Chapter 3 The Taiping Branch is not peaceful

Early the next morning, Ding Le came to the hall on the first floor of the head office with a bag and gathered. Yu Jiankang led the team to send the newly recruited employees who entered the industry in 2006 to the official post unit one by one.

Ding Le didn't want others to know that he and Yu Jiankang knew each other, so in front of everyone, he didn't act too lively, just said hello in a proper manner, Yu Jiankang didn't say anything when he saw it, nodded and passed it.

After saying hello to Yu Jiankang, Ding Le turned around, saw Chang Dong again, and smiled at each other, because Chang Dong was assigned to the business department of the head office, so he was the first object to be served, Ding Le chatted with him briefly, and then got in the car and set off.

At this time, Chang Dong and Wang Xiaona have not yet come together, and they are only at work, so there is no need for Ding Le to remind him for the time being, and the relationship between the two is not familiar with that at this time, it is not good to say that it is early.

At half past ten o'clock in the morning, the batch of employees in the urban branch was delivered, and the remaining six people were all assigned to the town branch. Ding Le calculated that he was fortunate to be able to go to the Taiping branch for lunch, and two of them estimated that they would not arrive at the reporting unit until four or five o'clock in the afternoon, and Yu Jiankang would be tired enough this day.

At a quarter past eleven, the group drove to the Taiping Branch, and Wang Yonggui, the president of the branch, had already received a call in advance, pinched the point, and stood at the door of the hall waiting.

As soon as the car was good, Wang Yonggui stepped forward and smiled: "Mr. Yu personally sent new employees to join the company, it's really hard, it's such a hot day, hurry up to the conference room to rest."

Walking into the conference room, as soon as he sat down, Yu Jiankang waved his hand and said: "Let me introduce, this is your newcomer this year, Ding Le, during the internship all aspects of the performance is very good, when the post is fixed, it is the initiative to ask to work at the grassroots level in the town, President Yang of the head office has a high evaluation of him, I am handed over to you, you arrange accommodation, you have to bring good employees in the future!"

When Wang Yonggui heard this, he immediately expressed his position, saying that the sub-branch would definitely create a good working and living environment for the new employees and never disappoint the expectations of the leaders of the head office. Yu Jiankang got in the car and left after a few words, and hurriedly rushed to the next branch outlet.

Looking at the shadow of Coaster's car in the distance, Wang Yonggui and Ding Le walked into the conference room again, Wang Yonggui said: "Xiao Ding, you are new to the city, how about you familiarize yourself with the environment in the past two days, and then work when you are familiar?"

Ding Le straightened up and said, "Wang Xing, I have done a little understanding of our Taiping branch before I came, this year, the head office has given us a heavy assessment task for our branch, and the current completion situation is not too good, everyone is under great pressure, and I have been studying in the front line of business as an intern, I still want to work as soon as possible and work hard with everyone!"

In the past few years, the Taiping sub-branch has entered new people every year, but they have not stayed for a long time, and they have tried their best to leave, and some even resigned directly, because the social environment around the Taiping sub-branch is not good, and the performance appraisal of the branch is at the bottom every year, and the income of employees is very low.

If as a newcomer who has just graduated and joined, he must be afraid of the current environment of the Taiping Branch, but for the reborn Ding Le, all this is his opportunity, as a reborn person, he knows that the opportunity for change is coming, everything is so easy!

Wang Yonggui met such an active and steady new employee for the first time, and he couldn't see the shyness and shyness of the newcomer on Ding Le's face, and then thought of what Yu Jiankang said when he left, he was a little unsure, he didn't know what the background was behind Ding Le, he thought about it or carefully observed it.

While it was time to change shifts for lunch at noon, Wang Yonggui led Ding Le to meet with everyone. There are 11 employees in the Taiping sub-branch, 10 of whom are actually on the job, Wang Yonggui, president of the sub-branch, who coordinates all the work of the whole bank; Wu Kewei, the credit director, who is mainly in charge of the credit business; and Zhang Linli, the accounting supervisor, who is mainly responsible for the management of the counter back-office; these three people are equivalent to the leadership team of the Taiping sub-branch.

There are 4 account managers, account managers Zhang Maosheng and Zhu Guang have gone out to visit customers today, and account manager Fei Yang accompanied customers to handle other warrants for real estate mortgage registration, and these three people have not met. There is also an account manager, Gao Haifeng, who has been transferred to the collection team of the head office to collect the non-performing loans in his hands full-time due to the large number of overdue loans in his hands.

There are 4 internal tellers, namely Xia Xiao, Chen Xiaohui, Cheng Dongxia, and Fang Meijuan, because Xia Xiao is on vacation today and did not come to work, so Ding Le has not seen her yet, and the other 3 have met and said hello.

The business hall of Taiping sub-branch is divided into two floors, the credit business office area is on the second floor, the stairs are on the left hand side is the account manager's workstation, the workstations are lined up against the window, and the right hand side of the stairs is the president's room, conference room and archive room. Between the office and the workstation is a customer waiting area, with sofas and coffee tables.

Wu Kewei, the credit supervisor, arranged for Ding Le to temporarily sit at Gao Haifeng's workstation, Gao Haifeng, who is now a full-time collector and has not appeared in the branch for a long time, his workstation is next to the stairs, and the workstation is covered with thick dust.

Ding Le frowned when he saw it, didn't say anything, rolled up his sleeves, took the rag and began to clean up, and it took half an hour before and after to clean up the dust on the station.

After a little busy, Ding Le sat down, and was about to sigh when Wu Kewei came over: Xiao Ding, you are new here, and you don't have any business at hand, give you a few customer information, familiarize yourself with the situation first, and go to investigate and visit tomorrow, recently there is a shortage of manpower, these customers have been backlogged for a few days, you hurry up, don't be complained by customers!"

