Chapter Eighty-Seven: Borrowing Chickens to Lay Eggs

Pre-depositing the class card to pay 2000 to get 2500 is not Xu Yiyang's real selling point.

In fact, he knew very well in his heart that not to mention paying 2,000 to get 2,500, even if he got 3,000, not many people would be really interested.

It's like a barbershop that charges 2,000 to get 4,000, and some will even more, but most people are still not interested.

The real soul is the $100 voucher and the 60-day hesitation period.

In short, he just spared a circle, provided an opportunity for all parents to take advantage, and then used this small profit to borrow a sum of money from the parents.

For parents, now with 2,000 yuan to buy a training pre-deposited attendance card, after getting a 100 yuan voucher, you can sign up for Zhao Hansheng's master class at a price of 400 yuan.

Then wait patiently for the 60-day hesitation period to pass, and you can find Jiayang Education to return the 2,000 yuan for the card, which is 100 yuan cheaper.

2,000 yuan is deposited in the bank, and the one-year fixed interest rate is around 3.5%, and the interest is only 70 yuan after one year.

Now, as long as you buy a pre-deposited attendance card and return the money after two months, you can save 100 yuan.

It's a good deal no matter how you calculate it!

As long as the parents feel that it is cost-effective, Xu Yiyang can "borrow" a sum of money from the majority of parents and "borrow" for 60 days in a reasonable, reasonable and legal manner.

There is still a month and 60 days for the 519 market, which is enough to finish the entire market.

In view of the fact that the 519 market can have at least 200% net profit, it is equivalent to him borrowing 2,000 yuan from each parent at a price of 100 yuan, and then throwing the 2,000 yuan into the stock market into 6,000 yuan.

repay the principal of 2,000 yuan, minus the concession of 100 yuan, and earn 3,900 yuan.

Extremely cost-effective.

In the known stock market, the only way to make as much money as possible is to bring more chips.

Although it is a good way to invest in stocks, there is no such way to play;

Although the loan seems to be reliable, the key is that there are no fixed assets in your hands, and it is difficult to get them;

Borrowing is even more unreliable, and I don't know anyone who can lend me a lot of money, and others may not believe me.

Another way to borrow money is to cast a wide net and offer high interest rates to attract, such as borrowing tens of millions from 10,000 people in one go.

However, taking advantage of high interest rates to absorb funds on a large scale is likely to violate the laws and regulations of illegal fundraising.

It's a high-voltage line, and you can't touch anything!

Xu Yiyang thought about it before he came up with this idea.

What you pre-sell is a service, which is a sales act, not a fundraising act.

As long as you can cash in the service to the consumer, or cash in the refund, there is no legal risk.

The 519 market is the trend of the times, and what should come will definitely come, so there will be no financial risk when this money is invested in the stock market.

Xu Yiyang conservatively estimated that this method should be able to help raise seven or eight million funds.

In this way, you can help yourself earn 15 million more!

......

In the early morning of the next day, a new issue of Yingzhou Daily was launched.

Parents of junior high school students throughout Yingzhou, especially those of junior high school students, are as excited as if they have been beaten with chicken blood.

Zhao Hansheng, the former head of the mathematics group of the Basic Education Department of the Provincial Department, the leader of the proposition group of the mathematics test paper of the high school entrance examination for many years, and the recognized master of middle school mathematics in the province, is actually coming to Jiayang Education in Yingzhou to start classes!

500 yuan for 9 classes, although Zhao Hansheng is only responsible for three classes, but in the eyes of parents, this is already very valuable!

Because no one knows the preferences of the proposition group of the test paper better than Zhao Hansheng, listening to his class will definitely be inspired, and there will be a target in the review process, and the money is definitely worth it!

If Zhao Hansheng can bet on a big question, then the 500 yuan has already been earned!

Even the math teachers of several junior high schools, after seeing the newspaper, immediately suggested that the students should try to sign up for it as soon as they arrived at school.

As a result, the Children's Palace was fried all of a sudden.

At six or seven o'clock, countless parents flocked to the city.

Even the parents of students in the surrounding suburbs hurried to the city after getting the news.

The enthusiasm of the parents of the students is unprecedentedly high.

Early in the morning, there was a long queue at the gate of the Children's Palace.

The procession meandered all the way down, encircling the entrance of the Children's Palace.

Fortunately, Xu Yiyang learned well this time.

He found the leader of the CCB opposite yesterday and said that he might collect more than 10 million tuition fees on the spot today.

The money can be deposited in CCB itself, but the requirement is that CCB must send a few tellers with equipment to check money to come to the Children's Palace to collect money for itself.

Otherwise, you will work with other banks.

How could the leaders of CCB see tens of millions of savings passing by, so they immediately agreed.

According to Xu Yiyang's request, the bank arranged five tellers with money counters and banknote bundling machines early in the morning to be responsible for collecting money.

also lent Xu Yiyang five security guards and rushed to the scene to maintain order.

At the same time, the bank also removed a group of people from its own cash delivery team, and their task was to transport cash to the bank every time it reached a certain size on site.

