Capital.

In front of the InterContinental Hotel on Financial Street.

A volcanic ash paramela stopped steadily, Zhang Yida opened the car door and walked down, handed the car key to the parking boy at the door, and said "hard work".

The parking boy smiled, took the key and got into the car, and parked for Zhang Yida.

Zhang Yida combed his oily hair today, wearing a gray Prada slim suit, the whole person looks tall and long-legged, and his temperament is very outstanding.

He strode into the hotel, and after a brief inquiry by a hostess who was in charge of reception at the door, he guided Zhang Yida into the hall of the Ruixiang Jinke B round of financing conference.

The hall is luxuriously decorated and brightly lit. Hundreds of seats were packed and packed.

The hundreds of people attending the meeting included reporters from dozens of media outlets, such as major web portals, financial media, traditional media, etc.;

There are also customers of Ruixiang Jinke, Internet wealth management and loan companies have also invited dozens of companies to attend the meeting;

Venture capital institutions and financial industry peers also invited dozens of people;

Then there are the vice presidents of Beijing University and the mayor of Haiding District, who sat in the first row of the audience.

Above the stage in the lobby is a huge LED screen with a row of large characters projected on the screen:

"Ruixiang Jinke's B round of financing conference and financial technology development strategy conference. ”

On the edge of the stage stood a crystal sculpture advertisement, a series of numbers:

“500，000，000$”

After a while, the meeting officially began.

First of all, the mayor of Haiding District, Jingcheng City, came to the stage to make a speech, and first affirmed and praised the achievements of Ruixiang Financial Technology Group in its development to the present.

Then he said that in the future, the district will continue to vigorously support the development and innovation of Ruixiang's financial technology industry, and provide some support in various policies such as financial license application and tax incentives.

Finally, he also expressed his optimism about the development potential of Ruixiang, and wished Ruixiang to become a leader in financial technology at home and abroad.

Ruixiang has now become a star enterprise in Haiding District, and it is expected to pay hundreds of millions of taxes in 14 years.

Then Zhang Yida and the vice president of Beijing University jointly took the stage and announced that Ruixiang would invest 400 million yuan to jointly build the "Ruixiang Group & Guanghua Smart Finance Center of Beijing University" with the Guanghua School of Management of Beijing University.

After the establishment of Guanghua Smart Finance Center, a number of high-tech research and financial technology integration will be carried out.

Including AI artificial intelligence, big data, cloud computing, blockchain these four main directions.

Build four financial technology open platforms: intelligent finance, big data finance, financial cloud, and blockchain credit.

Empower tens of millions of financial enterprises, promote industry technology upgrading, improve efficiency, and reduce costs.

The next link is that Zhang Yida took the microphone and talked about the PPT in front of the huge projection screen, let us suffocate our dreams together......

There is no talk of the seven major ecology, nor is there any talk of ecology.

Zhang Yida is more down-to-earth, mainly through a tree diagram to introduce the subsidiaries of Ruixiang Group, as well as the main business of each subsidiary.

Finally, it is summarized that Ruixiang is an open platform for financial technology, and both ToC and ToB are done.

ToC currently provides users with financial product search and price comparison services, asset management services such as bookkeeping and credit cards, financial information services, personal credit services, etc.

In the future, it will also provide users with self-operated wealth management and lending services.

ToB currently provides advertising services for major enterprises, including three financial supermarkets of wealth management, loans, and credit cards, and will also launch several other financial supermarkets such as funds, insurance, and banks in the future to enrich all categories of financial products.

Mung Bean Credit and Tiance Technology will also provide services such as credit data inquiry and big data risk control system solutions for cooperative enterprises.

As Guanghua Smart Finance Center researches more financial technology achievements in the future, Ruixiang will also provide more and richer ToB services in the fields of artificial intelligence, financial cloud, big data, and blockchain.

Zhang Yida spoke for more than an hour before he finally finished explaining all aspects thoroughly.

After the PPT speech, Zhang Yida bowed to the audience, and the audience applauded.

He didn't get off the stage, standing in the middle of the stage under the spotlight, ready to take questions from the audience.

The Penguin News reporter provoked an incident and asked: "Mr. Zhang, according to what you said, I feel that the development direction of Ruixiang Jinke is very similar to that of Leech Financial Services, and it may face fierce competition in the future." What do you think about that?"

"There are several subdivisions of financial technology, and it is normal for the development direction to be similar.

Not only leeches, but we also have something in common with Penguin, Goudong, and Qiandu and their financial divisions.

Also, I'm in favor of competition.

The result of competition is the improvement of enterprise management level, the enhancement of enterprise vitality, the improvement of financial technology technology, the reduction of costs, and the progress of enterprises and even the whole society.

So, for competition, we are not excluded!"

Zhang Yida also replied with a sincere face, and also piggybacked on the penguin. It means that everyone is engaged in finance, there is no differentiation, and there is no plagiarism or non-plagiarism.

