"Mr. Zhang, the prospectus of Yimin Wealth has been submitted to the SEC, and it is expected to be listed on the New York Stock Exchange around July. ”

Ding Siyao made this transatlantic call to Zhang Yida in the United States and shared the good news.

"Good. ”

It is not easy for Chinese companies to enter the New York Stock Exchange, and at least one of two criteria must be met:

The company must be profitable for three consecutive years and the total pre-tax net profit for three years must exceed US$10 million, or more than US$12 million for three years if the company is only profitable in the last two years;

Or, the company has a minimum annual sales revenue of $75 million and an IPO market capitalization of more than $750 million.

Yimin Wealth obviously meets both conditions, and the reason why it chose to be listed on the New York Stock Exchange is that in addition to the gold content being higher than that of the NASDAQ, the most important thing is that Ding Siyao wants to be on the same exchange as her competitor Noah Wealth.

Over the years, she has heard her subordinates complain about Noah's wealth.

For example, the financial planner of Noah Fortune relies on himself to be a listed company, with a hard brand, and often looks down on people with his nostrils and looks down on other peers.

Customers also trust Noah Wealth, which is a listed company, because they can find the company's financial reports and various operational data when they look it up on the Internet.

Leaving money in the hands of such a multi-billion dollar company is undoubtedly more reassuring to customers.

Therefore, whether it is to raise its eyebrows or improve its own brand to seize more market share, Yimin Wealth must complete the listing.

However, Yimin Fortune has just submitted a prospectus, and it is still in the "red herring" stage, during which the company is not allowed to disclose its IPO plan to the public and accept media interviews.

Otherwise, the board of directors, brokers, lawyers, etc. will be severely punished by the SEC.

Therefore, Yimin wealth can only be low-key, and it cannot be in the limelight in the short term.

"By the way, Mr. Zhang, I plan to go directly from the United States to Singapore, join up with the team sent from China, and open up the Southeast Asian operation center of Yimin Wealth in Singapore. ”

Singapore is a very good place to go out and open up overseas business, or to help domestic customers do global asset allocation.

Benefiting from a stable political situation, a sound and solid financial foundation, an international financial trading platform and a strong and transparent financial regulatory system, Singapore has become the world's most important offshore wealth management center after Switzerland.

Singapore is also recognised as the world's best fund and wealth management company. ”

Zhang Yida paused and asked: "Have you ever thought about the issue of licenses? Without a license in Singapore, you want to start a financial business, and the fines are ridiculously high." ”

Ding Siyao smiled, "I know that any individual and institution in Singapore needs a license to conduct financial business.

What we want to win this time is a Singapore CMS license!"

"CMS license?"

Ding Siyao knew that Zhang Yida's career focus in the past two years was on various Internet companies, and he rarely asked about Yimin's wealth, so he explained:

"Securities, futures and fund management is the Singapore asset management license, also known as the capital market service license referred to as the CMS license, and the full name in English is the CapitalMarketServiceLicense. ”

Zhang Yida thought for a while and said: "I remember that this CMS license is not easy to apply, it seems that you need to have carried out relevant business in the Singapore capital market for at least 5 years and have a good record. ”

"Yes, in addition to that, there needs to be at least one board member or CEO based in Singapore.

In addition, the trading of securities or futures contracts requires shareholders to have funds of not less than S$200 million and S$100 million respectively, which is equivalent to RMB 1 billion and 500 million yuan. ”

Ding Siyao remembered the terms of the license application very clearly, and explained them to Zhang Yida one by one.

"The conditions are so harsh, there must be no fun to apply, right?" asked Zhang Yida.

"Yes, we can only get a license on the curve. ”

Zhang Yida asked, "Acquisition?"

"Yes, we have approached Barclays Bank with an interest in selling its wealth and investment management business in Singapore and Hong Kong.

They have a ready-made Singapore CMS license.

In addition, Barclays' business includes 1,800 high-net-worth clients in Singapore and Greater China, and US$18.3 billion in assets under management. ”

"1,800 people, $18.3 billion in assets, $10 million in assets per capita, that's really rich. ”

Ding Siyao smiled, "Yes! Compared with the per capita assets of tens of millions of yuan of domestic customers, these 1,800 people are much more tyrants." ”

"Why did Barclays sell this part of the business, and what was their offer?"

"Barclays' explanation is that it will shift its focus back to countries such as the United Kingdom and the United States, with a focus on banking and investment.

As for the offer, the current offer is 400 million US dollars, but this offer is a bit watery, and it shouldn't be so much.

Also participating in the bidding were Singapore's United Overseas Bank, DBS Bank, OCBC Bank, and Japan's Nomura Securities. ”

"Is this a toxic asset? Don't buy a time bomb and go home. ”

Ding Siyao chuckled, "This shouldn't be the case! We also hire professional consulting firms, accounting firms, and law firms to participate in due diligence and asset transfer." ”

"Okay, so many private banks are participating in the bidding, there should still be some value. ”

Zhang Yida sighed, "It's a pity! Looking at this progress, I'm afraid I won't be able to catch up with the listing." ”

"Do you want to withdraw the prospectus?"

