Capital.

On the 36th floor of Kelin Building, Ruixiang Jinke Group Co., Ltd. is in the conference room.

A group of men and women sat on both sides of the large conference table, Zhang Yida sat on the top, next to Lin Zhenyang, Lei Dongming, Gu Panpan and others.

There are also a few unfamiliar faces.

Zhang Yida spoke: "Everyone applauds and welcomes a few new partners. ”

Everyone applauded, and Zhang Yida then announced a series of personnel arrangements:

"What will happen next will be:

Mr. Xie Huaiyu is the CEO of Mung Bean Credit and the Vice President of the Group.

Mr. Hong Haibo is the CEO of Tiance Technology and the vice president of the Group.

Ms. Lan Lan is the Group CFO and Vice President. ”

Lei Dongming has confirmed that he will leave Ruixiang Jinke Group and is doing the final handover work.

So everyone was not surprised to hear about the appointment of a new CFO.

Then the three new executives introduced themselves.

Hong Haibo is a 40-year-old middle-aged man with a slightly bald head. I first stood up and greeted everyone with a smile on my face, and then introduced myself.

"Hello colleagues, my name is Haibo Hong, I graduated from MIT and served as the senior project director of the Fintech department of Capital One.

……

He is now the CEO of Tiance Technology...... I hope to go hand in hand with you...... Build our own top fintech project in China. ”

Xie Huaiyu is in his thirties, wearing a suit and leather shoes, his hair is combed in a three-seven hairstyle, and he wears a pair of gold-wire glasses, looking very elegant. Introducing himself:

"I am Xie Huaiyu, and I am very happy to be able to enter Ruixiang and become colleagues with all the elites.

I graduated from Fudan University with a bachelor's degree and Yale University with a master's degree, and after graduation, I joined the credit risk management department of Capital One, and successively held positions such as supervisor, manager, and director.

……

He is currently the CEO of the company's mung bean credit...... We will improve the product and bring it to the market as soon as possible......"

Lan Lan has short hair and ears, and in her early thirties, she is wearing a beige Chanel coat, with a capable temperament and no smiles. One board and one eye said:

"I am Lan Lan, graduated from Hong Kong Island Chinese University with a bachelor's degree, and then went to the United States to study for a master's degree in finance in Colombia. He was the Vice President of the Asia Pacific Investment Bank of American Express Group.

He is currently the Group CFO ......"

……

This round of recruitment was successfully completed, and it really took a lot of headhunting fees to find 3 candidates who made Zhang Yida more satisfied.

At the same time, for the three newly recruited executives, Zhang Yida also promised an annual salary ranging from 1 million to 3 million, as well as an option commitment of 50,000 shares per year.

At Ruixiang's current valuation, 50,000 shares is $500,000.

Talent introduction is costly!

But, it's all worth it.

With the entry of the three senior executives, first of all, Lei Dongming was freed from the two-front battle, and the work was handed over to Lan Lan, who completely resigned from Ruixiang and shifted all the focus of work to Huayi Capital.

At the same time, because Lei Dongming resigned, the options obtained were also returned according to the number of years of service, nearly two-thirds, and only 100,000 shares were retained.

Hong Haibo entered Tiance Technology, immediately established several R&D directions, and began to build a financial robo-advisory system and big data risk control system for external output.

When Xie Huaiyu arrived at Mung Bean Credit, he first conducted a thorough survey of the business and data of the group's subsidiaries and understood it thoroughly.

He led the R&D team to make an internal data aggregation system within the group, and the follow-up work will use the data generated by this system to analyze and process data to create the ultimate weapon - mung bean credit score.

The most nerve-wracking thing for Zhang Yida is the magic treasure payment.

So far, Mobao Pay has extended its cooperation tentacles to hundreds of Internet financial companies through the platform resources of Ruixiang Group, spanning the two major industries of financial management and lending.

Hundreds of cooperative companies are still in the mutual finance industry, and the transaction volume is very considerable.

But, that's not enough!

At present, all of them are B2C payments, and the main service objects are B-end enterprises.

On the C-side, Alibei and WeChat are currently inseparable, and Mobao is like a spectator watching people conquer the city.

WeChat controls social networking,Online transaction scenes are born with their own,14A WeChat red envelope during the Spring Festival has risen in market share,Filling the leading advantage of Paybey for many years,The two sides are back to the same running line。

In addition to its own e-commerce business, Alibei began to carry out a lot of offline discussions and push, investing huge subsidies for counterattack.

Rui to this small body, the two giants will teach you to be a man in minutes, as simple as crushing an ant.

There is also Goudong payment next to it, and Qiandu wallet is eyeing it.

The BATJ Big Four are all gathered on this battlefield.

Zhang Yida is waiting for an opportunity, and the internal has begun to open up the accounts of various subsidiaries, and the account will be launched at that time.

Users only need one account to log in to each of Ruixiang's apps.

At present, this function is still in emergency testing, and after the test is completed, it is time to show the sword.

But at present, Ruixiang has removed the overlap of various platforms, adding up to less than 100 million users, and compared with the 500 million users of Paybei and the 1 billion users of Penguin, the gap is indeed not half a star.

Therefore, offline efforts must also be made.

The four first-tier cities of Beijing, Shanghai and Yangpeng were preliminarily selected offline, and tens of millions of merchants were smashed.

