"I also have a company in the capital, called Ruixiang Group, and there is a subsidiary that provides ToB services - Tiance Technology.

Tiance Technology mainly provides Internet financial companies with services such as marketing customer acquisition system, big data risk control system, and financial cloud.

At present, Tiance Technology cooperates with hundreds of Internet financial companies, and is gradually expanding its business to large financial groups such as banks, trusts, and insurance.

I can set up a new company under Tiance Technology, specializing in Zoom's Greater China agent. ”

Seeing that Yuan Zheng seemed to be a little tempted, Zhang Yida added another fire.

Although Zoom has done well in the U.S. market, it has the opportunity to open up the Chinese market, and Zhang Yida believes that Yuan Zheng will not refuse this tempting big cake.

Yuan Zheng pondered for a moment, nodded his head, and then said, "How much do you want to invest in Zoom?"

"$40 million, 10% of the shares. ”

If there are more shares, the other party may refuse, but Zhang Yida decided not to have more, just 10%.

In addition, Zoom's Series C financing in the past few months was $300 million, and Zhang Yida raised another $60 million to the other party.

Personally, I am still very inclined to have in-depth cooperation with Mr. Zhang.

However, I still need to inform the shareholders of the company about the financing, and we will discuss it at the board meeting. ”

Yuan Zheng has also been working hard in Silicon Valley for nearly 20 years, and has also spent time at Cisco, a large enterprise.

He chooses shareholders not only based on money, but also on what resources the other party can bring to Zoom.

It can be seen from the composition of Zoom's shareholders that the shares of Qualcomm, Li Jiacheng, and Yang Zhiyuan are all endorsing Zoom.

If it weren't for the greed for the Chinese enterprise market, and Zhang Yida's new financial companies such as Ruixiang and Yimin Netfinance, which will help promote Zoom in China, he would never have easily agreed to Zhang Yida's request for shares.

"In addition, Yu Minhong and Zhang Bangxing are also senior brothers of my alma mater, and I am quite familiar with them.

If New Oriental and Good Future are both won by Zoom, then China's vast education market will be completely open to Zoom. ”

Zhang Yida said with a smile, isn't it just to bring resources into shares, the alumni circle of Beijing University that is full of bigwigs must be used well!

"Oh, then Mr. Lao Zhang has to worry about this. As soon as he heard that Zhang Yida could establish a relationship with the two major domestic education giants, Yuan Zheng's eyes lit up.

The most suitable customer group of Zoom software is education and training institutions, and video communication services are required for online classes, online teaching, and so on.

"It's okay, since I chose to be a shareholder of Zoom. I will also do my best to help the company develop. ”

Tiance Technology has accumulated a large number of enterprise customers, and we must do our best to tap the potential!

Zhang Yida also planned in his heart, first kill the familiar, and then slowly expand the business externally.

After negotiating the shareholding and finalizing the agency cooperation, Yuan Zheng and Zhang Yida have a lot of close relationship.

Yuan Zheng began to chat with Zhang Yida, saying: "In the American Internet and technology industry, half of the market value is supported by C-end companies, such as Facebook, Google, and Amazon.

The other half of the market value is supported by companies such as Oracle and Saifuse, which are mainly B-end businesses.

In China, there is not a single B-end company that can be named.

If Tiance Technology can deepen the B-end service, it will definitely make a difference in five or ten years. ”

"We are miscellaneous but not refined, marketing customer acquisition system, big data risk control system, credit information, capital side, asset side...... I'm doing everything, but I haven't been able to find the most suitable B-side path. ”

Zhang Yida is also telling the truth, Tiance Technology can't stick to the financial field, when to create a set of systems that can be used in all industries, then there will really be a foundation for growing into a towering tree.

"It takes time to settle, let's take it step by step!"

Yuan Zheng comforted Zhang Yida first, and then said:

"In the past two decades, Chinese Internet companies have been innovating in models, mainly in C-end services.

The B-side is the innovation of the underlying technology. I think Ahri, Penguin, and Birch are all trending in this direction.

In addition, the business cycle between China and the United States is different.

The business cycle in the United States is long, and all the things that enterprises can use up for competition and development have been exhausted. Then we can only find ways to improve efficiency, reduce costs, and innovate services internally.

To put it bluntly, American companies have been the first to experience a state of depletion of market dividends in the past few years.

Because of the exhaustion of market dividends, it has to seek its own efficiency costs and innovation, so it has become interested in various new tools that can improve efficiency and reduce costs.

Chinese companies are different. In the past 20 years, the development of Chinese enterprises has been particularly easy, driven by market dividends, and they can develop and make money, so their willingness to adopt new tools and methods is particularly low.

Advertise two times on CCTV and engage in marketing, and the product is sold.

At this time, who will put a lot of effort into technological innovation? Purchase B-end service software to improve efficiency.

When the market dividends of Chinese enterprises are not there, and the days of lying down to make money are gone, the time has come for the rise of the B-side. ”

Sure enough, it was an old driver, and the analysis of the problem hit the nail on the head, and Zhang Yida kept nodding his head in agreement.

When the stock market is digested, domestic enterprises will either intensively cultivate or go overseas to expand new markets.

……

"Son, what kind of Yimin financial company is yours going public? I heard that the market value is more than $7 billion?"

Zhang Qinghua asked in surprise and joy on the phone.

