"What kind of party?" Zhang Yida asked Chen Bingyao.

"Gatherings of Chinese children in Singapore, Malaysia, Indonesia, Thailand and other places. Chen Bingyao said.

"Is it appropriate for me to go to the gathering of your chaebol children?"

Chen Bingyao shook his head and said with a smile: "Introducing you to a few friends is very helpful for you to open up the market in Southeast Asia."

Besides, you are also the best young entrepreneur in China, and they all want to meet you.

Everyone is young, so you should make friends. ”

"Okay then, thank you for the kind invitation. Zhang Yida didn't squirm, and agreed directly.

He knows the power of the Chinese chaebol in Southeast Asia, and his political influence may be almost there, but his economic influence is absolutely not to be said.

If you can get to know some Chinese chaebol children, Ruixiang, Yimin Netgold, and Doushi's overseas work will be much easier.

……

Following.

9 p.m.

Zhang Yida and Chen Bingyao came to the port together, and after getting out of the car, Zhang Yida saw a luxury yacht dozens of meters long docked in the port.

Chen Bingyao pointed to the yacht and introduced: "This is the yacht of the Guo family, Lyra. ”

"The Kwok family, Kerry or Hong Leong?"

In Zhang Yida's impression, there are many chaebol families surnamed Guo in Southeast Asia, and there are three of the most famous.

One is the Kwok family of Kerry Group with the richest man in Malaysia Kwok Hok Nian as the core, the other is the Kwok family of Singapore's Hong Leong Group founded by Kwok Fong Fong, and the other is the Malaysian Hong Leong Group founded by Kwok Fong Fong's nephew Kwok Ling Chan after his separation.

Needless to say, the richest man in Malaysia, the "Hotel King" and the "Asian Sugar King", Shangri-La Hotel, and Arowana Edible Oil are all their family.

Singapore's Hong Leong Group, mainly engaged in hotels, real estate, banking and finance and other businesses, has more than a dozen listed companies.

Hong Leong Group, the second richest company in Malaysia after the Kwok Hok Nian family, owns 13 listed companies in Malaysia, Singapore, the Philippines and Hong Kong.

"The host of today's banquet is the third-generation successor Guo Yisheng. ”

Chen Bingyao introduced Zhang Yida as he walked.

The two walked into the yacht, and Zhang Yida saw that on the luxurious yacht sofa, there were more than a dozen men and women in costumes, all of whom should be about twenty or thirty years old.

"Bingyao, why are you here?" a man in his thirties greeted Chen Bingyao in Hokkien.

"Brother Yisheng, let me introduce to you, this is Mr. Zhang Yida from Chinese mainland, the chairman of Ruixiang Fintech Group. ”

Chen Bingyao introduced Zhang Yida to the person who greeted him, and he said, "Yida, this is Mr. Guo Yisheng." ”

Zhang Yida shook hands with Guo Yisheng, who smiled at him and nodded, saying, "I've heard of Mr. Zhang Yida's name for a long time, and I'm very happy to meet you." ”

"Mr. Guo has won the award, and I am very happy to meet you. ”

Zhang Yida looked at Guo Yisheng, who was calm and tall in front of him, and couldn't help but sigh in his heart, there is a reason why he has been rich for three generations, and all of his children have received a very high education.

Not to mention, the temperament is very good.

"Yida, why didn't you say hello to me when you came to Singapore?"

Li Hengbo, who was sitting on the sofa, stood up and walked over as he spoke.

"Hengbo, do you know Mr. Zhang Yida?" Guo Yisheng asked curiously.

"Of course! We're old friends. After speaking, Li Hengbo turned his head to look at Zhang Yida and said, "Yida, are you right?"

"Hehe" Cheung Yida chuckled and explained, "Temasek is our keen investor. ”

"Oh!" Guo Yisheng nodded, indicating that he understood. He is also aware of Temasek's extensive investment, and it is normal for him to invest in a fintech company in Chinese mainland.

Then Guo Yisheng introduced others to Zhang Yida:

"This is the ...... of Indonesia's Sinar Mas Group"

"This is the ...... of Indonesia's Sanlin Group"

"This is the ...... of Indonesia's Astra Group"

"This is the ...... of Indonesia Needle Group"

……

Zhang Yida shook hands with the third and fourth generations one by one and said hello.

"This is my cousin, Guo Huiqi. ”

Guo Yisheng introduced Zhang Yida to a girl sitting at the end of the sofa.

Guo Huiqi is twenty-three or four-year-old and dressed fashionably, she stood up and shook hands with Zhang Yida, and said: "Hello Mr. Zhang, I am also in finance, and I can communicate more in the future." ”

"Really?" Zhang Yida smiled and asked, "Which part is Miss Guo in charge of?"

"I'm in charge of the family's asset management, with a focus on banking. ”

Zhang Yida's heart moved, and he asked again: "Rongcheng Bank seems to have your shares in Hong Leong Malaysia, right?"

Guo Huiqi said with a smile: "Yes, we invested in Rongcheng Bank in 07 and have not reduced our holdings, and we are currently the second largest shareholder."

Mr. Zhang, you seem to know our company very well!"

