Time flies, Ding Le has been coming to the Taiping branch for more than a month, and it is about to be the National Day in a blink of an eye.

In the past month, he and Fei Yang worked together to investigate all the customers who needed loans on hand, except for the few households that had been registered before to develop small property rights, Ding Le did not agree to re-lend, and the others re-granted loans to customers according to the previous conditions.

Ding Le knew that he had a conflict with Wu Kewei, so he tried to be as detailed as possible in each investigation, and carefully prepared materials before the meeting, so as not to find problems.

In his previous life, he went from an account manager to a branch president, and through years of study and training, his business ability is still very good, and he has been judged as an excellent account manager and an advanced individual in the work of the year many times.

At this time, as a college student who had just graduated and worked, Ding Le's business quality even Wu Kewei had to be convinced, and he wanted to grab pigtails several times, but Ding Le could cope with it.

Even Fei Yang said that he learned more business skills from Ding Le this month than he learned in a year on the job, and he asked Ding Le several times how he knew, and Ding Le pretended to be deep and said that he should read more, think more, and comprehend more. After several loan meetings, Ding Le's proficient grasp of the business has also been thoroughly recognized by Zhang Maosheng and Zhu Guang.

During this period, his mother called again and again, asking Ding Le to come home and have a look. He was urged to go home to rest and relax for a few days. When he got home, he found out that it was a colleague from his mother's unit who introduced him to a blind date.

Ding Le smiled bitterly, so he had to tell his parents that he didn't want to fall in love in a short period of time, and he wanted to work hard in his career, which his father Ding Jianguo agreed with very much.

In addition to saying that he wanted to continue to make progress in his career, Ding Le took the opportunity to show down with his parents, saying that he had been using his spare time to learn stock investment knowledge in four years of college, and during the internship, under the influence of colleagues in the internship unit, he finally linked theory to practice and went to the securities company to open a real account, he used the scholarship and internship salary saved in the university to invest in some stocks, and the current income is not bad, he wants to borrow some more money from his parents and invest more.

As a reborn person, Ding Le has a deep memory of the once-in-a-lifetime bull market that has arrived, at this time in his previous life, he just worked, did not have too much original capital, as the lowest retail investor, in the super bull market also achieved the goal of doubling the yield, but in the subsequent stock market crash and all of it was spit back, and some of it was upside down. After this carnival of capital, it did not reappear until 2106, when he was reborn.

At the beginning, Ding Le was not fully approved by his parents, his father was in favor of it, and his mother was against it. Mother Fang Hongli said: "This is what we have accumulated for many years, and it is reserved for you to marry your daughter-in-law, you use it to speculate in stocks, what should you do if you lose money?"

At this moment, Ding Le's heart is struggling and contradictory, as a reborn person, Ding Le knows a lot, but he may not have the ability to change. The future world peace and national events are too far away for him, and he doesn't want to expose his secrets, let alone become a guinea pig in scientific research. He couldn't tell anyone about being born again. Rebirth, it's just a story in a novel.

For his mother's question, in addition to moving out of his university major and current work experience again, emphasizing his professional accident, he also made a final move, this money is a temporary loan, if the investment fails, he will hand in the salary card and repay it with the salary of the next few years, and at the same time he will unconditionally accept any blind date arrangement from his mother, without shirking or resisting, until he finds his daughter-in-law.

Mother Fang Hongli saw Ding Le like this, so she had to agree to give him 100,000 yuan. The mother took out a 100,000 yuan fixed deposit certificate from Haizhou Bank from the bedroom, and when she handed it to Ding Le, she said: "This is the last time your parents will connive you!"

Early the next morning, Ding Le went to the bank counter to withdraw the deposit certificate in advance and put it into his investment account.

In September 2006, the Shanghai Composite Index has risen from 1,000 points last year to 1,700 points, as the index continues to climb, the atmosphere of private stock speculation is becoming more and more intense, of course, this is still a lot from the peak of 6,124 points in October 2017, and it will be in the spring of next year that the market will begin to go crazy until it crashes in October.

In September, the share price of China Merchants Bank has risen to nearly 10 yuan, and the market value of Ding Le's securities account is about 20,000 yuan, together with the 100,000 yuan supported by his mother, a total of 120,000 yuan. For retail investors, this market capitalization is already above the average.

Just when he was thinking about how to adjust his position and increase capital investment after the National Day, an unexpected phone call was made to him, and the person looking for him was his uncle Ding Jianye.

Ding Le's father has 5 brothers and sisters, the establishment of the society, the founding of the party, the construction of the army, the founding of the country, and the construction of the industry, the youngest Ding Jianye is only 6 years older than Ding Le, Ding Le remembers that when he was a child, Ding Jianye often took him up the tree to catch birds and go down to the river to fish. Later, when he was in school, when Ding Le was bullied by his classmates, he could always take a few people to help Ding Le find a place.

