Hearing his son suddenly say this, Zhao Hansheng asked curiously, "What do you see?"

Zhao Quanbin said seriously: "Among so many people who have gone out of business and gone bankrupt, the most common reason is the rupture of the capital chain, and the hidden danger of this kind of trading he is engaged in is very great, once there is a run, the capital chain will definitely be finished!"

After speaking, he waved his hand and sighed: "This young man is doing things, it's almost meaningless!"

"Really?" Zhao Hansheng's expression also became serious, and he said, "Then you can mention to Xiao Xu later, young people sometimes act too aggressively, so it's better to be steady." ”

Zhao Hansheng nodded: "Okay Dad, I'll find a chance to talk to him and mention him, who made him your old friend's protégé." ”

When the father and son went upstairs, Xu Yiyang was in class.

Zhang Aixue, who had been waiting for a long time, warmly received the two.

Originally, the old man was, hurry up and touch the lesson plan with Zhang Aixue first, and by the way, touch Zhang Aixue's foundation.

But when he heard that Xu Yiyang was in class, he wanted to ask Zhang Aixue to take him to visit.

When Xu Yiyang was giving a lecture to the students, he raised his eyes and found that an elderly man was standing outside the window watching his class with great interest, accompanied by Zhang Aixue.

And next to him, in addition to Zhang Aixue, there is also a middle-aged man about forty years old.

Seeing this, Xu Yiyang also guessed that this old man must be Zhao Hansheng, so he hurriedly raised his hand to say hello to him.

The other party also nodded, and then waved his hand at him, which means that you are busy with yours, don't be affected by me.

Xu Yiyang nodded and resumed his lecture.

Zhao Hansheng had been listening to the last ten minutes of the class outside, and the expression on his face changed from serious at the beginning to a smile of approval.

Although he has taught mathematics for most of his life, his English level is also good, and you can hear that Xu Yiyang's English level is indeed very good, far better than ordinary English teachers.

Moreover, Zhao Hansheng has so many years of experience in education, and a teacher's teaching ability is strong or weak, and he can get a glimpse of the whole leopard in a few minutes.

Xu Yiyang's lecture rhythm is perfect, and the atmosphere is also very good, and ordinary teachers may not have such a perfect control ability as him after many years of experience, which really impresses him.

It seems that what his junior brother Hu Bingwen said is true, this kid is a genius!

When it was time for the end of class, Xu Yiyang announced the end of class after explaining everything to the students.

Then, he walked out of the classroom, walked quickly to Zhao Hansheng, and said politely: "Professor Zhao, you came so early, it's really hard. ”

"It's not hard. Zhao Hansheng pointed to the middle-aged man beside him and said with a smile: "Xiao Xu, let me introduce you, this is my son, Zhao Quanbin." ”

Xu Yiyang hurriedly stretched out his hands, shook hands with Zhao Quanbin, and said, "Hello, Brother Zhao!"

Although Zhao Quanbin is about to keep up with his father's age, after all, Zhao Hansheng is a teacher, so Xu Yiyang still called him big brother.

Zhao Quanbin was very interested in Xu Yiyang, and while shaking hands with him warmly, he said with a smile: "Xiao Xu, the scale of your training class is big enough, the business must be very good, right?"

Xu Yiyang said modestly: "The main thing is that the place is cheap. ”

After that, he said, "Let's go and sit in the next classroom and talk, don't stand here." ”

There is a classroom next door with forty desks, which was originally intended to be used for Zhang Aixue's lectures, but later Zhang Aixue's training class registration was too small, Xu Yiyang found Zhao Hansheng, and the mathematics class was taught in the large classroom on the third floor in the future, so this room was temporarily idle.

Zhao Hansheng said at this time: "Xiao Xu, I just came up to say hello to you, and immediately went downstairs to talk to Teacher Xiao Zhang about the lesson plan, you can talk to Quan Bin, he has been in business for more than ten years, maybe he can give you some useful advice." ”

Xu Yiyang nodded, so he invited Zhao Quanbin to sit down, and said a little apologetically: "I'm sorry, Brother Zhao, the conditions are a little simpler, I'll get a reception room on the third floor when I go back, and you will have a place to rest next time you come." ”

Zhao Quanbin smiled and said, "Xiao Xu, you don't have to be so troublesome, I can do anything." ”

As he spoke, he looked at Xu Yiyang with interest and asked, "Xiao Xu, when I came up just now, I heard that you were pushing pre-deposit cards here?"

Xu Yiyang nodded and said, "Pre-deposit 2,000 for 2,500 training fees." ”

Zhao Quanbin snorted, and said with the attitude of an old-timer: "The pre-stored card can indeed hold a large amount of cash in your hand in advance, and you can use it to quickly expand your business, the idea is very good, but I heard that your pre-stored card can be fully refunded?"