"Actually, I don't know much. Zhang Yida said: "Because my hometown is Rongcheng, I know more about the banks in my hometown." ”

"Oh, that's it!" Guo Huiqi nodded, and said, "I have studied your way to get started, and it is very remarkable." You look like you're still in college!"

"Haha" Zhang Yida smiled and said, "Sort of!"

Guo Huiqi looked at Zhang Yida with a look of incomprehension and asked, "Why do you say so?"

"I basically didn't go to class, so I can't be considered a qualified student. Zhang Yida explained to her.

"And this kind of operation, your school really loves you very much!"

Guo Huiqi said again: "I heard Chen Bingyao say that Ruixiang Group is making a big layout in the Southeast Asian market?"

"Mainly in terms of investment and joint ventures, Southeast Asia is a market that we value very much. ”

"It's because the dividends of China's Internet market have dried up, and we need to look for new incremental markets outside. ”

Zhang Yida was a little impressed by the girl in front of him and said, "You seem to know the Chinese Internet market very well. ”

Guo Huiqi smiled and said, "Then you will exalt me too much." I only have a little bit of research on the Chinese business market because of my work. ”

"Shouldn't it be more research on the banking industry?" Zhang Yida asked her rhetorically.

"I'm more interested in internet finance than traditional banks. ”

Guo Huiqi sighed, looked at Zhang Yida and said: "In your opinion, we chaebol children may have no worries about food and clothing, just wait for the succession."

But we are also very stressed, on the one hand, it is not so easy to take over the shift, and on the other hand, sometimes we want to break through on our own. ”

"Like Chan Bingyao?"

Zhang Yida smiled and shook his head, this is not knowing the blessing in the midst of happiness! What's wrong with lying down to win?

Guo Huiqi thought that Zhang Yida was laughing at her, and said with raised eyebrows: "You were not born in this kind of family, you don't know the situation of the big family." ”

Zhang Yida tilted his head and looked at her and said, "Don't look down on me." I am barely a rich second generation, although the family wealth is a few zeros less than your family, in China, it is also the first million families among the more than 400 million families. ”

"Haha!"

Guo Huiqi clasped her fists with both hands and said, "Disrespectful and disrespectful!"

made a few jokes, and the two got to know each other a lot.

Zhang Yida smiled and said, "Since you want to start your own business, why don't you try it yourself? Is it because your family doesn't support it?"

Guo Huiqi smiled and didn't answer, how can there be such a good entrepreneur, it's good if you succeed, but it's a shame for your family to fail.

"Hong Leong Group and Rongcheng Bank have set up a joint venture to establish a licensed consumer finance company called Jincheng Consumer Finance Company. Do you know about this company?"

Guo Huiqi became vigilant all of a sudden, she looked at Zhang Yida and asked, "Mr. Zhang, you really know our industry well enough." ”

Zhang Yida knew that the other party had misunderstood him, shook his head, and said: "Jincheng Consumer Finance Company, as one of the few licensed consumer finance companies at present, of course I understand it very clearly.

To some extent, Yimin Netgold is still a competitor to it. ”

Guo Huiqi motioned for Zhang Yida to continue, Zhang Yida smiled disdainfully and said: "Then do you know that their business growth rate ranks first among the several licensed consumer finance companies currently open?"

First in line, last to last. ”

Guo Huiqi felt that she was about to find out Zhang Yida's intentions, looked at Zhang Yida and said, "What about Mr. Zhang's opinion?"

Zhang Yida sighed and said, "Do you know the value of that consumer finance license?

Looking at Zhang Yida with a sad face, Guo Huiqi thought, it's not your company, what are you distressed about?

Zhang Yida thinks differently, a licensed consumer finance company with 10 times leverage. This license is simply a priceless treasure for Ruixiang and Yimin Netgold.

The conditions for applying for this license are that the operating income of the non-financial enterprise in the most recent year is not less than 30 billion yuan, the net assets are not less than 30% of the total assets, and the profit is not less than two consecutive years......

Financial enterprises need more than 5 years of experience in consumer finance, total assets of 60 billion yuan, and profitability for two consecutive years......

Then there is a common condition for the initiating shareholders, who cannot transfer the equity they hold in the consumer finance company for 5 years.

Jincheng Consumer Finance Company was established in February 2010, and this peach has ripened......

"Crime is crime! It's none of my business anyway. Guo Huiqi looked indifferent.

Zhang Yida said: "Don't you want to start your own business? Jincheng Consumer Finance is very suitable for you. ”

Guo Huiqi's expression moved, and she still pretended to be indifferent and said, "I'm not very interested." ”

"Miss Guo, do you know how many Internet finance companies in China covet this license? Your current management team is too mediocre and incompetent.

The king's horn has been turned into bronze by them, which is sad and lamentable.

If you look at it again, Home Credit Consumer Finance, which is also a foreign-funded company, has become the richest man in the country by lending money. ”

Looking at Zhang Yida, who was chattering endlessly, Guo Huiqi stopped him and said, "Say it! ”

Zhang Yida was speechless, looking at Guo Huiqi who was looking at him with a smile. Secretly said, it's too preoccupied, it's okay now, it's been pinched.