After the end of the meeting of Li Guangyu Financial Group, Wing Hang Bank broke away from Tianyu Financial Group the next day, and announced to the outside that Feng Jingyao became the largest shareholder of Wing Hang Bank and was no longer under the management of Tianyu Financial Group.

This news shocked the top management of Xiangjiang, they did not believe that Li Guangyu would give up Wing Hang Bank so easily, they thought that the Li consortium was secretly preparing some actions in the back.

Later, some of Feng Jingyao's actions let them know that this must be Li Guangyu's intention, and it is obvious that Li Guangyu wants Wing Hang Bank to be free from the influence of the Li consortium and be able to move closer to the mainland.

I don't care about these things when I watch the excitement, but Li Guobao of the Bank of East Asia and Chen Youqing of Heung Kong Asia Commercial Bank are paying attention to the actions of Wing Hang Bank and Tianyu Bank.

Especially when they heard that many customers were discussing the very difficult handling of the real estate business and the mortgage loan business of Tianyu and Wing Hang Bank, it also made the two of them raise their hearts.

They know that after the meeting of the Lee Kong Woo Financial Group, the two banks have tightened their grip in this regard, which means that the real estate market crash is getting closer and closer.

The two banks have a large number of Chinese families handling business, and many of them are related to real estate. Once the property market suddenly collapses, if their funds cannot keep up, the two major banking industries will be implicated.

After receiving the news, Li Guobao immediately convened a meeting of the middle and high-level banks to make new requirements for housing loans from the Xiangjiang Real Estate Company and the property market, and implement the policy of collecting more and lending less in order to cope with the coming crisis.

After Chen Youqing learned the news, he also adopted a similar policy to avoid huge losses for his bank.

Just because Li Guangyu started a start, with the follow-up of the Bank of East Asia and the Xiangjiang Asian Commercial Bank, many small and medium-sized real estate companies fell into the embarrassment of loan difficulties, and many people were very dissatisfied with Li Guangyu, and even scolded him in private.

At this time, the major banks in Xiangjiang began to diverge, and some families who sought insurance chose to follow suit, and they also followed Li Guangyu and began to tighten their loans to real estate companies to cope with the possible storm.

Some banks are different, at this time, because Li Guangyu and they are stuck with customers and cannot handle loan business, these banks began to contact these customers and ask them to go to their banks to handle business, but the interest rate was raised a little.

On the morning of February 5, Li Guangyu listened to Gan Qin's report on the dynamics of major banks in the past few days in the office, and he was particularly concerned about the dynamics of HSBC and Standard Chartered.

Gan Qin said: "Li Sheng, after the implementation of the new regulations, we still have some impact on our business, but we are afraid that we will lose some customers. ”

Li Guangyu doesn't care too much about the loss of this part of the people, he knows that at this time he is still plunging into the real estate market, and there is no strong financial support behind him.

Li Guangyu said: "Have HSBC and Standard Chartered made any moves?"

"Li Sheng, there is no adjustment over there, it is still the same as before, we don't know what Shen Bi and George LaVine think, they don't seem to be worried about what problems will happen in real estate. Gan Qin replied.

Li Guangyu was even happier when he heard this, as long as they continue to lend, when there will be problems in the Xiangjiang property market, there will be times when they are in a hurry, and this time, many customers who have not been approved by his side, the Bank of East Asia, and the Xiangjiang Asia Commercial Bank will definitely find their bank, and the matter will be seen later.

Li Guangyu knows very well that with the collapse of the property market, there will be a series of crises in the future, and the banking industry is a hard-hit area, and I don't know how many banks will go bankrupt and collapse at that time.

Li Guangyu said: "You instructed our people to continue to pay attention to the movements of these two major banks, and report to me immediately if there is any news." ”

Not long after Gan Qin went out, he came to Li Guangyu again and said to him: "Li Sheng, Mr. Feng Jingxi has come to the front desk of the building, please have time." ”

"You immediately ask the front desk to lead Feng Sheng to my office, and you go make a pot of tea. ”

After Li Guangyu went out in Ganqin, he thought about Feng Jingxi's intention this time, this person was not too close to him, and this sudden visit made him a little confused.

After Feng Jingxi and Li Guangyu sat down opposite each other in the reception area, Feng Jingxi said: "Guangyu, I took the liberty to come this time, mainly to ask you what you think of the property market in Xiangjiang this year. ”

Fung King-hei Sun Hung Kai obtained a banking license in Hong Kong in January, and has now established six branches in Central, Kowloon, Mong Kok and other places.

It's just that I didn't expect that not long after the establishment of my bank, some banks led by the Li consortium began to tighten real estate loans. Originally, the bank he built was a good time to win over customers, but he didn't dare to make this decision, and he still believed in some of Li Guangyu's vision.

After thinking about it, he still came to the Li Mansion to hear Li Guangyu's opinion again. In fact, he knew in his heart that this time he would come to inquire would be the same result, he was just a little unwilling, looking at so many customers who came, he could only turn them away, and his heart was particularly uncomfortable.

Li Guangyu also knew that Sun Hung Kai Bank had just been established at a time when it needed customers, and Hong Kong's largest customer base was in real estate, so it was impossible for Sun Hung Kai Bank to develop rapidly.

Li Guangyu said: "Uncle Feng, you also know the current situation in Xiangjiang, coupled with the inflated housing prices and the rising vacancy rate, the slightest disturbance will cause turmoil in the property market, and our bank has to take precautions." ”

As an old friend of Lee Shau Kee and Kwok Tak-sheng, and one of the founders of Sun Hung Kai Properties, Fung King Hei is also aware of the current situation of the Hong Kong property market.

Fortunately, he was still sensible, and he did not make this decision. He said: "Guangyu, I don't know what advice you have for our bank, and I would like you to support Sun Hung Kai Bank." ”

Li Guangyu really doesn't have a good way to do it himself, he can't give him his banking business.

Li Guangyu thought for a while and said: "Uncle Feng, now in terms of real estate, I suggest that your bank should not lend too much money, you can take a look at Xiangjiang Industrial, especially those who want to go to the mainland to build factories, they are relatively less risky, and the mainland's cheap labor makes the products of these enterprises still very competitive in various regions." ”

Feng Jingxi listened to Li Guangyu's suggestion and felt that he could do it, but there was a big difference between those businesses and real estate. He felt very annoyed that the bank had only been established at this time, if his customers had stabilized a few years earlier, and a year or two later, he would not have had to suffer so much.

Feng Jingxi also knew that Li Guangyu would not give up the business of Sun Hung Kai Properties and Shau Kee Group to himself here, so he did not open his mouth, and after chatting with Li Guangyu for a while about the financial situation in Hong Kong, he said goodbye to Li Guangyu and left.

Wonderful Book House