"It's not called Yimin Finance, it's called Yimin Net Finance, and the market value is not so high, it has fallen, and the current market value is 6 billion US dollars. ”

Zhang Yida then remembered, it seems that the company forgot to tell his parents when it went public.

"How many shares do you have in it? Do you want to sell some of them, and it is safest to land in peace!"

Zhang Qinghua always feels unreliable, a company that has been established for less than two years has a market value of 6 billion US dollars, and the bubble is too big.

"There are more than 40%, which cannot be sold yet, and there is a 180-day lock-up period.

Don't worry about it, I've got my own arrangements. ”

U.S. stocks are not bigger than my A-shares, and those who speculate in stocks are institutions, not retail investors, and leeks are not easy to cut.

If you reduce your holdings slightly, the stock price will collapse, and you may have to go to court.

Zhang Yida himself understands this, and at this stage, he still has to do business steadfastly and don't think too much.

"Okay, then you can do it yourself! I'll still remind you, don't hold the shares in your hands, and don't be soft when there is a suitable opportunity to cash out. ”

After hearing these words, Zhang Yida couldn't smile bitterly. His father is really a double standard, he asked him to accept venture capital financing, and he held on to the shares.

Now I told myself not to hold on to the shares, and not to be soft when it was time to cash out.

Zhang Yida also knows that his father is thinking about himself, and in the eyes of his parents, maybe the child will never grow up!

Not long after hanging up his father's phone, Zhang Yida received another call from Chen Ou, and the other party said on the phone:

"Yida, congratulations! The youngest CEO of Nasdaq in 44 years. ”

"Brother Ou, you're laughing at me. I'm on the NASDAQ for 44 years, and I'm far less famous than the youngest CEO of the New York Stock Exchange in 220 years!"

Chen Ou and Zhang Yida have a good relationship, and they often talk on the phone and make a few jokes.

"Hehe!" Chen Ou laughed dryly twice, and said: "Do you think there is still a chance to enter the Internet financial market now?"

"Huh?" Zhang Yida was surprised, cosmetics don't sell well, why do you want to enter the Internet financial market?

"That's right, Jumei's business growth has fallen into a bottleneck. I was looking for projects everywhere, looking around, and found that the Internet financial market was the most suitable. ”

Chen Ou is not having a good time now, Jumei has repeatedly broken out of fake goods turmoil, and the stock price has plummeted, compared with the market value of nearly $6 billion at the peak, it is simply cut in half and cut in half.

He urgently needs to find a new alternative business to inject Jumei and stabilize the stock price.

"Have you thought about it? Do you want to enter the Internet financial market?"

Zhang Yida underestimated the sensational effect caused by the listing of Yimin Netgold, not only Chen Ou, but also many people and enterprises are ready to move.

"Well, think about it. Jumei itself is an e-commerce company, and we plan to enter the field of consumer installment.

In this area, you have rich experience, and I will learn from you. ”

Chen Ou's posture is still very low, Zhang Yida is now in full swing, and he still has to ask the other party, so he is talking in a consultative tone.

Since you have decided to enter this industry, I will not stop you.

If Jumei needs a customer acquisition marketing system and a big data risk control system, you can find Ruixiang's MoTiance Technology.

We will have a proven solution for you, so that you don't have to worry about it. ”

Zhang Yida remembered that in his previous life, Jumei did not enter the field of Internet finance. It should be his own appearance, and gradually produce a butterfly effect.

"Yida, you give me an account. Jumei does consumer installment business, is there a chance to grow bigger?"

Chen Ou's words made Zhang Yida quite difficult, how can I answer.

"There are still opportunities, but you need to manage them with heart.

Jumei's strength lies in its e-commerce operation experience, and its shortcomings are financial business experience.

As long as this shortcoming is made up, the financial business can still make some gains. ”

Zhang Yida said more objectively, and he didn't dare to pack tickets for Chen Ou.

The financial business may not be able to reverse the decline of Jumei, and the core of Jumei is actually the e-commerce business itself.

If you don't solve the problem of fakes, trust the turmoil, who will dare to buy something from you!

"Okay, then I'm totaling. ”

Chen Ou said that he had to think again, the stakes were very high, and he had to think holistically.

"Yida, congratulations! Yimin Netgold has really given us a long face in the industry this time. ”

Yiyin Loan Tang Lin called to congratulate him, Zhang Yida felt sorry for this senior brother, Yimin Netfinance snatched the title of the first share of overseas mutual funds.

"Senior brother, it's over! I'm just giving you a trip. Does Yiyin Loan have any plans to go public in the near future?"

"It's coming, I'll submit the prospectus in a while. ”

Tang Lin originally wanted to compete for the title of the first share of mutual funds, but he was a step late.

Xindao: Hey, it's a little later, and the name of the second stock is much weaker.

Users will only remember the first person who ate the crab, and who cares who the second place is!

Mistake, mistake!

"Then I wish the senior brother a victory. Zhang Yida complimented, he didn't care who the second flower was.

The name of the first share, Yimin Netfinance, has been successfully taken off, the fame has been transformed into a development dividend, and Yimin Netgold has ushered in a wave of rapid business growth.

After deducting the commission of the underwriting brokerage, as well as the expenses of law firms, audit firms, roadshows, etc., Yimin Netgold raised a net of 805 million US dollars.

It's all a real gain!