Chapter 342: Finalize the loan
Chen Donghui did not make it that night.
The next day, he played with Yu Zongxiu, Ding Wei and others in Haitong Villa for most of the day, and they were all familiar with each other, so Yu Zongxiu told Ding Wei that Chen Donghui wanted to borrow money from Qinggang Commercial Bank, and told Ding Wei that it was definitely a wise choice to lend money to Chen Donghui, and he asked Chen Donghui to ask him for a loan from Ding Wei for the sake of a good relationship.
Ding Wei's main business is to find high-quality customers to issue loans and make profits, although he is the vice president of Qinggang Commercial Bank, but often deal with Yu Zongxiu, Tian Hu and other businessmen with a strong social background, of course, I have heard of Chen Donghui, know that he is a new river raptor on Qinggang Road, in addition he also knows about Tiancheng Electric Appliance Mall, is very optimistic about the prospects of Tiancheng Electrical Appliance Mall, which is definitely a high-quality customer.
However, thinking about it, of course, it can't be as easy as you promised, and it depends on whether Chen Donghui understands the rules.
So, Ding Wei, who was originally smiling, hesitated and began to say official words, what he wanted to loan to Chen Donghui very much, but according to the procedure, Chen Donghui must be evaluated by credit and collateral value, and after passing the approval, the loan amount and term can be determined, and then the contract can be signed.
Yu Zongxiu began to say that Ding Wei was not interesting enough, and his brother was still so troublesome, but Yu Zongxiu also understood what Ding Wei meant, so it was just symbolic talk.
Of course, Chen Donghui also understands that the loan matter cannot be solved at one time, anyway, he has already established a good relationship with Ding Wei this time, and if he takes his time in the future, this money can definitely be loaned.
In the afternoon, Chen Donghui, Yu Zongxiu, and Ding Wei left Haitong Villa and made an appointment to play next time.
After receiving the notice, Chen Donghui immediately arranged for Wang Kai and Liu Qingbing to organize people to prepare to go to the dock to pick up the goods.
Two days ago, when eating at Haitong Villa, Tian Hu, the boss of the Shandong Gang, told Chen Donghui that he wanted Liu Qingbing and them to work with him in the future, Chen Donghui verbally agreed, and after communicating with Liu Qingbing, Liu Qingbing was grateful to Chen Donghui for taking care of him, and left after the year, and only took one or two people with him, most of them, including Wang Kai, stayed here to work for Chen Donghui.
The next day, the goods arrived one after another, and the warehouses rented by Chen Donghui were quickly filled. Seeing a large number of goods, Chen Donghui knew that his own era was coming soon.
Starting from the second day of the arrival of the goods, Tiancheng Electric Appliance Mall began its second big promotion since its opening. Since a lot of vouchers have been distributed in the past few days, this promotion is even better than last time, and it can no longer be said to be a purchase, but a complete rush purchase!
In less than one morning, the two glass doors were all squeezed out, and in the afternoon, Chen Donghui simply removed the glass doors. With so many customers squeezing in, there is no need to worry about the cold.
The rush lasted until the day before the Chinese New Year. And the reason for the end is not that there are no customers, but that Chen Donghui gave employees a holiday, and Tiancheng Electric Appliance Mall will reopen on the third day of the New Year.
Although there will definitely be a high flow of people if it opens in the Spring Festival, the Spring Festival is the most important festival in Chinese tradition, and Chen Donghui still gave the employees a holiday to let them have a good New Year.
There is a lot of time to earn money, not worse than these few days.
In just over 20 days since its opening, although Chen Donghui's price for electrical appliances is very low, due to too much traffic, excluding costs and various expenses, the net profit still exceeds 2 million, which is like picking up money.
When the year-end bonus was issued, Chen Donghui was of course not stingy, giving the company's management a big red envelope of 20,000 yuan each, and other ordinary employees also got a red envelope of 1,000 yuan each.
On Chinese New Year's Eve, Chen Donghui, Yang Qingfang, Shen Xiaojun, Zhou Qing, Zhou Mei, Fang Mengxia and other friends who moved Dongjiang to Qinggang to break into the world returned to Dongjiang.
Luo Jiajia flew to Hong Kong with Luo Suxin, and Luo Jiajia's family also spent the Spring Festival in Hong Kong.
Su Wen stayed in Beijing unhappy at the request of her father.
Chen Donghui and others returned to Qinggang this time, which can be described as a return to their hometown.
Thinking that more than half a year ago, he was still a prisoner in prison, but now he has become a boss worth tens of millions, and his career is thriving, Chen Donghui can't help but feel a lot of emotion.
On the night of Chinese New Year's Eve, Chen Donghui called Luo Jiajia, who was having a Chinese New Year's Eve dinner at the Sheraton Hotel near the famous Victoria Harbour, and she told Chen Donghui that fireworks were being set off outside, which was very beautiful.
After chatting with Luo Jiajia for a while, Chen Donghui thought about it and called Su Wen again.
Su Wen had already had the Chinese New Year's Eve dinner and was accompanying her family to watch the Spring Festival Gala, and she asked Chen Donghui to wait. When they arrived in the bedroom, Su Wen called Chen Donghui back with her mobile phone, and the two still joked for a while as usual, and then Su Wen suddenly fell silent.
After being silent for a while, Su Wen suddenly told Chen Donghui that she hoped that she could spend Chinese New Year's Eve with Chen Donghui in the future.
