"What? You said that Hantai Fund is going to terminate its cooperation with Coin Treasure?"

Zhang Yida looked at Lin Zhenyang and asked again, "Are you sure you are not mistaken?"

"It's true!"

Lin Zhenyang pointed to the documents in his hand, "Well, look, the contract termination letter has been sent." ”

Zhang Yida took the document and looked at it, how could this be?

If you don't agree with each other, you will flip the table, and everyone will have nothing to eat!

Seeing Zhang Yida stunned, Lin Zhenyang reminded, "Don't be stunned, hurry up and think of a way! Change treasure is too important to us, and we can't miss this business."

Making money is secondary, the key is to have such a product to hook users!

There are more than 100 million users of Coin Treasure, and without such a flexible product, wouldn't it blow up?

Leech Jinfu has been eyeing us all the time, and if it leaks a little flaw, it will pounce. ”

"Don't worry, there are more ways than difficulties!"

Lin Zhenyang's face was a little better, and he nodded: "Yes, everything has happened, it's useless to talk more, let's think of a solution first!"

He didn't blame Zhang Yida, the operation of Hantai Fund was in violation of the rules, and there was no lower limit.

Damage the interests of Hantai Fund Company to help Han Group complete the private placement.

The benefits of Han Dynasty Group are all gained, and the pot is all carried by Hantai Fund.

To put it bluntly, it is the Han Dynasty Group, the major shareholder of Hantai Fund, that is harming the interests of Ruixiang, a small shareholder.

In addition, Ruixiang sells products on behalf of them, and maybe you have to help them carry the pot once.

"What kind of logic are they? Sprinkle their anger on the head of the Hantai Fund?" Zhang Yida said, "This kills 49 enemies, and also loses 51!"

"I don't understand that the termination of the cooperation with Coin Bao is harmful to Hantai Fund!"

Lin Zhenyang suddenly remembered something, and said, "You say, could it be that they scared us?"

"There is this possibility," Zhang Yida nodded, "If it were me, I would not harm my own interests for a little battle of will."

Hu Gang and Wang Xiaojie are both elites, one is the youngest director of the China Securities Regulatory Commission and the other is the youngest director of the central bank.

It's such a simple truth, you won't be unable to figure it out!"

Lin Zhenyang frowned, "Since it's not serious, it's forcing us to be soft?"

"That's pretty much it!"

Zhang Yida thought about it carefully, it stands to reason that Hu Gang should give himself a call for such a big matter as terminating cooperation.

But he didn't fight. I guess I want to call him, right?

"Then let's give Hu Gang a call and have a chat?"

Zhang Yida waved his hand, "It doesn't have to be like this! Then I'm afraid I'm just waiting for us to call him!"

If we call first, we will be soft. What if they engage in such a disgusting thing as insider trading in the future?"

"Then you have to think of a trick to deal with the matter of the change treasure?"

"Yes," Zhang Yida said with a smile, "Haven't the four major banks of the Workers' and Peasants' Construction been beeping all the time?"

This time, the change treasure will be connected to ICBC Credit Suisse Fund, CCB Fund, Bank of China Fund, and ABC Huili Fund. ”

"Huh?"

Lin Zhenyang was surprised: "This white flower of silver is just given to them in the four major lines?"

"Hey," Zhang Yida waved his hand, "Lao Lin, you are also the vice president of the student union, why is your political consciousness so low?"

Lin Zhenyang was not angry when he was ridiculed by Zhang Yida, he said: "I know what you mean, but Hantai Fund also has a net profit of two or three billion yuan a year, so don't you want it?"

"You can also see that little profit," Zhang Yida said with a smile, "It will be more than 100 million yuan a year in our hands, and Ruixiang's annual investment in public welfare undertakings is more than that." ”

"Having said that," Lin Zhenyang smiled, "If you don't accumulate small streams, you can't become rivers and seas! No matter how small a mosquito is, it's meat!"

