Capital.

Huimin Bicycle Operation Center.

Zhang Yida and Huang Xiaofeng were looking at the operational data beating in the background of the computer.

518563 people!

518564 people!

518565 people!

......

The number of people who buy deposit wealth management skyrockets very quickly, and a head rises in the background in a second.

"Awesome!

Zhang Yida exclaimed, he didn't expect this product to be so popular.

"Hui Yibao won 500,000 users in 5 days! Mr. Zhang, you have made great contributions!"

Huang Xiaofeng gave a thumbs up, he was really convinced, this idea was so good, it hit the user's G-spot at once.

"Haha, everyone has credit. Especially the small partners in the operation department, I have seen the message notifications and banner advertisements in the APP, and I am very attentive and the publicity is in place.

By the way, there are also mobile phone text messages, tell them to reduce the frequency of sending!

Don't post it every day, send it once a week instead!

If you keep posting it, users should get bored!"

Zhang Yida instructed Huang Xiaofeng that the reason why Huiyibao was a big hit this time was not only because of its creativity and novelty, but also because of the overwhelming publicity of the operation department, otherwise who knows what Huiyibao is? What is the use?

"Okay, I'm going to tell them to lower the frequency. ”

Huang Xiaofeng got up and left and went to the operations department.

Zhang Yida called Fang Yuhan, CEO of Ruimin Financial Management, and asked:

"I saw that there are more than 500,000 Huiyibao users in the background of Huimin Bicycle, how is the data on your side?"

Fang Yuhan was very happy, and said with a smile on the phone:

"The traffic for Huimin is too large, but fortunately, our preparation measures are in place, and there are no problems with the server, which ensures the user experience.

The total turnover displayed in the background here is 416 million, and the daily turnover has exceeded 100 million today. ”

Ruimin Wealth Management was originally renamed from the acquisition of Jingrui Wealth, and the foundation is a little worse, the operation time is not long, and the data in all aspects are far lower than those of Yimin Wealth Management.

Fang Yuhan has been holding his breath, that is, to surpass Yimin financial management.

But he started late, no matter how hard Fang Yuhan tried, he couldn't catch up with Yimin Financial Management, and the gap was getting bigger and bigger.

She was a little discouraged, but she hugged the big thick legs of Huimin bicycle, and the soaring data made her heart happy.

Maintaining this upward momentum and surpassing Yimin financial management is no longer a luxury.

"The per capita investment is a bit low! It's less than 1,000 yuan. Do most people buy the lowest level of 299 yuan for financial management?"

Zhang Yida heard the number reported by Fang Yuhan and spent a few seconds mentally calculating the result.

"Well, that's true. 80% of the people, that is, more than 400,000 people, are buying the most basic 299 yuan file.

The other 20% of users range from four or five hundred yuan to hundreds of thousands.

Most of them are only a few hundred, a few thousand, and tens of thousands.

However, this is also normal, the product has only been online for a few days, and it is normal for users to be unfamiliar with it and have concerns. ”

This result was enough to make Fang Yuhan overjoyed, and she was afraid that Zhang Yida would misunderstand, so she explained again.

These are all high-quality users, and it's a pity to lose one.

Now they are still in the stage of familiarizing themselves with the product, and they are cautiously trying, and the potential has not yet been released.

After they have invested and received the first income, I believe that many users will increase their investment.

Taking 10,000 yuan of assets per capita as an example, 500,000 users is 50000000000000000000000000

Huimin bicycles are still accelerating the launch, and the users of Huimin bicycles will not be less than 200 million in the future, and half of them will invest in Huiyingbao.

100 million people, 10,000 assets per capita, that's 1 trillion yuan!"

Zhang Yida drew a big pie for Fang Yuhan, she was stunned on the phone, and only said after half a day:

"Ten thousand...... It's a little scary!"

"One trillion is very demanding on the level of operation, and half of the users have to buy financial management.

That's an ambitious goal!

However, it is still realistic for one-tenth of users and 20 million people to become active users, and the asset management scale of 200 billion yuan is still very promising. ”

Zhang Yida felt that 1 trillion was indeed a bit ridiculous, and changed his words to 200 billion.

"Okay, Mr. Zhang, I understand, Ruimin Financial Management will not fail your trust!"

Fang Yuhan seemed to have been beaten with chicken blood, and the whole person was very excited.

Even if there is no 1 trillion, 200 billion, and a discount of 100 billion, Ruimin has the opportunity to become the first in the industry!

The thought of having the opportunity to be number one in the industry makes her a little excited. Although she is a woman, she also has a strong sense of professionalism and aspires to become the next Miss Dong.

......

"Huimin Bicycle has launched a financial management function that has robbed many of our users!

Mr. Fu, I have understood, that is a product developed in cooperation with a P2P company.

We can also find a P2P company to work with, the development is not difficult, or it will not be long before it can be launched......"

A subordinate came to report the enemy situation to Fu Weiwei, and said a lot of words.

After hearing this, Fu Weiwei was shocked, and the way to realize the commercial realization of shared bicycles was all driven out by Huimin Bicycle.

Cooperate with P2P companies to manage deposits and manage money, and charge according to the diversion effect.

Why didn't I think of this idea?

There is also the investment of 299 yuan deposit they launched, free riding for half a year, which is likely to rob some users of Baimo.

No, we have to get this product too.

Fu Weiwei hurriedly made a phone call to Li Bing and told him about the deposit and financial management of Huimin Bicycle.

"It's a great idea! I met the investors and had a story to tell. ”

Li Bing exclaimed, he admired Zhang Yida a little. I want to ask him how he has so many ideas.

"Since the effect is good, then what are we hesitating about?

