696 Equity Mortgages?
Speaking of the breeding base, the smile on Dong Xin's face faded a lot, and he hesitated for a while and looked at Wang Quan and asked, "The investment in this slaughterhouse is so large, do you still have the money to invest in the breeding base?"
Farming is not an industry that can see benefits in a short period of time, and compared with slaughterhouses, the priority must be ranked last. Dong Xin looked at Wang Quan worriedly, and then said with a wry smile: "Originally, the progress of the project was not fast, if it was delayed because of the slaughterhouse, when would the breeding base be built." ”
Hearing him say this, Wang Quan also put away the smile on his face, thought about it carefully, and then said: "I can't delay the construction period, give me a few days to think about it." ”
After eating, Wang Quan drove Dong Xin back to the breeding farm. On the way back to Luohe, Wang Quan couldn't help but think of today's events and smiled silently.
In Wang Quan's opinion, such a choice is the most suitable for everyone, of course, excluding Yang Shouyi.
I got the profit I wanted, and by the way, I also had a farm that could be supplied for a long time. Guo Jie's father doesn't have to worry about debts, and he also keeps his own farm, as long as he maintains a cooperative relationship with himself, there is absolutely no problem in supporting their family. As for Yang Shouyi, the large-scale farm he led may be about to become an empty shell.
The automatic brain made up the picture of Yang Shouyi being deflated, and Wang Quan finally couldn't hold back his laughter.
......
As soon as I got up the next morning, I received a notice from Zhao Lei that the signing ceremony was scheduled for ten o'clock in the morning of June 16, that is, tomorrow morning.
"I'll have to ask a few of the other shareholders and I'll get back to you later. ”
Leaving the phone, Wang Quan hurriedly sent a video to the other three people, and in less than a minute, the three people appeared on the mobile phone screen one after another. In the picture, Lin Dong is eating breakfast, and there is some noise around him, while Li Hong is in the office of the slaughterhouse, smoking a cigarette very comfortably.
"I'm going to board the plane, so I'll not tell you yet, and we'll talk about it when I get home. ”
Zhang Haoming's picture shook back and forth, he should be walking, and after saying a simple word, he quit the group chat video.
Wang Quan looked at the other two and said with a smile: "Sign the letter of intent tomorrow at ten o'clock in the morning, if you are interested, come back, let's go together." As a friendly reminder, it is said that tomorrow's signing ceremony may be on TV. ”
Lin Dong picked up the noodles and was about to put them in his mouth, when he heard Wang Quan say this, he put the noodles back into the bowl, "If you don't say this last sentence, I'm really going to go back and have a look." ”
Without waiting for Wang Quan to speak, Li Hong took the lead in confusion and asked, "Isn't it good to be on TV?"
Lin Dong pursed his lips and continued to bury his head in eating noodles, and said while eating: "In this case, the camera must be focused on the local leaders, even if it is for us, it is more of a foil." I'm not going back, I'm going to see when the construction starts. ”
Hearing him say this, the interest on Li Hong's face also faded a lot, and he hesitated, "I won't go back, you can go with Lao Zhang." ”
Hearing them say this, the smile on Wang Quan's face decreased a little, and after thinking about it, he didn't force them.
"Do you have the phone number of the bank where we can contact the person in charge. ”
While having breakfast, Wang Quan asked Zhang Shu.
Zhang Shu didn't raise his head and muttered, "Their director has contacted us a few times, and he even gave us gifts during the holidays." ”
"You give me the phone, I'll come over later. ”
Zhang Shu looked at Wang Quan suspiciously and asked, "You're going to take out another loan?"
Hearing the loan, Liu Xianglan quietly put down her chopsticks and looked at Wang Quan with the same doubt.
"It's not decided yet, isn't it to find out about the situation in advance? ”
Wang Quan drank the last bite of porridge, put down the dishes and chopsticks and returned to the bedroom, and quickly came out with Zhang Shu's mobile phone and asked Zhang Shu to find out the other party's phone number.
Dialing the number, Wang Quan walked towards the living room, and just sat down and the phone was connected.
"Hello, Ms. Zhang. ”
A very cordial laughter came, with surprise in his voice, and Zhang Shu's note to the other party was ICBC Xiao Ran.
"Director Xiao, I'm Wang Quan. ”
Wang Quan?
Xiao Ran was slightly stunned and reacted to who Wang Quan was, this is Zhang Shu's husband, the real boss of Jiuding Commerce!