"Don't!" Zhang Yida interrupted, "I spent so much money on law firms and accounting firms in the early stage, and I had to redo the materials after withdrawing.

Even if you buy it after listing, it's not a big deal, it's a big deal to raise less money!

Anyway, you have to leave some expectations for the majority of stockholders!"

"There are not many individuals who speculate in stocks in the United States, and they are basically institutions. Ding Siyao said with a smile.

Zhang Yida said: "It is precisely because it is an institution that people look at the problem more comprehensively, if the acquisition can be negotiated before the IPO, I estimate that it will definitely rise."

Don't think about it so much, we can't take all the good things. Do a good job of business fundamentals, have good performance in hand, and then it's a big deal to issue additional issues. ”

"Okay, you're the boss who listens to you!"

......

Li Quan, a financial planner who benefits people's wealth, came to a villa with two colleagues from the company today wearing a modest suit.

Li Quan rang the doorbell, and after a while, a middle-aged woman dressed in rich clothes and full of jewels opened the door.

As soon as the middle-aged woman saw Li Quan, she said with a smile: "It's Xiao Li, please come in, please come in!"

Li Quan smiled at her, "Sister Xie, excuse me! Didn't you say last time that your child was going to study abroad?"

We provide free study abroad and overseas investment consulting for our M3 sequence clients. ”

Yimin Wealth internally divides the customers with an investment of millions, tens of millions, and billions into three levels: M1, M2, and M3.

Then Li Quan introduced two colleagues around him, one is a study abroad consultant and the other is an overseas investment consultant.

As soon as she heard that it was free, Sister Xie smiled even more, and greeted Li Quan's other two colleagues warmly.

Sister Xie beckoned the three of them into the door, asked the maid to serve a few large plates of fruit, and said with a smile: "You eat some fruit first, and I'll go upstairs to call the child." ”

The study abroad consultant sat on the sofa, looked at the golden-decorated hall, and asked, "Li Quan, is this really a coal boss? ”

"It's worthy of being an M3 customer, it's quite powerful!" said another overseas investment advisor.

"Li Quan, where did you find this customer?"

Li Quan replied: "Some time ago, wasn't I sent by the company to the Rolls-Royce 4S store to station?

Looking at the strange eyes of the two colleagues, Li Quan explained: "The plum blossom of the plum blossom is not the coal of the coal mine! Don't mention the coal mine or anything later, people will not do that for a long time."

In a few years, all the coal mines were sold to state-owned enterprises, and Boss Mei ...... Mr. Mei moved his family to the capital with a large sum of cash.

Then take the money and buy dozens of houses!"

Sister Xie took her son downstairs, a seventeen or eighteen-year-old boy with unkempt hair, who looked thin and thin.

"Hey, Mom, what are you doing, I'm dying!" the boy muttered as he walked away, looking very reluctant.

Downstairs, Sister Xie introduced: "This is my son Xie Yingjun, you can call him Yingjun." ”

Li Quan wants to laugh very much, this kid can't get along with handsome!

However, the good professionalism still made him cry out with a clear conscience: "Handsome, hello!"

Two of his other colleagues also got up to say hello to the handsome boy.

"Don't you have a long mouth?" Sister Xie looked at her son, who was bitter and hateful, and said sharply: "Call my brother!"

"Hello brother!" Mei Yingjun shouted reluctantly.

Li Quan and his two colleagues didn't care, especially his two colleagues, who often dealt with boys and girls from wealthy families, and they had long been used to it.

The performance of these sons is not all directed at them, but mainly because they are dissatisfied with their parents.

Of course, they also meet children with good family education and good manners, mainly depending on their parents and family heritage!

"Handsome, do you plan to take the college entrance examination or not!" the study abroad consultant began to ask.

"Don't take the college entrance examination! With my grades, I took the junior college exam, and the ancestral grave was smoking!"

Mei Yingjun said with a smile, not taking care of her mother who was sitting next to her and her face had turned black into the bottom of the pot.

"What nonsense are you talking about?"

Sister Xie was about to fight, so frightened that Mei Yingjun quickly got up and fled.

Li Quan and his two colleagues glanced at each other, and everything was silent.

Mei Yingjun, who was "subdued" by her mother, honestly returned to sit on the sofa, and the study abroad consultant continued to ask, "Is there any country you want to go to?"

"I'm going to the United States, I love watching the NBA, and the best college is in Chicago. ”

The study abroad consultant scratched his head, in your situation, I am afraid it is a little difficult to enter the University of Chicago.

The study abroad consultant said: "Sister Xie, the top universities in the United States want to be admitted mainly based on several aspects, academic performance, social activities, parents are alumni, sports expertise, and donations. ”

"Donation?" Sister Xie was a little puzzled.

"Yes, it's a donation!"

"Unlike China's top universities, which rely mainly on state grants, top universities in the United States rely mainly on social donations," the study abroad consultant explains.

If you want someone to donate money, you have to get something in exchange, and this bargaining chip is the admission quota. ”

Mei Yingjun listened to the gods on the side, and there was still this kind of operation, and asked, "Then I want to go to Harvard University?"

