Whether he is in business or as a student, Long Yifeng can't stop the pace of time.

Before he knew it, the third year of high school had arrived, and Long Yifeng felt that he should also be like a student and have to prepare well for the college entrance examination. Therefore, he has been particularly busy this year, mainly busy with learning and enjoyment. He felt like he had missed out on a lot of his time on campus.

He manages the company's business less and less, because the computer company and Internet café are already on the track, and with Long Haigang, the eldest brother-in-law, the second sister and others to take care of him, he basically doesn't need to worry about it.

Because I have to prepare for the college entrance examination, plus I need to practice constantly, and after I have a super memory, I have to study every day, and of course, I have to accompany my group of beauties. He's been out of the company for a long time.

It wasn't until he received a call from his second sister this weekend that he remembered that he hadn't been to the company for a long time.

The second sister introduced the company's situation, and he learned that the Internet café and the company had made a lot of money.

Long Yifeng didn't expect that the funds invested in his Internet café would be recovered so quickly, and he originally thought that it would take at least three years to recover the cost, but now it has been fully recovered, and it can still make a little profit.

"Yifeng, you see that the company has made money, do you want to pay back the money you owe to others? Although the interest is not high, there is no need to continue to use it. We now have so much cash and no place to spend it. ”

Indeed, since the operation of computer sales and Internet cafes for more than a year, there have been more than 10 million yuan in revenue, especially in the Internet café business, which is very profitable. Unexpectedly, I have only been paying attention to the company for nearly a year, and my worth is worth tens of millions of assets.

yes, it's time to think about whether it's a question of whether or not to pay back.

Long Yifeng did not make a decision immediately, but called Fan Tianyi's phone: "Tiantian." What are you up to?"

"What else can you do, read a book. There is less than a year to go before the college entrance examination, and my mother is watching it every day. How are you?"

"It's nothing, I just miss you, just call and ask. ”

The two chatted for a while, and then agreed to go to Fan Tianyi's house for dinner at noon. It just so happened that Long Yifeng wanted to talk to Fan Tianyi's mother about investment, and then decide whether to repay the money.

He is already very familiar with Fan Tianyi's family, and even the aunt of the Fan family knows him. When he entered the house, he saw Fan Tianyi boredly flipping through a book on the sofa, and he probably couldn't read it. Actually, Fan Tianyi's cultural classes are not bad, and she plans to take the art and physical education exam, so there is basically no problem with her grades, so don't worry about learning at all.

Of course, Fan Tianyi was not surprised by Long Yifeng's arrival, but when he asked her if he should repay the three million funds of the Fan family in advance, Fan Tianyi was stunned.

"Just kidding, your Internet café has only been open for more than a year, can you return our family's funds? I originally told my mother that I was going to borrow for five years, but I didn't expect your company to be so profitable. ”

"I didn't think of it myself, hehe. ”

"Since my mother and you agreed that the repayment time is five years, why don't you make good use of that money? Anyway, there are still four years, and the five-year bank deposit interest is very cost-effective. ”

People say girls are extroverted, and that's true. The direction between Fan Tianyi and Long Yifeng is still unknown, and she has already begun to move towards him.

At the beginning, Fan Tianyi's mother borrowed money from Long Yifeng, mainly because she was optimistic about him and his project. In addition, he also felt that Long Yifeng was suitable to be his future son-in-law, so he helped him. Now that Long Yifeng has made money, it is right to pay it back. However, the cunning Fan Tianyi instigated him not to be busy repaying the money and continue to invest it.

It is estimated that if the two get married, she plans to never pay it back.

Long Yifeng felt that what Fan Tianyi said was very reasonable, but in the past year, he has been busy with the college entrance examination and has not had too much to worry about developing other careers. The two decided to wait for Fan Tianyi's mother to come back. Listen to her and see if there's something new to invest in.

Fan Tianyi's mother returned home, and Long Yifeng and Fan Tianyi had just finished some things. Looking at the way Zhao Strongman smiled and greeted him, Long Yifeng couldn't help but be a little afraid. If she comes back a few minutes earlier, she happens to meet the two of them in drag racing, it is estimated that her face will not be so good, and it is not clear whether she will increase the interest on her loan to the level of usury.

I think so, but I can't just say it. Long Yifeng understands this.

He did not directly talk about the issue of repaying the money, but first understood some market conditions. Then he said: "Aunt Zhao." What do you think is the best fit for you to develop other industries now?"

"What? Are you interested in developing other industries?"