Uncle dropped out of high school halfway through high school to break into society, Ding Le remembers that he worked as a self-employed person, speculated in stocks, speculated in real estate, and later opened a company, his life is always switched in various non-stop attempts, and he is a person full of ambition and revenge. In 2016, he had completed his early capital buildup, and his company was busy going public.

If the memory is correct, Uncle Xiao should also be speculating in stocks at this time, and he officially completed his original accumulation through this wave of bull market.

Ding Jianye said on the phone that he was in Shanghai at the moment, and he had been begging for a living in the stock market for the past two years, and he heard his father Ding Jianguo say that he had graduated and returned to Haizhou to work, so he called to ask about his work, and said that if he didn't want to do it, he would go to Shanghai to join him.

Ding Le listened to it, and a warm current suddenly appeared in his heart, and the image of the uncle in his impression became vivid again.

Ding Le briefly mentioned his current work, and immediately led the topic to the stock market. Speaking of this, Ding Jianye was a little discouraged, since last year, the market index has doubled, but he has not made much money.

In order to gain the uncle's trust, Ding Le simply and directly recommended a few impressions of bull stocks on the phone. At the same time, he also took Moutai as the column and explained the logic of his stock selection to Ding Jianye from both fundamental and technical aspects.

And Ding Jianye did not think so of Ding Le's recommendation, he has been in this market for several years, and he thinks that his practical experience is several grades higher than Ding Le.

Ding Le didn't break it when he saw this, thinking that even without his own help, in this big bull market, Uncle Xiao would complete his original accumulation.

During the seven-day National Day holiday, Ding Le almost stayed at home and carefully combed and studied the current stock market.

In the Taiping Branch, he has to investigate loans outside during the day, and he is not free to watch the market at all times. At this moment, I am taking advantage of the time when I am at home during the holiday to analyze the bull stocks in my impression and see how to adjust my position after the holiday.

After studying for a few days, Ding Le finally decided to use the stupid method of waiting for the rabbit to buy a stock - Hudong Heavy Machinery, which is a well-known Chinese shipbuilding in the future, which started from 5 yuan in 2005 and rose to 300 yuan in October 2007.

At this time, the closing price of Hudong Heavy Machinery at the end of September was 23.79 yuan, compared with 5 yuan at the start, it has risen 5 times. However, if you buy and hold until the end of September 2007, you will still have more than 10 pairs of gains. By September next year, he will leave the market at the highest profit, and the money he earns will be able to easily buy a suite in the city.

On the first day of work after the National Day, Ding Le opened the market in advance to sell China Merchants Bank, and then bought 5,000 shares of Hudong Heavy Machinery at a price of 24.28 yuan, although the stock has risen by nearly 30% in September, and there will be adjustments in a short time, but he doesn't want to toss anymore, he just needs to wait patiently until September next year.

In September, Ding Le, as a newly recruited account manager, added nearly 1.5 million new loans, which suddenly improved the performance ranking of Taiping Sub-branch by 3 points. After the holiday, he officially returned to work, and Ding Le analyzed the list of customers left by Gao Haifeng again.

Although Gao Haifeng went to collect it full-time, it turned out that he also had some high-quality customers in his hands, which was relatively much more reliable than Wu Kewei's flying knife.

In October, Ding Le plans to increase the number of customers within 10 households, he has to control the pace of work, first of all, the head office is a positive assessment of the account manager in the first year of entry, as long as the performance increases, there will be corresponding performance income; secondly, since he has opened the situation in the Tianping branch, the next main task is to stabilize his foothold, even with the aura of rebirth, he can not be careless when doing business, and if he does not pay attention to a detail, he may have to fall behind.

In 2006, more than half of the time series tasks were completed, and the deposit and loan performance of the entire Taiping sub-branch was still in negative growth. In September, Ding Le added more than one million new loans in the month after joining the company, which helped the branch improve its performance ranking, but it could not fundamentally reverse the current predicament.

In the remaining three months of this year, Ding Le wants to run through all the loans that are due within the year on hand of Gao Haifeng, so as to prepare for next year's "good start" competition, and he wants to expand some business independently and find new business growth points for the Taiping Branch.

Ding Le's plan includes the town's public officials in the scope of expansion, these people have an annual income of more than 100,000 yuan, and the potential consumption power is strong, if this market is built, then there will be more than 10 million investment. At present, he is only a rough idea, and how to operate it still needs to be carefully considered, so he has no plan to report to President Wang Yonggui for the time being, and how to play this card still needs to wait for the opportunity.

At present, the main work is to solve those customers left by Gao Haifeng, he transferred to clear this month, there is a backlog of many customers, and the loan is required to be renewed after the loan is due, in Ding Le's view, most of the customers in it need to be carefully investigated, and one bite can not become fat, only one household by door to visit and investigate, the basic work is done, will get twice the result with half the effort.