He pointed at Zhang Yida again, "I found that you have been inflated recently." Since becoming a billionaire, he has been socially provoking penguins and buying private jets.

Now the little targets are not in sight!"

"What," Zhang Yida smacked his lips, "I'll be honest with you! I want to buy Hantai Fund as a wholly owned company!"

"Will H&Q Group sell?"

Lin Zhenyang didn't ask the reason for the acquisition, which didn't need a reason at all. Others hold it in their hands, how can they be in charge of peace of mind.

Zhang Yida glanced at Lin Zhenyang, "If you look at their debt situation, the debt ratio has reached more than 70%.

If the loan can't make a beautiful turnaround, it will be difficult for the Han Group. ”

Lin Zhenyang nodded, "That's true, Han Qing Group has been playing all kinds of capital games of snakes swallowing elephants.

The financial methods are dazzling, and they have also set a lot of domestic precedents.

In five years, the market value has increased from 10 million to 100 billion, which is worthy of being a top financial player!"

"Eat, eat, eat, the more you eat now, the more you will vomit in the future. ”

Zhang Yida said: "The two licenses I want the most are public funds and securities.

In the case of Hantai Fund, our change treasure gave him a blood transfusion too violently. The original valuation of hundreds of millions has now been made into billions.

It is better to terminate the cooperation with Coin Treasure, and since the profits are given to it, it will be cheaper to take over in the future.

Also, the scale of Yue Bao is so large, and the goal is too conspicuous.

We have to keep the light in obscurity for a period of time, and we just want to divert the users of the change treasure to the public offering under the four major banks. ”

"That's okay, anyway, the change treasure is not for nothing to guide the four major public fundraisers. If there is no diversion to Hantai Fund, it will not make much money, and it will not be bad. ”

"That's right, you go and deploy this work!"

Zhang Yida said with a smile: "Hu Gang still wants to pinch us, this time I want them to look good!"

......

Paybei has an accident again!

Alibei has a one-stop wealth management platform called "Zhaocaibao",The 1 billion yuan private placement bonds it sells cannot be redeemed when they expire。

It stands to reason that Zhaocaibao is backed by the payment platform, it is impossible to make such a big mistake?

In fact, Qiaoxing Group's issuance of bonds on the payment of Bei was subject to layers of approval.

Qiaoxing Group first found Zheshang Property Insurance to provide a guarantee for itself, and then found Yuefa Bank Huizhou Bank to provide a counter-guarantee for Zheshang Property Insurance.

If there is nothing wrong with Zhao Fortune Treasure, then send it!

Two years later, the repayment date arrived.

Qiaoxing Group couldn't afford to pay back, so Zhaocaibao went to Zheshang Property Insurance, and Zheshang Property Insurance went to Yuefa Bank.

Then Yuefa Bank said that the letter of guarantee issued was forged, and it did not provide any guarantee to your Zheshang Property Insurance at all.

Zheshang Property Insurance is gone, and this co-author wants me to compensate?

Yuefa Bank also continued to post various evidence, that is, it did not admit that it had issued a letter of guarantee.

The two financial institutions began to tear up, and Zhao Caibao was in a hurry on the side, if you don't pay back the money, the user will make trouble with me! Qiaoxing Group, as a debtor, is knocking melon seeds on the side, sitting and watching a good show!

As the incident fermented, melons continued to burst out.

Carrot Chapter, Financial Fraud...... More and more clues appeared, and the public security organs began to open a case for investigation.

Users don't care so much, they are shouting for Zhaocaibao to pay back.

This matter makes Zhaocaibao very passive, it is simply a wealth management product sales platform, and does not provide any capital protection commitments and guarantees.

To say, it's okay to recruit fortune and treasure regardless of this matter.

But the Leech Financial Service, which is valued at $60 billion, can't afford to lose this person! Quickly mobilize all kinds of relationships and let Zheshang Property Insurance advance the money first.