"Yes. Xu Yiyang said: "2,000 yuan is not a decimal number, if parents want to refund, they can return it after 60 days." ”

Zhao Quanbin asked again: "I also heard that in addition to the discount of 500 yuan for the prepaid card itself, you also give an additional 100 yuan voucher to allow parents to reduce their tuition fees?"

"Yes. Xu Yiyang nodded again.

"Oops......" Zhao Quanbin said with a regretful face: "You are still young, isn't this leaving a big hole for them and driving them to drill?"

Speaking, Zhao Quanbin said with a serious face: "Xiao Xu, I just open a large supermarket, my supermarket also sells pre-stored cards, and also gives them discounts, such as 95% off, or even 9% off, sometimes the unit buys more than 100,000 yuan at a time, and the discount is even greater." ”

Xu Yiyang nodded, waiting for his next step.

Zhao Quanbin said: "Most of these anonymous cards are sold to enterprises and institutions as welfare, or for private gifts, which can quickly gather cash flow and lock in future profits, which is of great help to their own development, but there is a premise that all pre-stored cards will not be returned once sold." ”

Xu Yiyang said: "Brother Zhao, this is afraid of a run, right?"

"That's right!" Zhao Quanbin slapped his thigh: "So you understand this truth!"

Xu Yiyang smiled slightly and said, "I understand, once there is a run, if you can't come up with the money, it is easy to have problems." ”

Zhao Quanbin couldn't help but ask: "You know all these truths, so why do you still give them a refund? Isn't this burying a mine for yourself?"

Xu Yiyang said with a smile: "Brother Zhao, my pre-stored card has been given a 60-day hesitation period, saying that it is a hesitation period, but it is actually a hard time limit, you can refund if you want to, and then return it after two months, even if it is fully refunded after two months, it doesn't matter to me." ”

Zhao Quanbin saw Xu Yiyang's strategizing face, and suddenly realized, exclaimed, and said, "Brother, it seems that you have a reliable short-term project to do!"

Xu Yiyang nodded and said, "Brother Zhao guessed right, there is a short-term project to be carried out." ”

He felt that even if he didn't understand it and gave Zhao Quanbin a little time, he would be able to see it, so there was no need to hide it in front of him.

Zhao Quanbin realized that he really underestimated Xu Yiyang, and the actual purpose of people was not to sell these cards, but to sell these card sets for a sum of money for two months.

Thinking of this, Zhao Quanbin admired Xu Yiyang a little more in his heart, and couldn't help but ask him: "Xiao Xu, how much money have you raised in this way?"

The whole Yingzhou knew that Xu Yiyang had received more than 10 million yuan, and Xu Yiyang also said generously: "The pre-deposit card has already received more than 12 million yuan." ”

"Wow!"

Zhao Quanbin's eyes widened and he sighed: "Twelve million?!Brother, what are you doing with so much money in your hands?"

Xu Yiyang smiled slightly and said, "Didn't Brother Zhao guess just now, do a short and fast project, and solve the battle within 60 days." ”

Zhao Quanbin sighed: "What a big project, what a big project you are!

Xu Yiyang said with a smile: "Not only that, but I am also going to put all my own money into it, about fifteen million." ”

Zhao Quanbin was dumbfounded!

He had forgotten that he had to mention Xu Yiyang's plan at the beginning, and he only felt in his heart that this kid, at such a young age, how could he be so bold?

More than 10 million yuan in his mouth, as if it were more than 1,000 yuan, is extremely relaxed.

The key is that I inexplicably believe in him......

He couldn't help but look at Xu Yiyang with admiration, and felt that this kid might be really not simple.

So while he was amazed, he couldn't help but ask: "Brother, do you have a big grasp of this short-term project?"

Xu Yiyang nodded and said, "It's very important, there is no risk, otherwise I wouldn't have made so many funds into it." ”

Zhao Quanbin asked with interest: "Xiao Xu, is it inconvenient for you to reveal to your eldest brother how high the rate of return can you probably do for this short-term project?"

Xu Yiyang seemed to be very interested in Zhao Quanbin, maybe he also wanted to make a profit.

So he was ready to hang his appetite, and said with a smile: "Brother Zhao, the rate of return is going up with the increase of the principal, with a period of sixty days, if it is less than one million, about 10%." ”

At this time, Zhao Quanbin, as soon as he heard that if he was less than one million, he would give 10% in sixty days, and he was speechless.

From the beginning of 96 to the present, the central bank has cut interest rates eight times in three years, and the deposit interest rate has dropped from more than 10% to less than 3%.

Xu Yiyang can give 10% of the income in two months, which is indeed very high!

And that's just under a million!

So he hurriedly asked, "Brother, what about the more than one million?"

Xu Yiyang smiled and said: "More than two million, 15 percent, more than three million, 20 percent, more than five million, 30 percent." ”

Zhao Quanbin asked: "Two months is the limit?!"

"Yes. Xu Yiyang nodded and said firmly: "At the end of two months, the principal and interest will be paid at the same time." ”