"Equity mortgage?"

Wang Quan had never heard of this kind of loan method, or even heard of it, so he subconsciously asked a rhetorical question.

Cao Bende saw that Wang Quan was not particularly disgusted, and secretly breathed a sigh of relief in his heart, so he explained unhurriedly: "Jiuding Trading's customer rating in our place is very high, and Mr. Wang, as the major shareholder of Jiuding Trading, if he can use his own equity as collateral, the loan is naturally not a difficult matter." ”

Wang Quanhu looked at Cao Bende suspiciously, "Is this different from taking out a loan in the name of Jiuding Commerce?"

Cao Bende nodded quickly, "The equity mortgage is only a mortgage of the equity you own, and it does not affect its shareholders and the company." To put it simply, equity mortgage is considered a personal act. ”

This statement made Wang Quan a little moved, but because he didn't know much about it, he didn't dare to make a decision easily, and after a little hesitation, he said to Cao Bende: "I'll go back and think about it." ”

Cao Bende personally sent Wang Quan downstairs, and only after Wang Quan drove away did Cao Bende return to the office.

Wang Quan drove to the company to find Song Pengfei, and the first sentence made Song Pengfei stunned.

"You can help me find someone to consult if there is any risk in equity mortgages. ”

After a few seconds, Song Pengfei looked at Wang Quan suspiciously and asked, "Why did you think of equity mortgages?"

Wang Quan just sat down, and when he heard this, he looked at Song Pengfei with a little surprise and asked, "Listen to what you mean, do you know the equity mortgage?"

Song Pengfei nodded slowly and smiled: "I understand a little." ”

"Tell me about it. ”

“……”

Ten minutes later, Song Pengfei stopped his voice, "That's probably it, but there is one thing I don't know very well, does the bank accept the equity mortgage of unlisted companies now?"

Wang Quan secretly digested Song Pengfei's statement, and subconsciously nodded back: "The bank suggested that I use equity collateral, it should be no problem." ”

Song Pengfei looked at the absent-minded Wang Quan, shook his head lightly and said: "The requirements for equity mortgage loans in many places are different, so you'd better understand it in detail before making a decision." I've heard that in some places, when the equity mortgage is taken, the bank can only lend at 70% of the appraised value of the equity. ”

"How much do you think your shares in the company are worth? How much can you lend out after the discount? Besides, there are too many unstable factors in the equity valuation of unlisted companies, and the risks are the same. Seeing that Wang Quan didn't speak, Song Pengfei asked again, "It should be easier to get a loan on the Pingxi side than on the Luohe side, right?"

Wang Quan nodded in response, then shook his head and said: "It is indeed easier to get a loan in Pingxi, but good steel must be used on the blade." ”

Noticing the doubts in Song Pengfei's eyes, Wang Quan explained the purpose of the loan. After finishing speaking, he said with insufficient confidence: "When the breeding base started, the funds were not very sufficient, and at that time, I wanted to delay the construction period to relieve the financial pressure." At that time, I had borrowed a sum of money from the bank, but the amount was not very large, and it was estimated that it would be difficult to approve it when I looked for a bank loan at this time. ”

"Besides, if two projects are loaned at the same time, will people think that I am not strong?"

Song Pengfei pouted quietly, he didn't have so much money and wanted to save face, and in the end, he would embarrass himself.

……

At half past twelve o'clock in the afternoon, Wang Quan received Zhang Haoming at the high-speed rail station and told him about signing the contract tomorrow.

Zhang Haoming clasped his hands behind his head and hummed comfortably: "Finally waiting for you to ......"

Zhang Haoming showed great interest when the Pingxi slaughterhouse opened, especially after seeing the profits of the slaughterhouse, Zhang Haoming spared no effort to encourage Wang Quan to invest in a new and larger slaughterhouse. At that time, there were disputes because of disagreement. Wang Quan knew that he and Li Hong had discussed the construction of a large-scale slaughterhouse in private, and at this time, looking at his performance, he only felt a lot more relaxed in his heart.

"The business channel has been almost sorted out, and we are waiting for the actual combat test of the channel sales ability. What I mean is that you have to start work as soon as you sign the contract, even if you find more workers to work overtime, you have to get the slaughterhouse out in the shortest possible time. ”

Zhang Haoming nodded fiercely, "It's necessary." ”

The car stopped at the entrance of the hotel, Wang Quan looked at Zhang Haoming sideways, and said with a firm face: "If you want to ensure the progress of the project, you must keep up with the funds, do you have any problems with Lao Li?"

Zhang Haoming was slightly stunned, why did he suddenly get the funds, and asked uncertainly: "You don't want to get the funds in place at one time, do you?"

