Chapter 131: Hui Yingbao
"Junjun's mother, Nong also came out to buy vegetables?"
In a vegetable market in the magic capital, an aunt in her fifties was holding a small green car and choosing vegetables while walking.
Suddenly, I saw an old classmate I hadn't seen for more than half a year, so I hurriedly pushed my bicycle forward and said hello.
"Yes, what a coincidence, Lili Manon is also there!"
Another aunt also pushes a shared bicycle to buy groceries, but the color is different, it is an orange by-motorcycle bicycle.
The two aunts are dressed fashionably, dressed beautifully, and have a brightly colored silk scarf tied around their necks, and they look like decent people. The two began to talk enthusiastically.
Junjun's mother asked with a smile on her face:
"It's almost the end of the year, what year-end bonus does your unit give?"
Lili's mother shook her head and sighed:
"Hey, it's getting worse and worse every year, and after the central government's three orders and eight regulations were introduced, our Environmental Protection Bureau can only get some shopping cards or something for the New Year.
It's not comparable to before, and in another year or two, I think it's better to do an internal refund, and go to Australia for the elderly. ”
Junjun's mother was a little angry in her heart, after so many years, this old classmate still loves to show off her sense of superiority. Then not to be outdone, he said:
"The public institution is still good, although the salary is a little lower, but it is better to be stable.
But then again, now the top is strictly controlled, and the welfare of public institutions is not as good as before.
Like me working as an accountant in a foreign company, although the salary is several times higher than yours, I am tired!
Junjun has now settled down in the United States, become a doctor, become a family, and buy a car and a house. Tell me to go to the United States for retirement ......"
"Junjun became a doctor? How many dollars is a month's salary? Lili is now a lawyer in Australia, starting with 80,000 Australian dollars, equivalent to nearly 400,000 yuan annual salary......
Lili's mother heard that her old classmates were teasing there, so she had to do it, so she quickly moved her daughter out.
Next, the two continued to argue, you and I played back and forth.
After comparing each other's work, then I began to compare my daughter, my husband, and finally to the shared bicycle......
"Lili's mother, this shared bicycle you ride can't do it!" Junjun's mother patted the Baimo bicycle beside her, and said:
"Look at my Baimo bicycle, the manufacturing cost of people is 3,000 yuan, and the Huimin bicycle is only 1,000 yuan! ”
"Hey, no matter how expensive this bicycle is, it's someone else's! Let's rent it and ride it for an hour or two, how can there be so much exquisiteness!"
Junjun's mother began to change the topic again, and said quite proudly:
"Hey, you have to spend money to ride a bicycle! I don't need money to ride a Huimin bicycle, but I can still make money!"
"It doesn't cost money? Don't you remove someone's smart car lock, right?
Lili's mother, let me tell you, we are high-quality citizens of the magic capital in the new era, you can't do such a disgraceful thing?"
Junjun's mother said so, but she was not idle at work, and shook her body to carefully observe the lock of Huimin bicycle.
If you find evidence, you can ridicule your old classmates again, see how proud you are with me!
After observing for a long time, I found that the car locks were normal.
Junjun's mother was a little surprised, how could she murmur?
She heard some people say that if you want to ride a shared bicycle for free, you need to find the kind that does not have a car lock, and you don't need to scan the code to unlock it, and you don't need to charge it.
"Hey, don't look at it. The locks are all good, and I am a good cadre who observes the festival. How can you do such a tasteless thing?"
Lili's mother waited for Junjun's mother to explore the Huimin bicycle inside and out, and then said these few words, just to see the old classmates embarrassment.
"Hey, hey, I'm just talking. Lili's mother has such a high consciousness, how can she do such a thing!"
Junjun's mother laughed a few times, trying to resolve a little embarrassment.
"So what are you talking about making money? You can still make money by riding a shared bicycle?"
Junjun's mother hurriedly asked this question again, she was really curious.
"Hehe, see no, Huimin Bicycle APP "my" column, there is a "deposit financial management", riding a shared bicycle is not the first to pay a deposit of 299 yuan? You can use the 299 yuan to buy financial products. ”
Lili's mother took out her mobile phone, opened the Huimin Bicycle APP, and began to demonstrate to her old classmates.
Junjun's mother also leaned over to her and watched her demonstrate on her phone.
"That's not right? These 299 yuan bought wealth management, how much money can I earn?
Banks have a one-year fixed term of 2%, treasury bonds are 4%, and money market funds are also 4%-5%.
This 299 yuan investment is a maximum of 123 yuan a year, right?"
Junjun's mother feels that she has been fooled by Lili's mother, and this income can also be called making money?
"Hey, don't worry, listen to me. ”
Lili's mother gave her a blank look, after so many years, this old classmate's temperament is still so anxious.
Lili's mother continued to click on the deposit wealth management entrance, the page jumped, and a financial product popped up, and the advertising description page said "Hui Yingbao, a baby who will make money, with an annualized income of 5%-11%", turned her head and said to Junjun's mother:
"See if you don't see it? ”
"Why is the yield still floating?"
Although Junjun's mother couldn't understand it, she was very interested and asked again.
"No, this shows that the longer you save, the higher the yield!
If you deposit for less than one month, the interest will be 5%.
Deposit for 1-2 months at 5.5% interest.
For each additional month, the interest will be increased by 0.5%.
Save enough for 12 months, which is a year, and the yield is up to 11%. ”
Lili's mother clicked on the description advertisement and read it to Junjun's mother.