Ding Le looked down at the customer information on the table, and thought: "I haven't sat down yet, you dug a hole for me so quickly, if I didn't know your personality in my previous life, I really thought you were thinking about me, it is estimated that you have benefited, and I feel that the customer is at risk, I dare not take responsibility, I have been pressing, I saw me coming today, and immediately threw the pot, you want me to carry this black pot for you, you are really ruthless!" If it weren't for the rebirth, the new unit would have encountered this kind of thing on the first day of reporting, and no one would have been at a loss for anyone, but unfortunately they met me, do you really think that newcomers are easy to bully? You just wait to knock it, let me break the sky, and let you see how powerful I am. ”

Ding Le turned over the customer information at hand, one is a supermarket in the town, belongs to the stock customers of the branch, because the previous loan expired, now apply for 500,000 yuan to continue to be used as working capital, but also provide two other individual industrial and commercial households as a guarantee; one is selling aluminum alloy doors and windows, because the scale of business has expanded, want to apply for 500,000 yuan as working capital; and another is engaged in sand and gravel sales, because it has just taken over a project, needs to advance funds, so it also has to apply for a loan of 500,000 yuan, and these three customers provide guarantees to each other。

Looking at the materials, these three households are used for normal business, and they have all provided relevant information to testify, if the basic situation is true, why does Wu Kewei hold on, Ding Le fell into deep thought......

Just as Ding Le was carefully studying the information, there was a shouting from downstairs, and he vaguely heard someone shouting: "What about you Director Wu? Why did we repay the loan, and there was no follow-up after the application materials were sent?"

Wu Kewei heard the sound downstairs, hurriedly stretched out his head and glanced down the stairs, and then suddenly became in a hurry, he walked up to Ding Le and said hurriedly: "Xiao Ding, I'll go to the conference room to make an important call, it's inconvenient to receive customers, if someone comes up to me in a while, you will say I'm not there, go out!" After speaking, he hurriedly walked into the archive room, and locked the door with his hand.

Ding Le looked at Wu Kewei's panicked appearance, and then looked down at the information on the table, thinking that there would not be such a coincidence.

As soon as he looked up, he saw three middle-aged men walking up angrily, and asked as he walked, "What about you Director Wu? Why can't you find his people everywhere?"

Ding Le quietly closed the information in his hand, put the file together and put it in the drawer, stood up at the same time, and said to the middle-aged man who walked up: "Do you have anything to do with our supervisor? If you want to apply for a loan, you only need to make a simple registration, and someone will contact you tomorrow." ”

"I've also registered fart, I've been registered for almost a week, and I've invited the surnamed Wu to eat, and I haven't seen him investigate until now, don't you think I haven't sent enough!"

At this time, in addition to Wu Kewei who was hiding in the archive room in the office on the second floor, Ding Le was the only one left, and three big men surrounded Ding Le, Ding Le calculated, if he really started to do it if he didn't agree with him, he would definitely be beaten.

Although it was across the desk, the other party's arrogant and domineering appearance still made Ding Le feel very unhappy.

"I'm here for the first day of work today, I don't know what you said very clearly, otherwise, I'll make a simple registration, as long as you meet the conditions, I'll be responsible for going to the door tomorrow to investigate, how about it?

The other party looked at Ding Le with a calm look, and his momentum weakened.

"I don't register, I have clear grievances, I came today to find the one surnamed Wu, I don't tell you more, you tell him, what he promised me before, please don't forget it, if there is still no news within three days, then don't blame me for being polite, on the peaceful ground, I have never lost face!"

Ding Le looked at the three people who turned to leave, the borrower who ran the supermarket in the materials he read just now was Gao Dagang, and thought that there was indeed a story here.

After Gao Dagang and his party left, it took about ten minutes before Wu Kewei came out of the archive room, there was no air conditioning in the archive room, and when he came out, he was sweating profusely, his back was soaked, and he looked embarrassed.

"Xiaoding, hurry up and get familiar with the materials, and go to the door tomorrow to investigate, I have a customer to visit, I'll go out!"

Wu Kewei left without looking back.

What Gao Da said just now, Ding Le was sure that both of them heard it, but Wu Kewei came out without explaining anything, and urged him to go to the door to investigate as soon as possible, which was obviously pushing him into the fire pit. Ding Le looked at his departing figure, thinking in his heart how to avoid this muddy water.

He looked up and saw the compilation of rules and regulations of the SH State Bank on the bookshelf across his desk, and his eyes suddenly lit up, and he had an idea.

According to the credit management regulations of the head office, the customers and files recommended by Wu Kewei to him must be approved by the credit committee of the branch. But now most of the branches have not been implemented, and if it were not for more than ten years of credit work experience in his previous life, Ding Le would not have been impressed by those systems when he officially took up his post.

Now that he thought of a countermeasure, Ding Le was confident, he did it again, turned on the computer, entered the account number, logged in to the system, called up all the loan details issued by Gao Haifeng before, screened out the details of the customers who had expired and were about to expire, and carefully studied and analyzed. After looking at it for a long time, he looked at the administrative area of the Taiping branch hanging on the wall.

Ding Le did a good job in his heart, he decided to take the lead and establish a strong image in everyone's hearts, and see the real chapter tomorrow morning!

Unconsciously, it was time to get off work, Ding Le walked out of the office building, came to the yard, looked around, the staff dormitory of the Taiping branch is behind the office building, separated by a large yard with a basketball court, the first floor of the dormitory building is the canteen, the storage room, the second floor is the male staff dormitory, the third floor is the female staff dormitory, all of which have been modeled after the layout of the single room in the hotel.