Now that you understand the situation clearly, Mr. Zhang, then I'll just say it!"

Winster, president of Standard Beaten, also put away his smile and said seriously: "$1.25 billion, as long as $1.25 billion, the 45% stake in the gem bank in Standard Chartered will belong to you." ”

Zhang Yida didn't answer, the gem bank before the bad debts broke out was not worth this price, not to mention that there were still a bunch of bad debts lying on the account.

The British are too arrogant and must be governed!

Zhang Yida made a cold face and said, "Mr. Winster, making such a meaningless joke is purely a waste of our time.

If Standard Chartered insists on this offer, there is no need for us to talk about it. ”

After speaking, Zhang Yida was about to leave.

Winster shouted, "Mr. Zhang, wait!"

Zhang Yida's body paused, turned his head and asked, "Is there anything else Mr. Winster has to do?"

Winster smiled bitterly, "Don't you have an old saying in China, which is called asking for a price all over the world, and sitting on the ground to pay back? Mr. Zhang, don't worry, everything is easy to discuss." ”

"I bought a bank to make money, not to be a money boy.

The price of the slag has seriously deviated from the actual value of the gem bank.

I don't have to buy this bank, otherwise I should have taken it last year. ”

Winster nodded yes, and the idea of catching the fat sheep was completely frustrated.

After stripping away those unrealistic fantasies, the British finally began to quote normally.

"Although Gem Bank has encountered some minor troubles, its financial fundamentals are still fine, and it has achieved good results of annual net profit of more than 200 million US dollars for several consecutive years.

The fair valuation of the bank is around $2.2 billion, and our 45 percent stake is $1 billion. ”

is already very close to Zhang Yida's psychological price, but he looks as usual and seems to be unmoved at all.

Seeing this, Winster's heart fluttered, this price was broken, are you still not satisfied?

"I would like to ask, will Gem Bank's net profit reach $200 million this year?"

In response to Zhang Yida's question, Winster said: "This year is a bit special, and I believe that the net profit margin will be repaired next year." ”

"Is that unattainable?"

Winster nodded in acquiescence.

"$800 million, I want this 45% stake. ”

Winster exploded all of a sudden, and said very excitedly: "This is impossible, Guosen Bank and Pangu Bank offer more than this price." ”

This is nonsense, these two banks, Guosen is 770 million US dollars, and Bangkok Bank is 790 million US dollars.

Zhang Yida entrusted Huang Hongnian to inquire about these news.

Weng Junmin, chairman of the board of directors of Guoxin Group, is the son-in-law of Li Wenzheng, the king of money;

Pangu Bank knew from its name that it was also founded by Chinese, and the founder was named Chen Bichen, a native of Chaoshan, Thai-Chinese, and had passed away.

One of the world's top ten bankers, he was also named the richest man in Asia and the richest Chinese in the world by Dongying magazine and American magazine in the 80s.

is a little earlier than Li Jiacheng became famous, and should be the first richest Chinese to come out of Chaoshan.

Malaysia's richest man in Kerry Group, Kwok Henian, and Ng Teng Fong, the founder of Hong Kong's Sino Group and Singapore's Far East Organization, all received support and help from Chen Bichen when they started their businesses.

Before his death, Chen donated Bangkok Bank to the Thai government, and the bank's total assets now exceed $50 billion.

However, his son and grandson are still managing Pangu Bank, which should have reached a certain tacit understanding with the Thai government, and his daughter-in-law also served as Thailand's minister of science and technology.

In addition, his descendants also have an Asian financial group in Hong Kong, and his sons and grandsons in politics have served as members of the Hong Kong Legislative Council and deputies to the National People's Congress.

It is also a veteran chaebol that has been rich for more than four generations and has been inherited for nearly 100 years.

The old chaebols in Southeast Asia have very close ties with each other, and the relationship between in-laws is also very deep, and it is not an exaggeration to say that they are in the same spirit.

As the son of the richest man in Indonesia, Huang Hongnian also has a wide range of friends, he has visited Guoxin Group and Pangu Bank, negotiated some cooperation, and helped Zhang Yida avoid many detours.

Now it's not so easy for Winster to pit him!

"Mr. Winster, are you sure Guosen and Bangkok Bank are offering higher prices than us?"

Zhang Yida stared at Winster, and the smile on the latter's face instantly froze.

He originally wanted to deceive Zhang Yida, but he didn't expect the lie to be exposed.

The British can do anything for money, and they are very thick-skinned, and Winster is no exception, laughing dryly twice, and did not answer Zhang Yida positively.

Winster looked at the yellow skin of Zhang Yida and Huang Hongnian, and thought of the yellow skin of the other two companies at the helm, as if he understood something.

In order to clear up the doubts in his mind, Winster stopped the negotiations.

After Zhang Yida and Huang Hongnian left, he immediately contacted Guosen Group and Pangu Bank, and informed Zhang Yida that the price had been increased to 800 million US dollars.

The two banks also made it clear that the previous quote is our final quote and will not be changed.

Winster instantly understood what conditions Zhang Yida must have reached with these two banks.

He wanted to delay it a little longer, but the British headquarters called again, urging him to hurry up and complete the deal.

Winster had no choice but to ask Zhang Yida and Huang Hongnian for one last negotiation.

"Mr. Zhang, $800 million is too low, and the valuation of Gem Bank is less than $1.8 billion. ”

"Mr. Winster, are you content, is there anything higher than ours?"

