Chapter 98: Budget-conscious financial management

Song Fuxiang.

This veteran employee, who has worked under Fan Liancheng's mother for many years, is tall and handsome, with some beard on the side of his mouth, a high nose and big eyes, and obvious mixed-race characteristics.

Due to historical reasons, many of the people in the casino, which only returned in 1999, are mixed-race, just like in Europe, which is not unusual.

Through several phone calls and the electronic resumes sent over, Fan Liancheng was more impressed by the professional manager named David Song in English, and he had seen it when he was a child.

The last working day of July, July 29th.

Fan Liancheng and Director Song Fuxiang, who came all the way, sat face-to-face in the café downstairs of the company.

During working hours, there are not many customers, and the clerk is wiping down the broken curling, and in front of both of them is a drink made of coffee, caramel, and ice cubes, called "Frappuccino", which is just right to drink in this weather.

Looking at the real estate transaction documents carefully, one is in English and the other is in traditional Chinese, the mansion in Repulse Bay is indeed going to be sold to the owner of a well-known film and television entertainment company in Hong Kong City, and the other party agreed to the reserve price offered by Fan Liancheng and has paid the deposit.

Fan Liancheng didn't have much business over there, and he didn't think he would live there for a long time, so he didn't feel distressed about this transaction at all, and just wanted to cash out and get the money in his hands quickly.

The reason why his mother bought the house in the first place was more complicated, mainly out of tax avoidance considerations, and also thinking about the day when he would leave it to his son, who had not lived for a few days at all, and rented it to others through a company most of the time.

No matter how good a house is, it's just a house, not a home.

Even if the mansion in Repulse Bay is sold, there are still many houses under the name of the Fan family, and Fan Liancheng's childhood memories are mainly in the ordinary villa near Jing'an Temple, where he lived for more than ten years.

Earlier, Lao Fan also joked that with the rise in housing prices in the past two years, coupled with the superior location of the house, it was worth a lot of money unconsciously, and it only cost more than 100,000 yuan to buy it at the beginning.

Calculating the housing prices in that area, the old villa should be worth five or six million yuan now, it is easy to sell to the outside world, but it is difficult to buy it back, and there are many, many more examples like this.

After reading the housing transaction contract, Fan Liancheng picked up the pen that was placed on the small table, signed and pressed his fingerprint to a few places where Party A was written, and signed a real estate sales agreement by the way, and handed it over to Liancheng International Company to take care of it.

In addition, it also agreed to package and sell the assets of Las Vegas to the very famous Huo Fund, which already holds a large number of shares in SJM and is the second largest shareholder of that company.

If Fan Liancheng is like his old man, when he reaches the age of knowing the destiny of heaven, he will definitely continue to hold shares in those casinos, hotels, and shops, trying to lie down and wait for dividends and eat the old capital.

However, he is still young and dares to fight.

Song Fuxiang saw that Fan Liancheng was about to sign the transaction contract, interrupted him and said: "The shares of these companies are all sought-after goods in the market, and few people are willing to transfer them in large quantities except for those scattered tradable shares.

Over the years, more and more players have gone to casinos from the mainland, and many institutions are quite optimistic about the prospects of the gaming industry, and I also think there is still room for appreciation. ”

Fan Liancheng shook his head with a smile and opened his mouth to tell:

"Well, but the stock price and valuation of these companies are already very high, and the price-earnings ratio is a bit exaggerated, and there are more stocks that can achieve this kind of yield.

If I just blindly pursue security, I might as well cash out now and put my money in mainland banks and private equity companies. I've heard that as long as the amount is relatively large, the five-year interest rate can reach almost eight points, and if you put it into those state-owned private equity companies, it is estimated that you can talk about an annualized interest rate of 13 percent, or even 14 percent, and it is relatively safe, right?"

After listening to this, Song Fuxiang was speechless.

And there is no way to refute it, because he knows that this is the real thing, and in the end he can only say:

"The interest rate is very high, yes, but the depreciation of the currency is also very fast, to be honest, I have not been able to understand the economy and market of the mainland, but from the side can be seen, the mainland is really getting richer, sometimes I accompany friends to bet on horses, often can see the mainlanders bet on millions of dollars, those Jockey Club owners are smiling crookedly.

Relying on pumping oil and water, making steady profits without losing, I have never heard of the gambling king and his old man sitting next to the gambling table in person, I have understood the truth of nine losses in ten bets since I was a child, and occasionally only that little money comes out to gamble pleasantly. ”

When they met for the first time, Song Fuxiang was worried that he had just said that he was betting on horses, so he was remembered by Fan Liancheng, so he finally added.