Wang Quan wanted to speak and stopped, hesitated for a moment, "Eat first, and talk while eating." ”

After opening the door and getting out of the car, the two entered the restaurant, and after ordering a meal casually, Wang Quan continued: "There must be pressure to take out all the funds at once, we have discussed this issue before." But in any case, loans are indispensable sooner or later, and when I went to the bank this morning to inquire about loans, the bank gave me a suggestion, which I think is also suitable for you. ”

"What's the suggestion?"

Zhang Haoming looked at Wang Quan curiously.

"The company's rating in the bank is not bad, saying that if you borrow in the name of the company, three or two hundred million is absolutely no problem. ”

"Really?"

Zhang Haoming looked at Wang Quan in surprise, saw Wang Quan nodding, and was about to continue, when he saw Wang Quan frowning and interrupting himself, "Don't be in a hurry to be happy, have you forgotten that Song Pengfei also holds shares in the trading company?"

Hearing this, the joy on Zhang Haoming's face instantly froze. He understood what Wang Quan meant, Song Pengfei held shares in the trading company, but he did not have a stake in the slaughterhouse, and if he took out a loan in the name of the company to invest in the slaughterhouse, things would become complicated. I hadn't considered taking out a loan in the name of a trading company before, so naturally I didn't consider Song Pengfei's problem.

Now it seems that the way of lending in the name of the company is not working, and they have to solve their own funding gaps. In this case, we return to the conclusion of the previous discussion. But Zhang Haoming knew very well in his heart that if this was the case, it would be impossible for Wang Quan to bring up this topic again. He has taken Song Pengfei's problem into account, so naturally there is another way out.

"You finish the sentence in one go. ”

Wang Quan smiled when he heard this, "At that time, I also refused to take out a loan in the name of the company, and the bank gave another idea, shareholders can mortgage the loan with shares, which has become a personal behavior and has little impact on the company." ”

Zhang Haoming was stunned, and almost instantly, he understood Wang Quan's thoughts.

The waiter began to serve the food, Wang Quan reached out for the chopsticks, and took the opportunity to say, "Eat, eat." ”

The two asked for two side dishes, a bowl of noodles per person, and when eating, Zhang Haoming asked again: "Just tell me directly, what are you going to do." ”

"To paraphrase an old saying, a red heart prepares with both hands!"

Wang Quan swallowed the noodles in his mouth and smiled, "First do a good job of signing the contract, then divide the profits in the first half of the year, do your best to raise funds, and at the same time prepare for loans." In short, no matter what, the construction progress of the slaughterhouse must not be affected in any way. ”

……

Wang Quan got up early, packed himself up very energetically, picked up Zhang Haoming and went straight to Pingxi County.

Last night, Zhao Lei specially called and told Wang Quan to come over early, saying that before the ceremony began, the big leader wanted to talk to Wang Quan. The signing ceremony was held in the compound where Zhao Lei worked, and Wang Quan arrived at only 8:20.

"Mr. Wang came so early!"

Wang Quan hasn't been here many times, but there are inevitably people who remember his identity and take the initiative to say hello. Wang Quan didn't know what the identity of the other party was, so he could only smile and nod in response.

When he came to Zhao Lei's office, he noticed that Zhao Lei's eyes were looking at Zhang Haoming, Wang Quan took the initiative to help them introduce, and after the introduction, he asked, "Didn't you say that the big leader was talking to me?"

"Why are you in a hurry, what time is it? The big leader won't be able to come over until after nine o'clock. ”

Zhao Lei walked out from behind the desk, sat in the reception area with Wang Quan and Zhang Haoming, his eyes swept over Zhang Haoming's face, stayed on Wang Quan and said seriously: "There are a few things I have to explain to you in advance, there are more people here today, and they are more miscellaneous, you must pay attention when you speak, and you would rather say less than say wrong." ”

Wang Quan thought that Zhao Lei was talking about reporters, and nodded disapprovingly.

Zhao Lei didn't deliberately emphasize anything, stared at Wang Quan and continued: "Also, wait a while, not only our leaders here are looking for you, but also the leaders from the city, you must be more careful when you speak, even if there is really any problem, let's communicate and discuss it in private." ”

The city also came to get it?

Zhao Lei's seriousness made Wang Quan and Zhang Haoming a little apprehensive, just a superficial signing ceremony, is it worth such a rejuvenation?

"No, leader, do you know what the leader wants to say to me, you tell me in advance, I have to be prepared. Wang Quan asked uneasily, and Zhang Haoming also looked at Zhao Lei hopefully.

Zhao Lei shook his head directly, "The leader of the city hasn't come down yet, how can I know what he has to say." The leader specifically asks to see you by name, and you won't make a mistake if you deal with it carefully. The reason why I remind you is just to prevent it from happening. ”

Perhaps seeing that Wang Quan was a little nervous, Zhao Lei stopped the topic in time, and asked with a smile: "Even if this matter is really decided after today, is the next work arranged?"