The audience applauded in unison, not to mention what the future will be, the courage in front of him is very commendable, not afraid of giants, not afraid of competition.

A Beijing News reporter asked: "According to reliable sources, Touronghui Payment has invested 50 million yuan to vigorously promote offline QR code payment. For mobile payment, will Ruixiang continue to increase subsidies and promotions?

Zhang Yida thought in his heart, this reporter is really well-informed, and it has only been a little more than a week since the start of the investment, and he has been clearly touched.

After thinking about it for a few seconds, Zhang Yida replied:

"For mobile payments, that's one of the most important directions for us in the future. Increase promotion efforts and subsidies, that's a certainty. ”

The reporter asked: "Penguin has a social scene, and Leech Financial Services has an e-commerce scene, what does Ruixiang rely on to support its mobile payment strategy?"

"By indomitable will and courage. When Taobao was founded, there was 8848, there was eaby, and when Penguin was founded, there was MSN.

Neither of them has as much money as their opponents, nor does they have strong backgrounds. In the end, he won the battle.

It depends on enthusiasm and firm will. If they can do it, why can't Ruixiang do it?"

Zhang Yida also began to flicker, and poured a few mouthfuls of chicken soup. The core competitiveness and the magic weapon for success must not be said now, and how to do it later. That's why it's just a bit of empty talk.

"For Ruixiang, what is Mr. Zhang's expected valuation in the future?" asked another reporter.

Zhang Yida knows that this question cannot be answered randomly, the answer is too conceited and arrogant, and the answer is low, which will also damage his own morale, and will make investors dissatisfied.

replied with a smile:

"Ruixiang's valuation has increased 12 times in half a year from $250 million after Series A to $3 billion after Series B investment.

For the future, we are optimistic. The pace of development will only be faster than before, not slow.

Compared with valuation, I pay more attention to the technological innovation and technological development of enterprises.

Through technology and technology, users can experience faster and more convenient financial services. ”

More than a dozen questions from reporters were answered one after another, and the press conference also came to an end.

In the end, the B round of investors took a group photo with Zhang Yida and Lin Zhenyang as the end.

......

A middle-aged woman in her forties walked into Jack Ma's office with a stack of newspapers in her hand.

He put the newspaper on Jack Ma's desk and said solemnly:

"Mr. Ma, the capital has just received a round B financing of $500 million.

Many of their products are benchmarked against our leech financial service, which is menacing, and the picture is not small!"

"Oh, tell me about it!" Jack Ma came to his senses, and recently he was preparing for Ahri's listing, and he didn't care much about anything else.

He picked up the newspaper on the table, with an eye-catching headline, "Ruixiang Jinke Completes $500 Million Series B Financing with a Valuation of $3 Billion."

Interestingly, he continued to look down.

Pang Lei also began to tell Jackma about Zhang Yida and Ruixiang, including Zhang Yida's background, Ruixiang's entrepreneurial process, its products, and investors.

Jack Ma read the newspaper and listened to Pang Lei. After a while, Jackma put down the newspaper and muttered:

"I'm only 19 years old!

He remembered that he was still preparing for the second college entrance examination in his life at the age of 19, but he still failed in the end, and he had to wait until the third college entrance examination to be admitted.

Look at other people's 19 years old, and then look at your own 19 years old. With a lot of emotion, is there really a person who is "born to know"?

Pang Lei also nodded, although Ahri + Leech Financial Services is a well-known giant in China, they never underestimate any entrepreneurs, especially a competitor with a valuation of $3 billion.

Pang Lei continued:

"The biggest competition we have with them is in the two business segments of credit and personal payments.

In particular, they have also launched offline pushing, and it is said that they burned up 50 million advertising fees in a week, in exchange for 1 million transaction users. ”

"Increase the intensity of investment, mobile payment is our core strategic product, this position must not be lost. Half of the valuation of Leech Financial Services is supported by it.

Other business segments, including credit, wealth management, and lending, are also inseparable from payment.

Let's draw up a charter and take the market as quickly as possible, and don't give them any chance to take advantage of it. ”

Jackma said in an unquestionable tone, how can the supremacy of the leech gold suit in the country be easily coveted by others?

Young man, he is still too young to dare to grab a cake from himself. This time, I will teach you a lesson and let you remember it longer.

Thinking of this, a smile couldn't help but appear on Jack Ma's face.

Looking at Mr. Ma's weird smile, Pang Lei, who was very familiar with him, knew that this was the rhythm of things. Pang Lei said respectfully:

"Okay, Mr. Ma, I'll arrange someone to make a counterattack plan as soon as I turn around.

This time, our payshell will definitely win in one fell swoop, and Penguin and Ruixiang will have to step aside. ”

Pang Lei said confidently, in her opinion, the penguin can barely be an opponent. As for Ruixiang, the volume is still too small.

Once Alibei and WeChat Pay ignite the flames of war, it will be time to be out of the game.

The boss and the second child fought, fighting, and the aftermath shook the third child to death!