New Delhi Airport.

This is Zhang Yida's first time in India, and he was slightly surprised by the luxurious interior of the airport.

The third brother is playing, making trouble, and the face project can still keep up.

Looking at He Qingxuan, who was walking with his head buried and not saying a word, Zhang Yida wanted to laugh a little and said, "Actually, India is not so terrifying. There are so many of us here, which pervert dares to be presumptuous?"

He Qingxuan regretted coming to India a little, she felt that those dark-skinned Indian men always had bad intentions when they looked at her.

Before Zhang Yida flew to India, he asked her if she wanted to return to China first. She was very bold at the time, saying that she was not afraid of anything.

Zhang Yida told her about India's strong culture, what is the bus case, the school case, and the whole village participation case......

Hearing this, her scalp was numb and her teeth chattered, but she was still unwilling to return to China first, so she had to come to India with everyone.

A few hours ago, I had sworn that I would not be afraid of anything, but now I got off the plane, scared like a shrunken quail.

Zhang Yida said a few words of comfort, but it still had no effect. secretly thought, the third brother is indeed too notorious, look at what other girls are scared of.

Out of the airport, several East Asians with yellow skin and black eyes greeted him.

After talking with them, Zhang Yida learned that they were the original mobikwik, now renamed BBPay, and sent to the airport to greet his group.

After the entourage determined the license plate number and their work plates, the group followed them into the car.

In a foreign country, you have to be cautious.

The convoy passed through the city of New Delhi and came to the city of Gurgaon, 30 kilometers away, which is also known as the "SZ City" of India.

It is so called because Gurgaon, a satellite city of the capital, also developed from a small village at the beginning.

After more than 30 years of development, it has become one of India's major economic and industrial cities, and it is also the third largest capital inflow city in India.

The tower-lined Gurgaon is the largest IT and high-tech hub in North India and home to the headquarters of most foreign companies.

There are many Chinese infrastructure companies, mobile phone companies and IT and telecom companies, which is considered to be the largest concentration of Chinese employees in India.

Out of the psychology that Chinese should huddle together to keep warm after spending $100 million to acquire mobikwik, Ruixiang did not move its office location, but changed the company's name to BBPay, also known as "baby payment".

After Zhang Yida and his entourage got off the bus, they entered the building and took the elevator to BBPay Company.

Many of BBPay's employees are Indians, because India's IT outsourcing industry is relatively developed, and it has been colonized for 200 years, and English is about to become their second mother tongue, so the software technology is still passable, and even the number of programming apes is more than that of China.

Therefore, after the acquisition of Mobikwik, Ruixiang only cleaned some middle and high-level employees, and then sent some employees from China.

In terms of the overall proportion of the company's staff, the majority are Indian.

Looking at a group of Indian code farmers in plaid shirts, ******, and burying the head code code, Zhang Yida sighed, except for skin color, temperament, and dress, which are no different from domestic program apes.

In the open office area, watching a group of program apes raise their heads and observe their group curiously.

Zhang Yida put his hands on his chest and his fingers together, and greeted them in English: "Ladies and gentlemen, good afternoon." ”

Zhang Yida's etiquette is still quite Indian, although these employees don't know him, but looking at the seven or eight yellow people who follow behind him, they guess that it should be a big man from China.

They all got up one after another, clasped their palms together in front of their chests, and saluted Zhang Yida back.

At this time, BBPay's CEO, Bibin Pratt Singh, walked up from his office.

He was a majestic man with a beard and a beard that he recognized at a glance when he had visited Zhang Yida in China after the company was acquired, and when he approached, he stretched out his right hand to shake hands with him.

Zhang Yida resisted the urge to stretch out his left hand, and finally stretched out his right hand to shake Singh's hand.

In Indian culture, the right hand is sacred, and shaking hands with the right hand means friendship, and they also use their right hand to grab food and eat.

The left hand is used to wipe the buttocks, it is unclean, and if you use your left hand to shake hands with someone, it means unfriendliness or even insult to others.

Singh smiled and said, "Mr. Zhang, welcome to India. ”

"Mr. Singh, it's been a long time, but you're still as strong as ever. ”

Zhang Yida's praise made Singh very happy, as a Kshatriya caste, the noble surname "Singh" represents the lion, and is the second most powerful warrior class after the Brahmins.

So when others praise him for being strong, that's a compliment to him that couldn't be better.

In fact, he is really strong, at least 200 pounds!

