Seeing that he couldn't convince his parents, Zhang Yida had an idea and said:

"In this way, if you don't feel at ease, my father will go to the capital with me after the National Day, and you can talk to my senior brother in person. After chatting, it's up to you to decide whether to invest or not, Dad. It just so happens that the capital is also very close to the Nanhe River in Yandi, so I won't delay the investigation!"

This proposal was exactly what Zhang Qinghua wanted, and he agreed to it. My son has been stalking here, grinding hard and foaming, and he also has a headache. Anyway, when the time came, I went to the capital and met those college students, and with my 20 years of business experience, I could still see something.

If it's really a group of capable young men, not the kind of people who can only talk on paper and have hope of making it, then they will take a million out to buy a share for their son.

I was not 20 years old when I joined the villagers to start a township enterprise, and then step by step to today!

Zhang Yida saw that the goal was achieved, and he no longer entangled. After putting away my luggage and washing up, I went up to the second floor.

His parents were too lazy to go up the stairs to live in the bedroom downstairs, but he liked to live upstairs and open the window to look at the stars in the night sky.

took out his mobile phone and dialed Lin Zhenyang's number.

"Senior Brother Lin, hey, yes, it's me, Zhang Yida. ”

"How's it going these days?"

"Oh, I've met a few Aoki computer majors!

"That's just great, the technology is basically solved!

"I'll go, you also contacted the school and applied to settle in the Global College Student Entrepreneurship and Innovation Center of Beijing University?"

"You're not the chairman in vain, and you gave us 200 square meters?"

"Thank you for me, my brother, sister and teacher who helped me apply. ”

"Is business and operation also connected? Okay, you will be tired and running around in the past few days on National Day!"

"Well, no problem! The National Day holiday is over, organize the team to meet together, familiarize themselves with it first, and determine the next step. ”

......

"I have one more thing to tell you, because this million is from my father, and he said that he wants to meet and talk to the big guys. ”

"Yes, when the time comes, organize the team and force it to be a little higher. Just like an investor, perform well!"

......

"Well, okay, that's it, bye, we'll see you at school!"

Zhang Yida chatted with Lin Zhenyang for more than half an hour, and finally ended the call.

I focused on asking about the recruitment progress of the team, and the progress is very fast, and at this rate, almost all positions should be filled after the National Day.

Then there was a windfall, the entrepreneurship and innovation center that was just completed this year promised to let them settle in for free for a year, and the rent could be saved for some other things.

In the end, Zhang Yida explained that he wanted to pull his father to invest 1 million, and everyone had to cooperate with this matter.

Lying on the bed, Zhang Yida ordered a Chinese cigarette and pondered with a cigarette.

He didn't have much addiction to smoking, and he started smoking because of the pressure of high school study, and his father didn't say anything when he caught it, but just told him to smoke less. Mom is not so easy to talk to, so she has always been like this, "sneak into the village, don't shoot!"

"It's still not safe, what if they don't convince their dad to pay for it if they add Lin Zhenyang?"

"Time is too tight, even if I earn enough 1 million according to the method in my previous life, it will be next year at the earliest. When the time comes, one million will not be used, and the best window period for starting a business will be missed!"

"Hey, aren't the two suites that my parents bought in Rongcheng under their names?

"If my dad doesn't pay for it, he will mortgage these two houses and double insure. ”

"The bank mortgage is too slow, it takes a month or two, and I can't do it without my salary. I can only go to a small loan company, and I don't care about the high interest rate!"

"It's still a bit difficult for a million to achieve your initial plan, the money is too little!"

"Just go to Rongcheng tomorrow and mortgage two houses, if Dad finally gives another million, then at least more than two million." ”

"It's impossible to lose money, and this project is an intermediary that sells financial flows. If it's all a loss, then it's better to go home and sell the feed. ”

After making up his mind, he extinguished the cigarette butt, and Zhang Yida slowly entered the dream fragrance.

On the second day, the set mobile phone alarm clock woke Zhang Yida from his dream of making a fortune.

He dreamed that his company was successfully listed on the NASDAQ, and he sat on a private jet with a net worth of tens of billions, drinking a bottle of '82-year-old Lafite or mineral water, and he couldn't remember clearly.

After going downstairs to wash, I drank two bowls of white rice porridge that my mother had warmed in the pot.

After his parents went to work in the factory, Zhang Yida went to his parents' room and began to rummage through the cabinets, found two red real estate certificates, a house purchase contract, and a household registration book, and then took his ID card and went out.

I took a taxi at the gate of the community and went straight to Rongcheng.

In an hour or so, the destination arrived, and the car was parked under the office building of a building.

After paying and getting off the bus, Zhang Yida walked into the office building with a black backpack on his back and took the elevator to the eleventh floor.

After getting out of the elevator, he went straight to "Fullerton Microfinance Co., Ltd.", and after briefly telling the young lady at the front desk that he wanted to consult the loan, a young and beautiful business manager came out to receive him.

