Chapter 228 Cross-border Payments
Consisting of eight blocks, Ginza is the most luxurious business district in Tokyo and is known as "the most expensive place in Asia".
Especially when night falls, the entire Ginza is flooded with dazzling lights and shadows by colorful neon and fluorescent lights.
In a high-end private club in Ginza, Mr. Zhang met Masayoshi Son, the chairman of SoftBank Investment, and Niksh Arora, the chairman of Yahoo RB.
Sun Zhengyi, a well-known Internet emperor in the outside world, is not tall, and may be barely 1.5 meters. Baldness is very serious, I don't know if it's overuse of the brain.
Just when Zhang Yida was having a fantasy there, Son Zhengyi greeted him, shook hands with Zhang Yida, and said in English: "Welcome Mr. Zhang to RB!"
In the face of this legendary investor, Zhang Yida also had a lot of respect and replied: "Thank you Mr. Sun for your kind invitation. ”
Mr. Zhang ended his work tour in South Korea and set his third stop at RB, where PayPay, an electronic payment company in a joint venture with Yahoo RB, invested $49 million and held a 49 percent stake.
After arriving at RB, Arola, the chairman of Yahoo RB, sent him a message saying that Son wanted to meet him.
Then Zhang Yida left He Qingxuan and the rest of the investigation team in the hotel and came to the banquet alone.
Zhang Yida shook hands with his old friend Alola, who had also visited Ruixiang and was the executor who facilitated the cooperation between Ruixiang and Yahoo RB.
"PayPay is doing well thanks to the technical team you have sent. ”
Zhang Yida said with a smile: "Don't dare to take credit, Yahoo RB will contribute more." ”
After the three of them sat down, Sun Zhengyi kept observing Zhang Yida there, and only after a while did he say, "I'm really curious about you." At the age of 20, he has created a great career!"
Son Zhengyi's praise made Zhang Yida quite comfortable, and he said with a smile: "It should be my luck that I have the pulse of the times." ”
"Maybe it's not luck, it's vision. Vision is also a kind of strength. ”
Speaking of this, Son Masayoshi sighed and said, "It's a pity! ”
"It can't be said that SBI Holdings is still our shareholder. ”
Zhang Yida knows very well that SBI's predecessor was RB's SoftBank Investment, which was later listed and renamed SBI Holdings, and although Son does not wholly own it, he still has a large number of shares in it.
Son shook his head with a smile: "I rarely interfere in the affairs of SBI. Although they have invested in Ruixiang, what is the proportion of shares?
1.21%!
That's not my investment style. I am optimistic about one person, one company, and I will definitely give my full support. ”
"SoftBank Capital also holds shares in our subsidiary, PeTe.com and Huimin Travel Group. I still have great admiration for SoftBank's investment vision. ”
After listening to Zhang Yida's words, Sun Zhengyi shook his head and said, "The shareholding ratio is still less. In recent years, I have focused on the global market, neglected the Chinese market, and missed out on a lot of good projects. ”
Zhang Yida recalled that SoftBank's performance did decline, and the three small giants of TMD only hit Didi.
It should be said that investing in Didi is a hedging investment behavior generated by investing in Uber.
"SoftBank's fund is so big that it is certainly impossible to focus entirely on China. ”
Son asked again: "How many countries has Ruixiang's Mobao payment landed?"
"Singapore, Indonesia, South Korea, India, and RB. It is currently in five countries. Zhang Yida replied.
"Haha, you must be the biggest enemy of the leech goldsuit. Son said with a smile.
"Not necessarily, their worst enemy should be Penguin's Tenpay, and we can only come in second. Zhang Yida knows his own family affairs, and now in the domestic mobile payment market, Ruixiang only ranks third.
He guessed that the biggest headache for Jack Ma should be the penguin's old rival. Ruixiang can only stand aside.
Sun Zhengyi looked at Zhang Yida and asked, "In your heart, what will Ruixiang look like in five years and ten years?"
Zhang Yida thought for a while and replied: "Spanning seven continents, covering most countries in the world except for a few countries and regions. ”
Son Zhengyi bowed slightly, he didn't think it was Zhang Yida bragging, but Ruixiang already had this sign.
As long as governments don't crack down, it's only a matter of time before these Chinese fintech companies take the world by storm.
"When will Ruixiang open up the next round of funding?" asked Son.
"We've only raised $2.5 billion, and we're still very well funded. Maybe next year!"
"Rui Shang's last round of financing was valued at $27.5 billion, and SoftBank is now investing in a round of shares at a pre-investment valuation of $30 billion, what do you think?"
After Son put forward the conditions, he looked at Zhang Yida. The latter took a long breath and said: "We have signed a bet with the current round of investors, and the next round of valuation cannot be less than $40 billion." ”
Son was silent, the valuation of $40 billion was so high that even he, a venture capital giant with a lot of money, had to think twice.
However, he knows that his 100 billion vision fund will be completed soon.
Once the fund is prepared, there is no unicorn in the world that he cannot afford to invest in.
After thinking about it again, Son decided to wait a little longer and wait and see the follow-up development of Ruixiang.
"Musical.ly is also an interesting company, I heard that you haven't opened up financing yet, right?" asked Son again.
