Chapter 7 A meeting to lay the foundation for the future

Ding Le took advantage of everyone's stunnedness, so he continued: "On my first day on work, Gao Dagang came to the bank to respond to the problem, and I received it at the time, and he said that the employees in our bank accepted his benefits, but did not give him any errands. I don't know if Wang Xing has mastered this matter. ”

"During my visit and investigation, some of the information I learned was fundamentally different from what Director Wu said. Ding Le opened the notebook as he spoke.

"Director Wu introduced Gao Dagang to run a supermarket, but what I know is that the supermarket called Huimin has already been transferred to someone else three years ago, and the current operator has also applied for a loan in our bank, and the corresponding information should be found in this system;

Ding Le was speechless, and before he finished speaking, Wu Kewei immediately jumped up, his face turned red, and his voice became louder: "Where did you hear this, you hairy boy, don't talk nonsense if you don't know!"

Ding Le looked indifferent and said calmly: "I came to the Taiping Branch as an account manager, and I was also selected through a series of processes in the head office, please don't doubt my professionalism." ”

"As for what I said Gao Dagang has long since stopped opening a supermarket, I don't believe you don't know, and I also know that he has not made money from developing small property rights in the past two years, and I don't say much about the basic situation of the other two households, just say whether the loan was misappropriated by Gao Dagang, you just need to go to the counter to check the account details of the three of them after the last loan, or check the latest loan repayment, whose account the funds are transferred from!"

The air in the conference room seemed to be condensed, and Ding Le's voice and Wu Kewei's panting sound were extremely far away.

After a busy period of opening the door on Monday, there was no one in the business room at this time, and the sound of disputes upstairs could be faintly heard in the business hall downstairs.

"I think some of the situation of Gao Dagang, everyone may know, but it will be done when it is not squeaked, in the past two years, we have been overdeveloped in Taiping Town, and it has been in a situation of oversupply, and the people with slightly better conditions will go to the city to buy a house, and there will be no market for the development of small property rights in the future. Let's think about why he is in such a hurry to ask us to lend, it is not because the capital chain is already tight, and the actual situation is not as he boasted outside.

If we still lend money to Gao Dagang as before, it is very likely that it will be a thunderbolt, and after a year, he will not change this money, it will not be 500,000 yuan, and the 1.5 million non-performing loans will be held accountable, and the head office will definitely have to look at the records of the association. ”

With Ding Le's words, Wang Yonggui was also a little angry, it turned out that Wu Kewei did not tell him everything, and he didn't know about the supermarket's transfer, Wu Kewei only vaguely said that Gao Dagang is now mainly focusing on real estate development, and there are relatives in the supermarket to help with it. The loan application is still in the name of running a supermarket, so as to circumvent some policy constraints of the head office, and if it is checked by the head office in the future, it can also be covered up.

Whether the customer has the real borrowing strength is not what Wang Yonggui is worried about, he is angry that the person he trusts the most actually has a hand for him, and he is a little annoyed and angry.

Wu Kewei saw Wang Yonggui's angry expression and had already stood up from his chair, and he still accused Ding Le of fabricating rumors and fabricating things to confuse everyone.

Ding Le thought that since he tore his face, there was no need to be subtle, so he brushed down three names in his notes, and then tore off the paper with a "whoosh", turned to Fei Yang and said: "You go to the counter downstairs and ask Zhang Linli, the accounting supervisor, to authorize you to retrieve the details from June last year to today from the core bookkeeping system, and I want to let the leaders see if there is any capital exchange between them!"

Fei Yang was a little hesitant, he looked at Wang Yonggui, Wang Yonggui waved his hand and said, "You go and check, since Xiao Ding questioned it, then you have to be careful to verify it!"

Fei Yang came to the counter, and before he could speak, Fang Meijuan leaned up first and asked, "Why is the smell of gunpowder so strong upstairs?

Fei Yang said: "A person you can't imagine, Director Zhang, please print out the flow of these three people from last year to now!"

Zhang Linli saw that it was Gao Dagang, and suddenly understood in her heart, she was also present last time Gao Dafang had just invited her to dinner......

Fei Yang took the detailed account that had just been typed out, and found the flow between August and September last year, and on the day the loan arrived, it was really transferred to Gao Dagang, he thought to himself Ding Le, this is also amazing, and things are like gods.

When Wang Yonggui saw this detail, his face turned pale, and Wu Kewei was still trying his best to justify: "This may be a temporary loan from the customer's financial constraints." ”。

When Ding Le saw this detail, he was even more sure of his inference, there were many subjective speculations in his previous statements, but this detail made everyone speechless.

"Director Wu, you can say that my new hairy boy has no experience at work, but you are an old credit who has worked for more than ten years, and you can't see the catty in this?"

Wu Kewei was speechless......

