The afternoon financial briefing was held as scheduled, and the residents of the harmonious community arrived as scheduled. The small meeting room of the neighborhood committee is packed, and people are eager to learn about the financial market.

Recently, prices have soared, and pork has reached more than 30 pounds, and with the price of pork, other commodities are also rising accordingly. The benchmark interest rate for central bank deposits has been lowered accordingly. For a while, people were panicked, and the residents watched as the little money they had saved from between their teeth was evaporated little by little. I want to hear how this gold medal financial planner gives advice to everyone!

The crowd in the venue was full of people, and people were talking about what wonderful financial management methods can this teacher-like elegant and gentle little girl bring to everyone? At least from the face of the feeling, it feels quite standard!

Straight and feminine curves, retro curly hair lob, intellectual borderless diamond crystal glasses, dignified and decent, light lipstick crystal clear, beautiful lip line full of shine. Medium stature, ironed Zhanye suit skirt, flesh silk high stockings, Belle high-heeled glossy leather shoes.

Professional and proper attire leaves people in suspense. Everyone wants to see what this little girl can say.

Qin Ye unhurriedly opened the black laptop on the podium in the conference room, and connected the data cable of the projector with the interface of the notebook. Use the remote control to lower the white background projection screen. Gently debugging, the movements are dignified and elegant. It makes people feel professional and calm!

"Hello everyone, I am very honored to meet you today and share your knowledge about financial management. As we all know, our hard-earned wages and the savings we have saved through hard work are shrinking all the time. The little interest that the bank gives us will not allow us to maintain and increase the value of our assets at all. The high cost of pension and medical expenses inevitably overwhelm each of our families.

Some people may ask, isn't the problem of old-age pension solved by social security? Ladies and gentlemen, our society today is facing a global focus problem -- population aging. The industry is accustomed to calling it a four-two-one inverted triangle structure, the second here is the young two in the family, and the fourth is the double parents of the small two.

Now people's living conditions are better, and the health of the elderly is getting healthier and healthier, and the age is getting longer and longer. Then the pressure of social pension will gradually appear. Social security accounts are also under tremendous pressure. The pension insurance paid by our generation has been used by our parents' generation. Most of my generation are only children. The pension insurance paid is simply not enough for the parents' generation.

Therefore, our country has to follow the developed countries and postpone the retirement age. Someone once calculated that the total amount of pension received after retirement can only be equal to the total amount of pension insurance we pay if the health is 80 years old. In other words, we want to earn pension insurance money, and we can only achieve it after we are 80 years old. After we retire, we actually spend our own money until we are 80 years old. Of course, there are many people who die young before they retire, and there are many people who die just after retirement. The pension insurance paid by this part of the population is actually a contribution to the country.

Commercial insurance is different, you can save as much as you pay to the beneficiary. When the insured dies, the beneficiary gets the wealth. It will not be like social security, as soon as people leave, the tea will be cold. ”

The meeting room of the neighborhood committee was full of seats, silent, and sometimes burst into warm applause. With the applause and cheers, many people who watched the excitement were added, and a considerable number of them were still standing and listening. Everyone nodded again and again, and I felt that it was so good and thorough!

"Just briefly talked about the pension, of course, there is no meaning to weaken social security, our country's social security system is still very sound, and commercial insurance is indeed a useful supplement to social security. Just like when we usually eat, stick noodles can fill our stomachs, so why do we still eat white flour steamed buns and cream cakes? It is because stick noodles can only ensure that we are full and not hungry, while white flour steamed buns and cream cakes can ensure that we eat well. That's it.

Social security can only give us an ordinary guarantee in our later years, if we want to live a rich and colorful life. Then commercial insurance is the best choice for us. Plan ahead, plan and think about it from now on.

Next, let's talk about medical care, when it comes to medical treatment, we will always hear people talk about such words, hard work for decades, a disease back to before liberation, now to see a doctor is really looking down, not to mention what a serious illness, a while ago I had a cold and went to the hospital for a blood test, a transfusion, and some medicine. also brushed the medical insurance, and after the reimbursement, the out-of-pocket part was stunned and cost more than 1,000. The neighbor's eldest brother had a heart imaging, and only supported one frame, and he spent more than 30,000 yuan on his own expenses after reimbursement. Not counting the cost of anti-rejection and other drugs that continue to be taken after the stent is done. The reimbursement ratio of community hospitals is 75 percent, and I would like to ask everyone here, if someone has a serious illness, which one dares to go to a community hospital to see! It is not that you have to go to such an authoritative hospital as the third class A! Then the reimbursement ratio of the third-class hospital is only 55 percent, and the rest can only pay out of your own pocket, so our commercial insurance can also be supplemented with medical insurance in addition to the old-age insurance, and the part that cannot be reimbursed by the medical insurance in the social security will be reported by our commercial insurance, no problem! Moreover, our life insurance can also be supplemented with early payment for major diseases, 28 types of men and 30 kinds of women are within the scope of early payment. There are two more types of women than men, malignant molar pregnancy and systemic lupus erythematosus, and once the above serious illness symptoms appear, the insurance company can pay the corresponding sum insured in advance. Remember that the sum insured is not a premium, even if someone only pays the premium for one year, you can get the corresponding amount of insurance in advance, 100,000 for 100,000, 500,000 for 500,000. Why do we ordinary people save money between their teeth? Isn't it just that if there is a disease or a disaster, can we use money to see a doctor? After listening to this financial management class today, do we still use 300,000 or 500,000 yuan to save money in the bank? Tell me! Yes, there is really no need. We only need to complete the risk protection gap of our own family with the insurance policy and pay the corresponding premium. This way we pass the risk directly onto the insurance company. What do you do with the rest of the money? Of course, you can enjoy life like a foreigner.

You only need to take out 30% of your income! What should you do with the rest of your money except for enjoying life? Is it deposited in the bank? Of course not! I will explain the specific operation to everyone one by one at the next financial management meeting. The remaining income is the most critical, and it is related to whether our property can maintain and increase in value!

This is also the core part of the whole financial management! In the next series of financial briefings, we will teach you how to do it! Do you believe me? If you don't believe it, you can leave now! Those who remain want to preserve and increase the value of their assets, and then my colleagues will teach us the first step how to list their family protection gaps one by one, and use the rate given by professional actuaries to calculate our insurance amount. Let's solve the first step first! Today, everyone is here to listen to my lecture, which is actually a blessing for everyone, and I have never given a lecture to such a small number of people without bragging. The people who listened to my lectures were basically in the lecture hall of the insurance company, which could accommodate four or five hundred people. The venue where I often give lectures is in the auditorium of a five-star hotel, which can accommodate thousands or even 10,000 people, so it is really fate to be able to meet with you. My name is Qin Ye and this is my phone number. As he spoke, he wrote his phone on a white clipboard.

The residents listened attentively, and the gold medal lecturer gave a free and easy lecture style, elegant temperament, and thorough analysis of problems. In the face of the deteriorating financial environment, people's assets are indeed insecure. After listening to this financial management course, many people were deeply attracted and begged Professor Qin to give everyone another lecture.

Qin Ye did have to rush back to the company to participate in a life insurance lecturer course, she as the main lecturer, to give some excellent performance and want to expand into a lecturer of the business backbone of the teaching, had to helplessly say goodbye to everyone: "There is indeed a class tonight, and please understand, I will definitely come if I have the opportunity, if it is not for the sincere treatment of everyone, I will not be able to leave my contact information." Thank you!" he said, as he stepped off the podium.

From the crowded front seat, a person stood up and blocked Qin Ye's way, shouting loudly: "You big liar, don't be fooled!"