"Yes!" said the study abroad consultant with a smile, "Just let your father learn about the real estate industry, Mr. Pan, and donate $15 million to Harvard University." ”

"Ah, $15 million?" Sister Xie thinks this number is too terrifying, how many houses do you have to sell?

"Yes, Mr. Pan donated money to Harvard, and then his youngest son was admitted. ”

The study abroad consultant laughed: "This is nothing new, you can search for relevant news on the Internet." ”

"Is this illegal?" Sister Xie was a little worried.

"Well, there are places where the line is crossed, but in the United States, it's basically an unspoken rule on the surface. ”

The study abroad consultant explained: "Recruit some children from wealthy families, and their parents can build libraries, buildings, and laboratories;

Recruit some more descendants of alumni to satisfy the alumni, whose alumni are basically the elite of the United States and can create a reputation for the university;

Of course, there must be no shortage of SAT test gods and slam dunk masters, otherwise the school will not be academically competitive and attractive.

This last type of person is really admitted by virtue of strength.

That's what happened. I just give you a suggestion, Sister Xie, and we will not interfere in specific matters. ”

"Mom, donate 15 million to me, I want to study at Harvard!"

Sister Xie glanced at her son angrily, "That's 15 million US dollars, and it's 100 million yuan when converted into RMB." ”

"I'm going to study at Harvard, and I'm going to show those top students in our class that you can really do whatever you want with money, hahaha!"

Sister Xie didn't have time to pay attention to her stupid son, and began to calculate the account in her heart, this 100 million yuan was given to her son to study, expecting him to become a Chan?

Knowing her son Mo Ruomu, Sister Xie doesn't expect the investment of 100 million yuan to return to the capital. My son knows how to play games every day, but don't be dropped out of school or can't get a graduation certificate.

Although she has some family resources, she still has one billion and eight billion, but she doesn't think it's cost-effective to take out 10% of her family property and let her son study.

It's better to buy a few more buildings and keep them for your son to collect rent in the future.

Besides, the real estate of the rich man surnamed Pan has tens of billions of family assets, and he just sprinkles water with 100 million, and his family's financial resources are not so strong.

"Is there a cheaper university?" asked Sister Xie.

"Yes, it's not bad, just pass the English test, don't worry about anything else, it's not pheasant university, and the diploma is still recognized when you return to China. ”

The study abroad consultant added: "According to Yingjun's situation, you still have to donate, but the amount is smaller. ”

Sister Xie felt that this "level" of the university was good, and decided to let her son go to this level.

"Sister Xie, Yingjun went to study abroad, how will he be arranged for employment in the future?

Sister Xie, I think it is necessary for you to do some overseas asset allocation.

Sister Xie, your family has bought so many houses in China, what if the house falls? It is very necessary to allocate some overseas assets to hedge risks......

Overseas investment consultants began to explain the advantages of overseas asset allocation to Sister Xie.

They are not only here today to do free study abroad consultation, but also to take this opportunity to cultivate Sister Xie's overseas investment vision.

How is it appropriate to be a coal boss and a charter wife?

According to their internal analysis, Sister Xie's family invested less than 15% of the family's total assets.

How can this work? I'm completely sorry for the advertising slogan "Yimin Wealth, your personal wealth steward"!

It's all close, so you have to invest a little more!

Therefore, Li Quan's supervisor assigned him two experienced colleagues, ready to tap the potential of Sister Xie's family.

They've done this kind of business many times, and they're very handy at it. Studying abroad for children is a good entry point for parents to allocate overseas assets.

The three of them had already calculated on the way here, and this vote had to let Sister Xie invest a little more anyway, at least 50 million yuan.

"There are so many benefits to investing overseas?" Sister Xie listened to the overseas investment consultant

"Yes, Sister Xie, if you have assets overseas, you can not only hedge domestic investment risks, but also when Handsome graduates in the future, the financial institutions on Wall Street can be chosen by him, and if the worst is the case, private banks will also admit him.

With this gold-plated resume, a "returnee elite" can be regarded as a cultivator!

You don't want him to take a lifetime rent, boy, you have to see more of the big scenes to go further. ”

"Okay, you guys have worked hard, and when the child's father comes back, we'll discuss it. ”

Sister Xie was completely moved by the last sentence of the overseas investment consultant, the boy just had to see the big scene.

His father didn't dare to open gold mines or diamond mines overseas after closing the domestic coal mines.

The most important thing is that no one can say what will happen in the future?

Not long after, Sister Xie's husband Boss Mei came back again, and the two of them kept Li Quan and his two colleagues for lunch together.

At the dinner table, Li Quan and his two colleagues made three bottles of Moutai, and talked with Boss Mei about domestic to foreign countries, from children's study abroad to overseas asset allocation, and the future employment direction of children.

Boss Mei was completely moved, and said that he was willing to spend at least 100 million yuan to make overseas investment, but he had to go to the United States with the employees sent by Yimin Wealth Company to do investment and study abroad inspections.

In this regard, Li Quan and others also expressed their understanding, after all, with such a large amount of investment, people must understand it in an all-round way!