Wang Yonggui saw that the situation was beyond his control, and he was full of resentment towards Ding Le, a newcomer, it was the second time he had challenged his authority, which he couldn't bear!

Wang Yonggui patted the table, and finally said arbitrarily: "Okay, Lao Wu, you go to verify the actual situation again, how can you make such a low-level mistake as an old account manager?"

Wu Kewei stared at Ding Le with resentment on his face, eager to swallow him in one gulp.

Ding Le directly ignored his gaze, and took the initiative to hand Wu Kewei the meeting orders of his households.

"While everyone is here, please ask the leader to sign on the meeting form, so that I can sign a contract with the customer in the afternoon!"

Wu Kewei's expression at this time was as disgusting as eating a fly, but he had no choice but to grit his teeth and pick up the pen.

Wang Yonggui signed the meeting order of several people and said: "I will go to the head office for a meeting in the afternoon, you should not relax at home, the customers who are scheduled to hurry up and investigate, and those who have already done it will hurry up and lend, our performance in the third quarter is still underwater, everyone should put pressure on themselves!"

Everyone has expressed their support for the leadership work, and if the performance is not good, the branch assessment will not get money, and everyone will not have a good harvest!

At the end of the morning meeting, Ding Le hurriedly contacted several customers to sign a contract for lending, because they were all real estate mortgages, and the highest mortgage contract signed at the time of the last credit loan had not expired, so he only needed to sign a loan contract, and the procedures were simple, and after signing in the afternoon, he would be able to lend to the customer.

In this time and space, his first order is basically completed. When I thought of my previous life, when I first became an account manager, I was trembling for the first two years, but at this time he was much more sophisticated!

The conflict at the morning meeting quickly spread in the branch, and everyone actually knew that Wu Kewei wanted to take a card in the process of lending, but because he was in charge, especially Wang Yonggui's trust, they knew nothing. On weekdays, the loan club is completely controlled by the two, but this time, in Fei Yang's words, Ding Le pierced a hole in the sky.

Ding Le's Taiping Branch has not been in conflict with Wu Kewei twice since he came to the Taiping Branch, and he has also indirectly challenged the authority of the president, and everyone feels more and more that he must have a background in the head office, otherwise he would not be so strong. Everyone will no longer treat him as a newcomer, and they all think that he will come to the master.

Everyone compared Fei Yang with Ding Le, Fei Yang has been in the Taiping branch for more than a year, and he is still very shy many times, and he is often jokingly rubbed with oil by several female comrades on the counter. Ding Le's responsibility is different, which completely subverts everyone's perception of new employees, through a few days of getting along, everyone sometimes jokes about him, and he can also cope with it easily.

Fei Yang was also completely conquered by Ding Le through this matter, and he decided to follow Ding Le's footsteps in the Taiping Branch in the future.

After lunch, Ding Legu couldn't rest, he went to the office to contact the customer, and informed him to come to sign in the afternoon, and the things of the morning had been forgotten.

Because of the need to make 5 loans at once, Ding Le not only has to sign a contract with the customer, but also lead the customer to the counter to set up a note, but also to take pictures for archiving, he comes to the office and you go, Ding Le is busy in the afternoon, until seven o'clock in the evening, he will print out the last bill, at this time the counter has already left work, only wait until tomorrow to enter the account......

After everything was packed up and he came out of the office, it was already dark outside, and it was already past meal time in the cafeteria, so he thought of buying some instant noodles and biscuits from the small supermarket next door.

When I walked to the gate of the backyard, I met Xia Xiao who was returning from a walk after eating.

Ding Le was still a little embarrassed when he thought of the bump at the staircase in the corridor a few days ago, but Xia Xiao took the initiative to say hello, as if he had already forgotten about it. Xia Xiao also took the initiative to remind him to pay proper attention to ways and means at work, and also learn to protect himself.

Ding Le looked at Xia Xiao's departing back and thought, "Kind girl, you are the one I came to Taiping to do." ”

In his previous life, he fell out of love after graduating from college, and it took several years to come out of the shadow of his lovelorn. Although I talked about a few girlfriends in the middle, it always ended up in the end. In the end, how he gets along with women has always been affected by the failure of his first love.

Now that he has been reborn, Ding Le has decided to get rid of the experience of emotional failure in his previous life, and relive it with his heart to pursue the beauty he encountered in life.

Xia Xiao is a good girl, although she has only been in the Taiping branch for a few days, but the female comrades on the counter have already joked about him and Xia Xiao's meeting a few times, knowing that both of them are single, they have said that they want to be matchmakers, especially after knowing that the two are alumni, they keep saying that this is fate, and persuade the two to seize the opportunity......

Ding Le feels that now is not the best time to fall in love, the main thing at present is to solve the problems at work, and after gaining a firm foothold, he can solve the life and death crisis of Xia Xiao in his previous life.