Wang Hongxin heard Zhang Yida say this, and had a general understanding of the development process of Ruixiang Technology.

Although Zhang Yida is more modest, she believes that this is not something that can be done by luck. Praise:

"Xiao Zhang, what a young man!"

Zhang Yida said modestly:

"Auntie is overrated, the company is still very young, and there is still a lot of competition to face. If the company wants to develop better, there are still many things I need to learn and work on. ”

Wang Hongxin nodded, and was even more satisfied with Zhang Yida. became famous at a young age, but he was not arrogant or impatient. The temperament is calm, and there are hills and valleys in the chest.

Wang Hongxin asked a few more questions about the company's products and specific business directions.

Zhang Yida also answered them one by one.

After the meal, before leaving, Wang Hongxin said:

"Xiao Zhang! Yaya, this girl is not sensible! you have to let her do more. Also, come and sit in our house when you have time. Daddy must like you very much!"

Zhang Yida was a little confused, and replied in a hurry: "Oh, okay, Auntie!"

Zhao Erya said shyly: "Mom, what are you talking about? ”

Wang Hongxin looks like a person who has come over, giving you a look to experience it yourself. Can't I see your affectionate eyes, the way your heart is tied to others?

After Wang Hongxin left, Zhang Yida and Zhao Erya stared at each other with wide eyes.

Zhao Erya blushed like a monkey's buttocks, and said in a voice as small as a mosquito: "My mother is like this, don't be angry!"

Zhang Yida cried and laughed: "It's okay." I'm worried you're angry. ”

Zhao Erya muttered in a low voice: "I'm not angry!

After saying this, he also secretly glanced at Zhang Yida. found that Zhang Yida was staring at him, so he quickly buried his head again, not daring to look at him.

bought two cups of milk tea, Zhang Yida and Zhao Erya each had a cup, and returned to the company with a smile. Under the envious and jealous eyes of the young lady at the front desk, Zhao Erya waved goodbye to Zhang Yida and returned to the telemarketing office area. Zhang Yida also turned around and went back to his office in the opposite direction.

Zhao Sheng is a salesman of the Beijing Housing Loan Company, and today he was carrying a stack of loan leaflets, all over the street, his legs were numb, and his hands were sore. A few leaflets were not sent out, and the customer's shadow was not seen.

I went back to the company dejectedly, sat at my desk in a daze, and couldn't even pay the rent if I didn't open a bill. After graduating from junior college, he didn't want to return to his hometown in the countryside, he liked the prosperity of Beijing, so he entered a mortgage company in Beijing and started as a salesman.

It's been half a year since I joined the company, but my performance has been good and bad, and I often eat the last meal without the next meal.

For example, it's the end of the month, and I haven't billed yet, so I get a basic salary of 3,000 yuan, and there is not much left after paying the rent, and the steamed bun kimchi is really about to vomit.

While he was in a state of distress, the director came out, clapped his hands, and said:

"Listen to me, there's good news. ”

All the salesmen put down their tasks and prepared to listen to the director's speech.

The director smiled:

"Our company has recently successfully signed a cooperation agreement with Ruixiang Technology, and after the mortgage customers in Beijing submit loan order applications on the website and APP of Ruixiang Technology, the orders will be presented through the background opened by Ruixiang Technology to our company. The order has the customer's contact number and basic information on it.

All of them are customers who have been accurately screened and meet the conditions for our company's loan access.

We will assign these customers to you, and after you get the information, you will contact the customer to go to the store or come to the door to apply for a loan.

Of course, our company spent money to obtain these customer information. If you finally open a successful order, the commission will be less than that of the customers you develop.

But you must know that more customers means that everyone has a greater chance of billing, even if the commission is less, it is better than not being able to open a bill for a month and get a basic salary. ”

After speaking, the salesmen in the audience reacted differently, and most of them thought that this was actually quite good. It's better to have a single open, a commission and get it than not to get a penny.

The director smiled and began to assign a list of clients. Today, Rui Xiang submitted dozens of loan orders to the background, all of which cost money, and must strike while the iron is hot!

Huang Xi, a startup company owner, was sitting in the office in a daze at this time, and the whole person felt like he had been drained of energy. Malaise.

Glancing at the lobby outside the office door, more than a dozen brothers who had followed him for several years were working overtime to make game projects.

Look at them so professional, so dedicated. Huang Xi couldn't bear to tell them the truth, the truth was that the company's capital chain had been broken, it was about to go bankrupt, and its wages were about to be paid.

Looking back on my years, after graduating from a prestigious school, I entered Sou Li, starting from a development employee and then to a project manager. After the company went public, he sold the shares awarded by the company and pulled up a group of brothers to start their own business and start a game.

After doing it, I realized that starting a business and working part-time are completely different things. Several games have hit the streets, and years of savings and money from selling stocks have been lost.

People in their thirties have nothing but a suite in the capital.

When the card king credit card butler repaid the credit card, he saw a loan advertisement promoting a housing loan, and resolutely filled in the loan application information.

I think I can still win, so I have to give it a try. Huang Xi clenched his fists, for himself, for a group of brothers who followed his own business, this time he blocked all his net worth and made a last stand.

"Toot," the phone rang, and Huang Xi picked up the phone.