He is indeed not the kind of person who gambles, but he is just looking for fun after work, and he is also a real gold collar in the casino, driving a Bentley, living in a villa, and having a seven-figure account deposit, or US dollars, even if he loses a little money, he will not take it to heart.

After working for Fan Liancheng's mother for those years, he has accumulated some principal, and in recent years, he has earned a lot from investing and trading stocks, which is not particularly rich, especially compared with Fan Liancheng, but he will not be worried.

This trip to meet with the young owner, Song Fuxiang brought a lot of things.

After speaking, he took out a document from his briefcase and asked: "You didn't show up before, but after the news came out recently, the Las Vegas Jockey Club sent a letter of invitation directly to accept you as a selection member of the Jockey Club, and the fourth aunt called me personally and asked me to convey it to you."

Most of the people in the whole casino have become members, and they have close exchanges with the port city, as long as they join in and participate in more activities, they are equivalent to getting a top platform for making friends, and they need to pay a fee every year, but it is definitely worth the money. ”

Fan Liancheng didn't care about these dues, and said curiously: "What do you mean by selecting members, which is different from ordinary members?"

"Of course it's different, being a high-end member can recommend others to join the Club, and there are many people in the mainland who have joined, and I remember that the headquarters is in Sijiu City. ”

It seems to be kind of interesting.

Fan Liancheng pointed to the contract worth 1.9 billion just now, and said with a smile: "Could it be that I gave that member based on my shareholdings, I decided to sell it." ”

"How is it possible, it has nothing to do with whether you buy it or not, it mainly depends on your value and influence. ”

Song Fuxiang shook his head and said: "I am also a member of the Jockey Club, I usually have no constraints, I can go if I want to go to an event, and I don't want to go if I don't want to go. ”

Fan Liancheng knew that the fourth aunt was referring to the gambling Wang family.

Speaking of which, the SSR Supercar Club is a social platform, and the membership of the golf club is also a social platform, Lao Fan also joined the Bankers Club here in Shanghai, as well as the Beijing Club and Chang'an Club in the north, Fan Liancheng has seen photos on the wall of his study.

Readily agreed, and continued to take some time to finish the official business, just waiting for the funds to arrive after the successful transaction, and the rest of the private company will help follow up.

"Okay, when will you take the time to visit the company? The company sign hanging on the roof of the building has been replaced with Citylink International, which can be seen from the Lisboa Hotel, and the other employees are still very curious about you, the boss.

The people from the tax bureau have to check the account books, but they can't find anything, because except for the time being, the other businesses have honestly settled the taxes, and the accounting firm is already helping to deal with it, and strive to finish it as soon as possible. ”

After Song Fuxiang finished speaking, Fan Liancheng nodded: "I am very relieved about this, and I also asked the audit department of the accounting firm to help check the accounts, they said that I should spend more money to buy something for tax avoidance, I should really think about it recently, otherwise I will have to give out a large sum of money if I cash out so much money." When I have time, I will definitely go back to the casino, and I will finish the things here first, at least after the listing of Longcheng Group. ”

In addition to thinking about how to make more money, it is also important to avoid taxes legally.

Legal tax avoidance, the first two words are the focus, as a businessman, of course, it is better to pay less, since you can give a little less, give more is not in vain.

After taking over the assets in an all-round way, Fan Liancheng arranged for someone to conduct an account review, and the majority of the assets were in Longcheng Group, and the other was some real estate, as well as stocks and shares stored in the United States, Hong Kong City, and Las Vegas.

In order to win over his big client, the accounting firm also provided a free plan while reviewing the accounts, saying that some tax-avoiding projects could be used, and suggested that Fan Liancheng take out a loan to buy some real estate, aircraft, yachts, art, etc., so as to try to spend the money on himself.

Take private jets, for example.

Taking a Gulfstream G450 as an example, nearly 200 million Omen dollars can be deducted for Fan Liancheng in a few years, and the daily maintenance, repair, insurance, fuel costs, etc. of the aircraft can be used as corporate expenses to offset profits.

If you look at it this way, you will find that it is actually more of a budget-conscious financial management than extravagant and wasteful expenses.

Fan Liancheng has learned this knowledge in class, so he has been looking at those expensive "big toys" recently. Tentatively asked Lao Fan's opinion, and he told him that private jets are very inconvenient in the mainland, and if you want to buy them, you can buy a yacht and put them on the river to walk back and forth.

……

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