Chapter 215: Educational Phases

"Xiao Qi, there is good news!"

After Qi Xiaoming was called into the office by General Manager Yang Pengfei, he thought that he was going to criticize himself again, but he didn't expect to hear him say this.

"What's the good news? Mr. Yang. ”

Qi Xiaoming didn't stop seeing the smile on Yang Pengfei's face, and asked curiously.

"Let me tell you! Our company has just received a strategic investment.

Mr. Chen has already said that he is studying the latest promotion policy, which will be officially launched soon.

You cheer up your colleagues below, hold on for a few more days, and the time for a counterattack is coming. ”

Yang Pengfei swept away the decadence of the previous days, and the whole person was a lot more energetic, and his words also revealed a strong confidence and confidence.

"Oh. How much money has been raised?"

Qi Xiaoming saw that Mr. Yang was so confident, and he turned over as a serf and sang, and he was also very curious about the amount of financing, so he asked slightly.

Yang Pengfei glanced at him before he said slowly: "Anyway, it will be made public soon, so it doesn't hurt to tell you." 300 million US dollars were raised, which is nearly 2 billion yuan when converted into RMB.

The investors are also very promising, such as CITIC Industrial Investment Fund and China Merchants.

In addition, our company has also signed tens of billions of contracts with China CITIC Bank and China Merchants Bank behind them. ”

"I'll go, it's so awesome!" Qi Xiaoming sighed, and said curiously: "What does the 10 billion contract mean?"

"What do you think?" Yang Pengfei glanced at him before he said: "You can use your brain to think about it! We are an Internet financial enterprise, what can we cooperate with banks? financial management, transfers, and loans. ”

"Does that mean that these two major banks borrowed 10 billion yuan to lend us money?"

Qi Xiaoming also reacted and said in surprise.

"Yes! I heard that Mr. Zhang was really angry this time, and said that he would teach these clowns who don't understand the rules of the industry and destroy the order of the industry. ”

Yang Pengfei cocked his legs and said with a smile. In his opinion, this is long overdue.

Some time ago, they Yimin Loan Central Plains Provincial Company was beaten by other peers in various ways, and all kinds of fancy ways to grab customers.

He had been holding his breath in his heart, and he had long wanted to retaliate with a tooth for a tooth, but because he did not have an order from the headquarters and the corresponding funds for activities, he had not acted.

"Mr. Zhang has personally asked?" Qi Xiaoming asked.

Although Mr. Zhang is busy with official business and has a lot of opportunities, he knows the slightest bit of wind and grass very well. ”

When it comes to Zhang Yida, Yang Pengfei's words are full of respect and admiration. After all, the other party has laid such a big foundation at a young age, and he can't accept it.

"Mr. Yang, have you seen Mr. Zhang? I also swiped a short video of Douyin posted by him some time ago, in the video, he talked and laughed with a group of bigwigs such as Bonima and Robin Lee. ”

Before I went to the capital for a meeting, Mr. Zhang also shook hands with me cordially and encouraged me a few words.

You must know that there were more than 20 provincial presidents at that time, and those who had this treatment were just me and a few other provincial presidents with excellent performance. ”

Qi Xiaoming asked again: "Is Mr. Zhang really still a college student? I heard that he is only 20 years old?"

Yang Pengfei nodded and said, "It's about the same age as you, 95 years old." ”

"I'm '92. Qi Xiaoming corrected. Then he sighed: "This person has to die more than people, and he has to throw away goods compared to goods." is also a post-90s generation, he is too good!"

"What's the use of envying others?

Xiao Qi, I'm still very optimistic about you. Do a good job, our group is so big, and there are many locations. ”

Qi Xiaoming nodded, his eyes were firm and said, "Yes, you have to act." There's one thing on my mind right now, and that's to make a performance and a performance. ”

Yang Pengfei patted him on the shoulder and encouraged: "Then let's act quickly! Take stock of all the customers who are still with you, and review more failed cases."

The policy will come down soon, and then it will be people's turn to envy you. ”

Qi Xiaoming was highly motivated, and walked out of Yang Pengfei's office full of blood.

Looking at his distant back, Yang Pengfei said with a smile: "Who said that the post-90s generation is not easy to bring? ”

......

"Principal Yu, good morning!"

Looking at Qi Xiaoming, who pushed the door in, Principal Yu frowned and said:

"Mr. Qi, didn't I tell you some time ago? We are not considering cooperation with your company for the time being. ”

"Principal Yu, don't worry. You might as well listen to me talk about the terms of our cooperation, and after listening, it's not too late for you to make a decision!"

Qi Xiaoming was very thick-skinned, and after speaking, he found a place to sit down. Then he took out a brochure from his handbag and handed it to Principal Yu.

Principal Yu took the brochure and pinched it, it was very thin, only a few pages, but the paper was of good quality, and it could be seen that some thought had been put into it.

President Yu unfolded the folded brochure, and the title on the homepage was "Yimin Loan Received 12 Billion Financing, and Hereby Give Great Feedback to Users and Cooperative Merchants." ”

"12 billion financing, is it really fake?