Li Bing encouraged her again and told her to let it go, and her brother will support you in the back.

With Li Bing's support, Fu Weiwei quickly took action and contacted several P2P companies at the head of the industry to discuss cooperation.

"Mr. Fu, do you think this will work? Let's cooperate with CPA first, Baimo Bicycle will guide us to a user, register a real-name card, and give you 50 yuan / piece.

The effect is good, and we will switch to CPS cooperation. ”

Zhang Jun, CEO of Clap Loan, said with a smile, he is not a fool, Fu Weiwei came up to talk about profit sharing cooperation, how is it possible?

"Mr. Zhang, you are insincere. 50 yuan for a user to put other advertising companies, the price is normal.

But for the bike-sharing industry, the price is too low.

Users ride our bicycles every day, and they can enter the APP every day and get in touch with financial products.

This kind of advertising effect, this kind of customer stickiness, is far beyond the comparison of other advertising companies.

I heard from internal sources that Huimin Bicycle's Huiyingbao won 500,000 investment users in 5 days.

Internet finance + bicycle sharing, what is the chemical reaction?

I'm sure you have a scale, so I won't go into it.

If we still adhere to the CPA cooperation model, then we will choose everyone to have credit and Yiyin to lend them. ”

Fu Weiwei is also a little bottomless in her heart, she has been in contact with many P2P companies in the past few days, and the chips offered are not very satisfactory to her.

He inquired, the Ruimin financial management company that cooperated with Huimin Bicycle is also Zhang Yida's industry, and it is much easier for her to cooperate with brother companies than for her to talk about partners everywhere.

"It's okay to try CPS cooperation, but the rate has to be negotiated, and if it's high, you can't afford to take out a clap loan.

I'm not afraid to pay the total joke, and the clap loan has been operating for eight years, and it has been losing money.

If Bymo Bike is very sincere in cooperating with Pai Shou Loan, then we will make a win-win plan.

In this way, everyone does not suffer losses, everyone has money to earn, and the cooperative relationship can last.

How do you change partners often?

Mr. Fu thinks about what the consequences will be?

The trust of users will definitely be affected, and it will be difficult to achieve the drainage effect of Huimin Bicycle!

Ruimin Wealth Management and Huimin Bicycle are both Zhang Yida's companies, and their cooperative relationship is very strong. ”

Speaking of this, Zhang Jun paused, looked at Fu Weiwei, and said:

"I have to say a lot, the main focus of Baimo Bicycle should be on the bike-sharing industry.

It should not be involved in too much energy by the deposit of financial management and financial cooperation.

Mr. Fu, what do you think?"

Fu Weiwei looked at Zhang Jun's bald head, and thought to herself, they are all people who understand! It's not good to take advantage of people who understand!

"Mr. Zhang is reasonable, and I am also willing to reach a long-term strategic cooperative relationship with Clap Loan.

Then I'll take a step back at the price, how about 4%?"

Fu Weiwei looked at Zhang Jun and waited for his reply.

Zhang Jun thought about it for a while, nodded and said:

"4% is OK, Baimo Bicycle gives an annualized loan of 10,000 yuan per guide, and you can give 400 yuan.

However, an expiration date must be added.

For users who reinvest in two years or within two years, we can pay the cooperation fee at this rate.

After two years, we will no longer pay any cooperation fees, regardless of whether the user still invests or not. ”

"Two years is too short!"

Fu Weiwei frowned, Baimo Bicycle only enjoyed the user's investment commission for two years, which made her feel a little lost.

"It's not short, pay the total. In two years, an industry may have changed dramatically. ”

Zhang Jun shook his head and said with a smile.

"Three years, a user, Baimo Bike enjoys his investment commission for three years.

We can sign a three-year strategic cooperation agreement with Pai Shou Loan, and designate Pai Shou Loan as the sole financial provider of Baimo Bicycle.

Not only on the investment side, but also on the borrowing side, we can also cooperate. ”

Fu Weiwei is also a decisive person, knowing that the conditions given by Zhang Jun are not bad, but she still wants to fight for more benefits, so she added some chips.

"Deal! Happy cooperation!"

Zhang Jun stretched out his hand and shook Fu Weiwei's hand, and said with a smile.

Zhang Jun thought very thoroughly, although Huimin Bicycle is in full swing and is the overlord of the shared bicycle industry, it is beneficial to the people's financial management and Ruimin financial management, and the cooperation object will never be able to clap the loan.

Although Baimo Bicycle is not as good as Huimin Bicycle, it is also a potential stock that ranks second in the industry.

The momentum of shared bicycles can be seen by those who know how to do it, and it is a foregone conclusion that it will sweep the country, and tens of millions of users in the future are basically a certainty.

Wouldn't it be nice to cooperate with Baimo Bicycle and share its financial flow.

Although the 4% cooperation price is a little more expensive, it is worth it considering the magnitude.

With the new flow blessing, the data of clap loans will definitely climb a wave, and then take advantage of the trend to raise another round.

The more I think about it, the happier I get!

Fu Weiwei was not very happy, but she was also relieved.

She found several leading P2P companies in the industry, and gave the best loan terms.

Now that the strategic cooperation agreement has been decided, she is also relieved.

Huimin Bicycle has been a big step ahead of Baimo Bicycle in terms of data and scale, and the gap between financial services and commercial realization can no longer be widened.

Clap Loan is also a company that is about to carry out Series C financing, and its transaction scale and reputation are not weaker than those of Ruimin Wealth Management, and it is also a very suitable partner for cooperation.

She didn't dare to cooperate with small and medium-sized P2P, and she was afraid that she would be affected by the thunderstorm.

It's better to be steady!