"At this price, I can't pay the headquarters!"

"I bought a bank with a bunch of bad debts, and the price is ridiculously high, and I can't explain it to investors and shareholders!"

……

Let Winster wear out his mouth, Zhang Yida has been biting to death at 800 million US dollars, and no longer increases the price.

After thinking about it, Winster made one last effort: "$810 million, calculated to be worth just $1.8 billion." ”

"Yes!"

Winster was overjoyed, and finally won an extra $10 million for the company.

But then Zhang Yida's voice changed, and he said: "But ......"

"But what?"

"Go and negotiate the 45% stake of Jardine Matheson Group for us, and the $10 million will be the intermediary service fee I paid!"

Winster was a little entangled, Li Dingji was an old stubborn, and this task was not easy.

"Mr. Zhang, why don't you talk to Li Dingji in person?"

"I don't agree with him!"

"It's not easy!"

"Under $800 million, for every $20 million lowered, an additional $10 million in intermediary fees will be given to Standard Chartered!"

"We have taken on this task!"

……

"Winster, are you here to help Zhang Yida be a lobbyist?"

On a yacht off the coast of Hong Kong, two half-buried old British men were smiling and talking, surrounded by a group of coolly dressed and graceful girls.

"Hehe, how can I help the Chinese as lobbyists for my people in the British Empire. ”

Winster called the girls out, leaving him and Lai Tingji alone.

"Do you know what's rotten inside the Gem Bank?"

Li Dingji frowned, "It's not as serious as you said, it's just a relatively large wave of bad debts." ”

Winster sneered, "I've been in the banking industry for decades, and I don't know yet. ”

"Forget it, since you are stubborn, then I don't bother to persuade you. ”

Li Dingji doesn't follow it now, how can he say half of it and not say it?

And he looked at Winster's face, and he looked extremely serious, which made him very bottomless.

His position as a senior class is still due to his status as a cousin of the Sizek family.

Jardine Matheson Group has been passed down to the present day, not counting the two opium leaders of the founder, and it is already the fifth generation.

The two opium chiefs had no direct descendants, and both cheapened the descendants of their nephews.

The successive chairmen and Taipan of the Jardine Group are basically from the two major families and relatives of Xizek and Keswick.

The family-style management has been engaged in such a hundred or two hundred years, and it has not gone bankrupt, not because of miracles, but because it has sucked enough blood from the late Qing Dynasty to the Republic of China in the early years.

So when I heard Zhang Yida question the justice of the Opium War, there would be such a big reaction.

If it weren't for the good opium business of the ancestors, he would have Li Dingji today?

Winster is different, he climbed from an ordinary small clerk to the position of president, rather than relying on the so-called in-law relationship.

So in terms of ability and wrist, Winster is enough to beat Li Dingji.

Winster had long been unhappy with the self-proclaimed noble Li Dingji, and often pretended to be in front of him.

Coupled with Zhang Yida's commission temptation, he decided to teach Li Dingji, a rich N generation, a lesson, so that he could understand what social sinister is.

After a long time of good words, Winster helped him analyze the banking and economic situation in Indonesia.

The more Li Tingji listened, the more he frowned, it seemed that this gem bank could not be kept.

Selling to the Chinese he hated was just right and got him into a bunch of bad debts.

The price is not outrageous, $760 million.

After all, Li Dingji's basic judgment is still there, and it is impossible for Winster to fool him into a cripple.

After the two equity transfer contracts were signed, a joint consortium composed of Yimin Wangjin, Guoxin Group and Pangu Bank paid a total of 1.59 billion US dollars and won 90% of the shares of Gem Bank.

Among them, US$760 million was paid to Jardine Matheson Group and US$830 million was paid to Standard Chartered Bank.

Of course, Standard Chartered's equity transfer agreement, like Jardine Matheson Group, is written in the amount of $760 million.

This is also required by Standard Chartered, and when you become a bitch, you still have to set up an archway, which is also convenient for them to continue to engage in this kind of business next time.

Zhang Yida agreed to these conditions one by one.

Not only did it save at least $20 million, but it also watched a dog-eat-dog show.

After obtaining the 90% stake, the consortium interviewed other minority shareholders of Gem Bank one by one, and won the other 10% of the shares at a price of $170 million.

In the end, it spent a total of 1.76 billion US dollars to win the 10th largest bank in Indonesia, which has 253 branches and nearly 400 offices.

In addition, it also comes with a large number of financial licenses such as securities, insurance, consumer financial leasing, and venture capital.

In the joint consortium, Yimin Netfinance invested US$1.1 billion, accounting for 55% of the share;

Indonesia Guoxin Group invested 400 million US dollars, accounting for 20% of the share;

Thailand's Pangu Bank invested US$400 million, with a 20% share;

Huang Hongnian personally invested 100 million US dollars, accounting for 5% of the share.

Once the acquisition is complete, the consortium will inject $240 million into Gem Bank.

This money will be used to renovate and transform Gem Bank to build Indonesia's first Internet bank.

Yimin Netfinance will provide financial technology support for the transformation of Gem Bank.

Stimulated by this good news, the U.S. stock market opened, and the share price of Yimin Wangjin rose by nearly 10%, slightly reversing the recent downward trend in stock prices.

A group of Chinese bosses who are ready to go to Indonesia to lend cash loans shouted: The wolf is coming!