"Director Xiao, can you help me make an appointment with your leader, I have a business I want to talk to your leader. Wang Quan glanced up at the clock hanging on the wall, and said, "If you can, I'll leave home now." ”
Xiao Ran didn't dare to hesitate, and said directly: "Okay, I'll help you ask, and I'll get back to you later." ”
When Wang Quan hung up the phone, a look of ecstasy immediately appeared on Xiao Ran's face. I have met Zhang Shu a few times, and I have asked Wang Quan about the situation, but unfortunately I have never seen a real person. Now he took the initiative to call and asked to meet the leaders to discuss business, whether it was a deposit or a loan, it was definitely not a small amount.
I found the president's phone and called, the phone rang for half a minute before it was connected, Xiao Ran didn't dare to delay, and said directly: "President Cao, the boss of Jiuding Commerce and Trade just called and wanted to meet with you, saying that he had business to talk to you." ”
There didn't seem to be a reaction on the other end of the phone, "Who?"
Xiao Ran said again: "The boss of Jiuding Commerce, Wang Quan. ”
......
It was already half past nine o'clock when Wang Quan came to the Shabei branch of the Industrial and Commercial Bank of China, and as soon as he got out of the car, he saw a tall woman in professional clothes looking around, Wang Quan didn't care, and went straight past her and entered the lobby.
walked to the staff on duty in the lobby, "I'm looking for President Cao, and I've made an appointment." ”
The officer on duty glanced at Wang Quan, with suspicion in his eyes, and turned his head to look at Xiao Ran outside the door. Wang Quan noticed the gaze of the staff on duty, followed him to look outside, and asked with a smile: "Is this your Director Xiao outside?" ”
If you were still skeptical just now, the officer on duty frowned and looked at Wang Quan when he heard this, you don't know Director Xiao, why did she help you make an appointment with the president?
Although questioning Wang Quan's statement, the staff on duty did not speak directly, walked to the door and pushed the door open, and asked Xiao Ran outside: "Director Xiao, there is a person inside who said that he wanted to see the president, and said that you helped him make an appointment." ”
Xiao Ran was stunned for a moment after hearing this, looked behind the officer on duty, and subconsciously moved his steps into the hall. When I saw Wang Quan, I muttered in my heart, he is Wang Quan?
"Director Xiao, I'm Wang Quan. ”
When Xiao Ran looked at Wang Quan, Wang Quan was also looking at Xiao Ran.
"Hello, Mr. Wang, please come with me. ”
Whether it is professionalism or identity gap, Xiao Ran quickly retracted his gaze and stretched out a hand to signal Wang Quan to go with her.
Coming to the door of the president's office, Xiao Ran first smiled at Wang Quan, and then knocked lightly on the door, hearing the sound of permission coming from inside, Xiao Ran opened the door and signaled Wang Quan to go first.
Cao Bende guessed his identity when he saw Wang Quan, and immediately got up from his seat with a smile. Xiao Ran then came in and didn't go too far into the house, "President Cao, this is Wang Quan of Jiuding Commerce, I'll go down first." ”
Cao Bende nodded, and Xiao Ran closed the door from the outside.
"Mr. Wang, please be seated. ”
Cao Bende let Wang Quan to the small sofa in the reception area, sat down and said with a smile: "Thank you Mr. Wang for your support to our work, I have long wanted to meet Mr. Wang, but unfortunately I have never had the opportunity." When I saw him today, Mr. Wang was a little different from what I imagined. ”
Wang Quan was already accustomed to these scenes, so he pretended to be surprised and asked, "Why is it different?"
Cao Bende smiled even more vigorously, "Mr. Wang is younger than I imagined, among the successful people I have come into contact with, there are not no people of Mr. Wang's age, but there is absolutely no one who surpasses Mr. Wang." ”
Although I knew that Cao Bende said this on purpose, it did sound very comfortable. After the two of them were polite for a while, Cao Bende took the initiative to ask: "I heard Director Xiao say that Mr. Wang came over today to discuss business?"
Wang Quan nodded calmly, "I want to borrow some money from us." ”
Loan?
Cao Bende's eyes lit up, and his smile was more eager. Loans are the main means of generating income for banks, and banks prefer to lend money more than deposits. With such a large cash flow, Jiuding Commerce and Trade actually asked for a loan, and it is conceivable that the amount of loan they need is definitely not small.
"Jiuding Commerce and Trade is such an excellent enterprise, there must be no problem, how much does Mr. Wang want to borrow?"
Wang Quan didn't expect Cao Bende to agree so readily, just wanted to speak, but felt that something was wrong, after thinking about it carefully, he said with a smile: "President Cao, I plan to take out a loan in my private capacity, and it has nothing to do with Jiuding Commerce." ”
The smile on Cao Bende's face froze for a moment, and there was a complicated look in his eyes. After coming over for a while, he smiled again: "Is it convenient for Mr. Wang to talk about the purpose of the loan?"
