Early morning.

Ty Warner Loft Suite at Four Seasons Hotel New York.

Zhang Yida was woken up by the alarm clock, lifted the 22-carat pure gold silk quilt of Thai silk, and got up slowly.

Naked and muscular, he lit a cigarette and walked to the huge floor-to-ceiling window, overlooking Manhattan at five o'clock in the morning.

This small 52-story suite is only 4,300 square feet, or 400 square meters, but it is one of the most expensive five-star hotel suites in the world.

With a rare panoramic view of Manhattan, it has four separate floor-to-ceiling window sills on all four sides for a 360-degree panoramic view of the city's skyline.

But that's not worth the $35,000 a night.

The suite also includes a chauffeured Rolls-Royce or Mercedes-Maybach sports car, a 24-hour butler, personal fitness trainer, spa services and a dinner at the "Chef's Workshop".

After the cigarette was finished, Zhang Yida called the personal butler.

A meticulously combed and well-dressed old man from England walked into the suite and greeted him in London-accented English, "Mr. Zhang, good morning!"

Can't speak Chinese, bad reviews!

Zhang Yida was not very interested in the so-called British etiquette, and waved his hand directly, "Let's have breakfast! I will rush to the scene of the New York Stock Exchange at 8 o'clock EST." ”

The old man of the housekeeper bowed slightly, "I'll arrange it!"

After a while, the butler entered the suite with a hearty breakfast, and under the silver platter, there was an ironed financial newspaper.

After Zhang Yida had breakfast, the old housekeeper handed over the ironed suit.

After Zhang Yida changed into this black suit with tens of thousands of US dollars, the old man of the housekeeper led the way in front and walked out of the suite, followed by Qian Li, a big bodyguard who did not stand an inch.

At the entrance of the hotel, a team of Rolls-Royce Phantoms was parked, followed by a convoy of more than a dozen Mercedes-Benz S-Class.

Fan Hongyang, Shen Beipeng, Xu Xiaoming and other shareholders, as well as the management of Yimin Wealth headed by Ding Siyao, have been waiting here for a long time.

Zhang Yida thought he had come early enough, but he didn't expect to be the last.

Thirty or forty people looked at Zhang Yida, who smiled at them: "Everyone's morning!

Except for a few investors, the rest of the people present were all middle and high-level executives of Yimin Wealth, and they said in unison: "Mr. Zhang is early, all rested!"

Zhang Yida didn't believe that they had rested well, and saw that many people still had dark circles under their eyes, guessing that they had not slept all night last night.

In fact, it was similar to Zhang Yida's guess.

The mid-level executives of Yimin Fortune began to get excited as soon as they got on the plane, and this mood was even higher after staying at the most luxurious Four Seasons Hotel in New York.

Ring the bell to go public, and life ushers in a highlight moment!

They began to fantasize about all kinds of things after the net worth skyrocketed after the listing, some people considered changing cars, some people considered changing houses, and some people considered changing wives......

Zhang Yida waved his hand, "Let's go! Get in the car!"

Zhang Yida got on the Rolls-Royce Phantom at the beginning, and the rest got into other Mercedes-Benz cars in twos and threes.

The convoy crossed Fifth Avenue in New York and came to the New York Stock Exchange at 11 Wall Street.

Wearing the badge provided by the New York Stock Exchange, Zhang Yida, Ding Siyao, Fan Hongyang, Shen Beipeng, and Xu Xiaoming boarded the small white balcony in the hall of the New York Stock Exchange.

The roof of the NYSE is high, and standing on a small balcony overlooks the staff coming and going in the lobby.

Unlike the electronic buttons of the Nasdaq, the road to ring the bell on the New York Stock Exchange is a small gavel, similar to the one often used by judges in the courts.

"Bang!"

Like a judge, Zhang Yida knocked down the gavel in his hand.

Yimin Wealth was successfully listed!

The company's management and investors who gathered around Zhang began to applaud.

The reporters in the audience recorded this wonderful moment with their cameras!

Whenever there is a listing of Chinese concept stocks, there will be no shortage of domestic reporters to come to cheer.

Yimin Fortune originally planned to issue 16 US dollars / ADS - 20 US dollars / ADS, and planned to issue 15 million ADS shares.

Among them, 12 million ADS for new shares, 3 million ADS for old shares, plus the over-allotment part, the highest issuance of 17.25 million ADSs.

The wealth management industry has been developing in Europe and the United States for many years, and investment banks and private banks have this business, and the development has already entered a plateau.

So the concept is not very sexy, it doesn't attract many investors, and it's not very oversubscribed, just over 10 times.

Morgan Stanley and Goldman Sachs, fearing a fall below the issue price, suggested a compromise offer price of $18 per ADS, which Zhang Yida listened to.

Yimin Wealth's stock code is "YMCF", and it opened at $20.2, up 12.2% from the issue price, and the IPO raised a total of $310.5 million!

After deducting the investment bank's issuance fees and related audit fees, US$288 million was actually raised.

Of this, $230.4 million went to Yimin Wealth Company, and the other $57.6 million was cashed out by Zhang Yida.

After the IPO, the total share capital of Yimin Wealth was changed to 113.8 million shares, and the market value reached 2.298 billion US dollars.

Zhang Yida and a group of executives and investors stood on the small balcony for a few minutes, and the listing ceremony ended.

Then came to the outside of the New York Stock Exchange building, and the company's executives and investors took a group photo.

After the group photo, a domestic reporter came forward to interview Zhang Yida.

"Mr. Zhang, hello, are you satisfied with the listing of Yimin Wealth, and what is the significance of the listing for you and the company?"

Zhang Yida was facing the reporter's camera and said with a smile: "I am more satisfied, the listing is an affirmation for Yimin Wealth, and it also has milestone significance."