Zhang Yida thought to himself, your vision is really poisonous. After a pause, he said, "There is no financing plan for the time being. ”
Son regretted that he had studied Zhang Yida's industry. Among so many companies, he is most optimistic about Ruixiang, followed by Huimin Travel, and then Musical.ly.
Others, what Pete.com, Spelling, Yimin Wealth, Ruimin Finance, and Huinong Loan In his opinion, it will be one or two billion US dollars if it is dead.
His investment focus is now on the decacorn, companies valued at more than $10 billion.
In other small-scale companies, he didn't even have the interest to make a move, and they were all handed over to the people below.
"Mr. Zhang, I am very optimistic about you. I hope that SoftBank Group can have a deeper cooperation with you. ”
At the time of parting, Son said to Zhang Yida.
Zhang Yida smiled and said: "Ruixiang will also welcome SoftBank to join in the next round of financing." ”
Zhang Yida knew that soon Boss Sun would get a huge amount of money from the oil tyrants.
When it comes to spending money, it is unrelenting, Uber, We Work and other big projects, billions and tens of billions of dollars are smashed.
For this kind of local tyrant, Zhang Yida is extremely welcome.
......
RB Tokyo Narita Airport Duty Free Shop.
There are two shopping streets at the airport, "Narita Nakamise" and "Narita 5th Street".
From small daily groceries to large clothing and electrical appliances, there are all kinds of goods here.
Zhang Yida and He Qingxuan arrived at the airport a few hours early and had been browsing the duty-free shops.
"Yida, are we just shopping and not buying?" He Qingxuan watched Zhang Yida wander around the neighborhood all the time, but he didn't buy anything.
"I'm observing the cooperation between Mobao Pay and PayPay. Zhang Yida explained.
After speaking, Zhang Yida continued to look at the cashier counter and looked at the payment sign posted on it.
"Hey, isn't that the sign of Mobao Payment? Why did you appear at RB Airport?"
He Qingxuan followed Zhang Yida's gaze and found that the clothing store they were in actually had the logo of Mobao Payment.
"PayPay helped us negotiate some cooperative merchants, which are basically concentrated in airport duty-free shops. So I came over to see what was going on. ”
He Qingxuan nodded, gave Zhang Yida a thumbs up, and said, "Awesome." You're going to do this business all over the world. ”
Zhang Yida waited for a long time, and finally waited for a few young girls in their twenties, looking and dressing should be Chinese.
Several girls were giggling and jogging with the clothes they had chosen. One of the girls pointed to the Mobao payment sign at the cashier and asked the cashier, "Hello, do you have any cooperation with Mobao Pay here?"
The cashier nodded and said, "Yes." If you download the Touronghui APP, you can choose to pay with Mobao. ”
"Wow. You can actually use domestic magic treasures to pay, it's too powerful!"
"Amazing, Mobao Payment has actually gone abroad. ”
"Hurry up and try it, can you make a successful payment!"
The other girls felt quite curious and encouraged their friends to pay for it quickly.
So the girl who had just asked the cashier a question took out her mobile phone, opened the Touronghui APP, clicked the plus sign in the upper right corner, and scanned the code.
With a "tick", the girl looked at the pop-up currency selection page and asked the cashier: "Why did two options pop up?" One is RMB and the other is JPY. ”
The cashier explained, "We only accept Japanese yen here. As a payment option, you can choose Japanese yen. If you pay in RMB, Mobao Pay will automatically convert the exchange rate to you, and then what we receive will also be automatically converted into Japanese yen. ”
"Wow, that's amazing!"
"Lili, hurry up and pay for one. ”
Seeing what her companion said, Lili chose the Japanese yen payment option, and then entered the price of the product 13,800 yen, and the Mobao payment was automatically converted into RMB 881.02.
Lili enters her password and clicks Pay.
Then the cashier nodded at her and said, "Okay, the payment is successful." ”
After Lili finished paying, several of her companions also took out their mobile phones one after another, opened the Touronghui APP, and experienced a magic treasure payment one by one.
There was a girl who did not download Touronghui, but also downloaded the APP on the spot, and then bound a bank card.
After a lot of delay, I finally experienced a handful of scan code payment with magic treasure payment in RB.
After paying the money one by one, several women were about to leave with their goods.
Zhang Yida stepped forward and said in Chinese: "Hello. It's convenient to ask, you just paid with Mobao, how was the payment experience?"
Several women looked up and saw that a handsome boy in casual clothes was talking to themselves and others, still in Chinese.
They all said:
"It's very easy to use, it feels so convenient!"
"Yes! Are you also Chinese?"
"Handsome guy, do you want to pay with magic treasures? If you don't, I can teach you. ”
He Qingxuan, who was standing behind Zhang Yida, pursed her mouth and rolled her eyes.
Zhang Yida hurriedly said: "Thank you! I don't buy anything, I'm just curious, just ask." ”
"Hey, are you Zhang Yida?"
"It's definitely him. Wow, can we take a picture?"
Several girls actually recognized Zhang Yida and stepped forward to surround him.
The cashier was also very curious, seeing that Zhang Yida was so temperamental, he guessed that he was a Chinese star.
Zhang Yida didn't put up a show, took photos with several girls one by one, and chatted with each other a few words.
Finally, in the reluctance of the girls, he waved at them and said, "See you soon!"