"I and several partners have invested in a large-scale slaughterhouse in Pingxi County, with an estimated total investment of about 500 million, and we will sign a letter of intent with Pingxi County tomorrow. In addition, I also have a breeding base covering an area of 3,000 acres under construction, once the funds are invested in the slaughterhouse, the breeding base is a little nervous, so I found President Cao. ”
Wang Quan said it briefly, and after finishing speaking, he stared at Cao Bende tightly.
Cao Bende frowned slightly after hearing this, the two investment projects that Wang Quan said were not in Luohe, and there were certain risks in the operation of the loan. But he didn't want to take out a loan in the name of Jiuding Commerce, which was really a bit difficult to do.
If he was someone else, Cao Bende directly refused. But the person in front of him has a trading company with an amazing turnover, and Cao Bende doesn't want to offend him easily. After hesitating for a while, he asked tentatively, "How much does Mr. Wang want to borrow?"
Cao Bende's idea is that if the amount of Wang Quan's loan is not large, it should be regarded as a good relationship to stabilize the customer.
"150 million. ”
Hearing this number, the corners of Cao Bende's eyes twitched, and he looked at Wang Quan with a sad face, not knowing how to answer.
How could Wang Quan not see Cao Bende's embarrassment, and said with a smile: "One hundred million is fine." ”
Cao Bende took a deep breath, looked at Wang Quan solemnly, and said very seriously: "Mr. Wang, to be honest, if you take out a loan in the name of Jiuding Commerce, let alone 150 million, even if it is 300 million, I dare to put it." But it's a bit difficult to lend so much in the name of a private person, and it's a cross-regional loan. ”
Dong Xin's words last night reminded Wang Quan that before the idea of building a large-scale slaughtering and processing plant was put on the agenda, Wang Quan could deliberately suppress the progress of the project. But now the slaughterhouse is about to be officially put into construction, if the breeding base can not be built quickly, it will not be able to play the function of the breeding base.
After thinking about it, Wang Quan can only take out a loan, and only when he has money in his hand can he speed up the progress of the project of the breeding base and put the breeding base into production as soon as possible. 150 million is Wang Quan's figure according to the overall planning of the breeding base, with this money, the breeding base can be fully started.
But Cao Bende's answer made Wang Quan a little disappointed, and he couldn't help frowning and looking at Cao Bende, "I also have a large-scale breeding farm and a pig farm in Pingxi, and the annual profit of these two farms alone is more than 100 million." Not to mention the profits of the slaughterhouse and Jiuding Commerce, a loan of 100 million yuan is not enough?"
Cao Bende smiled bitterly, he knew that Wang Quan didn't say big things.
Zhang Shu directly deposited 20 million when he opened an account here, which was a complete surprise for the Shabei Branch, and because of this, the bank gave Zhang Shu special care and preferential treatment for this account. On the second day of opening an account, there was a single-day income of tens of millions, which caused a small range of discussions in the Shabei branch, and it was impossible for him not to pay attention to it as the president of the branch.
Later, Jiuding Commerce's cash flow once again set a new record, and Cao Bende even received a special advice from the leaders of Luohe Branch, no matter what, he must not let such a high-quality customer be lost.
On the one hand, there is a principle, on the other hand, there is a rare customer relationship, Cao Bende is in a dilemma.
Wang Quan saw that he didn't speak, and his brows furrowed even tighter, "President Cao, at the end of last year, your Director Xiao called Zhang Shu and asked us to help you rush the task, but at that time, we agreed without saying a word. ”
Cao Bende smiled bitterly when he heard this, and after a long sigh, he seemed to think of something, his eyes flashed with inexplicable brilliance, and he said to Wang Quan: "Mr. Wang, do you think this will work, you can take something out as collateral, let me give an explanation to the superior leaders, and I will give you 150 million." ”
Mortgage?
Wang Quan's expression was relaxed after hearing this, but then he frowned again, "When the breeding base was first put into construction, I took out a loan in Pingxi, can I still get a mortgage from you?"
Cao Bende shook his head, seeing that Wang Quan still wanted to continue, he hurriedly rushed to the front and said: "Mr. Wang, don't think about the industry in Pingxi, cross-regional loans are really not easy to operate." ”
Pingxi's industry is not good?
Wang Quan was stunned, looked at Cao Bende and said, "In addition to Jiuding Commerce and Trade on this side of Luohe, I don't have any industry." ”
Cao Bende hesitated, looked at Wang Quan and said with a smile: "Mr. Wang, I have a suggestion here, you can use Jiuding Trading's equity mortgage." ”