Ding Siyao is 22 years old and has just graduated from Sichuan University of Finance and Economics two months ago. Instead of choosing to be a bank teller, he chose to be a salesman of a small loan company.

At first, she thought that bank tellers would receive dead salaries, that it would be difficult to get promoted, and that there was little room for development. The salesmen of small loan companies have free working hours, high commissions, and their income is all based on their ability and real ability.

But the reality hit her hard, it's been two months since she went to work, and she hasn't opened a single order yet. If you don't open an order, you will be assessed after this month.

In fact, she also had a few opportunities to open bills, but some customers saw that she was beautiful. Once, a customer who handled a loan asked her to dinner, and the dinner table did something to her, and she poured a glass of wine directly on the customer's face and ran away, and then the order was yellow.

There is also a customer who sends her WeChat every day, asking her to go to KTV to sing, and also hinting that she will go to the hotel to talk about business. This customer was also directly blocked by her.

She didn't bill for two consecutive months because she befriended the front desk lady, so the front desk lady directly handed over Zhang Yida to her.

Ding Siyao, who has thin eyebrows and apricot eyes and peach cheeks, is wearing a tight black professional suit, black stockings under the hip skirt wrapping two plump, curvy long legs, and a pair of black stiletto heels under her feet.

She greeted Zhang Yida warmly, and then the two came to a reception room and gave Zhang Yida a cup of warm water in a paper cup.

With a smile on his face, his lips lightly said:

"What is the name of the gentleman, and what kind of loan do you need to consult?"

"The surname is Zhang, do a house mortgage, two sets, can you get a loan within 7 days? ”

Zhang Yida said quickly.

Ding Siyao was a little pleased, this was a big customer, and hurriedly replied:

"Mr. Zhang, you can rest assured that our company is the fastest loan review in the province, and the loan can be disbursed in 2-3 days at the earliest. ”

"You can show me the real estate certificate and the purchase contract first, and I will confirm to you whether the entry conditions are met. ”

Zhang Yida took out the purchase contract and the real estate certificate from his bag and handed it to her.

Ding Siyao took it, and after carefully inspecting it, he said:

"Mr. Zhang, your two houses are located in the Financial City and the Software Park respectively, both of which are about 100 square meters in area, and the preliminary value is estimated to be 2 million, if the house is in full, you can borrow up to 7% of the appraised value of the house, that is, 1.4 million. ”

Zhang Yida nodded, and asked about the interest and repayment method and the term of the loan.

"Our current interest rate is 6% to 1 cent 2% per month. ”

"There are two ways to repay the loan: equal principal and interest, monthly interest payment, and repayment of principal at maturity. ”

"The term of the loan is 1-10 years. ”

"In addition, we support early repayment and there are no liquidated damages. ”

Ding Siyao patiently explained one by one. I finally got a big customer, he looks quite handsome, he has to catch it well, and this month's performance depends on him.

Zhang Yida nodded in understanding. Fullerton Microfinance Company is good in all aspects, and it does not engage in any routines, and its reputation is not bad. I just fancy this, so I took the initiative to come to the door.

"Alright then, let's get started!"

Zhang Yida smiled faintly.

Ding Siyao did not hesitate, and found the loan application registration form and pen.

Zhang Yida, who was "swishing", filled out the form in twos and threes, and submitted it to Ding Siyao for review along with the household registration booklet, ID card, real estate certificate, and house purchase agreement.

"I see that you are a student in this column, are you still in college?"

Ding Siyao was a little curious, and at the same time confirmed with Zhang Yida.

"Yes, if I weren't a student, I wouldn't have come to you for a loan, and the bank interest rate is half lower than yours. ”

Zhang Yida sighed helplessly.

The work efficiency was very high, and it didn't take long for it to be approved.

Next, Ding Siyao took Zhang Yi to the Housing Authority and handled the mortgage registration.

After the whole process was completed, it was already noon.

"Xiao Ding, it's all done. When will I get that money?"

Zhang Yida came up for a long time, and he also got acquainted with the young lady, joking.

"Mr. Zhang, if it's fast, you can call your bank card tomorrow!

Ding Siyao replied respectfully. She was very happy at this moment, this list basically couldn't run away, and finally opened the order. So I am still very grateful to Zhang Yida in my heart.

"It's noon, shall I invite you to dinner?"

Ding Siyao, who had made the order, was very generous and invited politely.

"That feeling is good, and I am worried that noon has not yet settled. They are so poor that they mortgage their houses, and they are all evil!"

Zhang Yida still admires the beautiful sister next to him who is a few years older than him, she is efficient and has a good demeanor.

The two found a string of incense nearby, there were a lot of people, and they waited in line for an hour before it was their turn.

In Rongcheng, this is not good, there are too many delicious mouths, the delicious restaurant has to line up at the door to shout, go to a table and enter a table, the people in line sit on the low stool arranged by the store at the door, and the considerate store will also bring melon seeds and peanuts to entertain the guests waiting in line.