After Li Guangyu returned from Hutchison Whampoa, he came to Tianyu Financial Group and held a group meeting.

Li Guangyu is very aware of the impact of the property market crash on the banking industry in Hong Kong, and he must take strict precautions on his side.

At the meeting, Li Guangyu made clear requirements to Tianyu Bank and Wing Hang Bank, strictly prohibiting loans to small and medium-sized real estate companies this year, and at the same time focusing on whether their jobs are stable and strictly controlling this aspect for home loan customers.

The high-level people present have long known that Li Guangyu is not optimistic about the property market in Xiangjiang, and at the beginning of the year, he asked two banks to restrict loans in the real estate market, and they estimated that the collapse of the property market in Xiangjiang is not too far away.

Luo Qianwen said: "Li Sheng, our Tianyu Bank will convey your instructions and strictly review the loans in the real estate market, in order to reduce the losses of our bank in this turmoil." ”

Feng Jingyao, who is the chairman of Wing Hang Bank, also responded that he would convey Li Guangyu's instructions after he returned, and that their Wing Hang Bank had accumulated much more business in this regard than Tianyu Bank.

Feng Jingyao only hopes that before the property market collapses, he can try to recover the money lent out by the bank, otherwise when there is a problem in the property market, the real estate company will not be able to repay the loan, and the loss to the bank will be great.

Li Guangyu said: "Ms. Luo, the task of your Tianyu Bank this year is still to accelerate our deployment in Southeast Asia, focusing on Thailand and Malaysia. ”

Last year, they were basically completed in Treasure Island and Japan, and they only need the local person in charge to carry out the in-depth layout, and they no longer need to invest too much energy.

This time, the two areas arranged by Li Guangyu, Thailand did not have much of a problem, but things were a little troublesome in Malaysia.

Yuan Tianfan said: "Li Sheng, I am afraid that it is not easy for us to open a large number of branches in Malaysia, and the Singapore consortium over there has a great influence. Khoo Tak Gen and Wong Cho Yew are two banks in the top private sector in Malaysia, and their connections in Malaysia are much deeper than ours, and they will definitely block them if we want to fully enter the Malaysian financial market. ”

Li Guangyu himself is also very aware of the influence of those two companies over there, but he still wants Tianyu Bank to make every effort to develop the market there. On the Xiangjiang side, Li Guangyu didn't have much to do with them, and this time Li Guangyu wanted to fight with them in the Malaysian market.

After several years of operation on Li Guangyu's side, he also has some connections, plus Cao Wenjin's connections over there for decades, and the financial resources of the Li Group, he is really not afraid of the big families in Singapore, even on their territory.

Lee Guangyu said: "Don't worry about this, after your plan is made, the Comfort Youth Association will go to Malaysia with you to explore the market there." This time, she will go to Malaysia to do some charity activities to promote our relationship with the local community, so that Tianyu Bank can better explore the Malaysian market. ”

Yuan Tianfan and Luo Qianwen heard that Cao Weiqing would go over there to help them develop the market, which also improved their confidence.

They know that the Cao family began to establish a textile enterprise in Malaysia in the past few years, and has been increasing investment in Malaysia over the years, and the government has a wide range of contacts there, and the current prime minister has a very good relationship with Cao Wenjin.

Luo Qianwen replied: "Li Sheng, we will first conduct an in-depth investigation of the Malaysian market and make an expansion plan before reporting to you. ”

After Li Guangyu finished laying out Tianyu Bank, he said to Feng Jingyao: "Feng Sheng, your strategy on Wing Hang Bank's side will be the mainland market, and you can continue to strengthen communication with them. At the same time, your Wing Hang Bank will no longer be under the management of Tianyu Financial Group in the future, and my shares in your Wing Hang Bank will also be held by multiple funds, and you will be the majority shareholder of the group. ”

Li Guangyu plans to deploy his own Tianyu Bank in major regions, and many areas on Yongheng's side cannot enter without Li Guangyu's assistance, and they do not have such a strong strength to expand everywhere, Li Guangyu will let them develop the mainland market with peace of mind.

Feng Jingyao knew that Li Guangyu was very optimistic about the mainland market, but some things that happened a few years ago made their relationship a little stiff, and the matter was finally dealt with, but the result did not seem to be too satisfactory to Li Guangyu.

Although Li Guangyu's side resumed the negotiated investment, but other than that, there was no additional investment in it. On the contrary, the treasure island and Xiangjiang area are full of actions, and the reports on Jiayi TV have not returned to the previous situation.

Feng Jingyao naturally has no opinion on Li Guangyu's arrangement, and he will not refuse if he can break away from the jurisdiction of Tianyu Financial Group.

Feng Jingyao said: "Li Sheng, our side will continue to maintain communication with the mainland, and strive for our Yongheng to obtain the permission to do banking business on the mainland as soon as possible." ”

Li Guangyu knows the difficulty here, and it is not easy to win. Lee Kwang Woo knew very well that it would only be more difficult for him to get into Tianyu Bank, which is why he let Wing Hang Bank break away from Tianyu Financial Group.

After Feng Jingyao becomes the major shareholder, Wing Hang Bank will not be subject to too many restrictions, which will be more conducive to the development of Wing Hang Bank in the mainland.

Li Guangyu then said to Guo Fengtao: "I won't give you a clear goal on the side of your investment company, I believe you can know how to do it." You informed Liang Botao to increase investment in the Internet and related enterprises over there, especially the list of companies I gave him, and asked him to give me a part of the shares, especially those companies that have been listed, and the market value of these companies is not high, and it is very suitable to hold a part of the shares for a long time. ”

Li Guangyu made a request that the shares of listed companies should not be held more than 20 percent, and they were still held by several funds, and Li Guangyu was worried that he would hold too much, which would affect the development of these companies, and the US government was unwilling to help foreign-controlled companies develop.

Guo Fengtao knew that Li Guangyu attached great importance to the investment over there, and Yuan Sheng, who was sent at the beginning, was stationed there in person, and he also believed that the companies on the list that Li Guangyu took out would definitely be some well-known companies in the future, and the market value would definitely not be low.

So they invest in companies that take this very seriously, knowing that the financial funds in the United States are much more abundant than their headquarters, just to be able to buy shares in some companies on the stock market.

Guo Fengtao replied: "Li Sheng, don't worry, our side has always attached great importance to this matter, and Manager Liang is also operating according to your instructions, and I will convey your instructions to Manager Liang again after the meeting." ”

Li Guangyu is still very satisfied with Liang Botao's ability, after he took over Yuan Tianfan's position last year, Tianyu Investment in the United States branch did not regress, and various plans were carried out in an orderly manner.

Especially on the side of Oracle, Li Guangyu has now mastered 25% of the shares after two rounds of financing. Although after the listing, the shares will be reduced by a part, but Li Guangyu is quite satisfied with such a large number of shares.

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