry wolf wandering outside the flock, ready to pounce and kill all sides!" said the commentator on TV in an excited tone.

"This is New York Finance, it seems that Mr. Zhou Ming, your insurance and wealth management products have gone to New York, maybe there are already relevant information on the desk of the Wall Street bigwig. Alan said to Zhou Ming, and at the same time changed the channel for Zhou Ming.

"Wharton's insurance and wealth management products have now swept the whole Brighton, all Brightons are proud to be able to buy this product, maybe you can not buy it now because of time, but if you haven't heard of it, then you will definitely become the laughing stock of others!"

On TV, a young financial analyst was talking to the camera, but next to him, another older analyst took over and said, "But I'm curious about what this so-called insurance and wealth management product is, and why can he do it?"

The analyst asked himself: "We know that the reason why insurance companies can settle claims is because they combine other people's premiums with the result of their own investment, which is an asset that they can control, but why is Wharton Insurance so confident? Or do they not have any investment at all, but are they just a new type of Ponzi scheme that tears down the east wall and fills the west wall?" Especially when I heard that the Wharton insurance company was opened by a group of Chinese, I was even more skeptical of their financial products. ”

Watching Allen change one channel after another, listening to the comments on insurance and wealth management products on TV one after another, Zhou Ming smiled, and he asked Allen: "Lawyer Allen, what do you think of my insurance and wealth management products?"

Alan spread his hands and said, "I know you wouldn't be happy with the answer if I said I'm just a lawyer, but I want to say I don't see any illegal behavior in you, and they say you're a Ponzi scheme and it's just speculation, and if that's the only way to convict, I think all the insurance companies are going to shut down, because that's basically how everybody plays." ”

Allen continued: "And besides, Zhou Ming, your Wharton company, has twenty-six employees from Harvard Business School, and it is normal for you to have the ability to get the most out of this money. ”

"So you are very optimistic about our business model?" Zhou Ming asked.

"I don't know much about business and business, but I believe in my feelings. Allen said, "I think that according to the current trend, Zhou Ming, the money in your hands will only increase." ”

Zhou Ming shook his head: "Actually, not, because I'm going to limit it next." ”

"Limited edition?" Alan felt very strange.

Zhou Ming nodded and said, "It's a limited amount, I plan to only apply for a certain amount of insurance policies every day in the future, on a first-come, first-served basis." ”

Alan looked at Zhou Ming in surprise and said, "Mr. Zhou Ming, are you trying to use hunger marketing methods in doing this, or are you worried that you will get into trouble by sharing the cake of banks, other insurance companies and even fund companies?"

"It's both, after all, we Chinese pay attention to the golden mean. Zhou Ming said.

At this time, the pager on Allen's body suddenly rang, Allen picked it up and looked at it, and then said to Zhou Ming: "I think you must want to know this news, Mr. Zhou Ming, the son and the old butler of Old Brooke were finally released on bail today." ”

"Really?" Zhou Ming said very calmly, "Actually, I'm not surprised at all, having money and power can work no matter where you are." ”

……

While Zhou Ming and Alan were chatting in the office of the Sky Ladder Building, an extended Cadillac courtesy car drove into the villa in Lexington, parked the car, and the elder Brook walked into the villa with his son and the old butler.

When he got home, Little Brooke shouted: "Old Brooke, this time we are so faceless, we were actually sent to the detention center by a Chinese guy, and we may also go to prison, I can't swallow this breath no matter what, you must help me kill him!"

Listening to Little Brooke's shouting, Old Brook immediately frowned very dissatisfiedly and said to him: "What is it called here? Hurry up and get me to take a bath, if you get the stench of the detention center in your room, I will stuff you into the dung pit, I promise." ”

Little Brooke reluctantly went to take a bath, and the old butler walked up to Old Brooke and said: "Sir, although Brooke is very young and vigorous, he still has some words that are not wrong, we can't let that Chinese be so easy, this will make people look down on the Brooke family." I used to watch TV in the detention center, and I knew what kind of insurance and financial management products they had recently launched, and now it is very popular. ”

Old Brooke glanced at his old butler before saying, "I know about this matter, Mr. Zhou of China has put so much effort into advertising and promotion, and it is normal to have today's results." ”

"Sir, are we just going to watch him make money? The old butler said.

"I used to put a lot of pressure on him, from the beginning of the establishment of Wharton Insurance Company to the time when he was advertising, but unfortunately, it was Wharton who was not angry and was discovered. ”

Old Brooke then told the old housekeeper that he deliberately gave Zhou Ming an insurance policy, and asked Wharton to cooperate with Zhou Ming to track and observe Zhou Ming until he finally broke off Zhou Ming's loan, and when he heard that Zhou Ming had deceived Wharton to negotiate the advertisement, the old housekeeper became very annoyed: "It's a pity, but this is also Wharton's stupidity, knowing that the other party has such a powerful bodyguard, and he appeared in front of the other party so blatantly, this other party is a pig and found out!"

"But I think that no matter how he appeared in front of Zhou Ming that day, he must have been discovered. Old Brooke said.

"What are you going to do in the future, sir, and give up that Wharton idiot?" asked the old butler.

Old Brooke thought for a moment and shook his head and said, "I'm not prepared, although this guy Wharton is a little stupid, it's still very useful." ”

The old butler looked at Old Brooke stunned, as if he didn't understand his thoughts, and Old Brooke asked him: "Do you think that Chinese used insurance and financial management to collect so many dollars for himself, is he really ready to do a Ponzi scheme? If not, then what is he going to do with this money? You know that every one of his insurance policies promises returns." ”

"Sir, you mean he's going to invest the money!" said the old butler.

Old Brooke nodded and said: "That's it, of course, most of the capital preservation funds will choose bonds and deposits as stable investments, but he Zhou Ming, I believe he will choose stocks and futures as a breakthrough, because these can maximize his returns! Of course, even if he doesn't invest like this, I will find a way to make him only invest like this." ”

"Then show that you can snipe him here, you can take his method, he certainly doesn't have a patent, we can compete with him, and we can contact other banks and securities fund companies to deal with him, because what he's doing is causing public outrage. The old butler said.

Old Brooke smiled and said, "That's it, I can even continue to let Mr. Wharton move a little and confuse our Mr. China." ”