After Zhang Aixue sent the child to school early in the morning, he immediately ran over to help.

Counting Xu Yiyang, Xu Ma, Du Wenjuan and Zhang Ning, there are just five people who are responsible for registration.

Five people registered, five tellers collected, one-to-one cooperation, and the efficiency was greatly improved.

Moreover, most of the parents who came to sign up today brought enough cash.

They have long seen the bug that Xu Yiyang left on the advertisement, and most people want to take advantage of this bug.

Before starting to register, Xu Yiyang first paid 500 yuan out of his own pocket and wrote his sister Xu Yishan's name on the first place on the registration form.

Even Xu Yiyang, the driving force behind the scenes and the initiator, felt that such a good opportunity must be made for the little girl to come over and listen, not to mention the parents of other students.

At eight o'clock, the training course officially began to register.

From the fourth floor to the first floor to the downstairs and outdoors, more than 1,000 parents lined up to sign up, and the grand occasion was unprecedented.

A large crowd flocked in, but fortunately, at the staircase on the fourth floor, five security guards sent by the bank helped to maintain order.

Security guards blocked the flow of people at the entrance on the fourth floor, allowing parents to queue up in an orderly manner.

In this way, the work of registration upstairs can also be carried out in an orderly manner.

The five of them were busy all the time, and they were busy until 5 o'clock in the afternoon to complete the registration of 3,700 people.

Xu Yiyang started classes at five o'clock and the bank got off work, so the registration was suspended.

At eight o'clock the next morning, registration continues.

After another day of hard work, before 5 p.m. the next day, all 30 classes and 7,200 students were full!

At this time, there are still a large number of parents waiting anxiously outside.

Zhang Aixue went downstairs and came back to tell Xu Yiyang that there were at least a thousand parents in line.

Many of them came from the surrounding towns and villages, and many of them came from several cities next door, and now they heard that the newspaper was full, and they said that they were reluctant to leave.

Xu Yiyang said: "Let the security guards tell them, there is really no quota, even if it continues to be blocked here, it is pointless, tell them that if we have any expansion activities, they will publish it in Yingzhou Daily, so that they can pay more attention to the information." ”

After Zhang Aixue and the bank's security guards finally persuaded the unwilling parents to leave, Xu Yiyang's revenue data was also inventoried.

For the entire master class, the tuition income is close to 3 million!

In fact, according to the tuition fee of 500 yuan per person, 7,200 people should be charged 3.6 million tuition.

The reason why only 3 million yuan was collected was because among the 7,200 people, 6,012 parents applied for a pre-deposited class card of 2,000 yuan, so the tuition fee was reduced by 601,200 yuan.

Correspondingly, the income from pre-deposited attendance cards exceeded 12 million!

There is also a retail pre-deposit income of 530,000;

After the money was checked, it was all deposited into CCB, with a total of 15.55 million.

Getting this data, the young Xu Yiyang was excited like a Parkinson's patient!

He didn't expect that he could "borrow" so much money from his parents by pre-depositing his class card.

With this extra 12 million chips in hand, when you wait until 519, you can easily earn 25 million for yourself.

He couldn't help but sigh that he invited Zhao Hansheng to come over and take him for a ride in order to help Zhang Aixue get on the horse, but in the end, he got such a big opportunity from it!

This is really in response to the old saying, but do good deeds, don't ask about the future.

When Xu Yiyang was excited about his income, everyone else except him was feeling pain for him.

Because in their opinion, Xu Yiyang lost a lot this time.

They all concluded that the more than 12 million pre-deposited attendance cards would definitely be returned by the students' parents after two months.

At that time, Xu Yiyang not only had to return the 12 million, but also lost more than 600,000 tuition income.

Xu's mother hesitated, but still said to Xu Yiyang: "Son, I think that after two months, most of the attendance cards will be returned, and then thousands of people will line up for refunds, and a lot of people are busy going around, what are you tossing back and forth?"

Zhang Ning nodded and blurted out: "Yes, boss, you shouldn't tell them that you can return it after 60 days, they buy pre-stored cards for the 100 yuan discount, and they will definitely come to return it when the time comes." ”

Zhang Aixue also felt that this loss was a bit too big, and he really couldn't understand the reason why Xu Yiyang did this, it stands to reason that Xu Yiyang is a smart person, how could he make such an obvious mistake.

After all, more than 10 million yuan is put into the bank, and the interest is only hundreds of thousands a year, not to mention that the money can only be left in Xu Yiyang's account for two months.

Xu Yiyang just smiled and didn't say anything.

He didn't dare to say that he would be of great use to the money.

Otherwise, if my mother knew that she was going to embezzle the money, she would be scared.

He calculated that his original funds, plus the income this time, plus the tuition fees for the new English class that will be collected this month, minus the 1.8 million yuan that he will donate to the Hope Project on behalf of Zhao Hansheng, should be able to bring 15 or 6 million to the admission.

This fifteen or six million will lock in a net profit of at least 30 million for itself.

As the saying goes, borrow a chicken to lay an egg, and that's pretty much it!