Then Tiance Technology and Mung Bean Credit almost launched products, and launched the B round of financing.

Take the B round of financing to continue to fight against the giants, as long as the decline is not completely revealed, I will fight with the two Ma Dad to the end!

This payment battle will be tug-of-war for a long time, three years, five years will not end, and it will still be fought in 2019 in the previous life, but the pattern of two worlds has almost been established.

……

Capital.

Within the advertising agency of Huasi Chuangxing.

Liang Weimin leaned on the sofa, crossed his legs, holding a folder in his hand, and a respectful middle-aged man stood in front of him.

Liang Weimin glanced at the document a few times, then threw it on the table, looked at the middle-aged man a few times, and said:

"Lao Liu, is your plan okay? If it can't achieve the effect I want, you can go home and retire!"

The middle-aged man's back was cold, and he hurriedly laughed:

"Liang Shao, don't worry, this plan is carefully designed by me, and it will definitely satisfy you. ”

Lao Liu saw that Liang Weimin didn't speak, so he kept looking at himself, and his heart was a little hairy, the chairman's son was too difficult to serve. Hurriedly continued:

"Liang Shao, your request is to bring down this Jingrui Wealth Company, right!

It's easy.

My plan is to let them Jingrui Wealth invest a huge amount of advertising money, and the advertising effect will be very good at the time, but the follow-up customers will be full of loss.

In this way, they signed the contract. The advertising effect we promised was also achieved, and the follow-up conversion was not done well, it was their own business. We can't blame it, and they lose the lawsuit.

After we use this trick, we will make them dumb and eat huanghuang, and they can't even say that they are suffering. ”

After finishing speaking, he looked at Liang Weimin with a smile.

Liang Weimin said coldly: "Lao Tzu not only wants to let his advertising money go down the drain, but also makes him bankrupt." ”

Lao Liu has a headache, this is too difficult for him. Bite the nail on the head:

"Liang Shao, we are just an advertising agency after all. Even if all the advertising money invested by Jingrui Wealth is wasted, it will only make him have no liquidity. Can't he go bankrupt?"

Liang Weimin scolded: "What's the use of you? You can't do this little thing, and you still be the director." Have you not run a business for a long time, and you want to go down to the grassroots level to exercise again?"

Lao Liu's face was sad, and he said helplessly: "Then we can only let him invest all his working capital in advertising at most?"

It is impossible for him to smash the pot and sell iron, and throw all his belongings in. Liang Shao, we can only let his company go bankrupt at most, and it is impossible for him to go bankrupt personally. ”

Liang Weimin slowly calmed down, no matter how good his company is, it is only an advertising company, and it is impossible to wipe out all the advertisers' funds.

He Shenghua can achieve the current scale of the company, which means that he is not stupid, let him take out all his belongings and make a desperate bet to advertise It is a fool's dream.

I can only slowly figure it out.

Thinking of He Qingxuan's face and fiery figure, Liang Weimin's heart was hot.

Wait until I bankrupt your son, see if you still pretend to be innocent for me and lose your face.

Liang Weimin's money offensive was invincible and invincible to other women, but it worked in front of He Qingxuan.

Later, after seeing He Shenghua and inquiring a little, I knew that He Qingxuan's family still had a net worth of tens of millions, and I knew that this set was not so easy in front of her.

It happened that He Shenghua's company was going to advertise and found himself again, so Liang Weimin had an idea in his heart and took this opportunity to bring down the He family.

Although Liang Weimin spends every day drinking, he knows a lot about the business at home.

After all, his confidence in "a lifetime of bohemian and uninhibited love of freedom" still comes from the family's inheritance, which he will inherit in the future, can he not know a little more?

It is precisely because he understands the advertising industry and knows all kinds of shady scenes that Liang Weimin is ready to set a trap and bring down the He family.

The He family went bankrupt, and he started the Jinyuan offensive again, appearing in the He family as a savior.

Take the opportunity to "get close" to He Qingxuan, isn't that a matter of course?

Thinking of this, Liang Weimin couldn't help but smile.

Lao Liu saw that Liang Shao finally smiled, he should be satisfied! Only then did he put down the stone in his heart.

Liang Weimin thought for a moment, and then ordered:

"After we went to Jingrui, you found a way to communicate privately with their operations director. ”

Lao Liu's eyes rolled, and he suddenly realized:

"Liang Shao, do you mean to public relations their company's director of operations?"

Liang Shao smiled coldly and said, "What if that's not the case? Get their operations director, let him cooperate with us inside and out, and let him dry all the blood of Jingrui Company." ”

Lao Liu took a breath violently, this Liang Shao is really vicious.

However, on the surface, he still smiled and said: "Liang Shao, your tricks are high, if their operations director cooperates, then we can do much easier." ”

"Moreover, if the He family goes bankrupt, there will be some hope!"

After thinking about it, Lao Liu added, thinking that the dead Dao friend would not die the poor Dao.

The He family has no relatives with him, although he is a little unbearable, but for the sake of his own future, he still has to hug Liang Shao's thighs tightly.

"Oh, how do you say it?" Liang Weimin became interested, didn't this old Liu just keep saying that he couldn't do it?

Lao Liu glanced around, and after making sure that there was no one on the left and right, he leaned over to Liang Weimin's ear and whispered.

After listening to Lao Liu's "poisonous plan", Liang Weimin's smile became even stronger.