"I'm not sure yet, so I want to find out. Last time, you were right, the Internet café business and the computer sales industry have a limited market base, and it is difficult to become bigger. Now my chain of Internet cafes has basically covered Tongren City and surrounding counties and cities, and it is difficult to develop again. The same goes for computer sales and maintenance. If you want to make the company bigger, you should still have to develop in other aspects. ”

"How's your internet café business?"

"It's not bad, it's been doing well since it opened. So far, it has been profitable, so I came to consult with you today to see if I can invest in other industries. Also, the money I borrowed from you has been recovered, I wonder if you have any suggestions?"

"That's a good business. In terms of funding, we are not short of it right now. According to our agreement, you can borrow that money for five years, and now it's only one year. Feel free to use it if you have other uses.

I think real estate should be the best investment in the current copper market. First, after a period of adjustment, China's economy has begun to recover, and real estate, as an important industry for economic development, has a lot of market space in the future.

Some experts once predicted that the main pillar industries of China's development in the 21 st century would be banking, insurance, and real estate. In terms of banking and insurance, ordinary enterprises cannot enter. However, the entry requirements for the real estate sector are not high.

Second, as far as the current Tongren market is concerned, the demand for real estate is just in demand. With the rise of the tide of migrant workers and the large-scale development of the western region, people have more and more spare money in their hands. After having a certain economic foundation, we will first consider the issue of buying a house, which is a common psychological characteristic of our Chinese.

With the implementation of the policy of rural urbanization, more and more people from rural areas, towns and towns and even county towns will pour into the cities to buy real estate, which will bring a peak to the real estate industry.

The third and most important reason. Now that administrative institutions have been gradually reformed, state civil servants and workers of enterprises and institutions will no longer be allocated housing, so the purchase of housing by civil servants will become an inevitable trend. From these perspectives, real estate must be an important industry for future economic development. ”

"Auntie, you're so right. But is there a huge financial pressure on a small company like me, which is not financially strong, to engage in the real estate industry?"

"Hehe, there must be financial pressure. However, the return rate of real estate funds is high, the income cycle is short, and there is a mature operation model, and the capital is not too large. Our project is now basically open to the main road, and most of the houses on both sides have been completed. Guess how much money we're investing ourselves?"

Long Yifeng knew where Aunt Zhao invested, and now the entire avenue has been opened, and the relevant administrative institutions have gradually moved in, which has basically taken shape.

Of course, it will take another one to two years to operate for it to become the main urban area of Copperman City. However, even in the current situation, the Fan family has also made a lot of money. And they also hold large tracts of idle land on both sides of the highway, ready to be developed.

If you want to talk about the funds invested, Long Yifeng conservatively estimates that there should be at least seven or eight hundred million. However, when Long Yifeng said the amount of funds he guessed, Fan Tianyi's mother smiled.

"If we follow the general way of operation, in terms of our current scale, we will invest at least about a billion yuan. However, our company, at present, has not invested more than 200 million yuan, do you believe it?"

Aunt Zhao was very satisfied when she saw Long Yifeng's surprised expression, and began to slowly transmit to him the speculation of real estate.

"In the real estate industry, there are four important components, namely the government, enterprises, banks, and consumers. The government is responsible for providing land for enterprises, doing a good job in land expropriation, and handling various certificates; enterprises are responsible for investment and construction, preparing materials, building organizations, and doing a good job in publicity and sales; banks are responsible for financial support; and consumers naturally buy the products of enterprises, that is, houses.

As a business, you don't need much money to do real estate.

First of all, you need to have a sum of money to buy land, and after all the land is purchased and the relevant qualifications and certificates are completed, you can mortgage the land to the bank and take out a loan to build a house. When your home starts to be built, you can start pre-selling and quickly recoup cash from consumers.

There is also a bank involved in the sale, as the bank also provides home installments for buyers. As long as the buyer and the real estate company sign a sales contract, the bank can pay the purchase price to the real estate company in a lump sum, and the buyer only needs to pay part of the purchase price and interest to the bank in installments.

Between this in and out, real estate companies can do more with less money. If done well, the bank loan period is shorter.

In addition, many engineering and construction enterprises in order to pull business, can also be part of the advance for real estate enterprises, as well as steel bars, glass, cement, bricks and other building materials, are supplied by suppliers, if your amount is large, and the operation is proper, basically only need to invest in the initial land payment. ”

Listening to your words is better than reading a book for ten years. Long Yifeng originally thought that he would invest a lot of money in real estate, but it turned out that he was playing with the money of banks and consumers.