Zhang Yida introduced the entourage to Singh one by one, and then Singh led the way, and the group came to the conference room.

In his previous life, Mobikwik under Singh's leadership performed well, becoming the second largest payment platform in India after Paytm, which is controlled by Leng Financial Services.

When Lan Lan talked to him about the acquisition a few months ago, he was reluctant to sell the company at first.

Lan Lan communicated with him many times, and finally asked Zhang Yida, who offered a generous acquisition of "a one-time cash payment of $100 million and keeping him as CEO", and he finally decided to sell the company.

Part of the $100 million purchase price went to Mobikwik's early investors, and as founder and CEO, he also received $30 million or 40 million.

He also remained as CEO of BBPay and received the full support of China's super unicorn Ruixiang Group.

This made Singh, who had been unable to raise funds and was used to living a hard life, tremble suddenly.

In short, he is happy with his current life.

Singh looked at the excessively young chairman, and was very envious in his heart, envious that he became famous at a young age and was worth hundreds of millions.

"Singh, how many registered users does BBPay have now?" Zhang Yida asked first.

"At present, there are 10 million registered users and 100,000 cooperative merchants. Singh replied.

Zhang Yida bowed slightly, and asked again: "Then tell me what application scenarios have been opened now." ”

Singh thought for a moment and began: "After users deposit money into an e-wallet, they can buy products or services through an app, a web page, a mobile site, a text message, or a phone call.

You can also use it to pay for mobile phones, TVs, data cards, broadband, landlines, electricity, gas, insurance, and more. ”

"Have you ever thought about partnering with a rail mobile booking app? It's a big use case.

With a total length of 65,000 kilometers of railways, India ranks fourth in the world.

Almost any city in India can be reached by train. India's rail system also transports more than 25 million passengers every day.

Winning this application scenario, BBPay's users will exceed 100 million. ”

Zhang Yida's words immediately attracted Singh's attention, and then the latter's eyes dimmed again, shook his head, and said:

"The water in our country's rail system is so deep that an average of 41 people die every day due to railways, and an average of nearly 15,000 people die in rail accidents every year. ”

Speaking of this, Singh looked serious, glanced at Zhang Yida, and said, "Do you think it's normal for so many people to die?"

Zhang Yida said in his heart, it's normal, who has nothing to do with the train to play?

However, Zhang Yida looked at Singh with a serious expression and anger in his eyes, knowing that this was a patriot, so he didn't joke with him about the train.

"So what do you mean...... Corruption?" asked Zhang Yida tentatively.

"Yes. Singh said indignantly: "Every year, the money allocated by the state is embezzled by those corrupt elements.

Safety measures and safety education along the railway lines are not in place at all. ”

"I'm sorry about it and hopefully everything will be fine. ”

Zhang Yida's cat crying mouse fake compassion won Singh's great favor, and the latter said: "Mr. Zhang, you are really a kind person.

Have you ever thought about doing charity in India and helping people in need?"

Holding the grass, I have heard that the Indians' kung fu of "rolling donkeys downhill" is first-class, Zhang Yida just wants to say: The rumors are really not groundless!

"It is incumbent upon you to contribute to charity. ”

Zhang Yida said righteously, Singh looked at Zhang Yida with a happy face, but heard Zhang Yida continue:

"However, we at BBPay ourselves are still in the red. If we want to help more people, we have to make a profit first.

Charity is not an overnight thing, and a long stream of water is the king. ”

Zhang Yida said to Singh: "I still admire Mr. Singh's noble qualities.

The mobile payment industry in which BBPay is located is also an industry that benefits the country and the people.

If we can run BBPay, how many people can we benefit, how much economic prosperity can we produce?"

"Mr. Zhang, you have a point. ”

Zhang Yida also said: "Mr. Singh, you are from Kshatriya, and you must have family members who serve as officials.

You ask them to get you off the line, you go talk to the officials of the rail system and sell BBPay.

If BBPay could buy train tickets, it would bring convenience to more than a billion Indians.

I think it's a thing that benefits the people, and we should push it forward. ”

Singh opened his mouth to refuse, but he didn't say anything for a long time, and finally nodded in agreement.

After negotiating this matter, Zhang Yida said: "There are many subdivisions of financial technology, and mobile payment is only one of them.

We now have tens of millions of users, so it's time to consider adding more services. ”

Singh nodded thoughtfully and said, "You are the chairman, you have the final say." ”

"Well, I suggest we add a few services such as loans, insurance and investments. ”