"Wow, the yield of 11 percent is so high! It is more cost-effective than depositing in the bank, buying treasury bonds, funds, and so on. ”
Junjun's mother's eyes widened, and she said with a look of surprise.
"That's a must! Now you know! Huimin Bicycle is the best bicycle, much better than your Baimo. ”
Lili's mother was very satisfied with Junjun's mother's reaction, and added another sentence.
"That's not right! 299 yuan principal, 11% yield, less than 33 yuan a year!
Just earn 33 yuan, which can also be called making money?
Lili's mother, didn't I say you, can you also value this little money?"
After Junjun's mother figured out the so-called "making money" of her old classmates, she was very disdainful.
Lili's mother was not happy when she heard this, clicked on the Huiyibao account, handed the mobile phone to Junjun's mother and said:
"Hehe, I saved 100,000, do you see how much income is displayed?
Of course, 299 yuan can't make money! ”
Junjun's mother looked at Lili's mother's mobile phone and said in surprise:
"It's not 100,000, I think it's all displayed as 100068.49?"
"I've been saving for 5 days, and the fraction of 69 yuan is the income. ”
Lili's mother smiled slightly, quite proud that she had found a good financial channel.
"Is that good? I want to save some money for it. Junjun's mother looked eager to try. But then considering the question of risk, he asked:
"Is there any risk in investing money in this?"
"There are so many risks!
People said above that the funds are in and out of the same card, and the money you recharge can only be withdrawn back to the bank card in your name, and anyone who picks up your mobile phone can't steal it. ”
Lili's mother said impatiently, and said secretly in her heart, "You are afraid of wolves and tigers, so you should save in the bank!"
Junjun's mother nodded, and said:
"It's pretty safe. I'm just worried about the misappropriation of funds, do you know who is running this Huiyibao, and what is the background of the company?
Are there any state-owned enterprises, banks, or listed companies?
There are too many online scammers now, and if you are really deceived, it will be too late to regret it. ”
Lili's mother was not convinced and retorted:
As mentioned above, Huiyibao is jointly developed and operated by Huimin Bicycle and Ruimin Wealth Management.
Huimin Bicycle News said that it had only completed a financing of $125 million, with a valuation of more than $4 billion.
I checked it on the Internet, and the actual controller and chairman of these two companies are Zhang Yida.
Does Zhang Yida know?
Some time ago, he appeared in "Interview with Yang Lan" and was called the youngest billionaire in China.
The Internet said that he was worth more than $5 billion. If someone is so big, will they look at your money?"
Junjun's mother was thundered and said:
"Their boss is so powerful? I haven't heard much of it, and he is worth more than $5 billion?"
"I told you to watch less Qing palace dramas and more news if you have nothing to do. I don't know.
Zhang Yida has a company called Ruixiang Group, with a valuation of more than 10 billion US dollars, and only then did he take billions of dollars of investment from penguins, and he is very rich. ”
After speaking, Lili's mother pointed to the QR code on the stall in the vegetable market and said:
"See that QR code is not? Mobao payment QR code is also a mobile payment project engaged in by others.
These are just the tip of the iceberg! People are doing a lot of business!"
"That's really powerful. I'll just say, a smart person like you will definitely not invest 100,000 yuan stupidly.
It turned out that the investigation had already been cleared!"
Junjun's mother hurriedly praised Lili's mother.
Lili's mother was very proud and said:
"How about it? Would you like to invest in one?"
Junjun's mother was a little hesitant and wanted to think about it again.
Seeing this, Lili's mother hurriedly added:
"Now this Huiyibao has just been launched, and it is still engaged in activities. The first 1 million users invest 299 yuan in deposit financial management, invest for one year, and can ride a shared bicycle for free for half a year.
In just five days after the event began, 500,000 people had invested, and it is estimated that the event will be gone in a few days.
If you think about it, you have to ride a bicycle every day to buy groceries, and it costs one dollar for one ride, and you can save 180 yuan by riding for free for half a year.
For 180 yuan, isn't it fragrant to buy pork ribs?"
The last sentence hit Junjun's mother's heart, and she thought, "That's what I said! Investing 299 yuan a year and earning 180 yuan is too cost-effective?"
So no longer hesitated, and was about to take out her mobile phone to download the Huimin APP, Lili's mother stopped her and said:
"Don't be in a hurry to download it first! I'll send you an invitation link on WeChat, and it's more convenient for you to register. ”
After speaking, Lili's mother hurriedly shared a link to Junjun's mother from the Huimin bicycle invitation page.
Then, Lili's mother taught hand-in-hand and spent ten minutes to help Junjun's mother complete the purchase of 299 yuan deposit wealth management products.
After the purchase, Lili's mother said to Junjun's mother again:
"There is also a change treasure money market fund next to the deposit wealth management, if you don't feel at ease to buy wealth management, you can buy it.
The income is also good, there are more than 4% points, which is similar to Yu'e Bao, and the fund company is managing it, which is very safe. ”
Junjun's mother nodded again and again, looked at the Hui Yingbao account on her phone, and showed a satisfied smile.
After the two broke up, Lili's mother took out her mobile phone and looked at a red envelope coupon lying in the Huimin Bicycle APP, with a note on the coupon: 100 yuan off for 10,000 yuan investment.
Lili's mother also showed a satisfied smile, hehe, the invitation reward is in hand.
100 yuan, just to buy ribs!