Principal Yu pursed his lips and looked disbelieving.

"Yes, the 12 billion financing consists of 2 billion equity financing and 10 billion debt financing.

These news can be searched on the Internet.

Principal Yu, you look at it next, there is a picture on the brochure. The picture shows our chairman Mr. Zhang Yida signing a contract with CITIC and China Merchants on the spot. ”

After hearing this, Principal Yu then looked down, and sure enough, there was a picture of the on-site signing.

In the picture, a handsome young man in a suit stands in the middle, his hands crossed and clasped tightly with the hands of two middle-aged men standing on the left and right sides of him.

Principal Yu didn't know Zhang Yida, so he asked, "The young man in the middle of the station is your boss?

"Yes.

Ambition is not old, and ambition is 100 years old.

Don't look at our boss's youth, in addition to Yimin Loan, he also has a U.S. listed company with a market value of tens of billions - Yimin Netgold.

In addition, he also founded Ruixiang and Huimin bicycles...... and a series of companies.

He is ranked 75th on the Forbes list and has a net worth of 16.2 billion. ”

Qi Xiaoming saw that Principal Yu was a little suspicious of his boss, so he quickly popularized the knowledge of the other party.

When Qi Xiaoming said this, Principal Yu was a little impressed, he had heard such a number one person before, but he was not impressed, and he did not sit down at once.

"Okay! I admit that you have the strength to benefit the people. But doing business is not only about these, Mr. Qi, tell me about your conditions!"

Qi Xiaoming saw that Principal Yu's attitude was no longer so tough, and began to say:

"Compared with other financial companies in the market, our Yimin Loan Company is undoubtedly stronger and has more advantages in cooperation.

First of all, we have cooperation with banks, and we can obtain lower cost funds, so we can crush most companies in the market in terms of user interest.

This is also good for Principal Yu, your training school.

Once you choose to cooperate with us, you can provide education installment products with lower interest rates and more popular with users than other peers.

Secondly, our company is more willing to give profits to partners.

It turns out that the commission we give to our partners is: 2% of the loan amount.

Now we can give you three percent rebates. ”

Principal Yu silently recalled these words, and only asked after a long time: "Then what is the minimum interest you can give?" The interest on the Qiandu side is very sincere, and the annualized interest rate of the installment product is 16%-17%. ”

"We used to have an annualized rate of 20%, but now we have adjusted it, and the interest rate has dropped by 5 points, with an annualized rate of 15%, which is definitely lower than the money spent in 1000 degrees. ”

Qi Xiaoming had already figured out that his company's interest rate was definitely the lowest in the industry, and he didn't believe that these principals were not moved.

Principal Yu nodded, showed a satisfied smile, and asked again, "Is the deposit still paid?"

Previously, you asked our training provider to pay a 10% or 20% deposit to the installment platform to ensure that the trainees are really coming to learn.

Actually, I think this step is a bit redundant. Like Qiandu, you don't have to pay. ”

"Hmm. We have also changed the rules so that we don't have to pay. ”

From Qi Xiaoming's point of view, he also felt that this margin was a bit redundant, which was very unfavorable to his business.

Now that this deposit has been waived, he is sure to convince more principals of training institutions.

"Okay, Mr. Qi, since you are so sincere. Then let's cooperate with you Yimin Loan!"

Qi Xiaoming hurriedly took out the contract from his bag and handed it to Principal Yu.

Principal Yu took it and looked at it and asked, "Mr. Qi, the period of your cooperation is too long!

And liquidated damages, my good boy, 10 million!"

Seeing that Principal Yu was a little hesitant, Qi Xiaoming added another fire: "Principal Yu, there is no free lunch in the world. You should understand this sentence.

We give the lowest interest rate and the highest cooperation commission in the industry, which is to hope to cooperate with you for a long time.

In the field of education staging, except for Qiandu, no company can compete with us.

Even if it is a thousand degrees, it is impossible to give better cooperation conditions. ”

Principal Yu thinks about it, 15% interest, bank credit card interest, it seems to be even higher.

Counting the bank's capital costs, operating costs, and cooperation rebates, it is estimated that this Yimin loan is about to lose money and make money.

"That's it!

Principal Yu feels that the conditions are still very favorable, and the education installment products will help him recruit students, and the cooperation rebate is a lot of income.

In the end, I happily signed the cooperation agreement.

Qi Xiaoming ended this cooperation signing and hurried to the next training institution.

"Principal Zhao, what era is this? Your school is still cooperating with an education staging platform that uses offline manual review.

How long does it take to be reviewed, a few hours or a day?

You cooperate with Yimin Loan, students can fill in the APP of Yimin Loan directly, fill in the application in 1 minute, and the review result can be issued in 10 seconds. ”

"President Sun, the annualized loan interest of 15% and the commission rebate of 3% are the greatest sincerity of our Yimin Loan. ”

......

Qi Xiaoming shuttled between the cities, relying on his outstanding eloquence and company policies, mainly because of the company's good policies, he won the cooperation of one school after another.