After going public, the company's brand can be boosted, and the confidence of partners and employees can also be boosted.

For shareholders, there is also an additional channel for exit. For me personally, it's an incentive!"

The reporter asked: "I heard that the median price of your issuance this time is $18 instead of the top $20, can you talk about your thoughts?"

"The wealth management industry in Europe and the United States has been developing for many years, and the current market growth has been very slow.

But China is different, the economy is growing fast, the class has not yet solidified, it is the country with the fastest birth of billionaires in the world, and the market growth potential is large.

In the future, Yimin Wealth will prove itself to the market. ”

A reporter also went to interview Ding Siyao, and the reporter asked her: "Mr. Ding, as a female CEO, and a rare female CEO of a listed company, can you analyze the advantages and disadvantages of entrepreneurship from the perspective of women?"

Ding Siyao said: "Compared with men, women have more bonds from the family.

But female entrepreneurs also have many advantages, such as being more delicate than men......"

The reporter asked unkindly: "Noah Fortune has always been known as the No. 1 wealth management brand in China, and now the market value of Yimin Wealth has surpassed the other party, do you have anything to say about this?"

Ding Siyao frowned and looked at the reporter deeply.

The question asked by the reporter really made her in a dilemma.

Noah Wealth and Yimin Wealth have always been in competition, and there have been cases of financial planners grabbing customers.

Now that the market value of Yimin Wealth has surpassed the other party, it is not wrong to say that Yimin Wealth is the No. 1 wealth management brand in China.

However, the ranking of wealth management brands depends not only on market capitalization, but also on the client's asset management scale, industry influence, customer evaluation and many other judging criteria.

If she admits to surpassing the other party according to the reporter's words, then if it is transmitted to China, it will cause trouble again.

If you don't admit it, you will lose your company's reputation for nothing.

She doesn't have a good impression of Noah's wealth, because of some malicious competition, but she has more bad feelings.

Ding Siyao thought for a few seconds and replied to the reporter: "Yes, in terms of market capitalization, this is indeed the case.

Next, Yimin Wealth will deploy overseas, go to the international stage, and compete with the world's top private banks and wealth management companies.

We will definitely keep a normal heart, continue to learn, and continue to improve ourselves. ”

The reporter saw that Ding Siyao did not fall into the pit he dug, and he was a little regretful.

No wonder he became a CEO at the age of 25, and he really wasn't a vase.

……

Inside the Four Seasons Hotel New York.

There's a gala dinner going on.

Xu Xiaoming drank red wine and chatted with Zhang Yida.

"Yida, the second one, while the market is hot now, we have to send other companies to the market as soon as possible!"

Zhang Yida smiled, "That's what I mean, and I'll send Yimin Loan and Ruimin Wealth Management to the market next to each other." ”

"What about Ruixiang, do you have to wait?" asked Xu Xiaoming.

Zhang Yida took a long breath, shook his head and said, "Ruixiang is not good yet, you have to slow down again." ”

Xu Xiaoming didn't say anything more, and nodded in support.

For him, it's already a lot of money.

At the beginning, he invested in a company of Yimin Wealth, and incubated four companies by the way.

Now there are two listed, and two are about to be listed, so don't make too much money.

"What's next, Yimin Loan, or Ruimin Wealth Management?" Shen Beipeng noticed the conversation between the two and also leaned over and asked.

"Yimin loan, the profit margin is not bad, and the business fundamentals look a little better. ”

Shen Beipeng nodded in agreement, and said: "Ruimin Wealth Management is indeed a little worse, and the valuation of $1 billion is a bit false. ”

Zhang Yida smiled and didn't speak. Most of the profits of Ruimin Wealth Management have been transferred to Huimin Bicycle, and its own asset side has also developed slowly, and it is true that the valuation of $1 billion is a bit inflated.

"Why don't you wait?" Shen Beipeng turned his head to look at Zhang Yida, "It's okay for Yimin Netgold to compete for the first share of mutual funds, and the development of Yimin's wealth has almost slowed down."

I think the development potential of Yimin Loan is very great! Wait another two years for the listing to maximize the benefits.

As for Ruimin Wealth Management, I am not too optimistic about the listing, and it is possible to reduce fundraising and break the issue. ”

What Shen Beipeng said is very reasonable, but Zhang Yida knows the future trend of domestic supervision.

The supervision is getting stricter and stricter, and it will not be able to raise two dollars to go public in the United States, and it will experience a series of human tragedies such as breakage, plummeting, and ankle chopping.

If you don't take advantage of the current time to go to the United States to collect money, it will be difficult in another year or two.

Wall Street's appraisal agencies are still very powerful, and all kinds of uncertainties and impacts brought by domestic regulatory policies to Chinese mutual finance companies will be included in their judgments.

The further back you go, the harder it is to cut American leeks.

"Policy!" Zhang Yida spat out two words.

Shen Beipeng chewed these two words repeatedly, and Xu Xiaoming also frowned and thought.

Shen Beipeng guessed that Zhang Yida had heard some policy rumors, so he didn't continue to ask, and said directly: "Okay! Since you have decided, then we will support you!"

"Hey, by the way, you cashed out 3.45 million ADS this time?

Zhang Yida looked at Shen Beipeng, the old fox, and smiled, and sure enough, he had a keen sense of smell.

"Don't be too ruthless! your reputation stinks, and it will be troublesome for your other companies to go public in the future!" Shen Beipeng knew that nothing was good when he saw Zhang Yida's smile, and specially reminded.

"For tens of millions of dollars, Wall Street people don't hold grudges, they only value profits.

In the future, Ruixiang, Shake Vision, and Spelling Dodo are all key large orders, and there is no need to worry about the favor of investment institutions. ”