"Hey, are you Mr. Huang Xi?" asked on the other end of the phone.

"Yes, I am, who are you, what's the matter?" asked Huang Xi.

"I'm a mortgage company, do you need a mortgage?"

"Well, I want a loan, how long will it take to come down at the earliest?" Huang Xi asked eagerly.

Zhao Sheng was very excited, the information provided by this company was very accurate! Someone needed a loan on the first phone call. So he began to introduce the company's mortgage products, asking about Huang Xi's house area, location, and mortgage in full......

"In this case, come here! Come to my company to talk, if it is appropriate, we will handle it today." Huang Xi is more anxious, he will pay his salary in two days, and he will need money for new game projects.

Zhao Sheng hesitated for a moment, he was about to get off work, and asked him to go over to apply for a loan. But thinking that he wanted to open a bill and make money, he agreed to it.

After asking the location of Huang Xi's company, I took the subway for nearly 2 hours to Huang Xi's company.

With Huang Xi's cooperation, Huang Xi entered the loan application materials by dividing five by two. agreed to go to the housing authority tomorrow to handle the mortgage, and the list was completed.

This scene is just a microcosm, Ruixiang Technology Loan Supermarket has just been launched, and there are not many loan partners to cooperate, but there are so many customers who submit loan applications that the partners are too busy.

In this wave of cooperation, loan companies have made a lot of money.

It is not a loss for Ruixiang Technology Company, and if a customer successfully borrows a loan, it will charge a channel fee of 1% of the loan amount to the partner.

If you help the loan cooperative company match a loan amount of 1 billion yuan a year, you will also have an income of 10 million.

The greater benefit is that you can gradually connect with loan companies across the country through this loan supermarket.

After a while, P2P companies can also cooperate with them in a wave of funds, not only limited to traffic cooperation. In the future, risk control systems can also be developed and sold to these companies, including paid calls for credit score inquiries.

From customer acquisition, to risk control, to one-stop service of lending funds. If you collect it, forget it, it's a minefield.

Zhang Yida looked at the data report of the loan supermarket and thought a lot.

With the traffic platform of Ruixiang Technology as the core, it is an aircraft carrier.

P2P business, risk control output business, big data personal credit scoring and other services are used as escort ships.

Jointly form a huge aircraft carrier formation of "Internet + finance + technology".

The goal is very ambitious, but the current sharp direction is still very young, and it can only be slowly laid out step by step.

Lei Dongming knocked on the door of the chairman's office and walked in with a red face.

Zhang Yida looked at him happily, and it was estimated that there was news about the payment of licenses. Asked:

"So happy, there is a saying about the payment of licenses?"

Lei Dongming smiled and said:

"The chairman is as wise as a torch, and he can see through me at once!

It's definitely too late to apply for a license, and I heard from friends in some government agencies that the state is ready to close the gates!

If you want to buy it, I've heard that two of them are interested in selling.

The first is Beijing Digital Communication, they have a payment license, which was obtained in June 12, and its business covers Internet payment and digital TV payment. It cost 10 million to register last year, and now the asking price is not low, 50 million.

The second is Rongcheng Mobao Payment Technology Co., Ltd., which obtained the license in March 10, and its business covers Internet payment and mobile phone payment. The registered capital of 39 million has been losing money for 3 consecutive years, and now the net assets are less than 30 million. The asking price is 80 million. ”

Zhang Yida's eyes lit up, this price can be won directly, and there is no need to bargain. Hold it in your hands for a few years, and the value will go up!

Zhang Yida said:

"Giving priority to Rongcheng Mobao, Internet payment and mobile payment are the future trends. The asking price is 80 million, right? You go and contact them, quote the price, and strive to lower it to 60 million to 70 million.

Uncle, you're still so arrogant after losing money for 3 years in a row!

It's not that the state is not allowed to apply for a license now, but it takes too much time to apply for a review and then issue it. The daylily that got the license was cold.

You go to the bottom first, and the lower the price, the better. At the same time, don't delay the time, take it as soon as possible, so as not to have too many dreams at night. ”

Lei Dongming nodded, indicating that he understood. At the same time, he was also very satisfied with Zhang Yida's trust in himself, and he was rewarded with 100,000 shares of options when he joined the company, and he also handed over the company's first acquisition to himself.

This acquisition must be done beautifully! lest some people always talk behind their backs that they will get a lot of options before they have made an inch.

Zhang Yida has also heard some voices from the company questioning Lei Dongming, after all, the other high-level executives are entrepreneurial veterans, and Lei Dongming is airborne.

It's normal to have a little private struggle within the company, and where there are people, there are rivers and lakes. As long as it does not affect the normal and healthy development of the company!

If anyone affects the development of the company, then I will not show mercy!

Now is the initial acceleration stage of their career, and many layouts and ideas must be built on the basis of the vigorous growth of Ruixiang Technology.

You can't stand any setbacks, otherwise your development speed and potential will be limited, and you will be surpassed by competitors and latecomers.

Now there is no moat of its own enterprise, and there is no core security barrier.

So Zhang Yida didn't dare to be careless at all, in addition to attending classes at school every week, he was staring at the company. He doesn't envy the wonderful entertainment life of other peers!

After all, the road of entrepreneurship is chosen by himself, and he is not willing to look at the scenery until the top!