Wang Quan let out a sigh of relief, nodded lightly and replied: "I am actively preparing funds here, and the construction will officially start when the land is leveled in Erlang Town." There is no specific work plan, but there is an attitude, and we must do our best to complete the construction in the shortest possible time. ”

Wang Quan's statement did not exchange for Zhao Lei's encouragement and support, but allowed him to catch the key words, frowning and asking, "Is there a problem with funds?"

"Yes!"

Wang Quan nodded without hesitation and admitted, "Leader, you know, the breeding base is also under construction, if you add this slaughterhouse, there will definitely be pressure on funds." ”

The corners of Zhao Lei's mouth twitched, and he wanted to scold Wang Quan for having no money and tossing so much, but it was all at this juncture, what was the point of scolding him, but if he didn't say a word, he was a little unwilling in his heart, and laughed at the moment: "I just swore that it would be completed in the shortest possible time, I don't think it will be completed smoothly, right?"

Looking at the seemingly absent smile on Wang Quan's face, Zhao Lei was really a little helpless. Wang Quan dared to admit it so happily in front of him, obviously he already had a plan, "Say, what do you want to do." ”

"What can you do if you don't have money, take out a loan. ”

Wang Quan smiled at Zhao Lei, "With my current ability, I can only take care of one side at most." The amount of investment in the slaughterhouse is relatively large, and I dare not trouble the leaders, and the lack of funds in the breeding base also ask the leaders to help coordinate and communicate. ”

Zhao Lei squinted at Wang Quan, and before he could think of how to answer him, the phone on the desk suddenly rang, and he quickly got up and walked to the desk. The call was very short, and after hanging up the phone, Zhao Lei turned his head and said to Wang Quan: "Let's go, the big leader is here." ”

Wang Quan got up in response, took two steps out, only to find that Zhang Haoming was still hesitating, and urged: "What are you doing in a daze, let's go." ”

Zhang Haoming followed Wang Quan's footsteps, and the three of them came to the conference room on the top floor together, only to find that there were three men sitting in the room. Two of them, Wang Quan, have seen them, and they are the managers of Pingxi County. Between the two leaders sat the middle-aged man Wang Quan, who was slightly chubby and slightly bald, although he had never seen him, but he also guessed his identity.

Zhao Lei looked at the man in the middle respectfully, and at the same time helped Wang Quan introduce him: "This is the ...... of Leader Jin"

Wang Quan keenly grasped the two keywords of 'executive' in Zhao Lei's words, and immediately understood that the man in front of him was a real leader, and quickly stretched out his hand, "Hello leader Jin, I'm Wang Quan." ”

Zhang Haoming was a little dazed, it was the first time he had such close contact with the leaders, and in the face of Zhao Lei, he asked him to rush to the restraint, and suddenly a more powerful leader came out, and his brain was suddenly insufficient, so he mechanically followed Wang Quan and stretched out his hand.

simply said hello and sat down with Zhao Lei honestly.

The leader sitting in the middle looked at Wang Quan with a smile, and said: "I have heard of Mr. Wang's name for a long time, and I have always thought that Mr. Wang is only doing better in the breeding industry, but now it seems that Mr. Wang's ambition is not limited to the breeding industry." ”

Wang Quan laughed with him and did not answer.

It is no exaggeration to say that Mr. Wang's corporate growth rate is more impressive than that of some old companies, and the momentum of young people is vividly reflected in Mr. Wang. ”

The big leader sitting on the left hand side of the leader of Jin said with a smile, turned his head to look at Wang Quan, and said with a smile: "Wang is always a person who knows how to be grateful, and he has thanked the city leaders for their support more than once, especially in the introduction of original breeding pigs. ”

Leader Jin nodded noncommittally and looked at Wang Quan again, his kind gaze suddenly sharpened.

"Mr. Wang should know that counting the project you invested, there are already three slaughtering and processing enterprises of the same scale and type in our post station city. The other two are invested and built by Muyuan Group, and have not yet entered the formal construction stage, when signing the letter of intent with Muyuan Group, I have asked similar questions, and I would like to hear Mr. Wang's answer by taking this opportunity today. ”

Just his eyes felt the pressure, and when he said this, Wang Quan immediately tensed his nerves and changed his expression to a serious and serious expression.

"Businessmen and entrepreneurs are different, businessmen are more chasing profits, and entrepreneurs are chasing profits while also shouldering social responsibilities. Leader Jin said lightly, his eyes suddenly became playful, he looked at Wang Quan and asked, "I want to know, how Mr. Wang plans to deal with himself." ”

Social responsibility?

Hearing these four words, Wang Quan's face became even more solemn.