Then Zheshang Property Insurance went to Yuefa Bank to tear him up, saying that Qiaoxing Group and Yuefa Bank had teamed up to deceive him.

At this point, it basically has nothing to do with Leech Gold.

But this incident has caused a lot of damage to the reputation of Leech Financial Services. Many users are afraid to invest in Zhaocaibao.

In response to the Qiaoxing debt incident, Ruixiang Group held a high-level meeting to analyze the incident and reflect on the Internet financial platform.

Zhang Yida nodded at Lin Zhenyang, "See! Continue to let Hantai Fund mess around, it should be us who have a headache." ”

Lin Zhenyang nodded approvingly, originally he thought that he was just selling products on behalf of the company, and he didn't have to bear any responsibility at all.

But reality taught him a vivid lesson!

Users don't care so much, it's your platform that sells the products to us, and you have to be responsible!

Let's talk about the impact of this incident and the reflection it has brought to our platform. ”

Zhang Yida swept his gaze to the group of executives, and specially stayed on Gu Panpan twice.

As the general manager of the platform operation business group, Gu Panpan has seven major financial supermarkets under her jurisdiction.

This kind of thing is also most likely to happen in their business group.

Gu Panpan was still very self-aware, and was the first to speak: "Mr. Zhang, let me talk about my views first."

As a platform, although Zhaocaibao does not have to bear the responsibility of payment, many users decide to invest on the basis of trust in Zhaocaibao platform.

If it weren't for Zheshang Property Insurance's advance payment, I think Zhaocaibao would definitely be stumped by this incident.

If the rigid payment is carried out, it violates the principle of the platform and takes over the responsibility that should not be taken;

If you insist on not paying and do business, it will hurt the user's feelings.

So, it's a dilemma!"

Zhang Yida nodded, analyzing very well. He looked at her again and asked, "What would you do if this happened to the trust supermarket or the wealth management supermarket?"

"Official!" Gu Panpan gave his answer without hesitation.

"In this way, I believe that users will definitely go to Ruixiang Building to pull up banners. ”

Gu Panpan's expression was serious, and he replied: "Once the opening is opened, it will be a bad start, and if something similar happens in the future, will you still pay for it?"

The low commission of product consignment is only a few tenths of a point, and the higher one is only two or three points.

If you lose, you lose 100 points!

I'd rather carry the infamy on my back than just redeem it. Big deal, just turn the product off. At least not the group. ”

The male executives present all glanced at Gu Panpan with admiration, which was really decisive.

"It's really like what you said, how can it not be involved in the group. ”

Zhang Yida said with a smile: "It is estimated that the reputation is all bad, and the customers are all gone." ”

"Therefore, we need to strengthen risk control. At the same time, it is also necessary to educate users so that they can form a sense of risk and not rely on the platform as soon as something happens. Gu Panpan replied again.

"It's easier said than done to educate users!"

Zhang Yida sighed, "I shout slogans every day to break the rigid payment." But if you do, you will be cutting yourself off from the people!

If you don't, you'll be able to live a few more years. If you do, you will die immediately.

If you don't just redeem it, others just redeem it, users must vote with their feet!

At the same time, there must be several painful lessons for users, and users will grow. ”

Zhang Yida said: "The wealth management supermarket is our starting business, and it has been three years since it developed today. ”

He looked at Gu Panpan again, "I said last year that I would completely close the wealth management supermarket by the end of 16. The Qiaoxing debt incident has strengthened my determination. ”

"I'm okay with that!"

Gu Panpan surprisingly did not object, and she said: "There is insurance and double guarantee from the bank, and there is an incident of Qiaoxing debt. P2P, in contrast, is more uncontrollable.

Excluding the Internet wealth management supermarket, we also have six financial supermarkets: loans, credit cards, funds, insurance, banks, and trusts.

These products are all products with financial licenses, and the risk is much less. ”

"The Qiaoxing debt incident has given me a lot of insights. I think it's necessary to move towards an open platform. ”