Su Wen's sudden confession, Chen Donghui was a little overwhelmed, he didn't say anything for a while, Su Wen said quickly, he was joking with him, it was a shame to see him scared like this.
However, she asked Chen Donghui to meet after the New Year, and he must give her a valuable gift, otherwise she won't talk to him!
Chen Donghui agreed and promised to do it.
After lying for a long time, Su Wen reluctantly hung up the phone.
Chen Donghui took his mobile phone and smoked a cigarette, Yang Qingfang and others dragged him to drink, and his brothers were waiting for him.
This Spring Festival, Chen Donghui and his family spent almost every day at the wine table, a total of three days, at least ten meals of wine, and every day they were not drunk.
On the second day of the junior high school, Chen Donghui said goodbye to his relatives and friends, and left a sum of money for his parents, master, good brother Hu Hanmin, and Zhao Weiguo, Xu Yuanchao and others who had not yet been released from prison, and returned to Qinggang with Yang Qingfang, Zhou Qing and others.
In the past six months, Chen Donghui has not only made Tiancheng Electric Appliance Mall famous, but also generally leveled the heroes on Qinggang Road, and has some connections in the officialdom, Su Hongjun and others do not dare to provoke him again, as long as they lend money from the bank, then they can build their own business empire.
New Year, New Weather!
The first thing I did when I came to Qinggang again was to pay New Year's greetings.
The first object of New Year's greetings is Ding Wei, vice president of Qinggang Commercial Bank.
Chen Donghui made a phone call to Ding Wei, saying that he was going to visit the New Year, Ding Wei happily told Chen Donghui's home address, and said that he was playing mahjong at home and asked him to come to play at any time.
Chen Donghui took out 100,000 yuan in cash, put it in a big envelope, drove to Ding Wei's community, and bought two mentions of Wuliangye and two Chinese in the store department below the community, and put them in plastic bags and entered the community.
The community where Ding Wei lives is a newly built community in Qinggang that was only opened last year, and it is very well planned, with a large green area, but the transplanted saplings have not yet grown, and it is winter again, so it looks a little bare.
Ding Wei's family lived on the second floor, Chen Donghui knocked on the door of Ding Wei's house, a woman in her thirties with a philistine face opened the door, saw the cigarettes and liquor Chen Donghui was carrying and the bulging leather bag in his arms, his face immediately bloomed, and he hurriedly said: "Please come in!
After Chen Donghui entered the door, he handed over the cigarettes and alcohol to Ding Wei's wife and said, "Happy New Year, sister-in-law!"
Ding Wei's wife reached out to pick up cigarettes and alcohol, and said enthusiastically: "You also have a good New Year." Lao Ding, a guest!"
I saw that Ding Wei's house had a wooden floor, but it was not clean, and there were a few obvious shoe prints, and the snow had just melted two days ago, so it was inevitable to step on muddy water.
Ding Wei's wife took the initiative to say: "You don't need to change your shoes, anyway, if you step on it today, you will have to come after a while, and I will clean it up at night." ”
"Hehe, okay, sister-in-law. Chen Donghui walked in, thinking that there were quite a few people who came to give gifts to Ding Wei.
Ding Wei was playing mahjong with someone, and there was another person sitting next to him watching.
Ding Wei asked the person who was watching to help him fight first, and then walked towards Chen Donghui, without introducing others, and said with a smile: "Mr. Chen, you are so polite, and you came here in person, please here." ”
"Hehe, one festival a year, as it should be. ”
"Hehe, Mr. Chen, please here. ”
The two entered the study, Ding Wei poured a glass of water for Chen Donghui and said a few polite words.
Chen Donghui opened the leather bag, took out the big envelope and put it on the table, and said, "Mr. Ding, it's a little meaning." ”
Ding Wei is a person who is used to seeing money, and at a glance, he knows that it is 100,000 yuan.
100,000 yuan is not a small amount, and Chen Donghui's purpose of sending money is also very clear, but he doesn't know how much Chen Donghui wants to borrow, if he only borrows one or two million, this money is okay, but if he wants to borrow more than 10 million, this money is not enough.
Ding Wei didn't ink, and said straight to the point: "Mr. Chen, you are so polite." I've been thinking about that thing about you, I don't know how much Mr. Chen is going to borrow?"
Chen Donghui said with a smile: "Mr. Ding, of course, the more the merrier." ”
Ding Wei said: "Hehe, Mr. Chen, let's say a number." ”
Chen Donghui thought for a while and said, "Twenty million." ”
Ding Wei thought to himself that this Chen Donghui was really a lion's mouth, and he asked for 20 million when he opened his mouth. However, although 20 million is more, Ding Wei also has the right to lend him this right, just to see if Chen Donghui will do something.
Ding Wei lit a cigarette, took a leisurely puff, and said with a smile: "Mr. Chen, your appetite is really big, but 20 million is a big number, and you need to conduct asset evaluation and credit evaluation on Mr. Chen, which will take a while to ......."
Chen Donghui saw Ding Wei's attitude, and guessed what Ding Wei was thinking, and said with a smile: "Mr. Ding, I know what to do, if I get this loan, I can give Mr. Ding a 5% kickback." ”
Five percent of 20 million is one million, which has exceeded the three-point loan rebate of Qinggang's unspoken rules.
The smile on Ding Wei's face slowly bloomed, picked up the teacup, and said with a smile: "Mr. Chen, drink tea." ”
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